TPG readers share the airline loyalty programs they'd miss the most
Editor's Note
Editor's note: At TPG, we paused traveling to help slow the spread of COVID-19. Local and federal governments around the globe are now debating the appropriate levels of isolation and distancing. Before booking that next trip, we recommend you talk to your doctor, follow health officials' guidance and research local travel restrictions. TPG is continuing to publish deals, reviews and general travel news to inform and prepare you for that trip, whether it is next month or next year.
As the aviation industry continues to suffer from the ongoing coronavirus outbreak, it's natural to worry about your favorite airline going belly up. Some airlines have already suspended service during the pandemic, others have filed for bankruptcy and still more may not survive the unprecedented downturn in travel.
We asked TPG Lounge members to weigh in on the two frequent flyer programs they'd miss the most if they disappeared or completely changed due to the pandemic. Here are some of our favorite answers. (Some responses have been lightly edited for style and clarity).
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Sweet spots that would be sorely missed
Flying for next to free is great, but it's even better when you spend fewer miles than other programs charge. Many TPG readers would be heartbroken to lose their favorite airline award chart sweet spots.
"I would miss Virgin Atlantic's great ANA sweet spot and the ability to fly Delta One for way fewer miles, and Turkish for their Hawaii sweet spot." — Daniel R.
"Turkish and ANA for their Star Alliance sweet spots." — Jo B.
"Alaska Airlines for sure, and maybe American Airlines AAdvantage just because I have more miles with them than anyone else right now (although some of the Web Specials have been tempting, and changing Morocco to be in Europe zone was a nice move)." — Daniel C.
"Virgin Atlantic Flying Club and Turkish Miles and Smiles." — Felipe D.
"Aeroplan and British Airways/Iberia." — David O.
Related: The best ways to get to Hawaii using points and miles

"Alaska Mileage Plan. Partner awards. Ugh, I miss travel." — Maria B.
"Alaska and its partners." — MaryAnn G. B.
"The British Airways fuel surcharges suck but I would miss that the most followed by Alaska." — Liz M.
"Alaska Mileage Plan and Etihad Guest. So many unique partnerships and sweet spots on many partner airlines: Alaska with Cathay Pacific, Qantas, Fiji, Emirates, etc. Etihad with American, ANA, Oman Air, Virgin Australia, GOL, Czech Airlines and Asiana. Honorable mentions go to British Airways and Virgin Atlantic." — Matthew T.
Probably United MileagePlus and American Airlines AAdvantage because I got some excellent redemptions with them, such as Etihad's first-class apartment, as well as lots of low-level award tickets for moderately expensive short-haul flights to visit family." — Shana G.
Related: The 5 best domestic award chart sweet spots
Long-term loyalty matters
Another group of readers picked airline programs they'd used most frequently or had treated them well in the past. Understandably, many are worried about losing large miles balances in the event of a bankruptcy or the convenience of airlines that fly from their home airport.
"American Airlines for sure and Delta. American because of my miles with them and their ease of traveling and Delta SkyMiles due to me having to pick one." — Trey M.
"JetBlue — I’ve been Mosaic for years, I personally prefer their ‘elite’ benefits than those of other airlines." — Allie C.
"Alaska Airlines for sure. American Airlines better not buy them." — Chad P.
"JetBlue Mosaic - not only because they have the best domestic coach product, but also my current stash of points and credits from all of my canceled trips." — Eric G.
"I’m gonna have about 500,000 Alaska miles once my Europe trip is canceled so they’d better not devalue or go away!" — Shannon S. F.
"American and even United as they’ve always treated me well especially in difficult travel circumstances." — Jonathan F.
Related: What to do if your flight is delayed or canceled

"Really love JetBlue and remained Mosaic (status earned through travel) even while living in Chicago for three years." — Mark M.
"Since I fly them most often, Delta and Southwest. Luckily, I think those two are in the strongest financial position of any in the U.S. at the moment." — MacKintosh B.
"American Airlines, but that’s only because that’s where almost all my miles are.." — Mialisa G.
"Turkish Airlines food is so good but I don’t fly them enough. Honestly I’d miss American. They have the most routes from my airport that is firve minutes away." — Nicole S.
"Delta. Since I have almost 200,000 miles with them and their miles don't expire. And because they're the highest-quality airline in the South." — Brandon B. W.
"380,000 United MileagePlus miles. Was supposed to be on a trip to Southeast Asia right now that ate those up, but here we are, not in Southeast Asia." — Dominic B.
Related: The best credit cards to jumpstart elite status
A major blow if this program perk disappears
One of the most valuable loyalty program perks around was on the mind of numerous readers — losing two-for-one travel with the Southwest Companion Pass would sting.
"Southwest Companion Pass. It’s allowed my wife to travel with me on business trips for years." — Clay N.
"Southwest for their Companion Pass. I would cry." — Bao C. N.
"Southwest, any loss of them or the Companion Pass would leave a huge hole in our travel needs. Pretty much everything else airline-wise can be booked from a number of angles." — Kenny B.

"Southwest Companion Pass." — Jeffrey R.
"Hands down Southwest." — Shana R. T.
"Southwest Companion Pass." — Jeff C.
"Southwest for the Companion Pass. But I don’t know how useful it will be with 80% of the flights removed." — Devin S.
Related: The best Southwest credit cards
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

