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The 5 credit cards The Points Guy is using the most in 2021
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Top offers from our partners
How we chose
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How we chose these cards
Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn't recommend an offer to a friend or family member, we wouldn't recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
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Chase Sapphire Preferred® Card
Current Offer
80,000 bonus points
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Capital One Venture Rewards Credit Card
Current Offer
Up to 100,000 bonus miles
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The Platinum Card® from American Express
Current Offer
Earn 75,000 points
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American Express® Gold Card
Current Offer
60,000 bonus points
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Our Monthly Valuations

What are
points worth?

There isn’t a strict mathematical formula at work here. At some point we’d like to create a system that could calculate a precise value based on award availability, fees, award levels and ease of accrual, but for now these valuations are based on a combination of how much TPG would pay to buy points if given the opportunity, and the overall value I could get from redeeming them.

2.0¢
Chase Ultimate Rewards
2.0¢
American Express Membership Rewards
1.7¢
Citi ThankYou Points
1.8¢
Alaska Mileage Plan
1.4¢
American AAdvantage
1.5¢
Avios
1.1¢
Delta SkyMiles
1.3¢
United MileagePlus
1.7¢
World of Hyatt Loyalty Program
0.8¢
Marriott Bonvoy
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Advertiser Disclosure

Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.