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Earn up to $350 in rewards with these One Key credit card welcome offers

March 17, 2026
3 min read
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The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

Editor's Note

This is a recurring post, regularly updated with new information and offers.

The One Key™ Card and One Key+™ Card offer strong earnings rates and benefits for low annual fees.

Let's take a closer look at the two cards and analyze the current offers to see which one is best for you.

The information for the One Key Card and the One Key+ Card have been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

One Key+ Card

The One Key+ Card has a $99 annual fee but comes with multiple benefits to help make up for its price tag. If you can take advantage of those perks, it's well worth going for the One Key+.

Current welcome offer

Earn $350 in OneKeyCash™ after spending $3,000 on purchases in the first three months from account opening.

OneKey-Plus card art
THE POINTS GUY

Is it worth it?

It's important to note that OneKeyCash is not redeemable for cash and can only be used with Expedia, Hotels.com and Vrbo. However, the card does come with some nice earnings rates if you use those platforms often.

  • 3% back in OneKeyCash on Expedia, Hotels.com and Vrbo (in addition to what you earn as a One Key member)
  • 3% back in OneKeyCash at gas stations, grocery stores and on dining
  • 2% back in OneKeyCash on other purchases

This card comes with a few perks that make up for its annual fee. You'll receive $100 in OneKeyCash each year on your account anniversary and a statement credit of up to $120 for Global Entry or TSA PreCheck once every four years.

You'll also get automatic Gold status in the One Key rewards program with savings of 20% or more on over 10,000 hotels worldwide. You'll reach Platinum when you spend $30,000 or more per calendar year.

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Related: I rarely stay at major hotel chains — here's how I maximize my reward travel anyway

One Key Card

The One Key Card is a no-annual-fee offering with decent earnings rates and some unique benefits with the One Key program.

Current welcome offer

Earn $250 in OneKeyCash™ after spending $1,000 on purchases in the first three months from account opening.

WF OneKey card art
THE POINTS GUY

Is it worth it?

Like the One Key+, the OneKeyCash rewards earned with the One Key Card can only be used for travel on Expedia, Hotels.com and Vrbo.

With the One Key Card, you'll earn:

  • 3% in OneKeyCash on Expedia, Hotels.com and Vrbo (in addition to what you earn as a One Key member)
  • 3% in OneKeyCash at gas stations, grocery stores and on dining
  • 1.5% in OneKeyCash on other purchases

Among other benefits, you'll also get an automatic Silver tier in the One Key rewards program, which includes savings of 15% or more on over 10,000 hotels worldwide. You'll unlock Gold status when you spend $15,000 or more per calendar year.

Related: How you can save on all aspects of your trip with One Key

Bottom line

Both the One Key+ and One Key cards come with valuable earning rates and welcome offers that Expedia users can take advantage of right now.

If you frequent Expedia and its affiliated sites, one of these cards could be right for you.

To learn more, read our full reviews of the One Key+ Card and One Key Card.



Featured image by FILADENDRON/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Rewards rate
2X milesEarn 2X miles per $1 on every purchase, everywhere
5X milesEarn 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Business Travel
Intro offer
Open Intro bonus
Limited-time offer: Earn up to 150,000 bonus miles
Annual fee
$95
Regular APR
24.49% (Variable)
Recommended credit
Open Credit score description
740-850Excellent

Pros

  • Simple earning structure
  • Bonus categories
  • Annual credits
  • No foreign transaction fees
  • Flexible redemption options, including transfer partners

Cons

  • Has an annual fee
  • Fewer bonus categories than some competitors
  • Lacks premium perks
  • Limited-time offer: Earn up to 150,000 bonus miles—75,000 miles once you spend $7,500 in the first 3 months, and an additional 75,000 miles once you spend $30,000 in the first 6 months
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Receive up to $220 in credits: Receive an annual $50 travel credit for bookings through Capital One Business Travel, up to an annual $50 statement credit for purchases at qualifying advertising or software merchants, plus up to a $120 credit for Global Entry or TSA PreCheck® every four years. Terms and conditions apply
  • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
  • Transfer your miles to 15+ travel loyalty programs
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • $95 annual fee
  • Free employee cards which also earn unlimited 2X miles from their purchases
  • Top rated mobile app