Earn up to $350 in rewards with these One Key credit card welcome offers
Editor's Note
The One Key™ Card (see rates and fees) and One Key+™ Card (see rates and fees) offer strong earnings rates and benefits for low annual fees.
Let's take a closer look at the two cards and analyze the current offers.
One Key+ Card
The One Key+ Card has a $99 annual fee but comes with multiple benefits to help make up for its price tag. If you can take advantage of those perks, it's well worth going for the One Key+.
Current welcome offer
Earn $350 in OneKeyCash™ after spending $3,000 on purchases in the first three months from account opening.
Is it worth it?
It's important to note that OneKeyCash is not redeemable for cash and can only be used with Expedia, Hotels.com and Vrbo. However, the card does come with some nice earnings rates if you use those platforms often.
- 3% back in OneKeyCash on Expedia, Hotels.com and Vrbo (in addition to what you earn as a One Key member)
- 3% back in OneKeyCash at gas stations, grocery stores and on dining
- 2% back in OneKeyCash on other purchases
This card comes with a few perks that make up for its annual fee. You'll receive $100 in OneKeyCash each year on your account anniversary and a statement credit of up to $120 for Global Entry or TSA PreCheck once every four years.
You'll also get automatic Gold status in the One Key rewards program with savings of 20% or more on over 10,000 hotels worldwide. You'll reach Platinum when you spend $30,000 or more per calendar year.
Related: I rarely stay at major hotel chains — here's how I maximize my reward travel anyway
One Key Card
The One Key Card is a no-annual-fee offering with decent earnings rates and some unique benefits with the One Key program.
Current welcome offer
Earn $250 in OneKeyCash™ after spending $1,000 on purchases in the first three months from account opening.
Is it worth it?
Like the One Key+, the OneKeyCash rewards earned with the One Key Card can only be used for travel on Expedia, Hotels.com and Vrbo.
With the One Key Card, you'll earn:
- 3% in OneKeyCash on Expedia, Hotels.com and Vrbo (in addition to what you earn as a One Key member)
- 3% in OneKeyCash at gas stations, grocery stores and on dining
- 1.5% in OneKeyCash on other purchases
Among other benefits, you'll also get an automatic Silver tier in the One Key rewards program, which includes savings of 15% or more on over 10,000 hotels worldwide. You'll unlock Gold status when you spend $15,000 or more per calendar year.
Related: How you can save on all aspects of your trip with One Key
Bottom line
Both the One Key and One Key+ cards come with valuable earning rates and welcome offers that Expedia users can take advantage of right now.
If you frequent Expedia and its affiliated sites, one of these cards — likely the One Key+ Card — could be right for you.
For more details, check out our One Key Card review and One Key+ Card review.
Apply here: One Key
Apply here: One Key+
TPG featured card
at Bilt's secure site
Terms & restrictions apply. See rates & fees.
| 1X | Earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + 4% back in Bilt Cash on everyday purchases |
Pros
- Unlimited up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Housing payments may include transaction fees, depending on the payment method
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 3 months + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.