The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Advertiser disclosure
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
As TPG's cruise team lead, Gene Sloan oversees the site's cruise content and also writes many of TPG's main cruise guides. He has spent nearly 30 years writing about cruise ships and cruising, and he is one of the world's best-known authorities on the topic.
January 6, 2023 • 24 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
Related stories
TPG featured card
Quick summary
Nine major new cruise ships are debuting in 2023, with highlights including the launch of a new megaship series, luxury vessels, and innovative amenities.
MSC World Europa stands out for its size and amenities, rivaling the largest ships at sea and introducing new onboard districts and dining options.
Several ships, such as Vista and Silver Nova, focus on increased space per passenger and upscale features, while others like Resilient Lady and Carnival Jubilee emphasize unique entertainment and design.
Most new ships are either entirely new classes or enhanced versions of existing designs, offering a mix of fresh experiences and familiar comforts.
What to consider
Some ships are arriving months behind schedule due to construction delays, with certain highly anticipated vessels postponed to 2024.
New ships are already available for booking, but demand is high and sailings are filling quickly.
Many new vessels are sister ships to existing models, so not all will offer groundbreaking changes in design or experience.
What you'll miss from the article
Detailed descriptions of each ship's standout features, itineraries, and what sets them apart in the 2023 cruise landscape.
Generated by AI with support from our editorial team.
This year will be a big one for new cruise ships, though not as big as last year.
Perhaps the most notable new cruise ship of 2023 will be MSC World Europa, the first of a new series of megaships from MSC Cruises that is designed to go head-to-head with Royal Caribbean‘s giant Oasis-class ships.
It’s just one of two major new cruise ships arriving in 2023 that has a tie-in to MSC Cruises. Also on the way is Explora 1, the first vessel for an all-new luxury line that is being developed by MSC Group, the parent company of MSC Cruises.
The year will also bring the first new ship in nearly a decade from upscale line Oceania Cruises, to be called Vista, as well as the first of a new class of ship for luxury line Silversea Cruises, to be called Silver Nova.
Those four vessels — MSC World Europa, Explora 1, Vista and Silver Nova — are the four new cruise ships for 2023 that have us the most excited here at TPG. However, they’re not the only major new cruise vessels arriving during the next 12 months.
Also on the way are several significant new ships from major lines that, while new, will look familiar. That’s because they will be sister ships to existing vessels. That is, while they will be new builds, they'll feature designs we have seen before.
Because a large percentage of the new cruise ships arriving in 2023 belong to an existing class and therefore have a familiar look, cruise fans might not find this year’s new arrivals to be as exciting as last year’s debuts.
The past 12 months, notably, saw the arrival of entirely new classes of vessels for Norwegian Cruise Line, Disney Cruise Line, Viking, Seabourn and Emerald Cruises, as well as an entirely new cruise brand (The Ritz-Carlton Yacht Collection). It was the sort of year that gets hearts racing for fans of new cruise ships.
Note that in some cases, the new ships coming in 2023 will arrive months behind schedule due to ongoing pandemic-related construction delays at the shipyards that are building them. Thanks to these delays, the first sailings of a few ships that were expected to debut in 2023 — including Royal Caribbean’s much-awaited Icon of the Seas — have been pushed to 2024.
Icon of the Seas, which will be the biggest cruise ship in the world when it debuts, is now scheduled to sail with paying passengers for the first time in January 2024.
In all cases, the new ships that are on the way for 2023 are already available for booking — and are indeed booking up fast. Cruise fans always love to be on the latest and greatest vessels.
To whet your appetite for cruising in the year ahead, take a look at our list of the nine new cruise ships arriving in 2023 that have us the most excited.
MSC World Europa
Maiden voyage: Dec. 20, 2022.
MSC CRUISES
Unveiled in the final days of 2022 (so close to year’s end that we consider it a new vessel for 2023), this massive new MSC Cruises ship is nearly as big as Royal Caribbean’s giant Oasis-class vessels — and that’s a big deal.
This is the first time in the 13-year history of the record-breaking Oasis-class series (the world’s biggest cruise ships) that a vessel has come close to the Royal Caribbean ships in size. MSC World Europa offers a major new option for cruisers who love being on the biggest, most amenity-packed vessels.
Additionally, it’s just the first of at least four sister vessels that MSC Cruises plans to unveil over the next few years, including one destined for deployment in Florida.
In short, it kicks off a major new battle of the megaships.
At around 215,863 tons, MSC World Europa is about 4% to 8% smaller than the five Oasis-class ships. But by one measure, it’s even bigger. MSC World Europa is 21 decks high — three decks higher than the Oasis-class vessels.
Like the Oasis-class ships, it’s able to hold nearly 7,000 passengers with all berths filled — 6,762, to be exact.
As for its onboard offerings, MSC Cruises is taking a page from Royal Caribbean’s playbook by breaking down the public areas of MSC World Europa into districts. They include an adults-only “Zen district” and a separate “family district” that houses as many as 10 new kids facilities. There also is a central interior promenade with entertainment, shops and bars.
Additionally, MSC World Europa has six pools and 14 hot tubs, making it one of the most pool-covered ships at sea. The watery offerings include an Aquapark with multiple waterslides that integrate virtual reality technology. There is also a family sun deck.
MSC World Europa has 13 dining venues, including the new-for-the-line Chef’s Garden Kitchen (an outlet focused on microgreens) and La Pescaderia, a traditional seafood grill with alfresco seating. In a twist, the ship has three separate buffet restaurants as well, each with its own ambiance.
Drinking spots include a two-deck English-style pub dubbed Masters of the Sea Pub, which serves beer made on board. There's also a new gin bar, a first for MSC Cruises.
The line has a second new ship, the 4,810-passenger MSC Euribia, too, which will debut later in 2023 — in June, if all goes according to plan. At around 182,000 tons, it won’t be quite as big as MSC World Europa but will still be one of the biggest cruise vessels in the world.
MSC World Europa is initially sailing in the Persian Gulf out of Dubai but will reposition to the Mediterranean for the summer of 2023. Fares for seven-night sailings start at $559 per person, not including taxes and fees.
Artist's rendering of Oceania Vista in Lisbon, Portugal. OCEANIA CRUISES
Upscale line Oceania Cruises is getting back into growth mode in 2023 with the unveiling of Vista — its first new vessel in more than a decade.
At 67,000 tons, Vista will be a tad bigger than Oceania’s last two new ships, Marina and Riviera. However, it’ll carry fewer passengers (1,200 versus 1,250), meaning its “space ratio” of space per passenger will be higher.
The space ratio of a ship is considered a measure of how upscale it is, with higher space ratios typically corresponding to more luxurious vessels.
As for decor and amenities, Oceania has promised an “evolution” of the intimate, residential-style interior venues for which its ships are known. Vista will retain such Oceania signatures as a Grand Staircase at its center and a Grand Lounge that serves as a central meeting point, as well as a martini bar, Aquamar Spa, Horizons observation lounge, a tranquil pool area and a casino with an accompanying bar.
Oceania also promises a wide range of cabin sizes for the ship, ranging from standard balcony cabins measuring 291 square feet (the largest standard balcony cabins in the industry, according to the line) to a range of super suites that measure from 1,000 square feet for an Oceania Suite to 2,400 square feet for an Owner’s Suite.
Vista will also be the first Oceania vessel with built-from-scratch solo cabins — six in all. They’ll measure 270 square feet and feature their own balconies, something that is relatively rare for solo cabins on ocean ships.
In fact, every cabin on Vista will be a balcony cabin, as every cabin has either a full balcony or a more limited French balcony. The ship will have no windowless inside cabins or balcony-less ocean-view cabins.
The solo cabins, notably, also are concierge-level cabins, which means they come with access to a private keycard-accessed concierge lounge and complimentary use of the ship’s Spa Terrace.
Oceania long has been known as a foodie’s line, and Vista won’t disappoint, with 12 different culinary options for passengers — four of which will be new concepts for the brand.
The newcomers include Ember, serving “inventive American” cuisine, and wellness-focused Aquamar Kitchen (think: smoothies, organic “power bowls” and yellowfin tacos with white cabbage slaw). Also new will be the Culinary Center Dining Room, an ocean-view space offering food-and-wine pairing experiences that will tie to the ship’s cooking classroom, and a new Bakery at Barista outlet that will serve fresh-baked pastries.
Classic Oceania eateries that will be on board the ship include the line’s signature Polo Grill steakhouse, Italian-inspired Toscana and upscale Asian outlet Red Ginger.
Vista will be the first of two sister vessels in the line’s new Allura class. The second ship in the series is scheduled to debut in 2025.
Vista will initially sail in Europe before repositioning to North America for the winter. Fares start at $1,699 per person, not including taxes and fees, for a seven-night Caribbean voyage out of Miami.
Resilient Lady
Maiden voyage: May 14.
Resilient Lady will be a sister to Scarlet Lady, which was completed in 2020. VIRGIN VOYAGES
Resilient Lady will be the third ship for Virgin Voyages, the startup line backed by Sir Richard Branson — and it’ll look familiar to anyone who has sailed on the brand’s first two vessels (Scarlet Lady and Valiant Lady).
Originally scheduled to debut in 2022 but delayed by nearly a year, the 2,770-passenger ship will be a nearly identical sister to the two earlier vessels, which began sailing in 2021 and 2022, respectively.
Like Scarlet Lady and Valiant Lady, Resilient Lady has been designed to shake up the cruise industry with a new, hipper style of cruising. The ship will have everything from a tattoo parlor to a colorful karaoke lounge where you can get your Lizzo on. To ensure a proper party vibe, it also will be a kid-free travel zone, with a minimum age to sail of 18.
Virgin is going after travelers who might think themselves too cool to cruise. To that end, Resilient Lady will have no buffets, no dress codes and no big Broadway-style theater shows. For entertainment, expect interactive dance parties, DJ sets and “microplays,” plus late-night games of dodgeball. Suites will have a rock star theme.
A fourth vessel in the series, Brilliant Lady, is scheduled to debut in 2024.
Resilient Lady will initially sail in the Mediterranean before repositioning to Australia for the winter (where it’ll mostly cater to the Australian market). Fares start at $455 per person for a two-night voyage out of Melbourne, Australia.
Explora 1
Maiden voyage: July 17.
An artist’s rendering of Explora I. EXPLORA JOURNEYS
Call it the biggest new cruise ship of 2023 — not in size, but in significance. The unveiling of Explora 1 will mark the arrival of Explora Journeys, an entirely new luxury line that could quickly become one of the biggest in the world.
A creation of the deep-pocketed MSC Group, which already owns MSC Cruises, Explora Journeys plans to launch at least six superluxurious vessels by 2028, each of which is designed to hold at least 922 passengers.
In just a few years, that’ll give the line a bigger capacity than such well-known luxury cruise operators as Seabourn and the soon-to-relaunch Crystal Cruises.
Explora Journeys will compete in the same upscale cruise space as Seabourn and Crystal, as well as luxury lines like Viking, Silversea Cruises and The Ritz-Carlton Yacht Collection. It’ll be run completely separately from its sister brand, MSC Cruises, which caters to a mass-market audience.
Like its five coming sisters, Explora 1 will offer oceanfront suites, penthouses and residences designed to be “homes at sea,” and it’ll be packed with upscale amenities. They will include 10 distinct culinary experiences, 10 indoor and outdoor bars and lounges, four swimming pools, outdoor deck areas with private cabanas, wellness facilities and entertainment.
MSC Group is the parent company of MSC Cruises and Explora Journeys, as well as the Mediterranean Shipping Company. The latter, also known simply as MSC, is the largest container shipping company in the world.
Explora 1 will initially sail in Northern Europe before repositioning to North America for the winter. Fares start at $3,600 per person, not including taxes and fees, for a three-night voyage from Hamburg, Germany, to Southampton, England.
Silver Nova
Maiden voyage: Aug. 14.
An artist’s rendering of Silver Nova. SILVERSEA CRUISES
The latest ship for the luxury line Silversea Cruises will be bigger than its predecessors and feature an all-new design — one that, notably, will be asymmetrical in many areas. That is, some of the vessel’s most prominent spaces, including its main pool area, will feature layouts that are off-center in a way that is unusual for cruise ships.
Silver Nova’s main pool area, for instance, will have an unusual horseshoe shape with an orientation that runs from the port side of the ship to the starboard side. The pool itself will be off-center in the space, skewed far to the starboard side of the ship, with rows of lounge chairs and a grand entrance on its port side and unobstructed views through glass railings on its starboard side.
The idea is that the pool area will thus be much more orientated toward the destinations that the ship visits, or the open ocean when it is at sea, than the pool areas of other cruise vessels. Passengers will be able to float in the pool and look straight out over the water without the obstruction of more rows of lounge chairs.
Silver Nova’s asymmetrical design will also be evident at two new food and beverage venues at the top of the vessel.
The first, Marquee, will be an alfresco dining venue that is also off-center, with an orientation that offers commanding views of the sea from the port side of the ship. It’ll be home to The Grill, Silversea’s signature outdoor “hot rocks” dining venue, and also double as the ship’s Spaccanapoli pizza outlet. The second new venue, The Dusk Bar, will be an open-air sky bar at the back of the vessel that, like Marquee, is positioned on the port side of the ship.
An artist’s rendering of the asymmetrical pool area planned for Silver Nova. SILVERSEA CRUISES
Additional dining venues on board will include versions of Silversea’s main signature restaurant La Terrazza, French eatery La Dame, seafood eatery Atlantide and sushi outlet Kaiseki.
In addition to asymmetry in many areas, one thing that will be particularly noticeable about Silver Nova is its spaciousness. At 54,700 tons, the ship will be about 34% bigger than the line’s last three new vessels — Silver Muse, Silver Moon and Silver Dawn. It’ll only hold about 22% more passengers, though. That means the space available per passenger will increase significantly.
With every berth filled, Silver Nova will sail with 728 passengers — just 132 more than the earlier vessels.
The extra space has allowed Silversea to expand its lineup of cabin categories on the ship, with more large suites. As is always the case with Silversea ships, every cabin on the ship will be a suite. However, Silversea fans will find new premium aft suites that include a massive 1,324-square-foot complex called the Otium Suite. Inspired by Silversea’s new wellness program, Otium, the Otium Suite is in a premium aft corner position of the ship (according to the cruise line) and features floor-to-ceiling windows in all living areas. It has a sprawling 431-square-foot balcony area that is the most spacious on board.
Even the smallest cabins on Silver Nova will measure at least 357 square feet, which is unusually large for a cruise ship cabin.
Silver Nova will initially sail in the Mediterranean before repositioning to the Caribbean for the winter of 2023. Fares start at $4,700 per person, including a flight credit, airport transfers and shore excursions, for a seven-night Caribbean sailing out of Miami.
Norwegian Viva
Maiden voyage: Aug. 26.
Norwegian Viva under construction at a shipyard in Italy. GENE SLOAN/THE POINTS GUY
The rollout of Norwegian Cruise Line’s much-awaited Prima class of ships continues in 2023 with the arrival of Norwegian Viva — the second vessel in the series after the recently unveiled Norwegian Prima.
Like Norwegian Prima, Norwegian Viva is notably smaller than other vessels the line has added in recent years, such as the 3-year-old, 169,116-ton Norwegian Encore — a factor that will allow it to access smaller ports around the world. But, also like Norwegian Prima, Norwegian Viva will still pack a lot of over-the-top amenities, including a go-kart track that occupies three decks.
Plus, Norwegian Viva will have The Drop, a 10-story dry slide that Norwegian says offers more G-force than an accelerating Formula One race car. The vessel also will be home to a three-deck theater that converts into a Las Vegas-style nightclub and will host interactive, real-life game shows, including at-sea versions of “The Price Is Right.”
Still, like Norwegian Prima, Norwegian Viva will be about more than flashy activities and entertainment. It’ll also mark the continuation of a more upscale turn for the line that began with Norwegian Prima. Norwegian Viva will offer a wide range of suite categories (13), as well as the largest three-bedroom suites of any new cruise vessel. Inside Norwegian Viva, ocean view and balcony cabins also will be larger than has been typical for Norwegian ships in the past.
Additionally, Norwegian Viva will offer the most outdoor deck space of any new cruise ship, according to the line, including more total pool deck space than any other ship in the brand’s fleet other than Norwegian Prima.
Norwegian Viva will initially sail in the Mediterranean before repositioning to the Caribbean for the winter of 2023. Fares start at $849 per person, not including taxes and fees, for a seven-night Caribbean sailing out of Miami.
Seven Seas Grandeur
Maiden voyage: Nov. 25.
Seven Seas Grandeur will be a sister vessel to Seven Seas Splendor. REGENT SEVEN SEAS CRUISES
Every few years, Regent Seven Seas Cruises comes out with a new ship so luxurious that it verges on the ridiculous — and that, in a nutshell, is what Seven Seas Grandeur will be.
A sister vessel to Regent’s Seven Seas Explorer and Seven Seas Splendor (unveiled in 2015 and 2020, respectively), the 750-passenger ship will, like its sisters, be one of the most expensive cruise vessels ever built with all sorts of over-the-top luxuries.
Expect soaring ceilings, inlaid marble floors, crystal chandeliers and Picassos on the walls, for starters.
When it comes to cabins, Seven Seas Grandeur will basically offer two choices: fancy and really, really fancy. Every one of the ship’s 375 rooms will be a suite. Even the smallest accommodations will measure 307 square feet, which is not too shabby for a cruise ship. Many cabins will be much bigger, though.
The biggest accommodation on board, the Regent Suite, will measure an astounding 4,443 square feet — nearly twice the square footage of the average American home. It’ll cost $11,000 a night.
Seven Seas Grandeur will also offer an array of elegant and high-end restaurants, all of which are included in the fare.
This is what you would expect from Regent, of course. Known for its luxury focus, the 30-year-old brand has long operated some of the world’s most elegant ships. Regent is the cruising equivalent of the hotel world’s Four Seasons chain — a brand promising beautiful accommodations, refined food and pampering service.
After an initial transatlantic voyage from Barcelona to Miami, Seven Seas Grandeur will operate Caribbean sailings out of Miami for the winter before returning to Europe for the summer of 2024. Fares start at $4,439 per person, not including taxes and fees, for a seven-night Caribbean sailing out of Miami.
Celebrity Ascent
Maiden voyage: Dec. 3.
Celebrity Ascent will be a sister to the recently unveiled Celebrity Beyond. STEVE DUNLOP/CELEBRITY CRUISES
Celebrity Cruises will continue the rollout of its new Edge class of ships in 2023 with the unveiling of Celebrity Ascent — the fourth of five vessels in the series.
Like the last new Edge-class ship, the 8-month-old Celebrity Beyond, it’ll be a stretched version of the two initial ships in the series (Celebrity Edge and Celebrity Apex), being both 20 meters longer and a deck taller.
As was the case with Celebrity Beyond, the extra length and height will allow for new and bigger venues, including an expanded “resort-within-a-resort” area for suite passengers called The Retreat and a greatly expanded Sunset Bar at the back of the vessel.
Like Celebrity Beyond, Celebrity Ascent also will offer a redesigned Rooftop Garden area with increased seating, new private nooks and two new floating pools cantilevered over the side of the ship.
Another area that will be bigger on Celebrity Ascent than on the first two Edge-class ships is the three-deck-high Grand Plaza.
As was the case with Celebrity Beyond, Ascent will have 179 more cabins than its sister vessels, each of which has 1,467 cabins. That’s about a 12% increase. As a result, Celebrity Ascent, like Celebrity Beyond, will hold 3,260 passengers at double occupancy. That’s up from a 2,910-passenger capacity at double occupancy for Celebrity Apex and a 2,918-passenger capacity at double occupancy for Celebrity Edge.
Celebrity Ascent initially will sail to the Caribbean out of Fort Lauderdale’s Port Everglades. Fares start at $1,056 per person for a seven-night sailing.
Carnival Jubilee
Maiden voyage: Dec. 23.
Carnival Jubilee will be a sister to the recently unveiled Carnival Celebration. CARNIVAL CRUISE LINE
Carnival Cruise Line will continue its move toward bigger ships in 2023 with the unveiling of Carnival Jubilee — the third vessel in its new Excel-class series.
Like Mardi Gras and Carnival Celebration, Carnival Jubilee will measure 181,808 tons, putting it in a tie with the former ships for the position of biggest ship ever to sail for Carnival. The two earlier vessels in the series are a whopping 35% bigger than the next-biggest Carnival ships currently afloat, and they are also bigger than all but 11 other cruise vessels in the world.
Also like Mardi Gras and Carnival Celebration, Carnival Jubilee will have a roller coaster on its top deck. Dubbed Bolt: Ultimate Sea Coaster, it’ll be similar to the roller coasters on its sister vessels, with an 800-foot-long track and vehicles that reach speeds of 40 mph — give or take.
Carnival Jubilee will also be designed to hold up to 6,630 passengers. That’s just a tad below the 7,084 passengers that can fit aboard Royal Caribbean’s Wonder of the Seas — the world’s largest cruise ship.
Carnival Jubilee will have a giant water park on its top deck and, like its sister, a far broader array of suites than earlier Carnival ships. However, the vessel won’t be a carbon copy of the previous vessels. Carnival has said some new features are planned.
The development of ships on the scale of Carnival Jubilee and its sisters has been a big deal for Carnival. Until recently, the line had resisted the trend among major brands to build even-bigger vessels that offer a supersized megaresort-at-sea experience.
Carnival’s last new vessel before the arrival of Mardi Gras in 2021, Carnival Panorama, didn’t even crack the top 40 list of biggest ships when it debuted in 2019.
After an initial transatlantic voyage from Southampton, England, to Galveston, Texas, Carnival Jubilee will sail seven-night voyages to the Western Caribbean out of Galveston. Fares start at $549 per person, not including taxes and fees.
Other new ships
In addition to the above, newcomers for 2023 also include several small expedition ships and other small vessels from such cruise operators as Scenic Luxury Cruises & Tours, Seabourn, Emerald Cruises, Vantage Travel and Atlas Ocean Voyages.
Viking also has a new ocean ship coming in 2023 that is a sister to earlier vessels.
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
