10 all-inclusive beach resorts you can book with points

Sep 20, 2019

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When it comes to family vacations, I look for a beach resort where the property is rich with amenities and offers an experience in itself. This is, by far, my favorite way to use points as a family. Staying at a nice high-end hotel in a city is great, although typically it just becomes a place to rest when not out exploring. When I travel with two young kids, on the other hand, a relaxing beach vacation with a pool, kids activity center and food easily at our disposal is just about perfect.

The main problem with many Caribbean and Mexican resort properties is that the cost of food can really add up. It makes me cringe when I see my bill at the end of the trip, knowing that the kids probably didn’t eat half of what we purchased. Feeding a family of four breakfast, lunch, dinner, snacks (and, of course, drinks for the adults) is no joking matter. My “free” vacation using points and miles does not end up anywhere close to free.

This is when using points for an all-inclusive property comes in handy. There are many properties where all-inclusive is the only option and is included when redeeming your points. (While some properties charge more after the first two adults, the cost is minimal when you take into consideration that you could potentially have a $0 bill at the end of your vacation.)

In This Post

Hyatt Ziva Cancun private beach area (Jennifer Yellin / Deals We Like)
Hyatt Ziva Cancun. (Photo by Jennifer Yellin/Deals We Like)

With winter right around the corner, now is a good time to start planning that beach vacation. Here are 10 properties in the sunny Caribbean and Mexico where your family can use your hotel points at an all-inclusive resort.

Hyatt Ziva Rose Hall

Montego Bay, Jamaica

The Hyatt Ziva Rose Hall is just 15 minutes from the Montego Bay airport and that gives you a quick jump-start to your vacation. The resort includes two separate pool areas — one for relaxation and one with many pool activities, including a swim-up bar. You can participate in anything from dance lessons on the pool deck to water Ping-Pong. There are many beach activities as well, all included, such as kayaking, boogie boarding and snorkeling. There is also a sister resort nearby, the Hyatt Zilara Rose Hall, which is Hyatt’s adults-only resort.

We love the in-pool loungers at the Hyatt Ziva Rose Hall. (Photo courtesy of Hyatt Hotels)

There are eight choices for dining, including a buffet, Italian restaurant, Asian restaurant, steakhouse, a beach shack and beach grill, a pub, deli and beachfront grill. That’s on top of four different bars for a variety of drinks and beach cocktails.

Hyatt Ziva Rose Hall beachfront dining. Photo courtesy of Hyatt Hotels.
Hyatt Ziva Rose Hall beachfront dining. (Photo courtesy of Hyatt Hotels)

The kids club is definitely a highlight, with a game room, playground and many other activities throughout the day. You can drop off your kids ages 4 to 12 throughout the day for as long as you want. During this time, parents can visit the spa, fitness center or just relax on the beach.

This property costs just 25,000 World of Hyatt points per night for double occupancy. Any extra adult or child will cost 12,500 points per night, although kids two and under stay for free. During peak dates, this hotel can easily cost well over $500 a night (for two adults), so this redemption can get you more than 2 cents per point. (TPG currently values World of Hyatt points at 1.7 cents each.) You can earn World of Hyatt points with the World of Hyatt Credit Card or transfer Chase Ultimate Rewards to your Hyatt account at a 1:1 ratio from cards such as the Chase Sapphire Reserve or Chase Sapphire Preferred Card.

Hilton Rose Hall Resort & Spa

Montego Bay, Jamaica

The Hilton Rose Hall Resort & Spa, also in Montego Bay, offers not only a private beach and multiple pools, but also an awesome waterpark. The Sugar Mill Falls Water Park is included for all guests. It features a 280-foot slide and a lazy river. This is a huge perk of the resort as it is the only all-inclusive resort in the Caribbean currently open that has a waterpark where you can use your hotel points. (Note: Once the Hilton La Romana and Hyatt Ziva Cap Cana are complete, they will both feature a waterpark). This resort also includes tennis (and tennis lessons), a kids club, a teen zone and nightly entertainment.

Hilton Rose Hall Resort & Spa waterpark. Photo courtesy of Hilton Hotels.
Hilton Rose Hall Resort & Spa waterpark. (Photo courtesy of Hilton Hotels)

There’s a ton of dining options, from casual to fine dining. The buffet also features a late-night snack until 2 a.m. There are bars, a coffee shop and even a swim-up bar offering food and drinks. Unfortunately, room service is not part of the all-inclusive experience. For my family, this would be the one downside of visiting this property. I personally like ordering room service while the kids are getting ready for the day and I wouldn’t want to pay for it since you can get the same food for free elsewhere on the property.

Hilton Rose Hall Resort & Spa dining. Photo courtesy of Hilton Hotels.
Hilton Rose Hall Resort & Spa dining. (Photo courtesy of Hilton Hotels)

A free night at this property ranges between 63,000 to 70,000 Hilton Honors points per night for a standard room. Many reports also show that when staying on a points reservation, guests were not charged any additional fee for kids in the room. This could be a huge savings when staying as a family. Also, if you have Silver, Gold or Diamond Hilton status, you’ll receive your fifth night free when redeeming points. Having status with Hilton is quite easy since any of its cobranded credit cards — such as the Hilton Honors American Express Surpass® Card, Hilton Honors American Express Aspire Card and Hilton Honors American Express Card — will give you automatic elite status.

Holiday Inn Resort Montego Bay

Montego Bay, Jamaica

The Holiday Inn Resort Montego Bay is the third all-inclusive property in Montego Bay where you can use your hotel points. Although you might not equate a Holiday Inn property with a nice resort location, this hotel receives great reviews, and many travelers with IHG Platinum status have even reported being upgraded to a one-bedroom suite. This property went through a facelift (and a name change) a few years ago, with many renovated rooms. This property is on its own private island and features crystal-clear water. There are kids activities for the little ones and a spa for the adults. This is also one of the only hotels on this list where you’ll find a casino.

Holiday Inn Resort Montego Bay. Photo Courtesy of Holiday Inn Hotels.
Holiday Inn Resort Montego Bay. (Photo courtesy of Holiday Inn Hotels)

This resort will cost you 50,000 IHG Rewards Club points a night for double occupancy. This is actually one of the few properties where kids 12 and under stay for free — no extra points or cash required — so you can really maximize your IHG Rewards Club points from cards such as the IHG Rewards Club Premier Credit Card. If you don’t have enough IHG Rewards Club points, you can transfer Chase Ultimate Rewards to your IHG account or wait for a really good sale on points.

Hyatt Ziva Cap Cana

Punta Cana, Dominican Republic

The Hyatt Ziva Cap Cana is set to open on Nov. 1, 2019. This is a great addition not only to the Hyatt brand, but also to those looking to redeem their hotel points in Punta Cana. (For those looking for an adults-only vacation, the Hyatt Zilara Cap Cana will be opening at this same time as well).

Hyatt Ziva Cap Cana
Hyatt Ziva Cap Cana (Photo courtesy of the hotel)

Even though we do not have firsthand reports of the property yet, we assume this new hotel is on many families’ radar. If the resort follows suit with the other Hyatt Ziva properties (and there is no reason it should not), expect a top-notch family vacation. The hotel is currently marketing the fact that it will have multiple pools with a lazy river and three water slides. There will be a total of 12 restaurants and bars, a swim-up bar, a kids club and live entertainment.

The rooms are quite large as well. A standard room, which you can reserve with points, is over 600 square feet — much bigger than your typical hotel room. These rooms will consist of a king bed or two queens, both with a sleeper sofa. Upgraded rooms include swim-up suites and one-bedroom master suites.

For those looking to use points, this property costs 25,000 World of Hyatt points for the first two guests, plus an extra 12,500 points per extra guest in the room. Similar to all other Hyatt Ziva properties, children 2 and under are free.

Hilton La Romana

La Romana, Dominican Republic

The Hilton La Romana, previously known as the Dreams La Romana, became a Hilton property last year and is currently undergoing a renovation. As of now, the renovations are slated to be finished by the end of November, which means you can make reservations starting on Dec. 1, 2019. (Note: The adult-only side of the property is currently open and already went through a renovation).

(Photo of Hilton La Romana courtesy of Playa Hotels)
There are some nice shady spots at the beach at Hilton La Romana. (Photo of Hilton La Romana courtesy of Playa Hotels)

This property is just 20 minutes away from La Romana Airport and 45 minutes from Punta Cana Airport. The property is on Bayahibe Beach, with calm and crystal-clear waters. The property features five restaurants on site (with another five restaurants on the adults portion of the property), a kids club for ages 3 to 12, teen club for ages 13–17 and a new waterpark with slides and a lazy river.

This property costs between 48,000 and 80,000 points a night for double occupancy. Unlike the other Hilton all-inclusive properties, only kids 2 and under stay for free, while kids ages 3–12 will be charged an additional $95 per night per child. Children 13 and older are considered an adult and are charged an extra $99 per night.

Hyatt Ziva Cancun

Cancun, Mexico

The Hyatt Ziva Cancun probably wins the award for the nicest all-inclusive property at which you can use your points, and, its suites — like the Pyramid Suite category — are especially nice for families that need a bit more space.

This property is the last hotel within the Hotel Zone of Punta Cancun, which means there is beach everywhere you turn. While there is no reason to really leave the hotel since there is everything you can think of on-site, the location allows you to easily walk to many restaurants and shops nearby.

Hyatt Ziva Cancun. Photo courtesy of Hyatt Hotels.
Hyatt Ziva Cancun (Photo courtesy of Hyatt Hotels)

This resort features three infinity pools, two separate beach areas and complimentary pool cabanas. There are a ton of daily activities on the pool deck as well as kayaks, stand-up paddleboards and snorkeling gear at the beach. There is food and drink every which way you turn with 17 restaurants, lounges and bars. There is truly something for everyone, from sit-down fine dining to your on-the-go food truck. I’ve been to this property twice with my family and they really got it right in terms of food.

Hyatt Ziva Cancun. Photo courtesy of Hyatt Hotels.
Hyatt Ziva Cancun. (Photo courtesy of Hyatt Hotels)

Your kids will absolutely love the kids club area, which offers many games, arts and crafts, video games, movies and disco parties. There is also an amazing pool area with a few different play structures, slides and waterfalls. While the kids club is for children between the ages of 4 to 12, they have scheduled family time where you can take your younger children to enjoy the activities and the pool area.

IMG_3632 2
Kid love the waterslide at Hyatt Ziva Cancun. (Photo courtesy of Hyatt Hotels)

Similar to the Hyatt Ziva Montego Bay, this property also costs just 25,000 World of Hyatt points a night for double occupancy. Kids 2 and under stay for free and any extra adult or child will cost 12,500 points a night. This property will typically get you a minimum of 2 cents per point on your redemption.

Hyatt Ziva Puerto Vallarta

Puerto Vallarta, Mexico

The Hyatt Ziva Puerto Vallarta is on the south side in Conchas Chinas, which is the quieter side of Puerto Vallarta. This means you will not see as many vendors and outside tourists on the beach and you are only a short taxi ride into Old Town. This hotel includes seven (yes seven!) pools — five infinity pools and two kid-friendly options. This means there is a pool for everyone’s taste.

Hyatt Ziva Puerto Vallarta pool. Photo courtsy of Hyatt Hotels.
A Hyatt Ziva Puerto Vallarta pool. (Photo courtesy of Hyatt Hotels)

What is great about this property is that every single room has an ocean view. Some rooms even have hot tubs on the balcony, and if your kids are old enough, you can ask about staying in one of the swim-up rooms where you can walk right outside your balcony into the pool. As with all Hyatt all-inclusive properties, your minifridge is stocked with drinks and snacks — again all complimentary. Room service will even replenish your fridge every single day. Room service is also available for no additional fee throughout the day.

Hyatt Ziva Puerto Vallarta room. Photo courtesy of Hyatt Hotels.
A Hyatt Ziva Puerto Vallarta room. (Photo courtesy of Hyatt Hotels)

Families can enjoy the kids club, an oceanfront fitness center, the spa and many food and beverage options. Possibly the best part of this hotel is the food and beverage carts around the property to ensure you are never hungry.

Hyatt Ziva Puerto Vallarta spa. Photo courtesy of Hyatt Hotels.
Hyatt Ziva Puerto Vallarta’s spa. (Photo courtesy of Hyatt Hotels)

This property only requires 20,000 World of Hyatt points per night for double occupancy, which is 5,000 points less than the Hyatt Ziva Cancun or Hyatt Ziva Montego Bay. This is definitely a steal for this all-inclusive property that can easily be $600 a night during peak times. While kids 2 and under stay for free, additional guests will cost another 10,000 points per night.

Hyatt Ziva Los Cabos

Los Cabos, Mexico

The Hyatt Ziva Los Cabos is located in the relaxing area of San Jose Del Cabo, which means you are closer to the airport but further away from nightlife. While the property is located right on the beach, which is great beach for building sandcastles — similar to many other beach areas in Cabo — there can be a strong riptide. Swimming in the ocean is typically not recommended there, but there is a beautiful infinity pool to splash around in.

Hyatt Ziva Los Cabos. Photo courtesy of Hyatt Hotels.
Hyatt Ziva Los Cabos. (Photo courtesy of Hyatt Hotels)

The kids club is something you will not want to miss due to many activities inside the club and at the pool right outside. The kids club pool includes a mini waterpark with five slides. There is also a playground with a jungle gym and motorized mini cars. Having a playground at a resort is definitely special and always a kid favorite.

When using points, you can book either their Master King or Master Double, which are large 584-square-foot rooms and include a pull-out couch, so there is plenty of space for everyone to sleep in comfort. These rooms also have an outside balcony that is perfect for adults while the kids are sleeping.

Hyatt Ziva Los Cabos room. Photo courtesy of Hyatt Hotels.
A Hyatt Ziva Los Cabos room. (Photo courtesy of Hyatt Hotels)

Similar to the Hyatt Ziva Puerto Vallarta, this property only requires 20,000 World of Hyatt points per night for double occupancy. Kids under 3 stay for free, but any additional child or adult in the room will cost 10,000 points per night. Rates at this property seem to be a little less expensive than some of the other Hyatt all-inclusive properties, but it is still an excellent use of your points.

Hilton Puerto Vallarta Resort

Puerto Vallarta, Mexico

The Hilton Puerto Vallarta Resort on the Bay of Banderas on the west coast of Mexico is only about 10 minutes away from the airport. While this is a smaller resort, there are still three pools (one adult-only) and a beautiful beach.

Hilton Puerto Vallarta Resort. Photo courtesy of Hilton Hotels.
Hilton Puerto Vallarta Resort (Photo courtesy of Hilton Hotels)

This hotel features six restaurants, two snack bars and four bars, although many restaurants require you to make reservations in advance and have timed dining. They are also not open every day of the week. That being said, there are always a few restaurants available, but your options will not be as plentiful as at someplace like the Hyatt Ziva Puerto Vallarta.

Hilton Puerto Vallarta Resort dining. Photo courtesy of Hilton Hotels.
Hilton Puerto Vallarta Resort dining. (Photo courtesy of Hilton Hotels)

The kids club includes mini-golf, a wading pool, a large movie and game room, and many other daily activities. Typical hours are from 10 a.m. to 6 p.m., but on select weekends there is a pajama party for the kids where they roast marshmallows. The hours are definitely shorter than some other resort kids club and meals are not served (just snacks in case kids get hungry). From the kids club you can hire babysitters for kids starting at just 4 months old at $10/hour per child, which is extremely reasonable for babysitting services at a resort. During peak Christmas vacation dates, the fees increase.

When you use your points at this property you are charged anywhere between 48,000 and 70,000 Hilton Honors points for double occupancy. Single occupancy costs slightly fewer points, which is useful for those traveling entirely solo or as a single adult with young kids. While some of the features of this hotel definitely do not appear to be as expansive as the Hyatt Ziva Puerto Vallarta, kids 5 and under stay for free, which is huge. Children between ages 6 and 12 are charged $49/child per night.

Holiday Inn Resort Los Cabos

Los Cabos, Mexico

The Holiday Inn Resort Los Cabos is one of the closest beach resorts to the airport, but unfortunately the beach is not swimmable. This seems to be a hit-or-miss property, although there are two pools (one adult-only) and a gym.

Holiday Inn Resort Los Cabos. Photo courtesy of Holiday Inn Hotels.
Holiday Inn Resort Los Cabos. (Photo courtesy of Holiday Inn Hotels)

This property definitely lacks in the restaurant department as there are only two restaurants on-site. On the plus side, there are six bars to enjoy a nice cocktail. The other main difference is that children must be at least 5 years old to attend the kids club, which is at least a year or two older than many of the other all-inclusive properties.

Holiday Inn Resort Los Cabos kids club. Photo courtesy of Holiday Inn Hotels.
Kids having a blast at the Holiday Inn Resort Los Cabos kids club. (Photo courtesy of Holiday Inn Hotels)

While this property seems to be lacking in dining and amenities, especially compared to many of the other properties on this list, it only costs 20,000 IHG Rewards Club points per night. This is an incredibly low number of points, although it might be one of those “you get what you pay for” situations.

Honorable Mention All-Inclusive Resorts

While there are a few other chain all-inclusive properties, they either do not work well for families or do not allow you to use your hotel points.

For example, if you are looking to stay at the Holiday Inn Resort Ixtapa, which is on Mexico’s Pacific coast, you are capped at just two guests in the room when using your points. Although there are a ton of kid and adult activities at the resort, when you go to redeem your points, it only includes a room for double occupancy and states, “Bed type and smoking preference cannot be guaranteed as it will be allocated upon arrival based on availability.” While you can always book a room (as long as it is refundable) and call the hotel in advance to see if they can allocate a room that will fit your family, the system is not automatically set up to allow a family to stay on points easily. Additionally, even their rooms with two beds have a capacity of three guests.

(Photo courtesy of Viva Wyndham Dominicus Beach)
The lovely pool with ocean view at Viva Wyndham Dominicus Beach. (Photo courtesy of Viva Wyndham Dominicus Beach)

Earlier this summer, Wyndham also took away the option to use your points at their eight all-inclusive properties (although only six are kid-friendly). You can still book a paid stay, but if you are looking for a free vacation, this will not be an ideal option. Another issue with the Viva Wyndham properties is that almost all of them require a three- or four-night minimum stay when making a reservation. (Only the Viva Wyndham Fortuna Beach allows you to make a one-night reservation.) If you have your heart set on one of these properties, you can always use your flexible points with programs such as Chase Ultimate RewardsCiti ThankYou® RewardsCapital One or Barclaycard Arrival. Since these particular properties actually do not charge a high nightly rate, using flexible points might prove to be a pretty good value.

Bottom line

With so many all-inclusive options, it’s easy to redeem your points for a truly free stay. If you are going to go the all-inclusive route, I suggest starting to increase your point balance now with Hyatt, IHG or Hilton. If I had to pick my favorite, I’d pick the Hyatt Ziva properties. The brand has done an amazing job providing families with many activities and dining options, and its kids clubs are a huge highlight. It has also priced its properties very competitively by only requiring 20,000 to 25,000 points per night for double occupancy (though once you add a couple of kids aged 3+ to the reservation, you are basically looking at the same award price for two rooms as all sharing one).

Which all-inclusive resort in the Caribbean or Mexico is your family’s favorite?

Featured photo by Dean McQuade/Unsplash.

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