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The incredibly easy way of redeeming IHG’s 4th-night reward

March 29, 2022
6 min read
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Editor's Note

This guide has been updated with the latest information.

Editor's note: This guide has been updated with the latest information.

IHG's fourth-night reward has saved my husband and me over 280,000 IHG Rewards points since 2018. As such, it's one of my favorite perks of select IHG Rewards credit cards, including the IHG Rewards Premier Credit Card, IHG Rewards Traveler Credit Card and IHG Rewards Premier Business Credit Card.

This perk allows cardholders to pay zero points for every fourth night when redeeming IHG Rewards points to book award stays of four nights or longer. So, today I'll take a closer look at IHG's fourth-night reward, including how to get access to the benefit and book a stay.

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What is the IHG 4th-night reward?

I got a fourth-night reward at the Holiday Inn Resort Batam in Indonesia. (Photo by Katie Genter/The Points Guy)

The IHG fourth-night reward is applicable for standard-room reward-night stays booked with points for four or more consecutive nights. But, the nights must be within the same stay at the same property. So, you can't combine separate bookings and still get a fourth-night reward.

With the fourth-night reward, you must redeem IHG Rewards points for the first three nights. But then the fourth night of the stay will cost zero points. Best of all, you can use the fourth-night reward on an unlimited number of stays annually. However, this perk does not apply to paid stays or points-and-cash bookings.

Related: IHG cardholders: Book by April 5 and get 20% off award stays of three nights or less

Who can get a 4th-night reward?

I booked a fourth-night reward at the InterContinental Phu Quoc Long Beach Resort. (Photo by Katie Genter/The Points Guy)

The following three IHG Rewards credit cards provide access to the valuable fourth-night reward: IHG Rewards Premier Credit Card, IHG Rewards Traveler Credit Card and IHG Rewards Premier Business Credit Card.

I get access to the fourth-night reward perk as an IHG Premier cardholder. If you want to add the IHG Premier Card to your wallet, you'll be happy to know it is currently offering a sign-up bonus of 140,000 bonus points + 1 free night after spending $3,000 on purchases within the first three months of account opening. Based on TPG's valuations, this bonus is worth $700. Plus, you'll get other valuable IHG Premier cardholder perks, including:

  • IHG Platinum Elite status for as long as you're a cardholder.
  • One anniversary reward night each account anniversary, valid for a night costing 40,000 points or less within 12 months of issuance. You can also use existing points from your IHG Rewards account to redeem your anniversary night at hotels above the 40,000 point redemption level.
  • Global Entry, TSA PreCheck or NEXUS application fee statement credit of up to $100 every four years.

Even if you aren't sure how frequently you'll use IHG's fourth-night reward, getting an IHG card may still make financial sense if you can use the card's other perks.

Related: Why I'm happy to pay the annual fee on the IHG Premier Card

How to use IHG's 4th-night reward

It's easy to use IHG's fourth-night reward. Log in to the IHG account tied to your eligible IHG credit card to try it out. Once logged in, perform an award night search as usual.

(Screenshot from ihg.com)

Since you're logged in and searching for a four-night stay, you'll see award rates struck through and replaced with lower rates. The struck-through rates indicate the average award night cost without the fourth-night reward. And the new award rates show the average nightly rate after accounting for the fourth-night reward.

(Screenshot from ihg.com)

Click on the hotel you want and then select a room type.

(Screenshot from ihg.com)

You'll only get a fourth-night reward when you pay fully with points.

(Screenshot from ihg.com)

On the final page before booking, you'll see a message noting you'll get a fourth-night reward. You'll also see the points cost per night on this page. Fill in the personal details and then book your fourth-night reward stay. It's that easy.

(Screenshot from ihg.com)

Finally, you can also get multiple fourth-night rewards on an extended stay. In the example below, you can see that two nights cost zero points on this eight-night stay booked with IHG points.

(Screenshot from ihg.com)

If you need to earn more IHG Rewards points before booking your next award, consider signing up for a new IHG credit card, buying IHG points, transferring Chase Ultimate Rewards points or transferring Bilt Rewards points. You can also earn some extra points through IHG Rewards Dine & Earn.

Related: IHG's credit card portfolio gets a major revamp — here are all the changes you need to know

Bottom line

IHG's fourth-night reward is an excellent benefit that lets you stretch your IHG points further when redeeming points for a stay of four nights or more. As you can see, getting the fourth-night benefit from select IHG Rewards credit cards is incredibly easy. The discount is applied automatically online, so there's no need to involve an agent or deal with rebate messiness.

Additional reporting by JT Genter.

Featured image by (Photo by Katie Genter/The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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  • 4x points at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping
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Cons

  • Airline points transfer ratios are poor
  • Must spend $60,000 in a year for second free-night award
  • Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.
  • 6x points at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
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  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
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Best Marriott card for Business Owners
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3 / 5
Go to review

Rewards Rate

6X6x points at hotels participating in the Marriott Bonvoy® program.
4X4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2X2x points on all other eligible purchases.
  • Intro Offer
    Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.

    Earn 100,000 points
    75,000 points
  • Annual Fee

    $125
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

The Marriott Bonvoy Business Amex is a stacked card with a rewards rate that will help you earn bonus points on everyday and business-related purchases. You'll earn 15 elite night credits each calendar year, and receive automatic Gold elite status. Finally, the free night award certificate with a redemption level of 35,000 points or less can get you hundreds of dollars in potential value each year.

Pros

  • 6x points on eligible purchases at hotels participating in the Marriott Bonvoy program
  • 4x points at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping
  • 2x points on all other eligible purchases
  • Earn a free-night award each card renewal month (up to 35,000 points)
  • Receive 15 elite night credits to jump-start status
  • Transfer Marriott points to 40+ airlines

Cons

  • Airline points transfer ratios are poor
  • Must spend $60,000 in a year for second free-night award
  • Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.
  • 6x points at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
  • Terms apply.
  • See Rates & Fees