Best Delta credit cards of 2021

This page is a marketplace where our partners can highlight their current card offers. The reviews and insights represented are editorial, but the order in which cards appear on the page may be influenced by compensation we may receive from our partners.

Delta and American Express have a solid partnership in place, which means Delta flyers have a full lineup of cobranded credit cards that make a good fit. Delta and Amex revamped their cards in January 2020 to provide even more value than before. To help you decide which Delta card is best for you, let’s first look at the details of the most popular Delta Amex cards from our partners. This includes both the top consumer and small business credit cards.

Terms & restrictions apply. See rates & fees

TPG Editor's Rating
tooltip

4/5
at American Express's secure site Terms & restrictions apply. See rates & fees

Rewards

1 - 2X points
more info

Intro Bonus

40,000 miles
details

Annual Fee

$0 introductory annual fee for the first year, then $99.

Recommended Credit

670-850
Excellent/Good
more info
Why we chose it

The Delta SkyMiles Gold Amex provides valuable elite-like benefits for causal Delta flyers including a first checked bag free and priority boarding. It can easily justify getting and keeping this card.

Pros

  • First checked bag free for you and up to eight companions
  • Main Cabin 1 priority boarding
  • 20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi)

Cons

  • Doesn't make sense if you don't fly Delta
  • There are better Delta cards if you want lounge access or a boost to earn elite status
  • Earn 40,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $50 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • Enjoy your first checked bag free on Delta flights.
  • Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
  • See Rates & Fees
Best for casual Delta flyers

Delta SkyMiles® Gold American Express Card

TPG Editor's Rating

tooltip
4/5
  • 2X Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • 1X Earn 1X Mile on all other eligible purchases.

Intro Bonus
tooltip

40,000 miles

Annual Fee

$0 introductory annual fee for the first year, then $99.

Recommended Credit
tooltip

670-850
Excellent/Good
Why we chose it

The Delta SkyMiles Gold Amex provides valuable elite-like benefits for causal Delta flyers including a first checked bag free and priority boarding. It can easily justify getting and keeping this card.

Pros

  • First checked bag free for you and up to eight companions
  • Main Cabin 1 priority boarding
  • 20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi)

Cons

  • Doesn't make sense if you don't fly Delta
  • There are better Delta cards if you want lounge access or a boost to earn elite status
  • Earn 40,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $50 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • Enjoy your first checked bag free on Delta flights.
  • Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
  • See Rates & Fees
Terms & restrictions apply. See rates & fees

TPG Editor's Rating
tooltip

3.5/5
at American Express's secure site Terms & restrictions apply. See rates & fees

Rewards

1 - 3X points
more info

Intro Bonus

50,000 miles
details

Annual Fee

$250

Recommended Credit

670-850
Excellent/Good
more info
Why we chose it

The Delta SkyMiles Platinum Amex is a good choice for Delta loyalists who need a little help reaching their elite status goals. This card offers some useful perks including an annual companion pass and your first checked bag free on Delta flights.

Pros

  • Earn bonus Medallion Qualifying Miles (MQMs) and an Medallion Qualifying Dollar (MQD) waiver when you hit specific spending thresholds with your card within a calendar year - Receive a Domestic Main Cabin round-trip companion certificate each year
  • Fee credit for TSA PreCheck/Global Entry - First checked bag free

Cons

  • Doesn't make sense if you don't fly Delta
  • $250 annual fee - SkyMiles aren't the most valuable airline currency
  • Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Best for mid-tier Delta flyers

Delta SkyMiles® Platinum American Express Card

TPG Editor's Rating

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3.5/5
  • 3X Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • 2X Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • 1X Earn 1X Miles on all other eligible purchases.

Intro Bonus
tooltip

50,000 miles

Annual Fee

$250

Recommended Credit
tooltip

670-850
Excellent/Good
Why we chose it

The Delta SkyMiles Platinum Amex is a good choice for Delta loyalists who need a little help reaching their elite status goals. This card offers some useful perks including an annual companion pass and your first checked bag free on Delta flights.

Pros

  • Earn bonus Medallion Qualifying Miles (MQMs) and an Medallion Qualifying Dollar (MQD) waiver when you hit specific spending thresholds with your card within a calendar year - Receive a Domestic Main Cabin round-trip companion certificate each year
  • Fee credit for TSA PreCheck/Global Entry - First checked bag free

Cons

  • Doesn't make sense if you don't fly Delta
  • $250 annual fee - SkyMiles aren't the most valuable airline currency
  • Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Terms & restrictions apply. See rates & fees

TPG Editor's Rating
tooltip

3.5/5
at American Express's secure site Terms & restrictions apply. See rates & fees

Rewards

1 - 3X points
more info

Intro Bonus

50,000 miles
details

Annual Fee

$550

Recommended Credit

670-850
Excellent/Good
more info
Why we chose it

The Delta SkyMiles Reserve American Express Card is the premier choice for Delta loyalists who value an accelerated path to elite status, Delta SkyClubs lounge access, an annual companion certificate and strong earning rates on Delta purchases.

Pros

  • Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases in the first three months. Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first three months of card membership.
  • MQD waiver each year that you spend $25,000 on the card
  • $100 statement credit for Global Entry/TSA PreCheck
  • Delta SkyClub access when flying Delta

Cons

  • High annual fee of $550
  • Lower fee Delta cobranded cards offer superior earning categories
  • Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
  • Complimentary access into the Delta SkyClubs® for you when traveling on a Delta flight.
  • Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
  • Fee Credit for Global Entry or TSA Pre✓® .
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
Best for Sky Club access

Delta SkyMiles® Reserve American Express Card

TPG Editor's Rating

tooltip
3.5/5
  • 3X Earn 3X Miles on Delta purchases.
  • 1X Earn 1X Mile on all other eligible purchases.

Intro Bonus
tooltip

50,000 miles

Annual Fee

$550

Recommended Credit
tooltip

670-850
Excellent/Good
Why we chose it

The Delta SkyMiles Reserve American Express Card is the premier choice for Delta loyalists who value an accelerated path to elite status, Delta SkyClubs lounge access, an annual companion certificate and strong earning rates on Delta purchases.

Pros

  • Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases in the first three months. Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first three months of card membership.
  • MQD waiver each year that you spend $25,000 on the card
  • $100 statement credit for Global Entry/TSA PreCheck
  • Delta SkyClub access when flying Delta

Cons

  • High annual fee of $550
  • Lower fee Delta cobranded cards offer superior earning categories
  • Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
  • Complimentary access into the Delta SkyClubs® for you when traveling on a Delta flight.
  • Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
  • Fee Credit for Global Entry or TSA Pre✓® .
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
Best for small businesses who occasionally fly Delta

Delta SkyMiles® Gold Business American Express Card

Terms & restrictions apply. See rates & fees

TPG Editor's Rating
tooltip

3/5
at American Express's secure site Terms & restrictions apply. See rates & fees

Rewards

1 - 2X points
more info

Intro Bonus

50,000 miles
details

Annual Fee

$0 introductory annual fee for the first year, then $99

Recommended Credit

670-850
Good, Excellent
more info
Why we chose it

The Delta SkyMiles Gold Business Amex is a good choice for small business owners that are Delta loyalists. This card features priority boarding, 2x miles on purchases made with Delta and on dining out, among other business categories. Cardholders can earn a $100 Delta flight credit when spending $10,000 in purchases on your card in a calendar year.

Pros

  • Earns 2x on popular business categories and at restaurants
  • First checked bag free
  • 20% discount on in-flight purchases
  • Main Cabin 1 priority boarding

Cons

  • Comes with no Delta SkyClub lounge access
  • $99 annual fee
  • Welcome Offer: Earn 50,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months.
  • Additionally, take $100 off your next Delta flight – after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases.
  • Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you travel overseas.
  • $0 introductory annual fee for the first year, then $99.
  • Terms and limitations apply.
  • See Rates & Fees
Best for small businesses who occasionally fly Delta

Delta SkyMiles® Gold Business American Express Card

TPG Editor's Rating

tooltip
3/5
  • 2X Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants.
  • 1X Earn 1 Mile on every eligible dollar spent on purchases.

Intro Bonus
tooltip

50,000 miles

Annual Fee

$0 introductory annual fee for the first year, then $99

Recommended Credit
tooltip

670-850
Good, Excellent
Why we chose it

The Delta SkyMiles Gold Business Amex is a good choice for small business owners that are Delta loyalists. This card features priority boarding, 2x miles on purchases made with Delta and on dining out, among other business categories. Cardholders can earn a $100 Delta flight credit when spending $10,000 in purchases on your card in a calendar year.

Pros

  • Earns 2x on popular business categories and at restaurants
  • First checked bag free
  • 20% discount on in-flight purchases
  • Main Cabin 1 priority boarding

Cons

  • Comes with no Delta SkyClub lounge access
  • $99 annual fee
  • Welcome Offer: Earn 50,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months.
  • Additionally, take $100 off your next Delta flight – after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases.
  • Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you travel overseas.
  • $0 introductory annual fee for the first year, then $99.
  • Terms and limitations apply.
  • See Rates & Fees
Best for mid-tier Delta business owners

Delta SkyMiles® Platinum Business American Express Card

Terms & restrictions apply. See rates & fees

TPG Editor's Rating
tooltip

3.5/5
at American Express's secure site Terms & restrictions apply. See rates & fees

Rewards

1 - 2X points
more info

Intro Bonus

60,000 miles
details

Annual Fee

$250

Recommended Credit

670-850
Good, Excellent
more info
Why we chose it

The Delta SkyMiles Platinum Business American Express Card is worthy of consideration if you fly Delta frequently and value perks such as priority boarding, and a free checked bag.

Pros

  • Earns 3x miles on every dollar spent on eligible purchases made directly with Delta and purchases made directly with hotels; 1.5x miles per dollar on single eligible purchases of $5,000 or more
  • First Check Bag Free on Delta flights
  • Main Cabin 1 Priority Boarding
  • Achieve elite status faster by earning 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year

Cons

  • $250 annual fee
  • Welcome Offer: Earn 60,000 bonus miles, 5,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $3,000 in purchases on your new Card in your first 3 months.
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
  • Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
  • With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status. Plus, throughout 2021 earn an additional 2,500 MQMs after making $25,000 in purchases, up to 2x. That’s in addition to the 10,000 MQMs that you would earn with Status Boost.
  • Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding.
  • Terms and limitations apply.
  • See Rates & Fees
Best for mid-tier Delta business owners

Delta SkyMiles® Platinum Business American Express Card

TPG Editor's Rating

tooltip
3.5/5
  • 3X Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
  • 1.5X Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year.
  • 1X 1 Mile on every eligible dollar spent on other purchases.

Intro Bonus
tooltip

60,000 miles

Annual Fee

$250

Recommended Credit
tooltip

670-850
Good, Excellent
Why we chose it

The Delta SkyMiles Platinum Business American Express Card is worthy of consideration if you fly Delta frequently and value perks such as priority boarding, and a free checked bag.

Pros

  • Earns 3x miles on every dollar spent on eligible purchases made directly with Delta and purchases made directly with hotels; 1.5x miles per dollar on single eligible purchases of $5,000 or more
  • First Check Bag Free on Delta flights
  • Main Cabin 1 Priority Boarding
  • Achieve elite status faster by earning 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year

Cons

  • $250 annual fee
  • Welcome Offer: Earn 60,000 bonus miles, 5,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $3,000 in purchases on your new Card in your first 3 months.
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
  • Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
  • With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status. Plus, throughout 2021 earn an additional 2,500 MQMs after making $25,000 in purchases, up to 2x. That’s in addition to the 10,000 MQMs that you would earn with Status Boost.
  • Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding.
  • Terms and limitations apply.
  • See Rates & Fees
Terms & restrictions apply. See rates & fees

TPG Editor's Rating
tooltip

3.5/5
at American Express's secure site Terms & restrictions apply. See rates & fees

Rewards

1.5 - 3X points
more info

Intro Bonus

60,000 miles
details

Annual Fee

$550

Recommended Credit

670-850
Excellent/Good
more info
Why we chose it

If you’re a high-budget business owner and fly Delta often, the Delta SkyMiles Reserve Business American Express Card is an elite airline card with a sleuth of benefits. While the card does come with a high annual fee, the impressive benefits including exclusive Delta SkyClub and Amex Centurion lounge access, airport, free checked bags, priority boarding and a fast track to Delta’s elite Medallion flying status by spending a considerable amount on the card.

Pros

  • Medallion Qualification Dollar (MQD) waiver when you spend $25,000 in a year on the card
  • A companion certificate that can be used for a domestic first-class, Delta Comfort+ or domestic main cabin round-trip flight
  • Exclusive lounge access

Cons

  • Steep $550 annual fee
  • Limited reward earning rates outside of Delta purchases
  • Welcome Offer: Earn 60,000 bonus miles, 10,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $4,000 in purchases on your new Card in your first 3 months.
  • With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your card in a calendar year, up to 4x per year getting you closer to Medallion Status. Plus, throughout 2021 earn an additional 3,750 MQMs after making $30,000 in purchases, up to 4x. That’s in addition to the 15,000 MQMs that you would earn with Status Boost.
  • Complimentary Delta Sky Club® Access and complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
  • After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
  • Pay no foreign transaction fees when you spend overseas.
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
  • Terms and limitations apply.
  • See Rates & Fees
Best for high-spending businesses

Delta SkyMiles® Reserve Business American Express Card

TPG Editor's Rating

tooltip
3.5/5
  • 3X Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
  • 1.5X After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year.

Intro Bonus
tooltip

60,000 miles

Annual Fee

$550

Recommended Credit
tooltip

670-850
Excellent/Good
Why we chose it

If you’re a high-budget business owner and fly Delta often, the Delta SkyMiles Reserve Business American Express Card is an elite airline card with a sleuth of benefits. While the card does come with a high annual fee, the impressive benefits including exclusive Delta SkyClub and Amex Centurion lounge access, airport, free checked bags, priority boarding and a fast track to Delta’s elite Medallion flying status by spending a considerable amount on the card.

Pros

  • Medallion Qualification Dollar (MQD) waiver when you spend $25,000 in a year on the card
  • A companion certificate that can be used for a domestic first-class, Delta Comfort+ or domestic main cabin round-trip flight
  • Exclusive lounge access

Cons

  • Steep $550 annual fee
  • Limited reward earning rates outside of Delta purchases
  • Welcome Offer: Earn 60,000 bonus miles, 10,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $4,000 in purchases on your new Card in your first 3 months.
  • With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your card in a calendar year, up to 4x per year getting you closer to Medallion Status. Plus, throughout 2021 earn an additional 3,750 MQMs after making $30,000 in purchases, up to 4x. That’s in addition to the 15,000 MQMs that you would earn with Status Boost.
  • Complimentary Delta Sky Club® Access and complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
  • After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
  • Pay no foreign transaction fees when you spend overseas.
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
  • Terms and limitations apply.
  • See Rates & Fees

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Card Best for Welcome Offer/Sign Up Bonus Earning Rate Annual Fee
Delta SkyMiles® Gold American Express Card Best for casual Delta flyers 40,000 miles
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
$0 introductory annual fee for the first year, then $99.
Delta SkyMiles® Platinum American Express Card Best for mid-tier Delta flyers 50,000 miles
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
$250
Delta SkyMiles® Reserve American Express Card Best for Sky Club access 50,000 miles
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
$550
Delta SkyMiles® Gold Business American Express Card Best for small businesses who occasionally fly Delta 50,000 miles
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants.
  • Earn 1 Mile on every eligible dollar spent on purchases.
$0 introductory annual fee for the first year, then $99
Delta SkyMiles® Platinum Business American Express Card Best for mid-tier Delta business owners 60,000 miles
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
  • Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year.
  • 1 Mile on every eligible dollar spent on other purchases.
$250
Delta SkyMiles® Reserve Business American Express Card Best for high-spending businesses 60,000 miles
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
  • After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year.
$550

Best Delta personal credit cards

Delta SkyMiles Gold American Express Card

Benefits:

  • First bag checked free on Delta flights
  • Priority boarding
  • 20% off inflight purchases
  • 2x miles on eligible Delta purchases, restaurants and U.S. supermarkets and 1 mile per dollar on everything else
  • $100 Delta flight credit after $10k spend in a calendar year

Annual fee: $99, waived the first year (see rates and fees)

Welcome offer: Earn 40,000 bonus miles after spending $1,000 in purchases on and up to $50 back in statement credits for eligible purchases at U.S. restaurants within your first 3 months of account opening.

Related: Delta SkyMiles Gold American Express Card review

Delta SkyMiles Platinum American Express Card

Benefits:

  • Annual companion certificate each year upon card renewal for main-cabin, round-trip travel
  • 10,000 MQMs toward status when you spend $25,000 on the card in a calendar year, plus an additional 10,000 MQMs when you spend $50,000 in a calendar year
  • Earn 3x on eligible Delta purchases and at hotels, 2x at restaurants and U.S. supermarkets and 1 mile per dollar on everything else
  • Get a first bag checked free on Delta flights
  • Priority boarding
  • 20% off inflight purchases
  • Receive a Global Entry/TSA PreCheck fee credit (every four years for Global Entry, every 4.5 years for TSA PreCheck) (up to $100)

Annual fee: $250 (see rates and fees)

Welcome offer: Earn 50,000 bonus miles, plus 5,000 Medallion® Qualification Miles after you spend $2,000 in purchases and up to $100 back in statement credits for eligible purchases at U.S. restaurants within the first three months of account opening.

Related: Delta SkyMiles Platinum American Express Card review

Delta SkyMiles Reserve American Express Card

Benefits:

  • Annual companion certificate each year upon card renewal for round-trip travel in first class, Comfort+ or main cabin
  • Complimentary Delta Sky Club access when you fly Delta, plus two one-time guest passes
  • 15,000 MQMs toward status when you spend $30,000, $60,000, $90,000 and $120,000 on the card in a calendar year
  • Earn 3x on eligible Delta purchases and 1 mile per dollar on everything else
  • Complimentary access to American Express Centurion Lounges when flying Delta with a ticket purchased on the card (up to two guests may also enter for a fee of $50 each)
  • A Global Entry/TSA PreCheck fee credit (every four years for Global Entry, every 4.5 years for TSA PreCheck) (up to $100)
  • Access to complimentary upgrades (for non-Medallions)
  • Get a first bag checked for free on Delta flights
  • Priority boarding
  • 20% off inflight purchases

Annual fee: $550 (see rates and fees)

Welcome offer: Earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases in the first three months. Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first three months of card membership.

Related: Delta SkyMiles Reserve American Express card review 

Best Delta business credit cards

Delta flyers who own small businesses may benefit from the business versions of these cards. These have largely the same benefits as their personal counterparts, but a business credit card can be a good choice if you want to separate expenses or leverage different bonus categories. If you’re trying to stay under 5/24 (Chase’s rule that limits credit card approvals), it’s also helpful that Amex business credit cards don’t count toward your 5/24 standing.

Here’s an overview of the three Delta small business credit cards:

Delta SkyMiles Gold Business American Express Card

Benefits:

  • First bag checked free on Delta flights
  • $100 Delta flight credit after spending $10,000 in a calendar year
  • Priority boarding
  • 20% off inflight purchases
  • 2x on eligible Delta purchases, U.S. shipping and U.S. advertising and 1 mile per dollar on everything else

Annual fee: $99, waived the first year (see rates and fees)

Welcome offer: 50,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months.

Related: Delta SkyMiles Gold Business American Express Card review

Delta SkyMiles Platinum Business American Express Card

Benefits:

  • Annual companion certificate each year upon card renewal for main-cabin, round-trip travel
  • 10,000 MQMs toward status when you spend $25,000 on the card in a calendar year, plus an additional 10,000 MQMs when you spend $50,000 in a calendar year
  • 3x on eligible Delta purchases and 1 mile per dollar on everything else
  • 1.5x on purchases over $5,000 (up to 50,000 miles per calendar year)
  • Global Entry/TSA PreCheck credit (up to $100)
  • First bag checked free on Delta flights
  • Priority boarding
  • 20% off inflight purchases

Annual fee: $250 (see rates and fees)

Welcome offer: 60,000 bonus miles, 5,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $3,000 in purchases on your new card in your first three months.

Related: Delta SkyMiles Platinum Business American Express Card review

Delta SkyMiles Reserve Business American Express Card

Benefits:

  • Annual companion certificate each year upon card renewal for round-trip travel in first class, Comfort+ or main cabin
  • Complimentary Delta Sky Club access when you fly Delta, plus two one-time guest passes
  • 15,000 MQMs toward status when you spend $30,000, $60,000, $90,000 and $120,000 on the card in a calendar year
  • 3x on Delta purchases and 1 mile per dollar on everything else
  • Earn 1.5x on all purchases after spending $150,000 a year
  • Complimentary access to American Express Centurion Lounges when flying Delta with a ticket purchased on the card (up to two guests may also enter for a fee of $50 each)
  • A Global Entry/TSA PreCheck fee credit (every four years for Global Entry, every 4.5 years for TSA PreCheck)
  • Access to complimentary upgrades (including non-Medallions)
  • First bag checked free on Delta flights
  • Priority boarding
  • 20% off inflight purchases

Annual fee: $550 (see rates and fees)

Welcome offer: 60,000 bonus miles, 10,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $4,000 in purchases on your new card in your first three months.

Related: Delta SkyMiles Reserve Business American Express card review 

One last Delta option

There’s also the Delta SkyMiles® Blue American Express Card. Despite carrying no annual fee (see rates and fees), you’ll still earn 2x on eligible Delta purchases and at restaurants worldwide and enjoy 20% off eligible inflight purchases when you travel with Delta. However, the perks end there, which is why it doesn’t make the list of the best credit cards for Delta travelers.

Nonetheless, someone just getting started with Delta may want to add this card to their wallet now, since it’s currently offering a welcome bonus of 10,000 SkyMiles after you spend $500 in purchases on your new card in your first three months.

Related: We got an inside look at how Delta is cleaning planes between every flight

When Delta Amex cards make sense

Overall, I think the Delta credit cards offer a fair value for their respective annual fees. The ability to earn MQMs on the Delta Platinum and Reserve cards may make them worth the higher annual fees for some Delta loyalists, especially if you’re a big credit card spender and fall short on earning elite status without a little help.

A big plus with Platinum and Reserve cards is the offer of a companion certificate for travel on eligible Delta each year after your account anniversary. With the Platinum, you get a domestic companion certificate good for the main cabin, but with the Reserve it’s even good for first class, Delta Comfort+ or the main cabin (also with a maximum of $75 in taxes and fees). Keep the restrictions in mind: They limit travel to within the 48 contiguous United States (although those who live in Hawaii, Alaska, Puerto Rico or the U.S. Virgin Islands can originate from their home to a destination in the 48 contiguous United States).

You can also use the Delta Platinum and Reserve credit cards to waive the Medallion Qualification Dollar (MQD) requirement for Delta elite status. If you spend $25,000 on Delta Platinum or Reserve cards in a calendar year, you’ll get an MQD waiver for status levels up to Platinum, but to get the MQD requirement waived for Diamond Medallion status, you now have to spend $250,000 on Delta credit cards in a calendar year. Needless to say, I don’t recommend going this route in most cases, especially since you can meet the MQD requirement for Diamond status by spending a much lower amount on Delta and partner flights in a calendar year. But, there will be those niche cases where it is worth it for some.

When it comes to the Delta Reserve, regular flyers on the carrier will likely appreciate the Delta Sky Club access, though it may not be enough to justify the $550 annual fee for everyone (see rates and fees). Delta has been adding amenities and opening new Sky Clubs over the last few years, along with implementing access restrictions in an effort to keep these lounges exclusive. If you fly Delta frequently and don’t have club access through another card like The Platinum Card® from American Express, this benefit could strongly appeal to you.

Additional options for Delta flyers

If you mostly fly Delta using points and miles instead of on revenue fares, there are other non-Delta cards to consider.

As previously mentioned, Amex Membership Rewards points transfer to Delta at a 1:1 ratio and cards that earn Membership Rewards aren’t the only Amex options for racking up significant SkyMiles. You can actually get a much higher return on spending with some non-Delta-branded options from Amex.

Let’s take a look at those other Amex cards:

The Platinum Card® from American Express

Benefits:

  • 5x on all airfare booked directly with airlines or via Amex Travel (on up to $500,000 on per calendar year)
  • 5x on prepaid hotel bookings via Amex Travel 
  • 10x on eligible purchases on your new card at U.S. gas stations and U.S. supermarkets, on up to $15,000 in combined purchases, during your first six months of account opening.
  • Transfer points to 22 travel partners
  • Annual airline fee incidental statement credit up to $200; enrollment required
  • Annual Uber Cash up to $200; enrollment required
  • Global Entry or TSA PreCheck application-fee credit up to $100

Annual Fee: $550 annual fee (see rates and fees)

Welcome offer: 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new card in your first six months of card membership.

Related:  American Express Platinum review

Check the CardMatch Tool to see if you’re targeted for up to a 125,000-point Platinum Card welcome offer. These offers are subject to change at any time.

American Express® Gold Card

Benefits:

  • 3x on all airfare purchased directly from the airline or via Amex Travel
  • 4x at restaurants
  • 4x at U.S. supermarkets up to $25,000 in purchases per calendar year (then 1x)
  • Annual dining statement credit up to $120 ($10 monthly when you pay with the Gold card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed and participating Shake Shacks); enrollment required
  • Uber Cash up to $120 ($10 monthly credits that can be used on U.S. rides and Uber Eats when you have your Amex Gold added to your Uber account); enrollment required

Annual fee: $250 (see rates and fees)

Welcome offer: 60,000 points after you spend $4,000 on purchases in the first six months of card membership.

Related: American Express Gold review

Check the CardMatch Tool to see if you’re targeted for a 75k-point Gold Card offer. Targeted offers are subject to change at any time.

Amex EveryDay® Preferred Credit Card from American Express

Benefits (terms apply):

  • For every billing period in which you use the card for 30 or more transactions, you’ll earn 50% extra Membership Rewards on your purchases.
  • 3x on the first $6,000 of annual spending at U.S. supermarkets
  • 2x at U.S. gas stations

Annual fee: $95

Bonus: 15,000 points after you spend $1,000 in the first three months of account opening

(The information for the Amex EveryDay Preferred Credit Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.)

Related: The Amex EveryDay Preferred Credit Card review

Marriott Bonvoy Business™ American Express® Card

Benefits:

  • 5,000-mile bonus for every 60,000 Marriott points you transfer to any of its airline partners. (Marriott points transfer to Delta at a 3:1 ratio)
  • 6x on eligible Marriott stays
  • 4x at U.S. restaurants, U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
  • 2x on all other eligible purchases
  • Free-night award every year for properties that cost up to 35,000 points starting with your first account anniversary
  • Complimentary Marriott Bonvoy Silver Elite status

Annual fee: $125 (see rates and fees)

Welcome offer: Earn 75,000 bonus points after you spend $3,000 in eligible purchases in the first three months of card membership. Plus, earn up to $150 back in statement credits on eligible purchases made within the first three months of card membership.

Related:  It’s all about extra benefits: Marriott Bonvoy Business Amex Credit Card review

FAQs about the Delta SkyMiles program

Of course, earning miles on Delta American Express credit cards (and the others above) is just one part of the equation. Here are some common questions we get here at TPG about the Delta SkyMiles program:

How much are Delta miles worth?

According to TPG point valuations, Delta SkyMiles are worth 1.1 cents each. You may get more or less value out of your SkyMiles, depending on how you redeem them.

To calculate how much value you’re getting for your miles, find the cash price of the ticket you’re redeeming for and divide it by the number of miles that ticket costs. For instance, if a flight costs $100 but you redeem 8,000 SkyMiles for it, you’d be getting about 1.25 cents per mile for that redemption.

Related: How to decide whether to use cash or miles for airline tickets

How do I earn Delta miles?

Delta SkyMiles can be earned in several ways, only one of which is from flying on Delta. You can also earn Delta miles by spending on Delta’s credit cards, by transferring points from American Express’ Membership Rewards program, shopping through Delta’s SkyMiles shopping portal, the SkyMiles dining program and through various other promotions offered by the airline.

You can also transfer your Marriott Bonvoy points to your Delta SkyMiles account if you have some to spare.

How do I redeem Delta miles?

Although Delta SkyMiles can be redeemed in various ways, you’ll generally get the most value for your miles by redeeming them for flights. Delta is a member of the SkyTeam alliance, made up of 26 international airlines — all of which you can book by using Delta miles. You can’t transfer miles between the different airlines, but you can use Delta’s website or another SkyTeam carrier to find flights on partner airlines that can be booked using Delta SkyMiles.

Related: How to redeem miles with the Delta Air Lines SkyMiles Program

How many Delta miles does it take to get a free flight?

Delta uses dynamic pricing for award flights, so the only way to know how many miles it takes to book a particular flight is to look up that flight on Delta’s website or by calling Delta and asking an agent. Keep in mind that the number of miles required can fluctuate by the day or even by the hour.

If you find a flight at a redemption rate you’re comfortable with, don’t wait to book it; it might get more expensive later. You can also score deals with Delta SkyMiles flash deals, which offer flights for as little as 2,500 miles each way.

Related: Best travel credit cards

Bottom line

With the somewhat frequent devaluations and a lack of transparency when it comes to award travel costs, many travelers have avoided focusing on the Delta SkyMiles program for the past few years. Still, there’s no arguing that Delta offers one of the best flying experiences in the U.S. and you can find some good value with SkyMiles.

Those who are loyal Delta flyers, or even those who only fly the airline once or twice a year, but think they can leverage the card’s bonus miles and perks enough to outweigh the annual fees, should consider the Delta credit cards while the welcome bonuses are increased for a limited time.

Additional reporting by Stella Shon, Daniel Ross and Madison Blancaflor. 

Featured photo by Nicolas Economou/NurPhoto via Getty Images. 

For rates and fees of the Delta Gold Amex please click here.
For rates and fees of the Delta Platinum Amex, please click here.
For rates and fees of the Delta Reserve Amex, please click here.
For rates and fees of the Delta Gold Business Amex, please click here.

For rates and fees of the Delta Platinum Business Amex, please click here.
For rates and fees of the Delta Reserve Business Amex, please click here.
For rates and fees of the Delta Blue Amex, please click here.
For rates and fees of the Amex Platinum Card, please click here.
For rates and fees of the Amex Gold Card, please click here.
For rates and fees of the Marriott Bonvoy Business Amex Card, please click here.

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