Best Delta credit cards of 2022

By
Chris Dong
and
Christina Ly
Editor
Nick Ewen
Updated
Jun 17, 2022
This page is a marketplace where our partners can highlight their current card offers. The reviews and insights represented are editorial, but the order in which cards appear on the page may be influenced by compensation we may receive from our partners.

Delta and American Express have a solid partnership in place, which means Delta flyers have a full lineup of cobranded credit cards that make a good fit. To help you decide which Delta card is best for you, let’s first look at the details of the most popular Delta Amex cards from our partners. This includes both the top consumer and small business credit cards.

Terms & restrictions apply. See rates & fees
TPG Editor's Rating tooltip icon
4.5/5
5X points
details
  • 5X Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
  • 5X Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Earn 100,000 points
details
Intro Offer tooltip icon
Earn 100,000 points
$695

Why We Chose It

The Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee. Read our full review of the Platinum Card from American Express.

Pros

  • The current welcome offer on this card is quite lucrative. TPG values it at $2,000.
  • This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, and more than $1,400 in assorted annual statement credits and so much more. (enrollment required)
  • The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.

Cons

  • The $695 annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost.
  • Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories.
  • The annual airline fee credit and other monthly statement credits can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards.
  • Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®. And if you fly, you can receive up to $200 in statement credits per calendar year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required.
  • $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at select airports and stadiums.
  • $695 annual fee.
  • Terms Apply.
  • See Rates & Fees

Pros

  • The current welcome offer on this card is quite lucrative. TPG values it at $2,000.
  • This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, and more than $1,400 in assorted annual statement credits and so much more. (enrollment required)
  • The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.

Cons

  • The $695 annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost.
  • Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories.
  • The annual airline fee credit and other monthly statement credits can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards.
  • Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®. And if you fly, you can receive up to $200 in statement credits per calendar year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required.
  • $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at select airports and stadiums.
  • $695 annual fee.
  • Terms Apply.
  • See Rates & Fees

Pros

  • The current welcome offer on this card is quite lucrative. TPG values it at $2,000.
  • This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, and more than $1,400 in assorted annual statement credits and so much more. (enrollment required)
  • The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.

Cons

  • The $695 annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost.
  • Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories.
  • The annual airline fee credit and other monthly statement credits can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards.
  • Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®. And if you fly, you can receive up to $200 in statement credits per calendar year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required.
  • $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at select airports and stadiums.
  • $695 annual fee.
  • Terms Apply.
  • See Rates & Fees
Terms & restrictions apply. See rates & fees
TPG Editor's Rating tooltip icon
4/5
1 - 2X points
details
  • 2X Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
  • 1X Earn 1X Mile on all other eligible purchases.
70,000 miles
details
Intro Offer tooltip icon
70,000 miles
$0 introductory annual fee for the first year, then $99.

Why We Chose It

The Delta SkyMiles Gold Amex provides valuable elite-like benefits for causal Delta flyers including a first checked bag free and priority boarding. It can easily justify getting and keeping this card. Read our full review of the Delta SkyMiles Gold Amex card.

Pros

  • First checked bag free for you and up to eight companions
  • Main Cabin 1 priority boarding
  • 20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi)

Cons

  • Doesn't make sense if you don't fly Delta
  • There are better Delta cards if you want lounge access or a boost to earn elite status
  • Limited Time Offer: Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
  • Earn 1X Mile on all other eligible purchases.
  • $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
  • See Rates & Fees

Pros

  • First checked bag free for you and up to eight companions
  • Main Cabin 1 priority boarding
  • 20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi)

Cons

  • Doesn't make sense if you don't fly Delta
  • There are better Delta cards if you want lounge access or a boost to earn elite status
  • Limited Time Offer: Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
  • Earn 1X Mile on all other eligible purchases.
  • $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
  • See Rates & Fees

Pros

  • First checked bag free for you and up to eight companions
  • Main Cabin 1 priority boarding
  • 20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi)

Cons

  • Doesn't make sense if you don't fly Delta
  • There are better Delta cards if you want lounge access or a boost to earn elite status
  • Limited Time Offer: Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
  • Earn 1X Mile on all other eligible purchases.
  • $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
  • See Rates & Fees
Terms & restrictions apply. See rates & fees
TPG Editor's Rating tooltip icon
3.5/5
1 - 3X points
details
  • 3X Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • 2X Earn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
  • 1X Earn 1X Miles on all other eligible purchases.
90,000 miles
details
Intro Offer tooltip icon
90,000 miles
$250

Why We Chose It

The Delta SkyMiles Platinum Amex is a good choice for Delta loyalists who need a little help reaching their elite status goals. This card offers some useful perks including an annual companion pass and your first checked bag free on Delta flights. Read our review of the Delta SkyMiles Platinum Amex card.

Pros

  • Earn bonus Medallion Qualifying Miles (MQMs) and an Medallion Qualifying Dollar (MQD) waiver when you hit specific spending thresholds with your card within a calendar year - Receive a Domestic Main Cabin round-trip companion certificate each year
  • Fee credit for TSA PreCheck/Global Entry - First checked bag free

Cons

  • Doesn't make sense if you don't fly Delta
  • $250 annual fee - SkyMiles aren't the most valuable airline currency
  • Limited Time Offer: Earn 90,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees

Pros

  • Earn bonus Medallion Qualifying Miles (MQMs) and an Medallion Qualifying Dollar (MQD) waiver when you hit specific spending thresholds with your card within a calendar year - Receive a Domestic Main Cabin round-trip companion certificate each year
  • Fee credit for TSA PreCheck/Global Entry - First checked bag free

Cons

  • Doesn't make sense if you don't fly Delta
  • $250 annual fee - SkyMiles aren't the most valuable airline currency
  • Limited Time Offer: Earn 90,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees

Pros

  • Earn bonus Medallion Qualifying Miles (MQMs) and an Medallion Qualifying Dollar (MQD) waiver when you hit specific spending thresholds with your card within a calendar year - Receive a Domestic Main Cabin round-trip companion certificate each year
  • Fee credit for TSA PreCheck/Global Entry - First checked bag free

Cons

  • Doesn't make sense if you don't fly Delta
  • $250 annual fee - SkyMiles aren't the most valuable airline currency
  • Limited Time Offer: Earn 90,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Apply now for American Express® Gold Card at American Express's secure site
Terms & restrictions apply. See rates & fees
Best for dining at restaurants
TPG Editor's Rating tooltip icon
4/5
3 - 4X points
details
  • 4X Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
  • 4X Earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • 3X Earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com.
60,000 points
details
Intro Offer tooltip icon
60,000 points
$250

Why We Chose It

This isn’t just a card that’s nice to look at. It packs a real punch, offering 4 points per dollar on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar). There’s also an up to $120 annual dining credit at Grubhub, The Cheesecake Factory, GoldbellyWine.com, Milk Bar, and select Shake Shack locations, plus it added an up to $120 annually ($10 per month) in Uber Cash, which can be used on Uber Eats orders or Uber rides in the U.S. All this make it a very strong contender for all food purchases, which has become a popular spending category. Enrollment required for select benefits. Read our full review of the American Express Gold Card.

Pros

  • 4 points per dollar on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar)
  • 3 points per dollar on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel and everyday spending bonus categories
  • Not as effective for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • Updated $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees

Pros

  • 4 points per dollar on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar)
  • 3 points per dollar on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel and everyday spending bonus categories
  • Not as effective for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • Updated $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees

Pros

  • 4 points per dollar on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar)
  • 3 points per dollar on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel and everyday spending bonus categories
  • Not as effective for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • Updated $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees
Terms & restrictions apply. See rates & fees
TPG Editor's Rating tooltip icon
3.5/5
1 - 3X points
details
  • 3X Earn 3X Miles on Delta purchases.
  • 1X Earn 1X Mile on all other eligible purchases.
100,000 miles
details
Intro Offer tooltip icon
100,000 miles
$550

Why We Chose It

The Delta SkyMiles Reserve American Express Card is the premier choice for Delta loyalists who value an accelerated path to elite status, Delta SkyClubs lounge access, an annual companion certificate and strong earning rates on Delta purchases. Read our review of the Delta SkyMiles Reserve card.

Pros

  • MQD waiver each year that you spend $25,000 on the card
  • $100 statement credit for Global Entry/TSA PreCheck
  • Delta SkyClub access when flying Delta

Cons

  • High annual fee of $550
  • Lower fee Delta cobranded cards offer superior earning categories
  • Limited Time Offer: Earn 100,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
  • Earn up to 60,000 Medallion® Qualification Miles (MQMs) With Status Boost® per year. After you spend $30,000 in purchases on your Card in a calendar year, you can earn 15,000 MQMs up to four times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • When you apply for a Delta SkyMiles Reserve Card, you can choose your Card's design: limited edition Boeing 747 metal*, classic metal or 70% reclaimed plastic. *The Boeing 747 design is made with 25% metal from a retired Boeing 747 aircraft.
  • Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Complimentary access into the Delta Sky Club® for you when travelling on a Delta flight.
  • Enjoy complimentary access to The Centurion® Lounge or Escape lounges -The Centurion® Studio Partner when you book a Delta flight with your Reserve Card.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees

Pros

  • MQD waiver each year that you spend $25,000 on the card
  • $100 statement credit for Global Entry/TSA PreCheck
  • Delta SkyClub access when flying Delta

Cons

  • High annual fee of $550
  • Lower fee Delta cobranded cards offer superior earning categories
  • Limited Time Offer: Earn 100,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
  • Earn up to 60,000 Medallion® Qualification Miles (MQMs) With Status Boost® per year. After you spend $30,000 in purchases on your Card in a calendar year, you can earn 15,000 MQMs up to four times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • When you apply for a Delta SkyMiles Reserve Card, you can choose your Card's design: limited edition Boeing 747 metal*, classic metal or 70% reclaimed plastic. *The Boeing 747 design is made with 25% metal from a retired Boeing 747 aircraft.
  • Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Complimentary access into the Delta Sky Club® for you when travelling on a Delta flight.
  • Enjoy complimentary access to The Centurion® Lounge or Escape lounges -The Centurion® Studio Partner when you book a Delta flight with your Reserve Card.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees

Pros

  • MQD waiver each year that you spend $25,000 on the card
  • $100 statement credit for Global Entry/TSA PreCheck
  • Delta SkyClub access when flying Delta

Cons

  • High annual fee of $550
  • Lower fee Delta cobranded cards offer superior earning categories
  • Limited Time Offer: Earn 100,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.
  • Earn up to 60,000 Medallion® Qualification Miles (MQMs) With Status Boost® per year. After you spend $30,000 in purchases on your Card in a calendar year, you can earn 15,000 MQMs up to four times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • When you apply for a Delta SkyMiles Reserve Card, you can choose your Card's design: limited edition Boeing 747 metal*, classic metal or 70% reclaimed plastic. *The Boeing 747 design is made with 25% metal from a retired Boeing 747 aircraft.
  • Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Complimentary access into the Delta Sky Club® for you when travelling on a Delta flight.
  • Enjoy complimentary access to The Centurion® Lounge or Escape lounges -The Centurion® Studio Partner when you book a Delta flight with your Reserve Card.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
Terms & restrictions apply. See rates & fees
Best for small businesses who occasionally fly Delta
TPG Editor's Rating tooltip icon
3/5
1 - 2X points
details
  • 2X Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants.
  • 1X Earn 1 Mile on every eligible dollar spent on purchases.
75,000 miles
details
Intro Offer tooltip icon
75,000 miles
$0 introductory annual fee for the first year, then $99

Why We Chose It

The Delta SkyMiles Gold Business Amex is a good choice for small business owners that are Delta loyalists. This card features priority boarding, 2x miles on purchases made with Delta and on dining out, among other business categories. Cardholders can earn a $100 Delta flight credit when spending $10,000 in purchases on your card in a calendar year. Read our review of the Delta SkyMiles Gold Business card.

Pros

  • Earns 2 miles per dollar on popular business categories and at restaurants
  • First checked bag free
  • 20% discount on in-flight purchases
  • Main Cabin 1 priority boarding

Cons

  • Comes with no Delta SkyClub lounge access
  • $99 annual fee
  • Limited Time Offer: Earn 75,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.
  • Check or stow your bag with ease: First Checked Bag Free on Delta Flights + Main Cabin 1 Priority Boarding.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases.
  • Additionally, receive a $100 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases on your Card in a calendar year.
  • Pay no foreign transaction fees when you travel overseas.
  • $0 introductory annual fee for the first year, then $99.
  • Terms and limitations apply.
  • See Rates & Fees

Pros

  • Earns 2 miles per dollar on popular business categories and at restaurants
  • First checked bag free
  • 20% discount on in-flight purchases
  • Main Cabin 1 priority boarding

Cons

  • Comes with no Delta SkyClub lounge access
  • $99 annual fee
  • Limited Time Offer: Earn 75,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.
  • Check or stow your bag with ease: First Checked Bag Free on Delta Flights + Main Cabin 1 Priority Boarding.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases.
  • Additionally, receive a $100 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases on your Card in a calendar year.
  • Pay no foreign transaction fees when you travel overseas.
  • $0 introductory annual fee for the first year, then $99.
  • Terms and limitations apply.
  • See Rates & Fees

Pros

  • Earns 2 miles per dollar on popular business categories and at restaurants
  • First checked bag free
  • 20% discount on in-flight purchases
  • Main Cabin 1 priority boarding

Cons

  • Comes with no Delta SkyClub lounge access
  • $99 annual fee
  • Limited Time Offer: Earn 75,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.
  • Check or stow your bag with ease: First Checked Bag Free on Delta Flights + Main Cabin 1 Priority Boarding.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases.
  • Additionally, receive a $100 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases on your Card in a calendar year.
  • Pay no foreign transaction fees when you travel overseas.
  • $0 introductory annual fee for the first year, then $99.
  • Terms and limitations apply.
  • See Rates & Fees
Terms & restrictions apply. See rates & fees
TPG Editor's Rating tooltip icon
3.5/5
1.5 - 3X points
details
  • 3X Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
  • 1.5X After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year.
110,000 miles
details
Intro Offer tooltip icon
110,000 miles
$550

Why We Chose It

If you’re a high-budget business owner and fly Delta often, the Delta SkyMiles Reserve Business American Express Card is an elite airline card with a sleuth of benefits. While the card does come with a high annual fee, the impressive benefits including exclusive Delta SkyClub and Amex Centurion lounge access, airport, free checked bags, priority boarding and a fast track to Delta’s elite Medallion flying status by spending a considerable amount on the card. Read our review of the Delta SkyMiles Reserve Business card.

Pros

  • Medallion Qualification Dollar (MQD) waiver when you spend $25,000 in a year on the card
  • A companion certificate that can be used for a domestic first-class, Delta Comfort+ or domestic main cabin round-trip flight
  • Exclusive lounge access

Cons

  • Steep $550 annual fee
  • Limited reward earning rates outside of Delta purchases
  • Limited Time Offer: Earn 110,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.
  • The limited edition Boeing 747 design is made with 25% metal from a retired Delta Boeing 747 aircraft.
  • With complimentary access into Delta Sky Club®, you can relax before your Delta flight, or find downtime between connections. You’ll also receive two Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you’re traveling together.
  • When you purchase a Delta flight with your Delta SkyMiles Reserve Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
  • After you spend $150,000 on your Card in a calendar year, you earn 1.5 miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
  • Plus enjoy 3X miles per dollar on all eligible Delta purchases.
  • With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to 4x per year getting you closer to Medallion Status.
  • Terms and limitations apply.
  • See Rates & Fees

Pros

  • Medallion Qualification Dollar (MQD) waiver when you spend $25,000 in a year on the card
  • A companion certificate that can be used for a domestic first-class, Delta Comfort+ or domestic main cabin round-trip flight
  • Exclusive lounge access

Cons

  • Steep $550 annual fee
  • Limited reward earning rates outside of Delta purchases
  • Limited Time Offer: Earn 110,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.
  • The limited edition Boeing 747 design is made with 25% metal from a retired Delta Boeing 747 aircraft.
  • With complimentary access into Delta Sky Club®, you can relax before your Delta flight, or find downtime between connections. You’ll also receive two Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you’re traveling together.
  • When you purchase a Delta flight with your Delta SkyMiles Reserve Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
  • After you spend $150,000 on your Card in a calendar year, you earn 1.5 miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
  • Plus enjoy 3X miles per dollar on all eligible Delta purchases.
  • With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to 4x per year getting you closer to Medallion Status.
  • Terms and limitations apply.
  • See Rates & Fees

Pros

  • Medallion Qualification Dollar (MQD) waiver when you spend $25,000 in a year on the card
  • A companion certificate that can be used for a domestic first-class, Delta Comfort+ or domestic main cabin round-trip flight
  • Exclusive lounge access

Cons

  • Steep $550 annual fee
  • Limited reward earning rates outside of Delta purchases
  • Limited Time Offer: Earn 110,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.
  • The limited edition Boeing 747 design is made with 25% metal from a retired Delta Boeing 747 aircraft.
  • With complimentary access into Delta Sky Club®, you can relax before your Delta flight, or find downtime between connections. You’ll also receive two Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you’re traveling together.
  • When you purchase a Delta flight with your Delta SkyMiles Reserve Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
  • After you spend $150,000 on your Card in a calendar year, you earn 1.5 miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
  • Plus enjoy 3X miles per dollar on all eligible Delta purchases.
  • With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to 4x per year getting you closer to Medallion Status.
  • Terms and limitations apply.
  • See Rates & Fees
Terms & restrictions apply. See rates & fees
Best for mid-tier Delta business owners
TPG Editor's Rating tooltip icon
3.5/5
1 - 2X points
details
  • 3X Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
  • 1.5X Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year.
  • 1X 1 Mile on every eligible dollar spent on other purchases.
100,000 miles
details
Intro Offer tooltip icon
100,000 miles
$250

Why We Chose It

The Delta SkyMiles Platinum Business American Express Card is worthy of consideration if you fly Delta frequently and value perks such as priority boarding, and a free checked bag. Read our review of the Delta SkyMiles Platinum Business card.

Pros

  • Earns 3 miles on every dollar spent on eligible purchases made directly with Delta and purchases made directly with hotels; 1.5 miles per dollar on single eligible purchases of $5,000 or more
  • First Check Bag Free on Delta flights
  • Main Cabin 1 Priority Boarding
  • Achieve elite status faster by earning 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year

Cons

  • $250 annual fee
  • Limited Time Offer: Earn 100,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.
  • You can receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Take a friend or family member when you fly Delta. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and  Hotel Stays instead of 1.5X).
  • Delta Sky Club® Access – enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club for you and up to two guests when traveling on a Delta flight.
  • With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status.
  • Terms and limitations apply.
  • See Rates & Fees

Pros

  • Earns 3 miles on every dollar spent on eligible purchases made directly with Delta and purchases made directly with hotels; 1.5 miles per dollar on single eligible purchases of $5,000 or more
  • First Check Bag Free on Delta flights
  • Main Cabin 1 Priority Boarding
  • Achieve elite status faster by earning 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year

Cons

  • $250 annual fee
  • Limited Time Offer: Earn 100,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.
  • You can receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Take a friend or family member when you fly Delta. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and  Hotel Stays instead of 1.5X).
  • Delta Sky Club® Access – enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club for you and up to two guests when traveling on a Delta flight.
  • With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status.
  • Terms and limitations apply.
  • See Rates & Fees

Pros

  • Earns 3 miles on every dollar spent on eligible purchases made directly with Delta and purchases made directly with hotels; 1.5 miles per dollar on single eligible purchases of $5,000 or more
  • First Check Bag Free on Delta flights
  • Main Cabin 1 Priority Boarding
  • Achieve elite status faster by earning 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year

Cons

  • $250 annual fee
  • Limited Time Offer: Earn 100,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/3/2022.
  • You can receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Take a friend or family member when you fly Delta. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and  Hotel Stays instead of 1.5X).
  • Delta Sky Club® Access – enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club for you and up to two guests when traveling on a Delta flight.
  • With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status.
  • Terms and limitations apply.
  • See Rates & Fees

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Card Best for Welcome Offer/Sign Up Bonus Earning Rate Annual Fee
Delta SkyMiles® Gold American Express Card Best for casual Delta flyers 70,000 miles
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
$0 introductory annual fee for the first year, then $99.
Delta SkyMiles® Platinum American Express Card Best for mid-tier Delta flyers 90,000 miles
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
$250
Delta SkyMiles® Reserve American Express Card Best for Sky Club access 100,000 miles
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
$550
Delta SkyMiles® Gold Business American Express Card Best for small business owners who occasionally fly Delta 75,000 miles
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants.
  • Earn 1 Mile on every eligible dollar spent on purchases.
$0 introductory annual fee for the first year, then $99
Delta SkyMiles® Platinum Business American Express Card Best for mid-tier Delta business owners 100,000 miles
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
  • Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year.
  • 1 Mile on every eligible dollar spent on other purchases.
$250
Delta SkyMiles® Reserve Business American Express Card Best for high-spending businesses 110,000 miles
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
  • After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year.
$550
The Platinum Card® from American Express New Platinum exclusive offers Earn 100,000 points
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
  • Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
$695
American Express® Gold Card Best for dining at restaurants 60,000 points
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
  • Earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com.
$250

Delta SkyMiles Gold American Express Card

Benefits:

  • First bag checked free on Delta flights.
  • Priority boarding.
  • 20% off inflight purchases.
  • 2 miles per dollar on eligible Delta purchases, restaurants and U.S. supermarkets and 1 mile per dollar on everything else.
  • $100 Delta flight credit after $10,000 spend in a calendar year.
  • No foreign transaction fees (see rates and fees).

Annual fee: $0 introductory annual fee for the first year, then $99 (see rates and fees).

Welcome offer: Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.

Related: Delta SkyMiles Gold American Express Card review

___________________________________________________________________________

Official application link: Delta SkyMiles Gold.

___________________________________________________________________________

Delta SkyMiles Platinum American Express Card

Benefits:

  • Annual companion certificate each year upon card renewal for main-cabin, round-trip travel.
  • 10,000 MQMs toward status when you spend $25,000 on the card in a calendar year, plus an additional 10,000 MQMs when you spend $50,000 in a calendar year.
  • Earn 3 miles per dollar on eligible Delta purchases and at hotels, 2 miles per dollar at restaurants and U.S. supermarkets and 1 mile per dollar on everything else.
  • Get a first bag checked free on Delta flights.
  • Priority boarding.
  • 20% off inflight purchases.
  • Receive a Global Entry/TSA PreCheck fee credit (every four years for Global Entry, every 4.5 years for TSA PreCheck) (up to $100).
  • No foreign transaction fees (see rates and fees). 

Annual fee: $250 (see rates and fees).

Welcome offer: Earn 90,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.

Related: Delta SkyMiles Platinum American Express Card review

___________________________________________________________________________

Official application link: Delta SkyMiles Platinum.

___________________________________________________________________________

Delta SkyMiles Reserve American Express Card

Benefits:

  • Annual companion certificate each year upon card renewal for round-trip travel in first class, Comfort+ or main cabin.
  • Complimentary Delta Sky Club access when you fly Delta, plus two one-time guest passes.
  • 15,000 MQMs toward status when you spend $30,000, $60,000, $90,000 and $120,000 on the card in a calendar year.
  • Earn 3 miles per dollar on eligible Delta purchases and 1 mile per dollar on everything else.
  • Complimentary access to American Express Centurion Lounges when flying Delta with a ticket purchased on the card (up to two guests may also enter for a fee of $50 each).
  • A Global Entry/TSA PreCheck fee credit (every four years for Global Entry, every 4.5 years for TSA PreCheck) (up to $100).
  • Access to complimentary upgrades (for non-Medallions).
  • Get a first bag checked for free on Delta flights.
  • Priority boarding.
  • 20% off inflight purchases.
  • No foreign transaction fees (see rates and fees).

Annual fee: $550 (see rates and fees).

Welcome offer: Earn 100,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.

Related: Delta SkyMiles Reserve American Express card review

___________________________________________________________________________

Official application link: Delta SkyMiles Reserve.

___________________________________________________________________________

Best Delta business credit cards

Delta flyers who own small businesses may benefit from the business versions of these cards. These have largely the same benefits as personal credit cards, but a business credit card can be a good choice if you want to separate expenses or leverage different bonus categories. If you’re trying to stay under 5/24 (Chase’s rule that limits credit card approvals), it’s also helpful that Amex business credit cards don’t count toward your 5/24 standing.

Here’s an overview of the three Delta small business credit cards:

Delta SkyMiles Gold Business American Express Card

Benefits:

  • First bag checked free on Delta flights.
  • $100 Delta flight credit after spending $10,000 in a calendar year.
  • Priority boarding.
  • 20% off inflight purchases.
  • 2 miles per dollar on eligible Delta purchases, restaurants, U.S. shipping and U.S. advertising and 1 mile per dollar on everything else.
  • No foreign transaction fees (see rates and fees).

Annual fee: $0 introductory annual fee for the first year, then $99 (see rates and fees).

Welcome offer: Earn 75,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first three months of Card Membership. Offer Ends 8/3/2022.

Related: Delta SkyMiles Gold Business American Express Card review

___________________________________________________________________________

Official application link: Delta SkyMiles Gold Business.

___________________________________________________________________________

Delta SkyMiles Platinum Business American Express Card

Benefits:

  • Annual companion certificate each year upon card renewal for main-cabin, round-trip travel.
  • 10,000 MQMs toward status when you spend $25,000 on the card in a calendar year, plus an additional 10,000 MQMs when you spend $50,000 in a calendar year.
  • 3 miles per dollar on eligible Delta purchases and hotels and 1 mile per dollar on everything else.
  • 1.5 miles per dollar on purchases over $5,000 (up to 50,000 miles per calendar year).
  • Global Entry/TSA PreCheck credit (up to $100).
  • First bag checked free on Delta flights.
  • Priority boarding.
  • 20% off inflight purchases.
  • No foreign transaction fees (see rates and fees).

Annual fee: $250 (see rates and fees).

Welcome offer: Earn 100,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first three months of Card Membership. Offer Ends 8/3/2022.

Related: Delta SkyMiles Platinum Business American Express Card review

___________________________________________________________________________

Official application link: Delta SkyMiles Platinum Business.

___________________________________________________________________________

Delta SkyMiles Reserve Business American Express Card

Benefits:

  • Annual companion certificate each year upon card renewal for round-trip travel in first class, Comfort+ or main cabin.
  • Complimentary Delta Sky Club access when you fly Delta, plus two one-time guest passes.
  • 15,000 MQMs toward status when you spend $30,000, $60,000, $90,000 and $120,000 on the card in a calendar year.
  • 3 miles per dollar on Delta purchases and 1 mile per dollar on everything else.
  • Earn 1.5 miles per dollar on all purchases after spending $150,000 a year.
  • Complimentary access to American Express Centurion Lounges when flying Delta with a ticket purchased on the card (up to two guests may also enter for a fee of $50 each).
  • A Global Entry/TSA PreCheck fee credit (every four years for Global Entry, every 4.5 years for TSA PreCheck).
  • Access to complimentary upgrades (including non-Medallions).
  • First bag checked free on Delta flights.
  • Priority boarding.
  • 20% off inflight purchases.
  • No foreign transaction fees (see rates and fees).

Annual fee: $550 (see rates and fees).

Welcome offer: Earn 110,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first three months of Card Membership. Offer Ends 8/3/2022.

Related: Delta SkyMiles Reserve Business American Express card review 

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Official application link: Delta SkyMiles Reserve Business.

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One last Delta option

There’s also the Delta SkyMiles® Blue American Express Card. Despite carrying no annual fee (see rates and fees), you’ll still earn 2 miles per dollar on eligible Delta purchases and at restaurants worldwide and enjoy 20% off eligible inflight purchases when you travel with Delta. However, the perks end there, which is why it doesn’t make the list of the best credit cards for Delta travelers.

Nonetheless, someone just getting started with Delta may want to add this card to their wallet now, since it’s currently offering a welcome bonus of 10,000 SkyMiles after you spend $500 in purchases on your new card in your first three months.

Related: We got an inside look at how Delta is cleaning planes between every flight

When Delta Amex cards make sense

Overall, I think the Delta credit cards offer a fair value for their respective annual fees. The ability to earn MQMs on the Delta Platinum and Reserve cards may make them worth the higher annual fees for some Delta loyalists, especially if you’re a big credit card spender and fall short of earning elite status without a little help.

A big plus with Platinum and Reserve cards is the offer of a companion certificate for travel on eligible Delta each year after your account anniversary. With the Platinum, you get a domestic companion certificate good for the main cabin, but with the Reserve it’s even good for first class, Delta Comfort+ or the main cabin (also with a maximum of $75 in taxes and fees).

Keep the restrictions in mind: They limit travel to within the 48 contiguous United States (although those who live in Hawaii, Alaska, Puerto Rico or the U.S. Virgin Islands can originate from their home to a destination in the 48 contiguous United States).

You can also use the Delta Platinum and Reserve credit cards to waive the Medallion Qualification Dollar (MQD) requirement for Delta elite status. If you spend $25,000 on Delta Platinum or Reserve cards in a calendar year, you’ll get an MQD waiver for status levels up to Platinum, but to get the MQD requirement waived for Diamond Medallion status, you have to spend $250,000 on Delta credit cards in a calendar year.

Needless to say, I don’t recommend going this route in most cases, especially since you can meet the MQD requirement for Diamond status by spending a much lower amount on Delta and partner flights in a calendar year. But, there will be those niche cases where it is worth it for some.

When it comes to the Delta Reserve, regular flyers on the carrier will likely appreciate the Delta Sky Club access, though it may not be enough to justify the $550 annual fee for everyone (see rates and fees). Delta has been adding amenities and opening new Sky Clubs over the last few years, along with implementing access restrictions in an effort to keep these lounges exclusive. If you fly Delta frequently and don’t have club access through another card like The Platinum Card® from American Express, this benefit could strongly appeal to you.

Additional options for Delta flyers

If you mostly fly Delta using points and miles instead of on revenue fares, there are other non-Delta cards to consider.

As previously mentioned, Amex Membership Rewards points transfer to Delta at a 1:1 ratio and cards that earn Membership Rewards aren’t the only Amex options for racking up significant SkyMiles. You can actually get a much higher return on spending with some non-Delta-branded options from Amex.

Let’s take a look at those other Amex cards:

The Platinum Card® from American Express

Benefits:

Annual fee: $695 (see rates and fees).

Welcome offer: Earn 100,000 points after you spend $6,000 on purchases on the card in the first six months of card membership. 

Related:  American Express Platinum review

Check the CardMatch Tool to see if you’re targeted for up to a 125,000- or 150,000-point Platinum Card welcome offer. These offers are subject to change at any time.

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Official application link: American Express Platinum.

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American Express® Gold Card

Benefits:

  • 3 points per dollar on all airfare purchased directly from the airline or via Amex Travel.
  • 4 points per dollar at restaurants.
  • 4 points per dollar at U.S. supermarkets up to $25,000 in purchases per calendar year (then 1 point per dollar).
  • Annual dining statement credit up to $120 ($10 monthly when you pay with the Gold card at  Grubhub, The Cheesecake Factory, GoldbellyWine.com, Milk Bar, and select Shake Shack locations. Enrollment required.); enrollment required.
  • Uber Cash up to $120 ($10 monthly credits that can be used on U.S. rides and Uber Eats when you have your Amex Gold added to your Uber account); enrollment required.

Annual fee: $250 (see rates and fees).

Welcome offer: 60,000 points after you spend $4,000 on purchases in the first six months of card membership.

Related: American Express Gold review

Check the CardMatch Tool to see if you’re targeted for a 75k-point Gold Card offer. Targeted offers are subject to change at any time.

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Official application link: Amex Gold.

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FAQs about the Delta SkyMiles program

Of course, earning miles on Delta American Express credit cards (and the others above) is just one part of the equation. Here are some common questions we get here at TPG about the Delta SkyMiles program:

How much are Delta miles worth?

According to TPG’s latest point valuations, Delta SkyMiles are worth 1.41 cents each. You may get more or less value out of your SkyMiles, depending on how you redeem them.

To calculate how much value you’re getting for your miles, find the cash price of the ticket you’re redeeming for and divide it by the number of miles that ticket costs. For instance, if a flight costs $100 but you redeem 8,000 SkyMiles for it, you’d be getting about 1.25 cents per mile for that redemption. 

Alternatively, use TPG’s new awards vs. cash calculator to figure out if you’re getting a good deal with your points and miles.

Related: How to decide whether to use cash or miles for airline tickets

How do I earn Delta miles?

Delta SkyMiles can be earned in several ways, only one of which is from flying on Delta. You can also earn Delta miles by spending on Delta’s credit cards, by transferring points from American Express’ Membership Rewards program, by shopping through Delta’s SkyMiles shopping portal, by using the SkyMiles dining program and through various other promotions offered by the airline.

You can also transfer your Marriott Bonvoy points to your Delta SkyMiles account if you have some to spare.

How do I redeem Delta miles?

Although Delta SkyMiles can be redeemed in various ways, you’ll generally get the most value for your miles by redeeming them for flights. Delta is a member of the SkyTeam alliance, made up of 26 international airlines — all of which you can book by using Delta miles. You can’t transfer miles between the different airlines, but you can use Delta’s website or another SkyTeam carrier to find flights on partner airlines that can be booked using Delta SkyMiles.

Related: How to redeem miles with the Delta Air Lines SkyMiles Program

How many Delta miles does it take to get a free flight?

Delta uses dynamic pricing for award flights, so the only way to know how many miles it takes to book a particular flight is to look up that flight on Delta’s website or by calling Delta and asking an agent. Keep in mind that the number of miles required can fluctuate by the day or even by the hour.

If you find a flight at a redemption rate you’re comfortable with, don’t wait to book it; it might get more expensive later. You can also score deals with Delta SkyMiles flash deals, which offer flights for as little as 2,500 miles each way.

Related: Best travel credit cards

Bottom line

With the somewhat frequent devaluations and a lack of transparency when it comes to award travel costs, many travelers have avoided focusing on the Delta SkyMiles program for the past few years. Still, there’s no arguing that Delta offers one of the best flying experiences in the U.S. and you can find some good value with SkyMiles.

Those who are loyal Delta flyers, or even those who only fly the airline once or twice a year, but think they can leverage the card’s bonus miles and perks enough to outweigh the annual fees, should consider the Delta credit cards while the welcome bonuses are increased for a limited time.

Additional reporting by Daniel Ross and Madison Blancaflor. 

Featured photo by Nicolas Economou/NurPhoto via Getty Images. 

For rates and fees of the Delta Gold Amex please click here.

For rates and fees of the Delta Platinum Amex, please click here.

For rates and fees of the Delta Reserve Amex, please click here.

For rates and fees of the Delta Gold Business Amex, please click here.

For rates and fees of the Delta Platinum Business Amex, please click here.

For rates and fees of the Delta Reserve Business Amex, please click here.

For rates and fees of the Delta Blue Amex, please click here.

For rates and fees of the Amex Platinum Card, please click here.

For rates and fees of the Amex Gold Card, please click here.

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