Name: Delta SkyMiles® Platinum American Express Card
Brand: American Express

Earn 3X Miles on Delta purchases and purchases made directly with hotels.

Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.

Earn 1X Miles on all other eligible purchases.

Quick summary

A mid-tier airline card offers valuable perks for frequent flyers, including an annual companion certificate and free checked bags on select routes.
The card provides a fast track to elite status with the airline and includes priority boarding, inflight discounts and credits for travel-related expenses.
Benefits can offset the moderate annual fee for those who regularly fly with the airline, especially if using the companion certificate for higher-value fares.
SkyMiles, the airline's loyalty currency, are valued at 1.2 cents each as of August 2026 per TPG's valuations, but may not offer the highest return compared to other programs.

What to consider

The companion certificate is limited to round-trip, main cabin fares and excludes basic economy and certain fare classes.
Some perks, such as free checked bags and elite status boosts, are most valuable to those who frequently travel with the airline.
SkyMiles are subject to dynamic pricing, so redemption values can fluctuate based on demand.

What you'll miss from the article

A detailed comparison of this card to other options, including premium and lower-fee alternatives, and guidance on maximizing airline-specific benefits.

Generated by AI with support from our editorial team.

The is a good choice for Delta Air Lines flyers who want solid perks at a mid-tier annual fee point. The card's annual companion certificate, free checked bags (the first bag is free worldwide and the second bag on domestic U.S. flights) and elite status boost help offset the $350 annual fee (see rates and fees) for frequent flyers. Card rating*: ⭐⭐⭐½

*Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

Delta SkyMiles Platinum Amex: The basics

The is a mid-tier option for Delta flyers who travel with the airline frequently enough to offset the annual fee through the card's benefits.

The airline-specific perks on the Delta Platinum include an annual companion certificate, free checked bags (the first bag is free worldwide and the second bag on domestic U.S. flights), priority boarding and a fast-track to Delta Medallion elite status through spending. If you book an expensive fare with your companion certificate, that one benefit alone could potentially offset the annual fee.

Delta main cabin — SEAN CUDAHY/THE POINTS GUY

The Delta Platinum is a cobranded card between Delta and American Express. It earns Delta SkyMiles redeemable for flights on Delta and fellow SkyTeam alliance members, such as Air France and Virgin Atlantic, as well as some nonalliance partners.

TPG recommends a good to excellent credit score for this card.

Let's dive into the details to determine if the Delta Platinum Amex would be a good addition to your wallet.

Delta SkyMiles Platinum Amex pros and cons

Pros	Cons
Annual companion certificate Fast-track to Medallion status with card spending First two checked bags free (the first bag is free worldwide and the second bag on domestic U.S. flights) TSA PreCheck or Global Entry statement credit every four years	Perks specific to Delta flyers SkyMiles aren't the most valuable airline currency

Delta SkyMiles Platinum Amex benefits

The provides a solid suite of benefits for a mid-tier airline card. Here are the highlights. (Enrollment is required for select benefits.)

Annual companion certificate

The Delta Platinum's annual companion certificate is a cardmember-favorite benefit that you receive each year after your account renewal. When you use the companion certificate, you'll pay only taxes and fees for a second ticket when you purchase one adult round-trip ticket.

There are just a few important restrictions. The Delta companion certificate is only valid for round-trip, domestic travel in the main cabin (booked in fare classes L, T, U, V or X). It excludes basic economy tickets (booked into the E fare class) and most higher-priced economy classes, so you'll want to double-check that your fare is eligible before you rely on the certificate.

Delta planes in Seattle — Delta Air Lines planes. SEAN CUDAHY/THE POINTS GUY

This perk covers travel to all 50 U.S. states (including Alaska and Hawaii), as well as flights to the Caribbean, Central America and Mexico.

Partnerships director Sophia Fen said the value she gets from this benefit (paired with the TakeOff 15 perk on all Delta cobranded cards to save on award flights) often covers the $350 annual fee.

Elite status perks

The Delta Platinum is a good card for SkyMiles members pursuing elite status, thanks to its Medallion Qualification Dollar boost and the unlimited MQDs you can earn through spending.

Cardmembers receive 2,500 MQDs at the start of each Medallion qualification year. They also earn 1 MQD for every $20 spent, with no limit on how many MQDs you can earn through credit card spending.

Preflight and inflight benefits

The Delta Platinum shines when it comes to preflight and inflight perks.

These include:

Two free checked bags for the cardmember (and up to eight companions) traveling on the same reservation (the first bag is free worldwide and the second bag on domestic U.S. flights, though it's important to note only other eligible Delta cardmembers on the same reservation will receive a second checked bag free on domestic flights)
Zone 5 priority boarding
Access to the TakeOff 15 perk, which provides a 15% discount on award redemptions for Delta flights
20% off inflight purchases (excluding Wi-Fi purchases)

Other travel perks

There are other ways to help offset the Delta Platinum's annual fee, including maximizing these benefits:

Up to $150 in Delta Stays statement credit every calendar year for eligible bookings
Up to $10 in monthly Resy statement credit (up to $120 per calendar year) for use at eligible U.S. Resy restaurants
Up to $10 in monthly ride-hailing credit with select providers (up to $120 per calendar year) for U.S. ride-hailing purchases
A $120 statement credit for Global Entry or up to $85 for TSA PreCheck every four years
Hertz Five Star status*

(Enrollment is required for select benefits.)

*Enrollment in the Hertz Gold+ Rewards Program is required; terms apply.

The card also charges no foreign transaction fees (see rates and fees), making it a solid choice to take abroad.

How to earn and use SkyMiles

With the , you'll earn:

3 miles per dollar spent on Delta purchases and purchases made directly with hotels
2 miles per dollar spent at restaurants worldwide (including delivery and takeout in the U.S.) and at U.S. supermarkets
1 mile per dollar spent on all other eligible purchases

This is a decent suite of bonus categories, though it's worth noting that SkyMiles aren't among the most valuable airline miles.

According to TPG's August 2026 valuations, Delta SkyMiles are worth 1.2 cents apiece. This means that spending on the Delta Platinum will get you a 3.6% return on Delta and hotel purchases, 2.4% back at restaurants worldwide and U.S. supermarkets and 1.2% back on everything else — generally less competitive than what many transferable points cards offer.

Delta JFK-MLA basic miles calendar July — DELTA AIR LINES

This relatively low valuation is likely due to Delta dynamically pricing its award flights, which means redemption rates often fluctuate with demand, rather than using a fixed award chart.

Even still, you can find some solid deals for certain routes on select dates. And, if your travel dates are flexible, you can use Delta's award calendar to find cheaper award flights — especially around one of Delta's frequent award deals.

TPG's tentpoles managing editor, Madison Blancaflor, recently used 40,500 SkyMiles for a round-trip economy ticket from Newark Liberty International Airport (EWR) to Bill and Hillary Clinton National Airport (LIT) in Little Rock, Arkansas, for her siblings' graduation. She said the cash price would've been $700.

You can also redeem SkyMiles for luxury trips, like TPG principal spokesperson Clint Henderson did when he flew Delta One from Tokyo's Haneda Airport (HND) to Los Angeles International Airport (LAX) and then on to New York's John F. Kennedy International Airport (JFK) for 182,700 SkyMiles.

Delta One cabin on Delta Air Lines' new Airbus A350-1000. DELTA AIR LINES

Finally, you can also redeem SkyMiles to purchase premium alcoholic beverages in Sky Clubs, pay for hotels or cover the cost of rental cars, but we generally don't recommend redeeming this way since you'll get much less value per mile than if you were to redeem for flights.

Where the Delta SkyMiles Platinum Amex falls short

The is likely not worth applying for if you don't fly Delta regularly since many of its perks, including free checked bags (the first bag is free worldwide and the second bag on domestic U.S. flights), priority boarding and an elite status boost, are oriented toward its loyal flyers.

The card's earning rates are also mediocre, especially given TPG's valuation of SkyMiles at 1.2 cents apiece, which yields a low return on your spending.

Delta SkyMiles Platinum Amex vs. Delta SkyMiles Reserve Amex

If you're a fierce Delta devotee who prioritizes airport lounge access (terms apply; subject to limitations), you may be better off with the Delta Platinum's premium sibling, the .

Delta first — SEAN CUDAHY/THE POINTS GUY

The Delta Reserve charges a higher $650 annual fee (see rates and fees) but provides better benefits, including Sky Club access and an enhanced companion certificate that can be used in first class, Delta Comfort or the main cabin.

When to apply for the Delta SkyMiles Platinum Amex

As a new cardmember, you can apply and find out if your welcome offer is as high as 90,000 bonus miles, plus earn a $300 statement credit after spending $4,000 on purchases in the first six months of card membership. You may not be eligible for the maximum offer amount.

Per TPG's valuations, this bonus is worth up to $1,380, including the statement credit.

Other cards to consider in place of the Delta SkyMiles Platinum Amex

If the isn't the right fit for you, one of its competitors may be a better choice:

If you want better earning rates: The earns American Express Membership Rewards points, which can be transferred to Delta SkyMiles. The Amex Gold is an excellent card for high earning rates since it earns more points per dollar spent in popular categories such as U.S. supermarkets and restaurants worldwide. To learn more, read our full review of the Amex Gold.
If you want a lower annual fee: The offers similar preflight perks, including two free checked bags (the first bag is free worldwide and the second bag on domestic U.S. flights), for a lower $0 introductory annual fee for the first year, then $150 thereafter (see rates and fees). However, you won't receive a companion certificate with this card. To learn more, read our full review of the Delta Gold.
If you're eligible for a business card: The is the business version of the Delta Platinum and allows cardmembers to split personal and business expenses with similar travel perks. To learn more, read our full review of the Delta Platinum Business.

For additional options, check out our full list of the best travel cards.

Bottom line

The Delta Platinum is a solid mid-tier card, and many cardmembers can likely offset its $350 annual fee with a variety of useful benefits. If you're a frequent Delta flyer, the annual companion certificate is a real highlight, as is the elite status boost.

However, the card may not be the best for those who won't find value in these Delta-specific benefits or for travelers whose travel schedules aren't flexible enough to take advantage of off-peak award pricing.

But, if you want to pay a moderate annual fee for some solid Delta perks, the Delta Platinum may be just the card for you.

For rates and fees of the Delta Platinum Amex, click here.
For rates and fees of the Delta Reserve Amex, click here.
For rates and fees of the Delta Gold Amex, click here.