The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Limited-Time Offer
Earn 100,000 Bonus Miles
Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
1.5X miles
$350
19.74% - 28.74% Variable
Good to Excellent
The Delta SkyMiles Platinum Business American Express card is a solid mid-tier Delta card. The higher annual fee is offset by added benefits such as an annual companion certificate and the opportunity to earn Medallion Qualification Dollars (MQDs) toward elite status through spending. And, as with other Delta cobranded cards, cardmembers save 15% when booking Delta-operated flights with miles. (Partner offer)
Read the full reviewDelta flyers who don’t mind paying an annual fee of $350 can benefit from this card’s well-rounded perks. If you’re trying to reach elite status with Delta, this card boosts your MQDs by awarding 1 MQD for every $20 you spend. When combined with flights on Delta and partner airlines, this can unlock Medallion status — or push you into higher tiers.
This card earns 3 miles per dollar spent on hotels worldwide and Delta purchases, making it more versatile than some cobranded airline cards. It also earns 1.5 miles per dollar spent on eligible transit and U.S. shipping purchases, plus 1.5 miles per dollar on single eligible purchases over $5,000 or more (up to $100,000 combined total per year). It also earns 1 mile per dollar spent on all other purchases.
Rewards Rates
Intro Offer
Limited-Time Offer
Earn 100,000 Bonus Miles
Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
Ongoing Purchases APR
19.74% - 28.74% Variable
Ongoing Penalty APR
29.99% Variable
Annual Fee
$350
Recommended Credit
Good to Excellent
More Details