Skip to content

Dear airlines: It's time to get rid of mileage expiration, for good

Aug. 23, 2023
8 min read
Young Couple At Airport Baggage Drop Off
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

Alaska Airlines, Delta Air Lines, Hawaiian Airlines, JetBlue, Southwest Airlines and United Airlines have all realized mileage expiration policies hurt their bottom lines — which is why they've done away with these antiquated policies. While change fees were a casualty of the pandemic (mostly), some airlines still aggravatingly expire customers' miles.

Let's face it: Airline loyalty programs are huge money-makers. Some airline loyalty programs have higher monetary valuations than the airlines themselves. And by expiring customers' miles, TPG believes they're ostracizing the core of their business.

Here's why all airlines should eliminate mileage expiration policies — for good.

How do airline miles expire?

American Airlines Boeing 787-9 Dreamliner
AAdvantage miles don't expire if you have an eligible credit card or are under the age of 21. KYLE OLSEN/THE POINTS GUY

Before diving into why mileage expiration policies shouldn't exist, let's review how your miles can expire. In most programs, your miles can expire due to a lack of activity, but this can happen in two different ways.

Your rewards have an expiration date, but you can extend with activity

The first type of policy expires miles after a certain period, but they also allow you to extend their validity with qualifying activities. Here's a list of programs that use this approach:

For these airlines, you can often extend the validity of your miles by crediting a paid flight to the program, earning miles through a partner or even redeeming miles for a future ticket. You may even be able to transfer credit card rewards to reset the expiration clock (though this doesn't extend to Flying Blue miles).

Here's another option: shopping on your loyalty program's shopping portal. When you earn miles, that should extend the expiration in most cases.

Refer to this post to learn more about extending points and miles.

Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts

Unfortunately, many airlines follow the second (and more restrictive) type of expiration policy.

Your rewards have an expiration date, and there's no way to extend them

The "use them or lose them" approach is the most restrictive of the mileage expiration policies, perhaps even cruel. These programs require you to redeem your miles within a certain period from earning them. There's no easy way to extend them.

Several TPG staffers have ended up with stranded Singapore Airlines miles from credit card transfers on flights that were later canceled. Recently, TPG director of content Nick Ewen transferred expiring Singapore Airlines miles to Marriott Bonvoy. Even though this option provides an underwhelming 2:1 transfer ratio, it was a way to find some value from miles that would have otherwise expired.

Now, it's worth noting that you can pay to extend Singapore miles ($12 or 1,200 miles for every 10,000 miles), but this is a one-time option. Additionally, it only adds six months for nonelite members — and only 12 months for KrisFlyer Silver and Gold elites.

Now, let's discuss why airlines should remove these policies once and for all.

Related: How to get your points and miles back after they expire

Strengthen customer loyalty

United Airlines Boeing 767-300ER Zurich
ZACH GRIFF/THE POINTS GUY

We spend time and money earning miles and expect to use them for award travel. With mileage expiration policies, it can feel like a waste if accrued miles expire before they can be used. This loss of accumulated value can lead to frustration and a sense of unfairness.

Consider road warriors who suddenly take a new job that requires little to no travel or parents who decide to take a break from travel to enjoy more time at home with their young kids. Others could be thrust into the role of caregiver for an elderly parent or even face long-term health issues of their own.

When these individuals opt to take to the skies again and find out their miles have expired, any trust they previously had for that airline will evaporate — potentially for good.

By removing such policies, airlines can foster stronger customer loyalty and encourage travelers to continue choosing their services over competitors. Meanwhile, the airlines won't punish members who take a step back from frequent travel due to major life events.

Related: After 7 years as an American Airlines Executive Platinum, requalifying is no longer a must for me: Here's why

Improve brand image

Delta Airbus A330-900neo Boston
ZACH GRIFF/THE POINTS GUY

Airlines that eliminate mileage expiration policies can enhance their brand image and reputation. When United phased out its mileage expiration policy in 2019, the airline did a fantastic job capitalizing on this enhancement. It portrayed the airline as customer-focused brand committed to providing long-term value to its frequent flyers.

Related: United Airlines says it's doing 'more than ever' to fix Newark

Increased customer engagement

Air France Boeing 777-300ER Delta
ZACH GRIFF/THE POINTS GUY

Airlines continue to focus on keeping customers engaged while acknowledging that customer loyalty has evolved since the inception of these programs in the 1980s. The post-2020 high-value airline customer isn't always about booking last-minute, full-fare first class.

Instead, savvy airlines work to drive substantial revenue from travelers who participate in a loyalty program through both flight and nonflight activity. That's the basis for American Airlines Loyalty Points, which allow you to earn up to top-tier Executive Platinum status without ever boarding a plane through online shopping, cobranded credit card spending and hotel reservations (to name a few). Airlines want to drive revenue from customers daily and are willing to award miles and status to make that happen.

Customers who know their miles will not expire are probably more likely to actively engage with the airline's loyalty program. This can lead to increased participation in promotions, credit card spending and other activities that generate revenue for the airline.

Related: 6 quick and easy ways to earn Loyalty Points

Simpler airline programs

Korean Air Boeing 747-8 Delta
ZACH GRIFF/THE POINTS GUY

Airlines tend to use the term "simplifying" when making program changes. American Airlines used this rhetoric when it launched Loyalty Points in 2022. Etihad did the same when it launched a single-partner award chart earlier this year.

If airlines are focused on simplifying their programs, removing mileage expiration policies simplifies the management of loyalty programs for the airline and the customers. It eliminates the need for customers to track expiration dates and for the airline to administer complex policies and exceptions.

Related: 3 ways Avianca LifeMiles could improve its program for travelers

Would this impact award rates?

Of course, we can't write this story without acknowledging the potential double-edged sword here. If an airline decides to get rid of mileage expiration, doesn't that create a larger supply of miles in circulation? And could that ultimately lead to devaluations?

While it's certainly possible, it's worth noting that award chart changes have been happening for years, and these policies wouldn't apply to the majority of members — especially those with the biggest balances. It's a pretty safe assumption that the vast majority of points and miles in circulation today are sitting in accounts that are actively earning and redeeming them, be it through regular travel, spending on top credit cards or other activities.

Fears of devaluations likely come from frequent travelers who get upset when programs launch easy-to-attain status matches or challenges. These newly minted elites can't qualify for status under the normal thresholds, which means they aren't traveling nearly as much as existing elite members. So, any concerns about competing for upgrades or other perks are likely overblown.

Bottom line

We want mileage expiration policies to end up the same way as change fees — gone. Eliminating mileage expiration policies can strengthen customer loyalty, improve brand perception and simplify program management. Dropping these arduous policies creates a more customer-centric approach that benefits the airline and its frequent flyers.

Featured image by HINTERHAUS PRODUCTIONS/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Best for dining at restaurants
TPG Editor‘s Rating
4 / 5
Go to review
Apply for American Express® Gold Card
at American Express's secure site

Rewards

1 - 4X points

Intro offer

As High As 100,000 points. Find Out Your Offer.

Annual Fee

$325

Recommended Credit

Excellent to Good

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

Pros

  • 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.
Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best for dining at restaurants
TPG Editor‘s Rating
4 / 5
Go to review

Rewards Rate

4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3XEarn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
2XEarn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Intro Offer

    As High As 100,000 points. Find Out Your Offer.
  • Annual Fee

    $325
  • Recommended Credit

    Excellent to Good

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

Pros

  • 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.