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Why I consider my United miles to be worth 5 cents apiece

June 14, 2022
10 min read
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When I tell like-minded points and miles geeks that I value my United miles at 5 cents apiece, they tell me that I'm dreaming of 2010 — before the Continental merger and subsequent devaluations.

In 2019, United moved away from its published award chart to dynamic pricing for its own flights. Doing so allowed United to increase its award rates without notice, which the airline did later that year by increasing the miles required for close-in bookings. And then, United increased close-in award rates again in 2020. Further, in the early days of the pandemic, United increased all Star Alliance award bookings by 10%. While we were hoping that change would be temporary, it looks like it's here to stay.

Despite all of this, I am still a very happy and loyal Premier 1K elite member with United.

With all these customer-unfriendly devaluations of the United MileagePlus program, TPG's valuations now peg the value of United miles at just 1.21 cents each.

Even so, I value my 500,000 MileagePlus miles at around $25,000 — more than four times TPG's valuations. In this article, I'll discuss why I value United miles so highly and describe how you can start getting 5 cents or more per United mile. Let's dive in.

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The Excursionist Perk

(Photo by Kyle Olsen/The Points Guy)

While the United Excursionist Perk takes a bit to get your head around, it’s a superb, lesser-known way to get more out of your United miles on multicity bookings.

In short, the first route within a single MileagePlus-defined region that’s different from the region where your itinerary begins and ends is free in the same class as the preceding leg.

So, what does that mean? Let’s take a round-trip business-class flight between Newark and London. If you manage to find business saver space, this route will set you back 120,000 miles.

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But the Excursionist Perk gives you a “free” business-class flight between your two transatlantic flights from London to another city in Europe like Brussels, for example.

Thanks to the Excursionist Perk, you use the same number of miles as you would have used on a round-trip ticket between Newark and London, but you get to fly to Brussels and then back from Brussels to Newark. As the screenshot below shows, your London-to-Brussels flight would cost you zero miles.

(Screenshot from united.com)

By playing around with the MileagePlus regions, you'll find ways to maximize the Excursionist Perk. You might even find a multi-hundred dollar flight in a lie-flat business-class seat that you can book for zero miles.

One of my favorite uses of the Excursionist Perk was between two transpacific business-class flights. I used it to fly from Singapore to Manila on a Singapore Airlines A350 — one of the best business-class products in the sky.

You can even use the Excursionist Perk to get a "free" interisland flight in Hawaii thanks to United's partnership with Hawaiian Airlines.

For inspiration on the Excursionist Perk, check out our guide. Keep in mind that United's phone agents are largely unaware of the Excursionist Perk. So if you want to book it, you should do so online at united.com using the "multicity" search feature on the homepage.

Related: Maximizing the United Island Hopper with the Excursionist Perk

ANA and EVA long-haul business class

(Photo by Zach Griff/The Points Guy)

American AAdvantage has the Oneworld "in" with Qatar's QSuite and Delta SkyMiles has an arrangement with Virgin Atlantic. But that's not to say that Star Alliance is going to leave you with a luxury deficit.

You can redeem United miles on two creme de la creme East Asian carriers: All Nippon Airways and EVA Air.

ANA launched a new business-class product called "The Room" right before the pandemic. When TPG senior reporter Zach Griff reviewed it, he disembarked the plane saying that it's "the new gold standard" of international business class, blowing the beloved Qatar QSuite "out of the water."

Not far behind ANA's business class is EVA. When TPG contributor Ethan Steinberg reviewed EVA's business class, flight attendants served him vintage Champagne that retails for $160 and he enjoyed poached lobster and butternut squash with pumpkin ravioli.

(Photo by Ethan Steinberg/The Points Guy)

I plan to check out both airlines later this year on a trip to Thailand and the Philippines. And if you haven't already guessed, I'm using the Excursionist Perk to fly for "free" between Bangkok and Manila on Thai Airways.

Admittedly, it's not cheap. Each transpacific flight costs 99,000 United miles. So my MileagePlus account is taking a 198,000-mile hit for this journey. But when I booked my flight, cash rates were over $15,000 — not a bad redemption, in my view.

Related: Are these airlines really the best and worst for business-class travel?

Flights outside the US

(Photo by Kyle Olsen/The Points Guy)

With so many United flyers using miles for travel touching the United States, U.S. redemptions have been disproportionately devalued compared to the rest of the world. Last week, one of my friends redeemed 32,500 miles for a one-way economy-class flight between Los Angeles and Chicago. For that number of miles, you could fly in business class from Istanbul to Lisbon on Turkish Airlines or in economy class from London to Johannesburg on Lufthansa.

Some other impressive non-U.S. redemptions include Melbourne, Australia, to Bangkok for 50,000 miles in business class on Thai Airways, Sao Paulo to Buenos Aires, Argentina, for 27,500 miles in business class (or 38,500 miles in first class) on Swiss and Seoul to Tokyo for 8,800 miles in economy class on Asiana or Ethiopian Airlines.

If you're planning a trip outside of the United States, it's worth comparing the cash price of your flight to the award price. Remember, just because you're flying a route that United doesn't operate doesn't mean you can't use your United miles.

Related: The best sweet spots you can book with United MileagePlus

United to Europe

(Photo by Kyle Olsen/The Points Guy)

Whether you opt for economy or business class, there's still value to be found when using your United miles between the United States and Europe.

In economy class, saver prices from the mainland United States go for around 30,000 miles. And for our Hawaii readers, compared to the mainland, United only charges an additional 5,000 miles to get to Europe from Hawaii. That means you could redeem 30,000 miles for the saver one-way 3,649-mile journey from Newark to Paris or 35,000 miles for the 8,611-mile journey from Hawaii.

In business class, saver award rates, which start at 60,000 miles one-way from the mainland to Europe, are also quite appealing.

I've booked countless economy- and business-class saver awards across the pond. And across these flights, I've routinely hit my goal of 5 cents per mile. Luckily, these award rates haven't been significantly affected by United's dynamic pricing.

Keep in mind that if you decide to travel on a United partner to Europe, you'll spend at least 10% more than the price of an award ticket on United's own metal.

Related: Everything you need to know about United Polaris business class

Close-in bookings

(Photo by Zach Griff/The Points Guy)

Traveling in Belgium earlier this year, I had to return immediately to the United States due to a family emergency. The urgent nature of the situation meant that I needed to be on the first flight that would get me home to San Francisco.

Shopping on my phone for a flight back while en route to the Brussels airport by taxi, I found a United flight in Polaris business class for 62,800 miles connecting through Chicago. Miraculously, this flight was scheduled to depart Brussels in two hours and had the soonest arrival back into San Francisco. The cash price was over $8,000.

Even with the increase in award prices for close-in bookings, this flight was a bargain and I avoided paying for an expensive last-minute paid fare.

From this experience, which could have been exorbitantly expensive, I've learned to keep a healthy "just in case" sum of miles in my MileagePlus account for situations like this.

Related: Why points and miles are the best insurance policy

No fuel surcharges and low taxes and fees

(Photo by Kyle Olsen/The Points Guy)

If you compare Star Alliance awards across different loyalty programs, you'll quickly see that United almost always charges more miles than any other loyalty program. This is what I mean:

  • Washington, D.C., to Johannesburg one-way in Luftansa first class: 75,000 Aegean miles, 130,000 Aeroplan points or 143,000 United miles.
  • Los Angeles to Copenhagen round-trip in SAS business class: 88,000 ANA miles, 140,000 Aeroplan points or 144,000 United miles.
  • San Francisco to Kahului, Hawaii, one-way in United economy class: 17,500 Singapore Airlines miles or 22,500 United miles.

Even though United prices are on the high end, there are no fuel surcharges when using MileagePlus miles. Also, carrier-imposed fees are either fully waived or heavily reduced.

By the time you start adding taxes and fees to your award ticket's price, you'll quickly see that MileagePlus still delivers strong value.

Related: How 4 TPG reporters would spend 1 million United miles

Bottom line

United Polaris lounge in San Francisco. (Photo by Kyle Olsen/The Points Guy)

Of course, I miss the days of spending 10,000 miles on last-minute flights from Washington, D.C., to San Francisco, which I sometimes booked in college. But in fairness, United miles are easier to earn now than they were in the past. For example, the United Club Infinite Card earns 4 miles per dollar spent on United purchases. That would have been inconceivable before the United-Continental merger when miles were worth more.

Before booking your next United ticket for 30,000 miles, think to yourself for a moment, "Hmmm, for that number of miles, I could get to Europe."

Soon, you'll become an expert at getting the maximum value from your MileagePlus miles, visiting destinations far and wide throughout the Star Alliance network.

Featured image by (Photo by Zach Griff/The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
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Cons

  • Steep $550 annual fee
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  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
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Best premium travel card for value
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
3xEarn 3x points on other travel and dining.
1xEarn 1 point per $1 spent on all other purchases
  • Intro Offer
    Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

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  • Annual Fee

    $550
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
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Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more