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How many points will I earn on a hotel stay? A comparison of the major brands

April 29, 2022
13 min read
Hotel room with two queen beds and a balcony overlooking the ocean
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Have you ever wondered how many points per night you can earn on a hotel stay? Well ... the answer is, "It varies".

The answer to how many points you will earn depends on things like what hotel brand you're visiting, your status with that brand's rewards program, the credit you use and also how much you spend.

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It's a lot, right? To simplify the process, today we'll look at how many points you will earn at a hotel by comparing all the major hotel programs. At the end, we'll also compare those earnings across the brands to see which program is actually providing the most value through points earnings on hotel stays.

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Accor Live Limitless

Rendering of Guiyang Art Center Hotel. (Photo courtesy of Accor)

Accor Live Limitless is the loyalty program of Accor hotels — the largest hospitality company in Europe and the sixth-largest in the world. Accor Live Limitless includes brands like Ibis, Fairmont, Mövenpick, Novotel, Sofitel, Swissôtel and more.

The earning chart is published here. Note that these values are reward points earned per 10 euros spent. That's roughly $10.70 in spending to earn the values in the chart below.

Participating Accor brands not listed in other columnsIbis, Ibis Styles and Mama ShelterMantra, Peppers, Breakfree, Art Series and AdagioAdagio Access, Jo&Joe and Greet
Classic status25.12.5.10.5.
Silver status31.15.5.12.5.6.25.
Gold status37.18.5.15.7.5.
Platinum status44.22.17.5.8.75.
Diamond status44.22.17.5.8.75.

Since Accor owns Onefinestay, you also can earn 1 point per 1 euro spent on these stays.

Related: Hotel or home rental? These major hotel brands want to be both

Hilton Honors

(Photo by Benji Stawski/The Points Guy)

Hilton Honors is the loyalty program of brands like Conrad, Waldorf Astoria, Embassy Suites and numerous brands that include Hilton in the name to make it easy.

The earning chart is published here. These numbers are points earned per $1 spent:

Most brandsTru and Home2
Member10.5.
Silver status (20% bonus)12.6.
Gold status (80% bonus)18.9.
Diamond status (100% bonus)20.10.

Also, note that Home2 properties in China earn 10 points per dollar spent.

Boost your earnings with a co-branded credit card

American Express issues multiple Hilton co-branded credit cards. In addition to the points earnings outlined above, you can earn Hilton points by using one of these credit cards to pay for your stay.

The information for the Hilton Honors Aspire has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

InterContinental Hotels Group

(Photo by Clint Henderson/The Points Guy)

InterContinental runs the IHG One Rewards program, which was recently refreshed and re-launched. This program includes hotel brands like InterContinental, Kimpton, Six Senses, Crowne Plaza, Holiday Inn and more.

The earning chart is published here. These numbers are points earned per $1 spent:

All other brandsStaybridge Suites and Candlewood Suites
Member10.5.
Silver Elite status (20% bonus)12.6.
Gold Elite status (40% bonus)14.7.
Platinum Elite status (60% bonus)16.8.
Diamond Elite status (100% bonus)20.10.

Boost your earnings with a co-branded credit card

There are several IHG co-branded credit cards, all of which are issued by Chase. In addition to the points earnings outlined above, you can earn IHG points by using on of these credit cards to pay for your stay.

Credit cardPoints earned per $1 spent at IHG properties
IHG Rewards Traveler Credit Card5.
IHG Rewards Club Select Credit Card (not open to new applicants)5.
IHG Rewards Premier Credit Card10.
IHG Rewards Premier Business Credit Card10.

Marriott Bonvoy

(Photo by Melanie Lieberman/The Points Guy)

Bonvoy is the rewards program of Marriott hotels. This encompasses brands like Ritz-Carlton, The Luxury Collection, St. Regis, Le Meridien, Westin, Sheraton, Protea and more.

The earning chart is published here. These numbers are points earned per $1 spent:

Most brandsResidence Inn, TownePlace Suites, Element and Homes & Villas by MarriottMarriott Executive Apartments
Member10.5.2.5.
Silver Elite status (10% bonus)11.5.5.2.75.
Gold Elite status (25% bonus)12.5.6.25.3.125.
Platinum Elite status (50% bonus)15.7.5.3.75.
Titanium Elite / Ambassador Elite status (75% bonus)17.5.8.75.4.375.

Earnings apply to all charges at all brands except Marriott Executive Apartments. Here, you will earn only on room rate charges.

Boost your earnings with a co-branded credit card

There are several Marriott co-branded credit cards, with some issued by Chase and others issued by American Express. In addition to the points earnings outlined above, you can earn Marriott Bonvoy points by using one of these credit cards to pay for your stay.

Credit cardPoints earned per $1 spent at Marriott Bonvoy properties
Marriott Bonvoy Bold Credit Card3.
Marriott Bonvoy Boundless Credit Card6.
Marriott Bonvoy Brilliant™ American Express® Card6.
The Ritz-Carlton Credit Card (not open to new applicants, but you can product change to it)6.
Marriott Bonvoy Business® American Express® Card6.

The information for the Ritz-Carlton credit card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

World of Hyatt

(Photo by Andrew Kunesh/The Points Guy)

World of Hyatt is the loyalty program of Hyatt hotels. It covers brands like Andaz, Alila, Thompson Hotels, Miraval, Unbound, Joie de Vivre, numerous brands with 'Hyatt' in the name and the recent addition of AMR Collection.

The earning chart is published here. These numbers are points earned per $1 spent:

Status levelAll brands
Member5.
Discoverist (10% bonus)5.5.
Explorist (20% bonus)6.
Globalist (30% bonus_6.5.

It includes all Hyatt properties, Small Luxury Hotels of the World and MGM Resorts if crediting your stay to World of Hyatt instead of MGM Rewards.

Boost your earnings with a co-branded credit card

There are two Hyatt co-branded credit cards, including a personal and small business card issued by Chase. In addition to the points earnings outlined above, you can earn World of Hyatt points by using on of these credit cards to pay for your stay.

Credit cardPoints earned per $1 spent at World of Hyatt-participating properties
World of Hyatt Credit Card4.
World of Hyatt Business Credit Card4.

Wyndham Rewards

(Photo courtesy TRYP by Wyndham Times Square South)

Wyndham Rewards is the loyalty program of Wyndham Hotels Group. It includes brands like Days Inn, Howard Johnson, La Quinta, Ramada, Super 8, Travelodge and TRYP, plus several brands with "Wyndham" in the name.

The earning chart is published here. These numbers are points earned per $1 spent:

Status levelAll brands
Member10.
Gold status (10% bonus)11.
Platinum status (15% bonus)11.5.
Diamond status (20% bonus)12.

It includes all Wyndham properties and Caesars Rewards properties when crediting your stay to Wyndham Rewards. Note that you will be awarded a minimum of 1,000 points per stay with Wyndham Rewards.

Boost your earnings with a co-branded credit card

There are three Wyndham co-branded credit cards, all issued by Barclays. In addition to the points earnings outlined above, you can earn Wyndham Rewards points by using one of these credit cards to pay for your stay.

Credit cardPoints earned per $1 spent at Wyndham Rewards-participating properties
Wyndham Rewards Earner® Card5.
Wyndham Rewards Earner® Plus Card6.
Wyndham Rewards Earner® Business Card8.

The information for the Wyndham Rewards Earner Business Card, Wyndham Rewards Earner Card, Wyndham Rewards Earner Plus Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Comparison of earnings and what they're worth

Quickly scrolling through the charts above, you'll see 25... 10... 5. It looks like 25 is the biggest number, so that's the best value, right? Not necessarily.

More than just answering "how many points will I earn on a hotel stay?" we should answer the question "what are these points worth?" For this, we'll use TPG's latest monthly valuations.

ProgramCents per point value
Accor Live Limitless2.0
Hilton Honors0.6
InterContinental Hotels Group0.5
Marriott Bonvoy0.8
World of Hyatt1.7
Wyndham Rewards1.1

Now, let's look at how many points you'll earn per $1 spent (including converting Accor's earning rates into dollars) and what those points are worth. That will give a better picture of what you're actually earning on your hotel stays.

Accor Live LimitlessHilton HonorsInterContinental Hotels GroupMarriott BonvoyWorld of HyattWyndham Rewards
Member (no status)2.35 points.
4.7 cents in value.
10 points.
6.0 cents in value.
10 points.
5.0 cents in value.
10 points.
8.0 cents in value.
5 points.
8.5 cents in value.
10 points
11.0 cents in value
Status tier 12.91 points.
5.82 cents in value.
12 points.
7.2 cents in value.
12 points.
6.0 cents in value.
11 points.
8.8 cents in value.
5.5 points.
9.35 cents in value.
11 points.
12.1 cents in value.
Status tier 23.47 points.
6.94 cents in value.
18 points.
10.8 cents in value.
14 points.
7.0 cents in value.
12.5 points.
10.0 cents in value.
6 points.
10.2 cents in value.
11.5 points.
12.65 cents in value.
Status tier 34.13 points.
8.26 cents in value.
16 points.
8.0 cents in value.
15 points.
12.0 cents in value.
Top status tier4.13 points.
8.26 cents in value.
20 points.
12.0 cents in value.
20 points.
10.0 cents in value.
17.5 points.
14.0 cents in value.
6.5 points.
11.05 cents in value.
12 points.
13.2 cents in value.

So, which program is the most rewarding?

At the lowest membership level, it's Wyndham Rewards. The program offers a full 11 cents of value per $1 spent on stays. At the highest membership level, Marriott Bonvoy is the most rewarding. It provides 14 cents worth of points per $1 spent by Titanium Elite and Ambassador Elite members.

Bottom line

A larger king room at the Protea Hotel Kruger Gate in South Africa. (Photo by Katie Genter/The Points Guy)

In math class, 10 is always bigger than 5. In the world of hotel points, 10 points aren't necessarily worth more than 5 points.

As we look at how many points you will earn on a hotel stay, the real value of those points plays an important role. So does the status you hold in the respective programs. Members with higher elite status will earn more points per $1 spent, and this can sway the value of a loyalty program.

The one thing this chart can't account for is your travel style and intended destinations. Just because Wyndham Rewards offers the best value in points for members with no status doesn't mean it fits your family's travel style or where you want to go this year. Take your travel plans into account, and then see which program can be most rewarding for your upcoming trips.

Featured image by (Photo by Ariana Arghandewal/The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Rewards

1 - 3X points
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The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
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Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
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  • No Foreign Transaction Fees on purchases
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TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
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Rewards Rate

3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases
  • Intro Offer
    For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

    Earn 80,000 ThankYou® points
    60,000 points
  • Annual Fee

    $95
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent, Good

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases