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Going for Titanium: 6 reasons I'm striving for higher Marriott Bonvoy status this year

Nov. 02, 2021
11 min read
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The end of the year is rapidly approaching, so now is an excellent time to assess where you stand concerning your elite status goals. I've already hit my elite status goals with several programs, but one program where I'm not quite there yet is Marriott Bonvoy.

Until 2020, I relied on the Marriott Bonvoy Gold Elite status provided as a benefit of The Platinum Card® from American Express (enrollment required). But, after Marriott deposited bonus elite night credits into members' accounts in 2020, I was able to earn Platinum Elite status by staying just seven additional nights.

Then, even before Marriott announced it would extend status through 2022, I automatically requalified for Platinum Elite status thanks to earning 30 elite night credits from Marriott cobranded credit cards and 25 bonus elite nights credits from Marriott.

Typically, I'd say Marriott Bonvoy Platinum Elite status is all I need. The status tier provides all the key benefits that I look for in an upper-tier hotel elite status, including:

  • Breakfast: Complimentary breakfast at most Marriott Bonvoy brands
  • Room upgrades: Upgrades, including to select suites, based on availability at check-in and as determined by each hotel
  • Lounge access: Lounge access for two guests at select Marriott Bonvoy brands
  • 4 p.m. late checkout: Guaranteed late checkout at most Marriott Bonvoy properties

This year, however, I've decided to push for reaching the next tier, Titanium Elite status — a first for me. Let's take a closer look at why I'm shooting for the higher status tier in 2021.

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It's easily within reach

Two of my elite night credits came from a stay at the Le Meridien Maldives. (Photo by Katie Genter/The Points Guy)

Let's be honest: the main reason I'm pushing for Titanium Elite status is that it's easily within reach.

After all, I got 30 elite night credits as a perk of my two Marriott Bonvoy credit cards. And since I was a Platinum Elite in 2020, Marriott gave me 25 bonus elite nights credits this year. This means I accrued 55 elite night credits without stepping foot in a Marriott property, just 20 nights short of qualifying for Titanium Elite.

Plus, I've already picked up a handful of elite night credits this year:

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After these stays, I only need five more elite nights credits this year to snag Titanium Elite status. I plan to pick these nights up organically before the end of 2021 on trips to Paris, New York City and Phoenix.

Related: Guide to Marriott and Hilton elite status with the Amex Platinum and Business Platinum

75-night annual Choice Benefit

Currently, you can use a free night award worth up to 40,000 points to stay at the Le Meridien Maldives even on peak dates. (Photo by Katie Genter/The Points Guy)

Marriott loyalists know that Marriott provides elites annual Choice Benefits when they reach 50 and 75 eligible elite night credits in a calendar year. I've already earned my 50-night annual Choice Benefit and will be able to select a second when I qualify for Titanium Elite.

These are my choices:

For me, the decision comes down to Suite Night Awards or a free night award. If I think I'll be able to use five more Suite Night Awards (I chose five as my 50-night annual Choice Benefit), that option may provide more value than the free night award worth up to 40,000 points. TPG's valuations peg the value of 40,000 Marriott points at $320, but suite upgrades can be worth much more depending on the property.

Related: Why Category 5 is the new sweet spot in the Marriott Bonvoy award chart

United Silver status

I'm looking forward to snagging United Silver status, which will provide some perks when flying United. (Photo by Zach Griff/The Points Guy)

Marriott Bonvoy Titanium Elite and Ambassador Elite members can register for complimentary United MileagePlus Premier Silver elite status. This partnership is actually one of the main reasons I'm pushing for Titanium Elite status, since it will give me the following valuable perks when I fly United:

This year, I'd otherwise need eight Premier-qualifying flights and 3,000 Premier-qualifying points (or 3,500 Premier-qualifying points without reaching the flight requirement) to qualify for United Silver status. That said, I don't fly United enough to earn United status outright.

Of course, United Silver status doesn't provide tons of perks as United's lowest status tier. And I don't expect to get any value from the minimal Star Alliance Silver perks. But, the extra availability on United awards, preferred seating and priority check-in should provide significant value as I travel the world.

Related: I said I'd never mileage run, but now I want United's top-tier 1K status

Increased earning on stays

In 2019, I paid about $60 for a night at the JW Marriott in Medan, Indonesia. (Photo by Katie Genter/The Points Guy)

As hotel rates remain depressed in many markets, I've been booking more cash rates with Marriott than award nights. That's because Marriott's award chart currently charges the same points rates regardless of cash rates -- although we recently learned Marriott will switch to dynamic pricing in March 2022 -- so it's not worth redeeming a ton of points for unusually cheap stays.

If this remains the case, I expect I'll continue to book many paid nights. So, I'll enjoy the higher points-earning rates given to Titanium Elites on paid stays. Here's a comparison of earning rates based on qualified spending at Marriott Bonvoy brands:

BrandMembersSilver Elite membersGold Elite membersPlatinum Elite membersTitanium Elite and Ambassador Elite members
All Marriott Brands unless otherwise noted10x11x12.5x15x17.5x
Element, Residence Inn, TownePlace Suites and Homes & Villas by Marriott International5x5.5x6.25x7.5x8.75x
Marriott Executive Apartments2.5x2.75x3.125x3.75x4.375x

Related: Booking direct: How much value does Marriott status provide?

Let's assume I typically pay $80 in qualified spending when I book a paid night at a Marriott hotel. And let's assume I book 20 paid nights each year, all at Marriott brands that don't earn at lower rates. As a Platinum Elite, I'd earn 24,000 points, worth $192 based on TPG's valuations. But, as a Titanium Elite, I'd earn 28,000 points, worth $224.

This boost in earning is slight. But, even considering the low rates I tend to snag in destinations where the U.S. dollar can go far, it still makes a difference. And if you stay mostly in expensive markets, you may see a much more significant boost from increased earning rates.

Of course, these earning rates are before any additional points I'll accrue when using my Ink Business Preferred Credit Card or Marriott Bonvoy Boundless Credit Card to pay for my stay. Plus, I can leverage a shopping portal aggregator to select an online shopping portal to earn extra points, miles or cash-back rewards on my Marriott stays.

Related: Why I'm keeping my Marriott Bonvoy Boundless for the long term

Better upgrade chances

My husband got a suite upgrade at the St. Regis Osaka in early 2020, likely due to his Titanium Elite status. (Photo by Katie Genter/The Points Guy)

Based on the Marriott Bonvoy terms and conditions, Platinum Elite, Titanium Elite and Ambassador Elite members all have access to enhanced room upgrades based upon availability at most brands. In particular, the terms note:

Platinum Elite Members and above receive a complimentary upgrade to the best available room, subject to availability on the day of arrival, for the entire length of stay. Complimentary upgrade includes suites, rooms with desirable views, rooms on high floors, corner rooms, rooms with special amenities or rooms on Executive Floors. At The Ritz-Carlton, suites are only included for Titanium Elite and Ambassador Elite Members and rooms with direct Club access are excluded.

Going off this text, Titanium Elites get the same upgrade benefits at Platinum Elites, except at Ritz-Carlton properties. However, the hotel determines your upgrade. In practice, I've noticed my Titanium Elite husband often gets better upgrades on his stays than I've gotten as a Platinum Elite.

Related: Does elite status from a credit card get you less recognition?

Extra on-site perks at some hotels

Welcome gift at the Le Meridien Maldives (Photo by Katie Genter/The Points Guy)

Discretionary on-site perks are the final reason I'm excited to earn Titanium Elite status.

From a general manager's cocktail hour reception at the Fiji Marriott Resort Momi Bay to a complimentary happy hour drink menu for select elites at The Westin Langkawi Resort & Spa, my husband and I have gotten a variety of soft perks thanks to Marriott elite status.

Many hotels offer the same access and perks to Platinum Elite and Titanium Elite members. But, as with upgrades, I suspect some on-site perks may be slightly better for Titanium Elites. These incremental soft perks are just one more reason I'm excited about upgrading myself from Platinum Elite to Titanium Elite.

Related: How to spend a million Marriott points for an epic post-pandemic trip

Bottom line

Marriott Bonvoy Platinum Elite status is relatively easy to earn if you get 30 elite night credits each year from Marriott Bonvoy cards. Plus, it provides enough perks that I expect I'll strive to earn at least Platinum Elite status each year as long as I continue to live and work remotely as a digital nomad.

But this year, I decided to push for Titanium Elite status. Titanium Elite status requires 75 elite night credits each year, 25 more than the 50 you'd need for Platinum Elite status. And, assuming all of my trips go as planned through the end of 2021, I won't need to book extra trips to cross the threshold.

In the future, I'm not sure yet whether I'll strive to requalify for Titanium Elite status in future years. But, I'm looking forward to enjoying the extra perks the status provides in 2022.

Featured image by (Photo by Katie Genter/The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
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1 - 10X points
10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
3xEarn 3x points on other travel and dining.
1xEarn 1 point per $1 spent on all other purchases

Intro offer

80,000 bonus points
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

Annual Fee

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Recommended Credit

740-850
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Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Best premium travel card for value
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
3xEarn 3x points on other travel and dining.
1xEarn 1 point per $1 spent on all other purchases
  • Intro Offer
    Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

    80,000 bonus points
  • Annual Fee

    $550
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more