Search
Chase Ultimate Rewards
Chase Ultimate Rewards is among the most valuable loyalty program currencies. With flexibility to redeem points for cash back, travel booked through the Ultimate Rewards Travel portal and more, you’ve got plenty of options for using rewards. Even better, when you have a Chase Ultimate Rewards card with an annual fee, you can transfer points to airline and hotel partners like United and Hyatt to book luxurious premium-cabin flights or five-star resort stays.
Essential Reading
Favorite Cards for Chase Ultimate Rewards
Credit Card Offers from our PartnersChase Sapphire Preferred® Card
60,000
Welcome Offer
$1,200
TPG Valuation*
- 2X points on travel and dining at restaurants worldwide
- 1X point per dollar spent on all other purchases.
Why We Like It
If you’re ready to move beyond cash back or completely fixed-value travel rewards credit cards, there really is no better place to start than with the Chase Sapphire Preferred. There’s a reason it’s stuck around for so long while other cards have come and gone or languished in the shadows.Chase Sapphire Reserve®
50,000
Welcome Offer
$1,000
TPG Valuation*
- 3X points on travel immediately after earning your $300 travel credit
- 3X points on dining at restaurants
- 1X point per $1 spent on all other purchases
Why We Like It
The Chase Sapphire Reserve is a complete no-brainer — especially for big spenders and frequent travelers. The $300 travel credit effectively brings the card’s annual fee from $450 to $150. This means the annual fee can be justified even for small spenders if the primary goal is points earning.
*Bonus value is an estimated value calculated by TPG and not the card issuer.
View our latest calculations here
Earn points. Gain status. Travel the world.
All Stories
Advertiser Disclosure
Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.
Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.