Chase details Freedom Q4 bonus: 5% back with Chase Pay, PayPal and department stores

Sep 13, 2019

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It’s almost time to start earning 5% cash back (or 5x points!) with a whole new list of Chase Freedom bonus categories, and now we know what they’ll be for the fourth quarter of 2019. From October 1 through December 30, 2019, customers making purchases at department stores and via PayPal and Chase Pay can earn a boosted bonus with the ever-rewarding Chase Freedom card — up to a grand total of $1,500 in purchases.

Best yet, paired with a Chase credit card that earns Ultimate Rewards points like the Chase Sapphire Reserve or the Chase Sapphire Preferred Card, the Chase Freedom’s 5% cash back effectively becomes 5x Ultimate Rewards points, as you can learn all about in our guide detailing Chase’s “Perfect Quartet.”

As always, beginning on September 15, you need to head over to Chase’s site to active your 5% cash back — which you can still do for Q3’s bonus categories of has stations and streaming services through this Saturday. You can also register through your Chase Mobile App, marking one less credit-card website you’ll need to visit on a regular basis this year.

Here’s how to register:

  1. Head to the Chase bonus activation page.
  2. Enter your last name, last four digits of your card number and your billing zip code. If you don’t have your card on hand, you can log into your Chase account to retrieve these digits.
  3. Click “Activate Now” to register.
  4. If you have multiple Chase Freedom cards, make sure to register each one.
  5. Save a screenshot of your activation, just in case there are any issues later.

If you’re not already a card holder, now’s as good a time as any to sign up. The Chase Freedom is currently offering a sign-up bonus of $150 (or 15,000 points) after you spend $500 in the first three months. You can redeem points for cash back (100 points = $1), or transfer them to Chase Ultimate Rewards if you have the Chase Sapphire Preferred Card or the Chase Sapphire Reserve. From there, you can transfer Ultimate Rewards points to travel partners like SouthwestHyatt and United.


This is The Points Guy’s permanent page about Chase Freedom’s latest quarterly bonus categories. Keep in mind you may see some reader comments referring to older quarterly categories below.

2018 TPG Award Winner: Mid-Tier Card of the Year
Chase Sapphire Preferred® Card

NEW INCREASED OFFER: 60,000 Points

TPG'S BONUS VALUATION*: $1,200

CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
Intro APR on Purchases
N/A
Regular APR
17.99% - 24.99% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

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