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Your guide to American Airlines’ international premium cabins: At the airport and in the air
Chris Sloan is a television producer and marketer, aviation journalist and contributing writer for The Points Guy. He also has a long-running airline history website TheAirchive.Net.
September 22, 2019 • 21 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
American Airlines is the only North American carrier offering three distinct premium cabins—first, business and premium economy—on intercontinental flights.
Flagship First is highly private with enhanced dining and service, but features dated finishes and is only available on select aircraft.
Flagship Business varies by aircraft, with modern seats on newer planes and less consistent amenities on older models; premium economy bridges comfort between business and main cabin.
Ground experience stands out with exclusive check-in, lounge access and dedicated dining for first-class passengers, while inflight service, food and amenities differ notably by cabin.
What to consider
Premium economy is not available for upgrades from main cabin; upgrades skip directly to business when available.
Award availability at lower redemption levels is limited due to dynamic pricing, often requiring higher-mileage awards for premium cabins.
Lounge and check-in access are restricted by cabin and status, with first-class passengers receiving the most exclusive benefits.
What you'll miss from the article
A detailed comparison of seat types, service levels, food, amenities and value across all American Airlines premium cabins.
Generated by AI with support from our editorial team.
Now that United has retired Polaris First, American Airlines is the only North American carrier that offers three true and distinct premium cabins on intercontinental flights. Over the years, TPG has reviewed these cabins many times, and I myself have flown in all of them. There's a lot to consider when spending your hard-earned dollars or points on an AA premium-cabin flight. Let's take a look at what differentiates them — on the ground, in the air and in your wallet.
American’s Flagship First seating is only available internationally on the Boeing 777-300ER. With only eight seats, this cabin is very private. The seats afford plenty of room and comfort with none of the narrow footwells found in some of AA’s business offerings. The 90-degree swivel seat and two enormous tables provide office and dining space simultaneously. On the downside, these seats aren’t true suites and are arguably less private than those in business. The product finishes appear dated and less than high-end.
Photo by Chris Sloan / The Points GuyFirst class on American Airlines 777-300ER (Photo by Brian Kelly / The Points Guy)
American offers its branded Flagship First product exclusively on its fleet of 20 Boeing 777-300ERs and domestically on its Airbus A321Ts on select transcontinental routes. AA is the only North American airline that offers a true first-class product on its international and transcontinental flights.
American’s Flagship Business hard product is a hodgepodge, with up to six configurations in its fleet of eight airplane types. Flagship Business is available across AA’s international fleet and on its A321T sub-fleet for domestic transcontinental flights on premium routes. Although most of AA's long-haul aircraft are outfitted with thoroughly modern seats and cabins, you'll find that its Boeing 757s and 767s are not.
The hard product on AA's 777-300ERs is universally praised. It's equipped with 52 seats in a 1-2-1 reverse herringbone configuration spread over two cabins. The Safran (formerly Zodiac) Cirrus seats provide firm comfort, moderate storage and are ergonomically great for working, relaxing and sleeping.
The entire 787-9 fleet and 28 of the 777-200s feature the Rockwell Collins (formerly B/E Aerospace) Super Diamond seat in a 1-2-1 configuration. The finish is a drab gray plastic, except for the faux-wood sliding table. Storage at arm-level is improved over the 777-300ER with a small seat-side compartment, and there is a clever storage nook for your mobile device.
Business class on American Airlines 787-9 (Photo by JT Genter / The Points Guy)
Twenty of American’s fleet of 787-8 and 19 of its 777-200s are equipped with the Safran (formerly Zodiac) Concept D. They're notorious for being "rocking chairs," as the forward- and rear-facing seats are anchored to each other in pairs. This configuration transfers passengers' movements to the other seat.
American has retrofitted all 23 of its 767-300ERs (set to be phased out in 2021) with Thompson Vantage staggered seats in a 1-2-1 configuration. This is the same basic model employed by Delta on its pre-retrofit 767s. These seats are not equipped with inflight entertainment (IFE) screens, which feels decidedly not premium. Passengers are provided with tablets instead.
Photo by Brendan Dorsey / The Points Guy.Photo by Brendan Dorsey / The Points Guy.
The A330-200 fleet, operating primarily out of the former US Airways hubs of Philadelphia and Phoenix, uses the Cirrus I seat in a 1-2-1 configuration. This seat was originally used in US Airways' Envoy product dating back to before the AA/US Airways merger in 2014, and it still holds up quite well.
Photo by Katie Genter / The Points Guy
American’s dwindling fleet of 757-200s has been fitted with Rockwell Collins Diamond seats. Arranged in a 2-2 configuration, these 16 seats are the same as those in AA’s Flagship Business on the A321T, although they don't have personal IFE screens. This results in an unfinished appearance when the tablets are not snapped into position on the seatback. This is AA’s only international business product that doesn't provide direct aisle access for every premium passenger.
Photo by Katie Genter/The Points GuyPhoto by Katie Genter / The Points Guy
Premium Economy
In 2016, American was the first US-based airline to introduce a true premium-economy product, similar to what you'd find in first class on one of AA's newly-retrofitted narrow-body planes. Premium economy bridges the gap between the business and main cabins and appears to have been successful for the carrier.
You can find premium economy on 124 aircraft in American's fleet, including the 777-300ER, 777-200ER, 787-8, 787-9 and A330-200s. Typically found in a "mini-cabin" of its own with 24 to 28 seats, premium economy is arranged in a 2-4-2 configuration on the 777s and 2-3-2 on the 787s, and is separated from the main cabin by a partial bulkhead. The Airbus A330-300s, Boeing 757s and 767s will not be re-configured with premium economy, as these aircraft are being retired soon.
Seats feature a recline of up to 10 inches and a four-way adjustable headrest. Under-seat storage and legroom can be compromised by a rather useless footrest, but the armrest storage is abundant. A headphone jack and universal power outlet are also provided. The table is adequately sized, but it doesn’t fold, making egress awkward.
Premium economy on American Airlines 777-200 (Photo by JT Genter / The Points Guy)
As for the lavatories, this varies, but generally for international aircraft, first has at minimum a ratio of one dedicated lav per 8 passengers. The two-three dedicated business lavatories produce a ratio of one per 19 passengers. AA’s premium lavatories on its newer wide-bodies are a step up in terms of finishes, vessels, dimensions and hygiene products. Premium economy shares its unadorned lavatories with Main Cabin with a ratio of up to one per 50 passengers.
Photo by Chris Sloan / The Points Guy
On the Ground
Check-in
Flagship First passengers, regardless of status, are able to access Flagship First Check-In that is located at five major airports: New York JFK, Miami (MIA), Los Angeles (LAX), Chicago O'Hare (ORD) and London Heathrow (LHR). Concierge Key and Executive Platinum AAdvantage passengers booked on any qualifying international flight, regardless of cabin, are also able to use this check-in service.
Entrance to Flagship First Check-In at New York JFK (Photo by JT Genter / The Points Guy)
These exclusive counters range from semi-private areas — such as in Miami — to completely-private, enclosed areas. They provide personalized check-in service that feels more like a hotel elite-member desk than an airport. Expedited — and often escorted — access to the front of the security line is part of the package.
Flagship First Check-In at Miami (Photo by Chris Sloan / The Points Guy)
Flagship First passengers checking in at an airport without Flagship First Check-In, as well as passengers flying in Flagship Business and premium economy, use AA's standard priority check-in desks.
A typical Priority check-in line, as found in Boston International Airport (Photo by Katie Genter / The Points Guy)
Lounges
American really distinguishes itself in this area. It's the only North American airline to offer a lounge exclusive to first-class passengers with its Flagship First Dining.
Inside Flagship First Dining (Photo by Chris Sloan / The Points Guy)
Discretely tucked behind a frosted, sliding glass door within select Flagship Lounges, these dining rooms are full-service restaurants without the bill.
Flagship First Dining inside the Flagship Lounge at LAX (Photo by Patrick T. Fallon / The Points Guy)
Refined waitstaff serve made-to-order dishes, including the famed Flagship Burger. The sit-down bar offers a level of wine and spirits on par with the Flagship First onboard offerings. Flagship Lounges are intimate and quiet by comparison to other lounges.
The famous Flagship Burger (Photo by Chris Sloan / The Points Guy)
AA’s beautiful and spacious Flagship Lounges are a decided step up from the standard Admirals Clubs. With an expanded and upgraded food and beverage program, these lounges feature complimentary premium alcoholic beverages and buffet-style meal service.
Buffet spread at the LAX Flagship Lounge (Photo by Ethan Steinberg / The Points Guy)
The level of catering allows passengers to dine on the ground before their flights to maximize sleep once in the air. The aesthetically appealing lounges also have the requisite showers, rest areas and business centers.
Shower suite in the Chicago Flagship Lounge (Photo by JT Genter / The Points Guy)
Concierge Key, Executive Platinum, Platinum Pro and Platinum passengers are granted access on qualifying international flights, regardless of cabin. Concierge Key passengers are the only customers who can access these lounges regardless of cabin or destination. Premium economy passengers don't have access unless they have eligible AA or Oneworld elite status.
Invitation card provided to eligible passengers (Photo by JT Genter / The Points Guy)
American’s Arrivals Lounge is unique to London Heathrow. Passengers can order a full English breakfast or just a snack, take a shower and have a shirt pressed before leaving the airport. It is not designed for connecting passengers because it’s located after passing through customs, immigration and bag collection. Business- and first-class passengers on long-haul flights are eligible to enter. Passengers with Oneworld Emerald status can access the lounge when flying in economy.
American Airlines' Arrivals Lounge in London Heathrow (Photo by JT Genter / The Points Guy)
Boarding
Since 2017, American Airlines has had a whopping nine boarding groups. These are broadly broken into Priority (Groups 1-4) and Main (Groups 5-9). After Concierge Key elites are given the chance to pre-board, boarding starts with Group 1 — which is for first-class passengers or business class passengers when the aircraft doesn't have a first-class cabin.
Group 2 is for Executive Platinum and Oneworld Emerald elites as well as Flagship Business passengers on aircraft with a first class cabin. Platinum Pros, Platinum and Oneworld Sapphire elites board in Group 3. Premium economy passengers are relegated to Group 4 unless the passenger has AA or Oneworld-equivalent status. Groups 5 though 9 are for economy passengers.
Inflight Entertainment (IFE) and Wi-Fi
American has been criticized for removing built-in IFE screens from its domestic fleet and replacing them with bring-your-own device (BYOD) streaming options. But, most of its international fleet offers a vast and well-curated catalog of complimentary content across all cabins. The airline has differentiated itself as the only US carrier with live TV on international flights, but it’s limited to a handful of news and sports channels.
The 757s and 767s are devoid of embedded IFE screens in business, instead offering streaming content via BYOD, or AA tablets that are pre-loaded with content and collected prior to landing. Note: Tablets are not handed out for domestic flights utilizing these aircraft, leaving a void.
Inflight entertainment on American Airlines' international 757 (Photo by Katie Genter / The Points Guy)
First and business class use new Bang & Olufsen noise-cancelling headphones. To prevent theft, these are collected up to an hour before landing and replaced with poor quality headphones or earbuds.
Premium economy has non-branded noise-reducing headphones.
Headphones found in premium economy (Photo by JT Genter / The Points Guy)
Wi-Fi connectivity is an egalitarian aspect of AA’s international inflight service in that it’s not complimentary in any cabin. The satellite-based Panasonic Wi-Fi is notoriously slow and unreliable. It is, however, installed across the entire international fleet including the 767s and part of the 757 fleet, excluding five airplanes used on Hawaii routes, which have Gogo 2Ku satellite internet. Pricing for Panasonic-based Wi-Fi is relatively reasonable and consistent regardless of flight duration — when it works.
Panasonic Wi-Fi prices are the same for all flights. (Screenshot captured by Katie Genter / The Points Guy)
Service
Over the years, my experiences have been mostly positive, despite mixed reviews about AA's flight attendants. Cabin crew can make or break a flight. Flight attendants are able to provide more personalized service when they have fewer passengers to look after.
One of the key measurements is the cabin-crew-to-passenger ratio. Flight attendants are able to provide more personalized service when they have fewer passengers to look after.
For instance, in American Flagship First on a 777-300ER, two flight attendants are dedicated to eight passengers: one in the cabin and one in the galley. This results in a ratio of 1:4.
This ratio more than doubles for AA Flagship Business. For example, in Flagship Business on an AA 777-200ER, there are four flight attendants dedicated solely to the 37-seat cabin, resulting in a 1:9 ratio of flight attendants to passengers.
Although it is marketed as a premium product, AA's premium economy does not have dedicated flight attendants. Instead, the flight attendants are shared with the Main Cabin and Main Cabin Extra. This results in a single-course, trolley-based service that’s not much more “premium” than in the main cabin.
Food and Beverage
Flagship First and Flagship Business are quite aligned in food portions and quality, so customization is the key in its most premium cabin. Flagship First is more "elevated" with “bespoke, restaurant-style dining," according to a manager in AA's food and beverage program. Customers can pick menu items to create individually-plated meals. (Interestingly, 40-50% of passengers select beef for "comfort food," despite lighter options.)
First class meal on American Airlines (Photo by Chris Sloan / The Points Guy)
In Flagship First, soup is offered as a starter along with two small-plate options and four dessert choices. In business, there is one small-plate and three dessert selections. In both cabins, passengers on overnight flights can choose between a traditional hot or continental breakfast with fresh fruit.
American has partnered with celebrity chefs like Sean Connolly to create special menus for flights to Sydney and Auckland, and Jun Kurogi for Japanese meals in partnership with Japan Airlines.
The business-class menu offers the same number of main-dish choices, though. Quality and portion size are comparable to first class.
Photo by JT Genter / The Points Guy
For passengers who want to be sure to get their first choice, American Airlines allows pre-ordering of the main course online between 30 days and 24 hours before departure.
The presentation in Flagship First is more sophisticated than in business with full-size wine glasses, Champagne flutes, large plates and bowls and no tray. The quality of the china and cutlery is consistent in both cabins.
First class drink service on American Airlines (Photo by Chris Sloan / The Points Guy)
Spirits and beer are aligned in both cabins, as well, but it's the quality of the wine and Champagne list that sets Flagship First apart. American Airline's sommelier Bobby Stuckey focuses on pairing the wines with the entrées. Passengers in first class have three choices for reds and whites, compared to two in business.
Wine on American Airlines (Photo by Chris Sloan / The Points Guy)
American’s self-service snack bar has been significantly improved, and I've experienced it twice this year on flights between Miami and London.
It offers an overwhelming choice of tapas, such as antipasto, crudité, fruit and sandwiches. Regional selections such as Bibim-guksu, a Korean spicy noodle dish, are offered on select flights. The snack table is well stocked with sweet and savory treats, particularly on daytime flights.
Previously offered only at the galley bar on 777-300ER’s, this service has now been rolled out on most of the wide-body international flights. “Everybody wants to pass the time with their junk food, fruit, cheeses and sweets,” says an AA spokesperson.
Photo by Chris Sloan / The Points Guy
Premium economy’s catering is similar to AA’s domestic first class. Key differences are a choice of red or white wine served in the same plastic cups as other beverages, and bread served at room temperature on the tray. Typical dinner options include one salad, two main choices and one dessert all served on a tray. All alcoholic beverages, including spirits, are complimentary in premium economy.
Lunch on American Airlines premium economy (Photo by JT Genter / The Points Guy)
The International Flagship First and Business kits are designed by This is Ground and feature skincare products from Allies of Skin.
2019 American Airlines International Flagship First and Business amenity kits. Image courtesy of American Airlines.
The amenity kits in premium economy are designed by State Bags and feature skincare products from Baxter of California.
2019 American Airlines premium economy amenity kits. Image courtesy of American Airlines.
All Flagship First routes feature Casper-branded bedding with a mattress pad, pillow, duvet, day blanket, lumbar pillow, pajamas and slippers. There is a turn-down service provided by the flight attendant.
In Flagship Business, longer flights to the South Pacific and Hong Kong add a mattress pad and pajamas in addition to the standard pillow, duvet and slippers.
Mock up of the full selection of Casper products at AA’s Media Day in September 2017. Image by JT Genter / TPG.
Premium Economy makes do with a lumbar pillow and day blanket.
Premium economy amenities at boarding (Photo by Christian Kramer / The Points Guy)
Fares and AAdvantage Awards
For comparison, we researched multiple round-trip flights operated by American in 777-300ERs configured with three premium cabins. Our tickets were 21-day advanced, restricted lowest fare tickets during the peak summer travel period. Premium Economy fares can command a premium over Main Cabin of anywhere from 35% to more than double that. Stepping up from premium economy to business costs three to four times more. Upgrading from business to first costs as little as $708 extra between New York and London to as high as $2,409 between Los Angeles and London.
AAdvantage award travel on the same flights were unavailable at the lower MileSAAver awards redemptions, so we resorted to the higher redemption level AAnytime Awards. This has become a bigger trend as AA moves to a dynamic award-pricing model. Premium economy award tickets must be booked using a special desktop tool at AA.com.
Although American offers the ability to use miles to upgrade cabin classes when there's availability, premium economy isn’t available as an upgrade from Main Cabin. For now, upgrades from Main Cabin skip premium economy and clear in business class.
American has taken a lot of deserved heat for its domestic product: premium and otherwise — especially Project Oasis. Internationally, however AA is a tale of two airlines. In my view, the international long-haul premium product deserves praise from a comfort and value standpoint. Of all the U.S. legacy carriers, American has seized on the concept of segmentation the most, offering the most choices across its fleet for premium products and a ground experience that its competitors struggle to match.
I am an AA Executive Platinum member who has flown every single current American premium cabin and configuration. I can vouch that — for the most part — these cabins continue to evolve for the better, especially since the nadir of the early 2000s. Though there will always be detractors longing for the "glory days" of prime rib hand-carved at one's seat, I believe the improvements outweigh the negative.
American doesn't have the world's absolute highest-rated first-class or business cabins; no U.S. airline does. AA's premium economy cabin is on par with any airline. But if you look at the entire picture we've laid out, in many cases American is increasingly rising to the level and in many cases surpassing their Oneworld partners and many of their competitors. What's been your experience? Fire away!
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Not as useful for those living outside the U.S.
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Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
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Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
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Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
