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You can now redeem American miles for a COVID test — but is it a good value?

Feb. 25, 2021
5 min read
Travelers wearing mask at American Airlines check-in area
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Negative COVID-19 tests are important for travel — both international and domestic. Nowadays, most international destinations that are open for tourism require a negative COVID test for entry. Likewise, many U.S. cities — including New York — require a negative test to avoid mandatory quarantine.

Many airlines are making it easier for travelers to get tested. Starting today, American Airlines AAdvantage members can redeem miles for an at-home COVID test.

Let's take a closer look at this announcement and if it's a good deal.

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Redeeming AAdvantage miles for an at-home COVID test

You can now redeem American miles for an at-home COVID test. (Photo by JACK GUEZ/AFP via Getty Images)

American's COVID tests are supplied through LetsGetChecked — a direct-to-consumer at-home health testing company. This RT-PCR test covers entry requirements to all U.S. cities and states that have COVID restrictions in place, as well as many countries that require a pre-flight COVID test.

Once the results are received, they can be added to the VeriFLY app that streamlines check-in for international flights where a negative COVID test is required for entry.

The at-home test offered by LetsGetChecked is simple. The company ships you a COVID test kit with a return shipping label. You collect the nose sample on your own and ship it back to LetsGetChecked for processing. You'll receive your test results within 24-72 hours alongside an official lab report.

Typically, this test costs $109 when purchased directly from LetsGetChecked, though you can submit it to your insurance for reimbursement. Alternatively, AAdvantage members can redeem 12,000 miles for the test by calling 800-882-8880. American notes that you must request your test at least 10 days before departure to receive results in time.

Buying an at-home COVID test from LetsGetChecked
(Screenshot courtesy of LetsGetChecked)

Related: 5 things to know about getting a COVID-19 test if you're staying at a vacation home

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Should you redeem American miles for a COVID test?

Man wearing a mask walking with a suitcase by an American Airlines sign
(Photo by ANDREW CABALLERO-REYNOLDS/AFP/Getty Images)

Like most non-travel redemptions, this isn't great at face value. You're spending 12,000 miles for a product that costs $109 out of pocket. This gives you 0.9 cents per mile in value, which is 0.5 cents lower than TPG's valuation of AAdvantage miles.

That said, if you're sitting on a stash of American miles and need a test, this can be a good way to save money. Especially if you can't cover the cost through health insurance. $109 isn't cheap, and the convenience of at-home testing with timely results is especially important for pre-travel tests. While many locales offer free testing, processing times vary widely from city to city. This presents an issue if you need results in a specific timeframe to travel.

Comparatively, Hawaiian previously let its loyalty members redeem 14,000 miles for a Vault Health COVID test that retails for $119, giving you 0.85 cents per point value. This can be seen as a better deal since HawaiianMiles are worth 0.9 cents per mile in TPG's most recent valuation.

Related: The best sweet spots with American Airlines AAdvantage

Bottom line

It's always great to see airlines add new ways to redeem miles — even if it isn't a great value on paper. For travelers with lots of AAdvantage miles who are unsure of when their next trip may be, redeeming miles for a COVID test before they can potentially devalue might make sense.

Getting a COVID test can be difficult depending on where you live, so American's new COVID test redemption gives its members access to timely results with no out-of-pocket expense. That said, the redemption isn't a great value when compared to redeeming for travel, so you may want to pay out of pocket or find a test locally if you want to maximize your miles.

Feature photo by PATRICK T. FALLON/AFP/Getty Images

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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