DoorDash Rewards Mastercard review: Doesn’t quite deliver
DoorDash Rewards Mastercard overview
The DoorDash Rewards Mastercard is a solid cash-back option for those who love ordering in. It earns 4% back on DoorDash and Caviar orders and 3% back on online or in-store restaurant purchases. It is a contender for those who want to earn cash-back rewards on their dining purchases but not the best option for earning on dining purchases. Card rating*: ⭐⭐
*Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.
Dining delivery has been around for over a decade, but it didn't become a regular part of many of our lives until 2020. Today, it's clear that this modern luxury is here to stay, and Chase's first food delivery credit card is designed to reward you when you decide to order in.
But is the DoorDash Rewards Mastercard a good fit for you? Here's everything you need to know.
DoorDash Rewards Mastercard welcome offer
New applicants will get a $100 cash bonus after spending $500 on purchases in the first three months from account opening.
You'll also receive a free year of DashPass (a $96 value) for you and one authorized user, giving you both benefits like unlimited $0 delivery fees, 5% DoorDash credits back on pickup orders and member-only offers.
The cash bonus and DashPass membership together give you a welcome bonus value of $196. If you can maximize the value of your DashPass membership, this offer value is comparable to what we expect from cash-back cards without an annual fee.
Related: How to choose a cash-back credit card
Earning cash back on the DoorDash Rewards Mastercard
On top of earning bonus rewards on your DoorDash purchases, this card rewards you for all your dining and grocery spending. You'll earn:
- 4% cash back on DoorDash and Caviar orders through the DoorDash platform.
- 3% cash back on online or in-store restaurant purchases.
- 2% cash back on online or in-store grocery purchases.
- 1% cash back on all other purchases.
While these aren't necessarily bad earning rates, they aren't special. Several of our favorite cash-back and dining cards have earning rates similar to or better than what you'll get with the DoorDash card.
Related: Best credit cards for everyday spending
Redeeming cash back on the DoorDash Rewards Mastercard
Once you've racked up some rewards, you can use them to pay for part or all of a DoorDash or Caviar order.
You can also redeem them for gift cards or opt for the traditional route and get cash back — either as a statement credit or direct deposit into your bank account.
DoorDash Rewards benefits
As a cardholder, you'll get special offers and benefits, including 10% off your first DoorDash order of $35 or more each month (maximum discount of $15; ends Aug. 31) and $25 off your first two DoorDash shipping orders of at least $100 (ends Dec. 31).
You'll also get perks like trip cancellation insurance, purchase protection and extended warranty protection.
In addition to the benefits unique to this card, you'll receive World Elite Mastercard benefits such as a monthly $5 DoorDash credit as an eligible DashPass member and a $5 Lyft credit after taking three rides in one calendar month.
Related: Best no-annual-fee cash-back credit cards
Which cards compete with the DoorDash Rewards Mastercard?
The DoorDash Rewards Mastercard is far from the only card that earns bonus rewards on food purchases. You may want to consider a different card if you spend much of your budget on anything other than DoorDash:
- If you want to earn travel rewards on your dining purchases: The American Express® Gold Card earns 4 points per dollar at restaurants (including takeout and delivery in the U.S.) and U.S. supermarkets (on up to $25,000 in purchases each year, then 1 point per dollar). Since TPG values American Express Membership Rewards at 2 cents each, this is an effective 8% return on all your food purchases, double what you'll earn for DoorDash purchases on the DoorDash card. For more details, check out our full review of the Amex Gold.
- If you want to earn cash back on your dining and entertainment purchases: The Capital One SavorOne Cash Rewards Credit Card has no annual fee and allows you to earn more on your everyday spending with a wider range of bonus categories. It earns 3% cash back on dining, entertainment, popular streaming services and grocery store purchases. You'll also earn 10% cash back on Uber Eats purchases through Nov. 14, 2024. For more details, check out our full review of the SavorOne card.
- If you want to earn more cash back on all your purchases: The Chase Freedom Unlimited earns the same as the DoorDash card on dining (3% cash back), plus 1.5% on all other purchases, so you may earn more cash back overall with this card. For more details, check out our full review of the Freedom Unlimited.
For additional options, check out our full list of best cash-back credit cards and best credit cards for dining.
Read more: Who should (and shouldn't) get the Amex Gold?
Is the DoorDash Rewards Mastercard worth it?
If you order through DoorDash or Caviar frequently and prefer the simplicity of earning cash-back rewards, you may enjoy having this card. However, this card's welcome bonus is more restrictive than those of many comparable cash-back rewards cards, and its earning structure isn't remarkable.
Even if the DoorDash perks appeal to you, remember that several other Chase cards offer a complimentary DoorDash membership and earn 3 points per dollar spent on DoorDash purchases.
Related: What the Chase and DoorDash partnership means for you
Bottom line
If you find yourself ordering in often, you'll appreciate the DoorDash perks and bonus earning that you'll get with the DoorDash Rewards Mastercard. You may also value redeeming your rewards for future DoorDash orders. But before you dash to get this card, look at our other favorite dining rewards cards to ensure your rewards are as good as your favorite takeout.
Official application link: DoorDash Rewards Mastercard
Top offers from our partners
How we chose these cards
TPG featured card
Rewards
| 6X | 6x Marriott Bonvoy Points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program. |
| 4X | 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. |
| 2X | 2x points on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
The Marriott Bonvoy Business Amex is a stacked card with a rewards rate that will help you earn bonus points on everyday and business-related purchases. You'll earn 15 elite night credits each calendar year, and receive automatic Gold elite status. Finally, the free night award certificate with a redemption level of 35,000 points or less can get you hundreds of dollars in potential value each year.Pros
- 6 points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy program
- 4 points per dollar at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping
- 2 points per dollar on all other eligible purchases
- Earn a free-night award each card renewal month (up to 35,000 points)
- Receive 15 elite night credits to jump-start status
- Transfer Marriott points to 40+ airlines
Cons
- Airline points transfer ratios are poor
- Must spend $60,000 in a year for second free-night award
- Limited Time Offer: Earn 125,000 Bonus Marriott Bonvoy Points after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership. Offer ends 5/3/23.
- Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
- 6x Marriott Bonvoy Points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
- Terms apply.
Rewards Rate
| 6X | 6x Marriott Bonvoy Points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program. |
| 4X | 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. |
| 2X | 2x points on all other eligible purchases. |
Intro Offer
Limited Time Offer: Earn 125,000 Bonus Marriott Bonvoy Points after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership. Offer ends 5/3/23.Earn 125,000 points75,000 pointsAnnual Fee
$125Recommended Credit
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.670-850Excellent/Good
Why We Chose It
The Marriott Bonvoy Business Amex is a stacked card with a rewards rate that will help you earn bonus points on everyday and business-related purchases. You'll earn 15 elite night credits each calendar year, and receive automatic Gold elite status. Finally, the free night award certificate with a redemption level of 35,000 points or less can get you hundreds of dollars in potential value each year.Pros
- 6 points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy program
- 4 points per dollar at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping
- 2 points per dollar on all other eligible purchases
- Earn a free-night award each card renewal month (up to 35,000 points)
- Receive 15 elite night credits to jump-start status
- Transfer Marriott points to 40+ airlines
Cons
- Airline points transfer ratios are poor
- Must spend $60,000 in a year for second free-night award
- Limited Time Offer: Earn 125,000 Bonus Marriott Bonvoy Points after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership. Offer ends 5/3/23.
- Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
- 6x Marriott Bonvoy Points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
- Terms apply.