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Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
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The 9 most valuable World Elite Mastercard benefits
Emily Thompson specializes in beginner content as a credit cards editor. She taps into her prior experience as a high school English teacher to help others demystify credit scores and unlock experiences that credit card rewards can make possible.
Ethan's been a frequent flier for as long as he can remember, from studying abroad in Paris to moving to Shanghai after graduating college, where he served as TPG's eyes and ears for all things travel in the Asia-Pacific region. If you asked him where he wants to travel next he'd quote Anthony Bourdain and tell you "anytime I'm eating spicy noodles in a bowl, I'm happy."
also contributed to this story
February 19, 2025 • 9 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
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Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Quick summary
World Elite Mastercard products offer a suite of network-wide benefits beyond those provided by individual cards, including savings on select streaming and grocery delivery services.
Cardholders can access exclusive merchant discounts, a 24-hour concierge, and complimentary two-day shipping with select retailers.
The luxury hotel program provides perks like room upgrades, amenity credits, and a hotel stay guarantee at thousands of properties worldwide.
Additional benefits include international travel rewards, access to curated experiences, and savings on private jet travel.
What to consider
Some perks, such as streaming and grocery delivery credits, require enrollment or have eligibility restrictions.
The hotel stay guarantee applies only to bookings at qualifying properties through the designated program.
Merchant discounts and travel rewards may vary by location and participating businesses.
What you'll miss from the article
A detailed breakdown of each benefit, including how to maximize value from the World Elite Mastercard program's full suite of perks.
Generated by AI with support from our editorial team.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
When discussing the pros and cons of credit cards at TPG, we tend to focus on the sign-up bonuses, perks and bonus categories that make that card unique. However, regardless of who issues your card, it likely gets some perks from the payment network it’s part of.
Mastercard has a similar setup. In addition to perks specific to each card (and its respective issuer), all World Elite Mastercard products have access to a common group of benefits.
Mastercard has two relatively new partnerships that will give cardholders even more value: savings on Peacock subscriptions and Instacart orders.
Here’s a breakdown of the new perks, as well as the most valuable benefits you’ll get with your World Elite Mastercard.
Click here to find the best World Elite Mastercard for your wallet.
The best World Elite Mastercard offers
While you may not have previously been familiar with the World Elite Mastercard branding, many top travel rewards cards are part of Mastercard’s World Elite program. Here are a few of the best offers currently available:
Earn 180,000 bonus points after spending $3,000 on purchases in the first three months from account opening.
$150
Receive an anniversary award night worth up to 50,000 points, IHG Gold Elite status and a fourth-night-free reward on award stays.
The information for the JetBlue Plus Card and the Hawaiian Airlines World Elite Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Instacart savings
At the time of writing this, World Elite cardholders get a free two-month trial of Instacart+ with a new subscription and $10 off their second eligible Instacart purchase each month.
Instacart+ typically costs $9.99 per month, so the two-month trial saves just under $20. If you can take advantage of the $10 off a second order each month as well, you’ll save almost $140 in a year — decent savings for Instacart fans, especially for those who already have an eligible card in their wallet.
ASIAVISION/GETTY IMAGES
However, this is far from the most valuable Instacart credit card perk available. Eligible Chase cardholders can get a complimentary Instacart+ membership and up to $15 in Instacart statement credits each month with no second purchase requirement.
Still, those who don’t have an eligible Chase card and have been wanting to try Instacart+ will benefit from this addition.
Peacock subscription credit
The other most recent addition to the World Elite Mastercard perk list is $5 off Peacock Premium Plus or $3 off Peacock Premium each month.
A Peacock Premium Plus subscription costs $13.99 (plus tax) per month, and cardholders get a $5 statement credit, reducing their monthly cost to $8.99. A Peacock Premium subscription costs $7.99 (plus tax) per month, and cardholders get a $3 statement credit, reducing their monthly cost to $4.99.
The World Elite Mastercard benefit is great news for those who don’t have their subscription covered elsewhere.
PEACOCK
Exclusive discounts with select merchants
Mastercard has also partnered with some popular merchants to provide savings on everyday expenses.
RGSTUDIO/GETTY IMAGES
One of the most popular deals we’ve seen is a $5 Lyft credit when you take at least three rides in a month. If you max out the available benefits every month, you can recoup the annual fees on many World Elite Mastercards before taking into account the other benefits.
World Elite concierge
While everyone here presumably enjoys traveling, not all of us enjoy the legwork that goes into planning a good trip. Thankfully, Mastercard’s 24-hour concierge service can help you make travel plans, secure a hard-to-get reservation at popular restaurants or even track down items like concert tickets.
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I’ve gotten a lot of value out of my credit card concierge services over the years, and I consider them one of the most underrated perks.
ShopRunner membership
With more and more purchases moving from physical stores to online, customers are placing increased importance on fast shipping. Thankfully, all World Elite Mastercards come with complimentary ShopRunner memberships, giving you free two-day shipping and return shipping at over 100 retailers.
MASTERCARD
Depending on how often you like to shop, this can add up to a considerable amount of savings over the course of the year.
Mastercard Luxury Hotel & Resorts portfolio
This program functions very similarly to The Edit by Chase Travel or American Express Fine Hotels + Resorts — but with even more properties to choose from. With over 3,000 luxury properties in Mastercard’s portfolio, customers enjoy complimentary room upgrades (upon availability), complimentary breakfast, $50 to $100 in amenity credits, early check-in, late checkout and other unique benefits at thousands of hotels worldwide.
This program is an excellent way for less frequent travelers to enjoy elitelike benefits.
Hotel stay guarantee
BENJI STAWSKI/THE POINTS GUY
World Elite cardholders are ensured the best possible travel experience with the hotel stay guarantee clause.
Should you run into problems after booking a three-star (or greater) hotel through the program, the 24-hour Lifestyle Managers will work to “make it right” and offer up to $1,000 to move you to a comparable property.
Mastercard Travel Rewards
Mastercard Travel Rewards is an international program that provides cash-back rewards on hundreds of offers when traveling across 25 countries and shopping at sought-after brands. You can earn rewards at participating businesses, like restaurants and entertainment, while traveling and online.
It's simple. There are no coupons or codes, just automatic cash-back rewards.
To find out more and check out the valuable offers available to you, click here.
Priceless Experiences
For decades, Mastercard’s Priceless program has represented the company’s belief that experiences matter more than things. Priceless Experiences is an online marketplace full of thousands of unique experiences in cities worldwide that are curated exclusively for Mastercard customers.
Wat Arun temple with a long-tail boat on Bangkok's Chao Phraya River in the foreground. KISZON PASCAL/GETTY IMAGES
From sunset river cruises in Bangkok to a guided paddleboat tour of Sydney Harbour, Priceless Experiences will likely have an experience waiting wherever you live or travel.
Other benefits worth mentioning
While these other benefits are more niche, World Elite Mastercard holders can access other lifestyle and travel benefits. For instance, cardholders can save up to $1,000 per round trip on private jets thanks to Mastercard’s partners like Caledonia Jets and Vitesse Worldwide.
JUSTIN PAGET/GETTY IMAGES
Bottom line
While evaluating a new card, it's essential not to overlook the significance of the card network, especially considering the multitude of benefits offered by participating in a program like the World Elite Mastercard.
Many of these perks get overshadowed by card-specific ones like bonus categories and welcome offers. Still, whether you already have a World Elite Mastercard in your wallet or are considering applying for one in the future, you should try and take advantage of all the perks available to you.
Want to access these perks and more? Click here to choose the best World Elite Mastercard for your wallet.
