The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Earn $200 Cash Back
Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening
1 - 8% cash-back
$0
18.74% - 28.74% (Variable)
Excellent, Good
The Capital One Savor Cash Rewards Credit Card serves as a great introduction to the world of rewards credit cards. For starters, there’s no annual fee, so you’ll rest easy knowing that you’re at an automatic net positive by opening this card. From there, earn 3% on popular everyday spending categories, which you can redeem for valuable cash-back rewards back in your pocket. If you travel internationally from time to time, you can even bring this card with you, as there are no foreign transaction fees. (Partner offer)
Read the full reviewThere are two types of customers that would benefit from the Capital One Savor. First, the budget-conscious consumer who doesn’t want to pay an annual fee on a credit card but spends frequently on nights out — whether it be at restaurants, at the movies or at concerts — can earn a sizeable 3% return on these purchases.
Rewards Rates
Intro Offer
Earn $200 Cash Back
Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening
Introductory Purchases APR
0% intro on purchases for 12 months
Ongoing Purchases APR
18.74% - 28.74% (Variable)
Introductory Balance Transfer APR
0% intro on balance transfers for 12 months
Ongoing Balance Transfer APR
18.74% - 28.74% (Variable)
Ongoing Cash Advance APR
28.74% (Variable)
Ongoing Penalty APR
None
Annual Fee
$0
Recommended Credit
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$0
Recommended Credit
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