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TPG Readers Reveal Their Favorite Credit Card and Elite Status Perks

Oct. 14, 2018
7 min read
Amex PHL Centurion Lounge Preview
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We recently asked our TPG Lounge readers to share the credit card or elite status perks they've used the most so far this year. Here's a look at some of our favorite answers. (Some responses have been lightly edited for style and clarity).

Perks Related to Airport Lounges and Flying

Whether it's lounge access at the airport or in-flight freebies like free drinks and complimentary checked bags, our TPG Lounge members had plenty to talk about in terms of airline-related perks.

"The Southwest Companion Pass!" — Carmela P.

"Free Admirals Club membership with the Citi / AAdvantage Executive World Elite Mastercard." — Malcolm S.

"Free Delta Sky Club access with the Delta Reserve® Credit Card from American Express and free checked bags I get as a Medallion member and Delta Amex cardholder." — Regina P.

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"With The Platinum Card® from American Express, Delta lounge access and before the SPG/Marriott merger, I appreciated the Marriott Gold Elite benefit of club access. Now you have to be a Platinum to get access." — Whitney W.S.

"Alaska Airlines' free checked bag and the $99 companion fare." — Austin P.

"Free alcohol drinks for Mosaic members on JetBlue." — Annmarie B.

"The Amex Platinum's 5x points on airfare benefit." — David C.

"$200 airline credit. 35% Amex Membership Rewards bonus points back when you book using points on business class and select airlines. I have milked almost every benefit!" — Joseph S.

"United Platinum status' complimentary upgrades to first class." — Matthew R.

"Priority Pass via my Amex Platinum card. Our home airport, PDX, has great options, plus we've had some extended layovers on family trips where lounge access was incredibly helpful. Also have used Uber credits with the same card, usually for Uber Eats. With Alaska Airlines, the waived change fees [is a great perk]. I'm not sure how many changes I've made in the last week, but at least three as work schedules evolve." — Sara L.T.

"Same-day standby on American Airlines. It really helps you get somewhere more quickly, especially on flights where the connection wouldn't normally be allowed." — David O.

"Alaska Airlines MVP Gold. Moved my flight from yesterday to tomorrow with no change fees. Will be at 75,000 after Sunday's flight." — Derek S.

"Priority Pass membership with the Chase Sapphire Reserve and free Economy Plus upgrades on United." — Colton B.

"United Club Card. Being able to stop in the lounge before every flight is awesome, especially after having the annual fee waived the first year. You're basically getting a free year of club membership." — David T.

"Priority Pass lounges and restaurants for departure and arrival on all our flights. Terrific perk!" — Trang N.

"United's Presidential Plus card. Paid for itself a few times this year with free luggage and club access." — Lyn G.

"Centurion Lounge access. I estimate that I have saved over $500 in food and beverage expenses between IAH and SEA." — Paul N.

Many TPG Lounge members said the Centurion Lounge was one of their favorite credit card perks.

Hotel-Related Perks

As far as hotels are concerned, most TPG Lounge readers revealed it was the little things — like complimentary breakfasts, upgrades and instant hotel status — that made their stays all the more memorable.

"Hilton Honors American Express Aspire Card's (1) unlimited Priority Pass access, (2) $250 airline incidentals credit (UA), and (3) automatic Hilton Honors Diamond status." — Keith M.

"Marriott Platinum (now Platinum Premier). Breakfasts, upgrades and United Silver status have been great." — Brad H.

"Amex Platinum: Marriott Gold status and 4:00 p.m. late checkout." — MG C.L.C.

"Free breakfast and food and beverage credits at Hilton." — Nathan P.H.

"Hilton Diamond status. Moved across the country and decided to drive, staying at Hilton properties every night burning points. Man, those free breakfasts, parking, even laundry services paid off! It depends on what Hilton [brand] you stay at — Hilton Garden Inn has Diamond Elite parking, while Homewood Suites and Home2Suites have complimentary access to laundry services. I imagine it also depends where you stay. I don't think this would even be possible in New York City, but fine in Mentor, Ohio." — Neil M.

"Amex Platinum's Fine Hotels & Resorts." — Alex L.

"Hilton Diamond status through the Hilton Amex Aspire. Got $250 in airline and resort credits, plus free breakfast and parking." — Shaun M.

"I'll probably be the odd man out and say the Starwood Preferred Guest® American Express Luxury Card. Priority Pass access is amazing. The upgrade to the queen ocean view room with terrace from a mountain view room at The St. Regis Princeville Resort in Kauai was the best value return with Marriott Gold status. And the $300 statement credit was triggered by it." — Jay Z.

An upgrade at The St. Regis Princeville Resort in Kauai was one TPG Lounge reader's favorite hotel-related perk.

Additional Perks TPG Lounge Readers Love

For some TPG Lounge members, the most valuable perks came through not at hotels or in the air, but with car rentals and overall savings thanks to certain travel credit cards.

"Our family has used Delta lounges this year as authorized users with my Amex Platinum. My daughter regularly used the Uber credits. We've also used National Car Rental's Executive Choice and Hertz's Gold Plus Rewards." — Doug M.

"Hilton Aspire Diamond membership and Amex Platinum's Centurion Lounge and Uber benefits. It's a tie." — BeFresh E.

"Chase Sapphire Reserve: lounge access, primary insurance, Silvercar and of course, my $300 travel credit." — Soroya G.G.

"The $300 travel credit and Priority Pass membership with the CSR. Upgrading my CSP to the CSR was such a smart idea that I'm kicking myself for not having done it sooner. I didn't receive any extra perks for switching, but it was still worth it to me to upgrade. That one extra point on dining and travel has already made a difference in my points earnings, not to mention the other benefits I've already gotten from it. It would have been years for me to qualify for the sign-up bonus on it so I decided upgrading was pretty much my only option." — Becky B.

"Priority Pass and the Silvercar discount from using my CSR. It also gives you elite status with National Car Rental and Enterprise, but that value doesn't come close to what Silvercar offers for the same price. I highly recommend the CSR [as it's the] best, well-rounded card for me at least. I use a variety of airlines and mostly stay in Airbnbs instead of hotels so it fits my needs well." — Andrew B.

All photos by TPG staff.

TPG featured card

Rewards rate
4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5XNew! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
3XEarn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
2XEarn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
Open Intro bonus
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Open Credit score description
Excellent to Good

Pros

  • Valuable dining and food-related credits
  • Flexible rewards with airline and hotel transfer partners
  • Multiple travel and purchase protections
  • No foreign transaction fees
  • Access to Amex Offers for additional savings (enrollment required)

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
  • Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
  • Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
  • Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
  • $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
  • New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
  • Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
  • Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.