Double Check Your Sapphire Reserve's $300 Travel Credit Now
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If you applied for your Chase Sapphire Reserve before May 21, 2017, then you will want to make sure that you have used up your annual travel credit for 2017 ASAP. That annual $300 credit towards travel charged to the card gets used automatically as you use your Sapphire Reserve to pay for everything from airline tickets, to hotels, to cab rides, to train tickets, and so much more.
You can check the status of your 2017 travel credit by logging into your Chase Sapphire Reserve account online and clicking on your Ultimate Rewards balance. This will take you to your Ultimate Rewards dashboard where your progress towards spending the 2017 Sapphire Reserve travel credit is displayed if you scroll down.
Mine has all been used since shortly after it was available, but if you notice you still have some credit left to spend before your 12/17 statement closes, then it is time to get busy spending money on travel!
If you applied for your card after May 21, 2017, then your annual travel credit is tied to your cardmember year as opposed to a calendar year, so you don't have to use up your credit by the time your December 2017 statement closes. However, if you got the card before 5/21/17, then if your next statement runs through December 5, 2017, then you have until December 5th to post travel charges against your 2017 Sapphire Reserve travel credit or it will go to waste.
I would not cut it super close to your statement close date in case there is a delay in the charge posting. If you have an early December 2017 statement close date than you need to use up that travel credit ASAP.
Obviously, if you have a flight to book or a prepaid hotel to secure right now then that is an easy way to use up your annual travel credit quickly, but if you purchase a gift card directly from a travel company then that would work, too. You do need to be sure that the charge is coming directly from a travel company and not a third party company that won't code as travel, but there are plenty of options out there that should work including purchasing e-gift cards directly from Delta, Southwest, Marriott, and American Airlines. You can sift through this thread for some additional first-hand reports of what has and hasn't posted as travel.
If none of this is making sense, then you can always just call the number on the back of your Sapphire Reserve to ask Chase directly about the status of your 2017 annual travel credit.
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How we chose these cards
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Rewards
| 10x | Earn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®. |
| 5x | Earn 5x total points on flights through Chase Ultimate Rewards®. |
| 3x | Earn 3x points on other travel and dining. |
| 1x | Earn 1 point per $1 spent on all other purchases |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.Pros
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
- Access to Chase Ultimate Rewards hotel and airline travel partners
- Unlimited 3x points on the broad category of travel and dining
- 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
- Broad definitions for travel and dining bonus categories
Cons
- Steep $550 annual fee
- May not make sense for people that don't travel frequently
- You must spend the $300 travel credit before earning 3x points for travel and dining
- No automatic hotel elite status
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Rewards Rate
| 10x | Earn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®. |
| 5x | Earn 5x total points on flights through Chase Ultimate Rewards®. |
| 3x | Earn 3x points on other travel and dining. |
| 1x | Earn 1 point per $1 spent on all other purchases |
Intro Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®60,000 pointsAnnual Fee
$550Recommended Credit
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.Pros
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
- Access to Chase Ultimate Rewards hotel and airline travel partners
- Unlimited 3x points on the broad category of travel and dining
- 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
- Broad definitions for travel and dining bonus categories
Cons
- Steep $550 annual fee
- May not make sense for people that don't travel frequently
- You must spend the $300 travel credit before earning 3x points for travel and dining
- No automatic hotel elite status
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more