JetBlue must act quickly if it wants to hang onto Mosaic elites
JetBlue recently became one of the last major airlines to eliminate change and cancellation fees.
On the surface, that's great news. Buried in the announcement, however, are two major devaluations.
The first is that you'll no longer be allowed to bring a carry-on bag with basic economy tickets. The second is that the carrier's Mosaic elite status just got significantly less valuable.
As a current Mosaic myself, there's little reason for me to push for elite status this year. If JetBlue wants to retain my loyalty, Mosaic needs a comprehensive overhaul. Here's why.
Everyone gets free changes
Pre-pandemic, the marquee perk of JetBlue's Mosaic status was waived change fees. I frequently maximized all the Mosaic program benefits, including unlimited changes, cancellations, and same-day switches at no cost.
But then, the coronavirus hit, causing airlines to rethink flexibility. For JetBlue, that means giving all flyers, except for basic economy travelers, free changes and cancellations.
What was once the top benefit of Mosaic status is now included in every ticket, regardless of whether it's your first or hundredth time flying with JetBlue.
As Don Uselmann, JetBlue's Vice President of Loyalty and Personalization, explained to TPG in a statement, "in evaluating our long-term plan for travel flexibility, we believed it was important to offer all customers the ability to change and cancel their flights without a fee for nearly all our fares."
That gives Mosaics like myself little reason to requalify for status. After all, why should I give JetBlue my loyalty when nearly everyone else on the plane is rewarded with the same perks?
Related: How American, Delta and United no-change-fee policies stack up against Southwest
Mosaics are on the hook for basic economy fees
As part of JetBlue's overhauled fare structure, the carrier will allow basic economy itinerary modifications starting on April 1, at the following rates:
- $100 for domestic, Caribbean, Mexico and Central America routes.
- $200 for all other routes.
Previously, budget-conscious travelers couldn't change or cancel the cheapest tickets.
On the one hand, added flexibility to Blue Basic fares is a welcome move. However, Mosaics will still be on the hook for the change fees, despite the promise of traveling "fee-free." (Elites will enjoy free same-day switches, but that perk is limited to the 24-hour window before the flight.)
Related: How to use credit cards to defeat Basic Economy
Another recent devaluation
Last year, JetBlue quietly devalued another top Mosaic perk: the TrueBlue redemption rate for confirmed extra-legroom seats.
Historically, one of the most lucrative Mosaic perks was the ability to redeem TrueBlue points at “significantly reduced” rates towards the purchase of Even More Space seats.

Overnight and without warning, the carrier roughly quadrupled the prices for seats purchased with points. While the new redemption rates are still above TPG’s valuation, they’re a far cry from the eight or more cents-per-point-rate Mosaics used to enjoy.
To compensate for the devaluation, JetBlue introduced a new Even More Space perk for elites: Mosaics can now enjoy free extra-legroom seats on a space-available basis during airport check-in.
Related: The complete guide to the JetBlue TrueBlue program
The few remaining perks
In my mind, JetBlue has effectively gutted the Mosaic value proposition.
Uselmann's perspective is that the Mosaic program still offers a compelling value. "For 2021, we quickly offered reduced thresholds for qualification, as well as two new benefits: complimentary Even More Space seats and unlimited companion passes. We will continue to evolve the offering based on customer feedback," he said.
Unfortunately, the Even More Space benefit that Uselmann is referring to is limited to a first-come, first-serve basis at the airport — meaning that most Mosaics will end up in an extra-legroom middle seat if they waited until the last minute.
In fairness, the carrier has added a limited-time companion pass, but that’s hardly enough to compensate for the blanket elimination of change fees, especially considering that the buy-one, get-one offer expires on May 20.
Other remaining perks include two free checked bags, free same-day changes, early boarding, priority security and a dedicated customer service line. Mosaics can enjoy free booze in normal times, but that service remains suspended due to the pandemic.
Related: Clear expedited airport security program — Is it worth it?
The clock is ticking
If JetBlue wants to convince flyers like me to push for elite status, it needs to rebuild the program sooner rather than later.
Fortunately, an overhaul might actually be on its way. Last year, Don Uselmann hinted that it might be coming. He recently told TPG, "We will continue to evolve the offering based on customer feedback."
Either way, the clock is ticking for JetBlue to make an announcement.
As I begin planning travel for the spring and summer, I'll have a choice of airlines that will each reward my loyalty in different ways.
With the "Big 3," I know the perks I'll receive: space-available first-class bumps, confirmed upgrades to long-haul business-class, free extra-legroom seats, complimentary checked bags and more.
But with JetBlue, it's unclear.
If Mosaic perks remain unchanged, then there's little reason to remain loyal to JetBlue. If JetBlue unveils new perks later this year, the carrier will miss out on my business this summer.
But if JetBlue unveiled a compelling Mosaic program now, then I'd happily continue flying with the carrier, knowing that my loyalty would be rewarded with perks that move the needle.
What JetBlue can do to win my loyalty
To strengthen the Mosaic value proposition, I'd love to see JetBlue innovate in the low-cost-carrier loyalty space with some unique perks. Plus, with JetBlue gearing up for London flights, Mosaic is going to need to be even more competitive with the "Big 3."
Some of my benefit suggestions include the following:
Confirmed upgrades to Mint
The major U.S. carriers all offer elite members complimentary space-available upgrades. JetBlue has long been a holdout, but perhaps it's time for the carrier to reconsider. While it'd be great if JetBlue offered unlimited Mint business-class upgrades, perhaps the carrier could gift Mosaics two annual upgrade certificates to confirm a biz pod.
Discounted Mint Studio buy-up
JetBlue's new Mint Suite and Studio products are coming later this year. The latter will offer extra space, a buddy seat and larger television due to its bulkhead position. The carrier plans to offer Studio pods for an upsell over the Suite product. While pricing is still TBD, JetBlue should offer Mosaics a discount to the best seats in the house.
A pack of companion-pass vouchers
As mentioned, JetBlue launched a limited-time companion pass for the first five months of 2021. When the promo expires on May 20, JetBlue should consider offering Mosaics an allotment of single-use companion vouchers for future trips.
Remove all fees from basic economy
If "fee-free" is really the promise, then Mosaics shouldn't be on the hook for change and cancellation fees for basic economy fares.
Expand Even More Space perk
Right now, Mosaics can enjoy complimentary extra-legroom seats at check-in. While great in theory, this often means that elites will wind up with a slim picking of Even More Space middle seats. To enhance this offer, JetBlue should consider expanding the window to 48 hours before the flight.
A new "Milestone Reward" program
JetBlue should create the airline version of World of Hyatt's "Milestone Rewards." Instead of gifting elites free nights or suite upgrades, JetBlue could offer promo codes, certificates for confirmed extra-legroom seats and more to incentivize additional flights.
Bottom line
With a slew of recent devaluations, it's time for JetBlue to overhaul its Mosaic elite program. Whether it's adding new upgrade certificates or expanding existing extra-legroom seating perks, JetBlue has a plethora of ways to sweeten the elite value proposition.
Until then, there's little reason to remain loyal to JetBlue.
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

