JetBlue Plus Card versus JetBlue Business Card: Battle of the $99 cards
Editor's Note
JetBlue gives consumers three great cobranded credit card options to maximize their travel with the airline and everyday purchases. The no-fee JetBlue Card is a good product for those looking to earn JetBlue TrueBlue points steadily without committing to an expensive credit card.
However, for those willing to pay a $99 annual fee, both the JetBlue Plus Card and the JetBlue Business Card are great alternatives that rack up points quickly and offer impressive day-of-travel perks to boot.
As you might expect, many of the benefits of the JetBlue Plus and JetBlue Business overlap. We'll examine both cards in detail and see how they differ.
The information for the JetBlue, JetBlue Plus and JetBlue Business cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
JetBlue Plus Card vs. JetBlue Business Card comparison
| JetBlue Plus Card | JetBlue Business Card | |
|---|---|---|
Annual fee | $99 | $99 |
Welcome bonus | Earn 50,000 points after spending $1,000 and pay the annual fee in the first 90 days | Up to 60,000 points — 50,000 points after spending $4,000 in the first 90 days, plus another 10,000 points when a purchase is made on an employee card in the first 90 days |
Earning rates | 6 points per dollar on JetBlue purchases
2 points per dollar at restaurants and grocery stores 1 point per dollar on all other purchases | 6 points per dollar on JetBlue purchases
2 points per dollar at restaurants and office supply stores 1 point per dollar on all other purchases |
Annual benefits |
|
|
JetBlue benefits |
|
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Other benefits | No foreign transaction fees
World Elite Mastercard perks and travel protections | No foreign transaction fees
Free employee cards |
JetBlue Plus vs. JetBlue Business welcome offer
Currently, the JetBlue Plus offers 50,000 bonus points after spending $1,000 in the first 90 days of card opening and paying the annual fee in full. Although not the highest offer we have seen on this card, the sign-up bonus is still worth $675, based on TPG's June 2024 valuations.
On the other hand, the JetBlue Business offers a slightly higher sign-up bonus of 60,000 points — 50,000 after you spend $4,000 in the first 90 days, along with another 10,000 points when a purchase is made on an employee card during the first 90 days. According to TPG's valuations, the sign-up bonus is worth $810, giving it a lead over the JetBlue Plus.
Winner: JetBlue Business. The additional 10,000 bonus points give this card the edge.
Related: Earn JetBlue points at your favorite local restaurants with TrueBlue Dining
JetBlue Plus vs. JetBlue Business benefits
Both cards offer an impressive slate of benefits when traveling on the airline. Both the JetBlue Plus and JetBlue Business offer a free checked bag for the cardholder and up to three companions on the same reservation when they use their card to book a JetBlue-operated flight.
Cardmembers of both also enjoy 50% savings in the form of statement credits when making inflight purchases, a refund of 10% of redeemed points each year, 5,000 bonus points (worth $68 according to TPG's valuations) after the account anniversary and payment of the annual fee and up to $100 off a JetBlue Vacations package once per calendar year. Both cards also offer no foreign transaction fees, so you can use your card at international destinations served by Jetblue without racking up additional costs.
The two cards differ in that the JetBlue Plus allows cardholders to redeem points for a statement credit, up to $1,000 annually, through the Points Payback benefit. In contrast, cardholders of the JetBlue Business get Group A boarding on JetBlue-operated flights.
The JetBlue Plus includes a few other travel protections that the business version does not. It will cover trip delays up to $300 per trip twice per 12-month period if your flight is delayed more than six hours. Its baggage-delay coverage is up to $100 per day for three days, starting at 12 hours. It also offers trip cancellation and interruption protection up to $5,000 per trip or $10,000 per 12-month period.
As World Elite Mastercard holders, those with JetBlue Plus are eligible for a $5 Lyft credit once per month after taking three or more rides each month and receive cellphone protection against loss or damage. There is a $50 deductible per claim and a maximum benefit of $800 per claim or $1,000 per 12-month period.
For its part, the JetBlue Business offers purchase protection for damage or theft up to 90 days out and as much as $10,000 per claim and $50,000 per account per 12-month period, so this is the card to make your big purchases with.
Winner: JetBlue Business. Group A boarding and comprehensive purchase protections give this card the lead.
Related: JetBlue Mosaic elite status: What it is and how to earn it
Earning points with the JetBlue Plus vs. JetBlue Business
The two cards have very similar earning structures, though their bonus categories vary.
Both cards earn 6 points per dollar on JetBlue purchases, 2 points per dollar at restaurants and 1 point per dollar on most other purchases.
Where they differ is that the JetBlue Plus earns 2 points per dollar spent at grocery stores, whereas the JetBlue Business earns 2 points per dollar spent at office supply stores.
Winner: Tie. Which card wins out will depend on whether you spend more on groceries or at office supply stores each year.
Redeeming points with the JetBlue Plus vs. JetBlue Business
Points earned on either credit card are accumulated in a member's TrueBlue account.
Points can be redeemed on JetBlue-operated flights, and although JetBlue has several airline partners you can earn points through, TrueBlue members can only redeem their points with Hawaiian Airlines, Etihad Airways and Qatar Airways.
There are no blackout dates with the TrueBlue program; however, award ticket prices are dynamic, which means they vary from flight to flight and are relative to the cash price of a ticket.
After you redeem for and travel on a JetBlue-operated award flight, you'll receive 10% of your points back as a bonus.
Aside from redeeming points for flights, cardmembers can also redeem them for vacation getaways and merchandise. One of the best redemptions would be for JetBlue Mint business-class seats; however, prices vary based on route and dates.
Winner: Tie. Both cards offer the same redemption options.
Related: How to get upgraded on JetBlue Airways
Should I get the JetBlue Plus or JetBlue Business?
Consider whether you would get more value from a personal or business credit card. The JetBlue Business provides more value overall, but it doesn't make sense for someone who doesn't have their own employees. If the JetBlue Plus is your only option, you'll still get great value.
Bottom line
JetBlue offers a great flight network around the U.S., Mexico, the Caribbean and select European destinations. Aside from the similar benefits found on each card, determine which card will better suit your spending and travel habits before deciding.
JetBlue cards are a great addition to any wallet, and the TrueBlue program offers valuable redemption deals, especially for Mint business-class seats.
To learn more, read our full reviews of the JetBlue Plus and Business cards.