Citi Rewards+ Card 10% Rebate Also Works on Redemptions With Other Citi Cards

Mar 15, 2019

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In our review of the no annual fee Citi Rewards+® Card, we applauded the 10% rebate triggered whenever you redeem points. When you redeem your points, you’ll receive 10% points back for the first 100,000 ThankYou points redeemed per calendar year. This means that if you redeem 10,000 points, you’ll receive 1,000 points back.

Out and Out has discovered that the 10% rebate also applies to points earned with other Citi ThankYou cards. If you hold a Citi Prestige® Card, Citi Premier® Card or AT&T Access More card, you can call Citi to have your multiple accounts linked. From there, it’s easy to transfer points between accounts.

The information for the Citi Prestige, AT&T Access More cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Cash in your Citi ThankYou points for a business class seat on Singapore Airlines and get a 10% rebate
Cash in your Citi ThankYou points for a business class seat on Singapore Airlines and get a 10% rebate (Photo by Zach Honig / The Points Guy)

In essence, this enables a 10% rebate on up to 100,000 points transferred to one of Citi’s 15 partners, including Air France-KLM Flying BlueEtihad GuestVirgin Atlantic Flying Club and Cathay Pacific Asia Miles. This is significant because with the Citi Rewards+, you can only transfer points to JetBlue; to transfer to other partners, you need the Premier or Prestige. There’s no telling if Citi will keep this loophole open, but it’s useful to know if you were planning to make a redemption soon.

If you take full advantage and earn 10,000 points back, that’s worth $170 according to TPG’s latest valuation of Citi points.

Even Delta's frequent fliers can enjoy Air France's new A330 biz class seats while earning SkyMiles (Photo by Emily McNutt / The Points Guy)
By transferring Citi ThankYou points to Flying Blue, you could cross the Atlantic in a business class seat (Photo by Emily McNutt / The Points Guy)

Is it worth opening a Rewards+ card just to leverage the 10% bonus? Possibly, but you’ll lose the ability to earn a welcome bonus on other ThankYou cards for 24 months, and it’ll count against your Chase 5/24 status. If you have an older Citi card collecting dust, you could call to convert it to a Rewards+ card without triggering a new account opening. And remember that another cool perk of the Rewards+ is that it rounds all your earning up to the nearest 10 points.

Be sure to check out our guide to redeeming Citi ThankYou points for maximum value.

H/T: Million Mile Secrets/Out and Out via Doctor of Credit

Chase Sapphire Preferred® Card

WELCOME OFFER: 60,000 Points


CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

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More Things to Know
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
Regular APR
15.99%-22.99% Variable
Annual Fee
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
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Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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