Overview

The Citi Strata Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Strata Premier comes with a $95 annual fee and is currently offering a solid welcome bonus of 60,000 points after you spend $4,000 on purchases within the first three months. This welcome bonus is worth $1,080, according to TPG’s valuations. Plus, earn 10 points per dollar spent on hotels, car rentals and attractions when you book through the Citi Travel portal. The card also has some valuable transfer partners to make the most of your rewards, and you’ll get a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, when you book through the Citi Travel website.

Pros

• Earn 10 points per dollar spent on hotels, car rentals and attractions when you book through the Citi Travel portal
• Earn 3 points per dollar spent at restaurants, supermarkets, gas and EV charging stations and on air travel and other hotel purchases
• Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, once per calendar year when you book through cititravel.com
• Get trip delay protection, trip cancellation and interruption protection, lost or damaged luggage protection and MasterRental coverage for car rentals when you use your card for eligible purchases

Cons

• $95 annual fee
• It can be difficult to get good value from the $100 annual hotel benefit

Who is this card good for?

Earning rewards