The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Earn 60,000 American Airlines AAdvantage® bonus miles
Earn 60,000 American Airlines AAdvantage® bonus miles after $4,000 in purchases in the first 3 months of account opening.
1 - 6X miles
$350
19.74% - 29.74% (Variable)
Good, Excellent Credit
Cardholders also enjoy preferred Group 5 boarding on American Airlines flights, up to $240 in annual Turo credits (up to $30 in statement credits for each eligible completed trip on Turo) and access to Citi Entertainment presales and experiences, making it a well-rounded option for travelers who want premium perks without the premium price tag.
Read the full reviewFrequent American Airlines travelers who can maximize the card’s elevated earning rates, travel credits and lounge access benefits. It’s also a solid pick for those who want to save on checked bag fees and who value extra perks beyond the airport, like annual Splurge and Turo credits, and access to Citi Entertainment experiences.
Cardmembers earn 6 AAdvantage miles per dollar spent on eligible AAdvantage Hotels bookings and 3 miles per dollar spent on eligible American Airlines purchases. You’ll also earn 2 miles per dollar spent at restaurants, including takeout and delivery, and 2 miles per dollar spent on eligible Rides and Rails purchases, including taxis, rideshares and public transit. All other purchases earn 1 mile per dollar spent.
Rewards Rates
Intro Offer
Earn 60,000 American Airlines AAdvantage® bonus miles
Earn 60,000 American Airlines AAdvantage® bonus miles after $4,000 in purchases in the first 3 months of account opening.
Ongoing Purchases APR
19.74% - 29.74% (Variable)
Ongoing Balance Transfer APR
19.74% - 29.74% (Variable)
Ongoing Cash Advance APR
29.99% (Variable)
Ongoing Penalty APR
Up to 29.99% (Variable)
Annual Fee
$350
Recommended Credit
Good, Excellent Credit
More Details