Citi to become exclusive AA card issuer, Barclays cards to be discontinued
Editor's Note
American Airlines and Citi have announced the extension of their longstanding cobranded partnership for the next decade. The partnership, which has lasted over 37 years, will see Citi become the exclusive issuer of the AAdvantage cobranded card portfolio starting in 2026.
In announcing the 10-year extension, American Airlines CEO Robert Isom said, "American is proud to have launched the first airline loyalty program, and with Citi, the travel industry's first co-branded credit card."
The American Airlines-Citi relationship has spanned almost 40 years, but there has been a weird quirk in the airline's cobranded card portfolio for the past decade.
While American's competitors have exclusive relationships with card issuers — Delta Air Lines with American Express, and United Airlines and Southwest Airlines with Chase — American has partnered with two issuers. That's because American took on Barclays as its second card issuer due to the airline's merger with US Airways in 2013.
Since then, the arrangement has been that Citi can market its American Airlines cobranded cards online, at airport lounges and through direct mail, while Barclays can market its American Airlines cobranded cards in flight and in airport terminals. From 2026, however, Citi will take over the Barclays AAdvantage card portfolio, transitioning current cardholders into its ecosystem.
Barclays used to issue one business card and four personal cards under its AAdvantage Aviator portfolio. However, only one is currently available to new applicants: the AAdvantage Aviator Red World Elite Mastercard.
The information for the Red World Elite Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Savvy collectors of points and miles might consider applying for this card sooner rather than later, given that it will close to new applicants, potentially before the end of 2025. They'll earn 60,000 AAdvantage bonus miles after making just a single purchase within 90 days and paying the $99 annual fee.
However, if you have an upcoming flight on American Airlines, you might want to grab an application from a cabin crew member. TPG Credit Cards Editor Emily Thompson received an extra 10,000 miles by applying through the QR code on an inflight application. I have a flight with American next week, so I will also be looking out for an application.
I've had the Aviator Red card before, but Barclays has quite lenient application restrictions. While not concrete or confirmed, the recommendation is that you close a card and then wait at least six months before applying for it again to be eligible for the welcome bonus.
With Citi holding exclusive rights over the AAdvantage cobranded portfolio, we may see AAdvantage added as a transfer partner of the Citi ThankYou Rewards program. This would be welcome news as we value Citi points lower than those of most of its major competitors, including American Express, Chase and Capital One.
Citi offered a limited-time transfer opportunity to convert Citi points to AAdvantage miles in the second half of 2021. It will be interesting to see if that is brought back on an ongoing basis. The addition of American as a transfer partner would be a welcome enhancement to the program and potentially increase the value of Citi points.
We reached out to Citi, and a spokesperson said:
The expansion and extension of our relationship with American Airlines will positively impact our existing and new customer base as we introduce new products and benefits in the future and produce expanded loyalty and rewards offerings for AAdvantage® members and Citi-branded cardmembers. We are not sharing specifics at this time. Stay tuned.
That indicates that the transfer opportunity is uncertain, even though we hope it eventuates. We'll keep you posted on any future announcements from Citi and AA.
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 5X | New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App. |
| 3X | Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines. |
| 2X | Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Pros
- Valuable dining and food-related credits
- Flexible rewards with airline and hotel transfer partners
- Multiple travel and purchase protections
- No foreign transaction fees
- Access to Amex Offers for additional savings (enrollment required)
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
- Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
- $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
- Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.