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How to maximize points and miles on Father's Day purchases

June 13, 2022
9 min read
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Update: Some offers mentioned below are no longer available.

Father's Day may be alarmingly soon if you haven’t recently glanced at a calendar. Yes, Father's Day is on June 19 this year. So, there’s not much time left to order gifts and secure restaurant reservations.

If you’ve already made all the necessary arrangements, kudos on being better-organized offspring than most of us. But if you’re still at square one, there are some great ways to earn points and miles while purchasing solid gifts or tasty meals for your dad.

Here are a few strategies to help you get the biggest bang for your bighearted buck.

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Earn rewards shopping for gifts

(Photo by FreshSplash/Getty Images)

Online shopping portals are one of the most powerful tools in the world of travel rewards and cash back. When you begin your shopping trip with a portal, you will be redirected to the actual merchant's website — so your shopping experience will be the same as if you'd started at the merchant's website.

Best of all, the rewards you earn via a shopping portal are in addition to the rewards you’ll earn for spending on your credit card.

Related: Your guide to maximizing shopping portals for your online purchases

Here are a handful of good shopping portal deals for potential Father’s Day gifts that were available when I wrote this story. However, note that the payouts listed below may have decreased (or increased) by the time you read this article.

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As noted above, some of these payouts may have changed since I wrote this story. So, I recommend using a shopping portal aggregator site like Cashback Monitor to compare returns and help determine which portal to use once you've decided to purchase your gift from a particular retailer.

Related: The best travel gifts to buy for Father’s Day

Earn rewards for sporting events and concerts

(Photo by rolfo/Getty Images)

You can purchase tickets to sports and concerts from various sites, and they all provide dramatically different potential return rates. The returns listed below were available when I wrote this story, but may be different now.

Again, I recommend using a shopping portal aggregator to compare current offers for the merchant from which you want to purchase tickets.

Related: Book and redeem rewards for exclusive events with Capital One’s new entertainment platform

Earn rewards for eating out

(Photo by Fertnig/Getty Images)

Whether you intend to brave the crowds for a Father’s Day meal or just want to order takeout or delivery, make sure you’re using the right credit card to make your purchase. Many rewards credit cards offer bonus points for dining purchases, such as:

  • American Express® Gold Card: 4 points per dollar spent at restaurants worldwide, plus takeout and delivery in the U.S.
  • Chase Sapphire Preferred Card: 3 points per dollar spent on dining, including eligible delivery services, takeout and dining out.
  • Chase Sapphire Reserve: 10 points per dollar spent on Chase Dining purchases through Chase Ultimate Rewards when you make prepaid restaurant reservations, order takeout or join virtual cooking events; 3 points per dollar spent on other dining, including eligible delivery services, takeout and dining out.
  • Hilton Honors American Express Surpass® Card: 6 points per dollar spent on dining at U.S. restaurants, including takeout and delivery.

Depending on the restaurant you choose, you may be able to earn even more rewards if you make your restaurant reservations through an app called Seated. It provides up to 30% back in rewards — in addition to what you’ll earn from your credit card.

Related: Expert stacking: How I earned $80 in cash back and rewards from one dinner

Save with promo codes and offers

Some cards issued by banks like American Express and Chase come with targeted statement credits and bonus rewards. It’s worth checking them out to see if there are any helpful offers for purchases you may have already planned to make for Father’s Day.

You can often use these offers in tandem with a shopping portal, too. It’s a great way to receive an extra layer of savings or bonus rewards.

For example, I’ve currently got a string of Amex Offers that I could use in various ways for Father’s Day gifts.

(Screenshot from americanexpress.com)

Eligibility for these offers is limited. Enrollment is required in the Amex Offers section of your account before redeeming.

You can also check other apps like DoorDash and Uber Eats, which now deliver many non-food items. For example, look at the Office Depot Father's Day page on DoorDash, where you can buy items ranging from office chairs to desk lights. Some of these items are currently on sale, too.

(Screenshot from doordash.com)

One thing to note is that you may not always be able to use promotional codes and earn bonus rewards through shopping portals. Sometimes a promotional code will cancel the bonus rewards a shopping portal would otherwise offer. So, be sure to read the fine print on the shopping portal before you make your purchase.

Related: Gone, but not forgotten: How my father instilled in me a love for travel — and points and miles

Bottom line

You’ve got lots of ways to turn your Father’s Day gift-giving into a springboard for your next vacation. Between online shopping portals, targeted deals like Amex Offers and considering your credit card bonus categories, shopping for presents could be more fun and rewarding than you might expect.

Alternatively, if money is tight this year, check out our guide to using points and miles to give gifts with $0 out-of-pocket cost.

Featured image by Getty Images
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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3XEarn 3X Miles on Delta purchases and purchases made directly with hotels.
2XEarn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
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  • Intro Offer
    Earn 90,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months.

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  • Annual Fee

    $250
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

Build your loyalty to Delta by applying for the carrier's mid-tier card option, the Delta SkyMiles Platinum card. The annual fee is quickly recouped by the card's travel perks, such as an application credit to Global Entry or TSA Precheck, annual companion certificate and so much more. Plus you can fast-track to elite status simply through card spend.

Pros

  • Earn bonus Medallion® Qualification Miles (MQMs) and an Medallion Qualifying Dollar (MQD) waiver when you hit specific spending thresholds with your card within a calendar year
  • Receive a Domestic Main Cabin round-trip companion certificate each year
  • Statement credit for TSA PreCheck/Global Entry fee (up to $100)
  • First checked bag free

Cons

  • Doesn't make sense if you don't fly Delta
  • SkyMiles aren't the most valuable airline currency
  • Earn 90,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights. Plus enjoy Main Cabin 1 Priority Boarding and settle into your seat sooner.
  • New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • Enjoy a per-visit rate of $50 per person for Card Members and up to two guests to enter the Delta Sky Club when traveling on a Delta flight.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees