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The zero-cost vacation: 100+ all-inclusive resorts you can book with points

May 28, 2021
32 min read
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All-inclusive resorts are a great, cost-effective vacation option for families and groups of friends. As the name implies, the rate includes your room and your meals, drinks and activities, allowing for a truly worry-free vacation. Booking these stays with points is especially attractive because it means that your "free" vacation can actually be free. In contrast, the cost of food, drinks and activities can really add up when staying at normal resorts.

While the major hotel programs historically haven't offered many all-inclusive properties, that's changed in recent years. In particular, chains like Marriott, Choice and Hyatt have been making moves to add more all-inclusives to their portfolios.

Today, we're going to take a look at all of the all-inclusive resorts you can book with points, broken down by hotel program.

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Choice Privileges

You can book the Emotions All Inclusive Puerto Plata with Choice points. (Photo by JT Genter/The Points Guy)

You can book two primary types of all-inclusive resorts using Choice Privileges points. First of all, there are two Emotions all-inclusive resorts in the Dominican Republic that you can book using Choice points. And, thanks to a relatively new partnership between AMResorts and Choice Privileges, you can also book select AMResorts using Choice points.

In particular, you can use Choice points to book stays at AMResorts hotels in:

  • Mexico.
  • Costa Rica.
  • Panama.
  • Jamaica.
  • Dominican Republic.
  • St. Martin.
  • Curacao.

Related: 13 mistakes to avoid at all-inclusive resorts

You can stay at family-friendly Dreams, Sunscape and Now brands, the adult-oriented Zoetry brand and the adults-only Secrets and Breathless brands. However, note that Choice Privileges only allows you to make award reservations within 100 days.

One of the dinner restaurants at Emotions All Inclusive Puerto Plata. (Photo by JT Genter/The Points Guy)

Additionally, Choice changes the award pricing for each property every few months. As such, it's possible to get excellent value when paid rates spike. But don't assume the price you'd pay to stay on points tonight will be what you'd pay for a stay several months later.

For example, even though TPG senior writer Katie Genter stayed at Emotions Puerto Plata for a month in 2019 and paid just 8,000 points per night, this resort now costs 30,000 points per night. However, award night pricing fluctuates greatly at this resort, presumably due to seasonal weather and demand.

Here's a table with an overview of your options if you want to redeem Choice Privileges points for an all-inclusive stay. The award rates are based on when you stay, not when you book.

Choice Privileges Ascend Hotel Collection all-inclusive resortLocationPoints per night per double-occupancy room (value of points based on TPG's valuations)
Emotions All Inclusive Puerto PlataPlaya Dorada, Dominican Republic30,000 through Sept. 15 ($180)
Emotions All Inclusive Juan DolioPlaya Juan Dolio, Dominican Republic30,000 through Sept. 15 ($180)
Dreams Dominicus La RomanaLa Romana, Dominican Republic45,000 through June 30 ($270)

40,000 July 1 through Sept. 15 ($240)

Zoetry Agua Punta CanaPunta Cana, Dominican Republic50,000 through June 30 ($300)

75,000 July 1 through Sept. 15 ($450)

Dreams Punta Cana Resort & SpaPunta Cana, Dominican Republic25,000 through June 30 ($150)

35,000 July 1 through Sept. 15 ($210)

Dreams Royal Beach Punta CanaPunta Cana, Dominican Republic70,000 through June 30 ($420)

55,000 July 1 through Sept. 15 ($330)

Dreams Macao Beach Punta CanaPunta Cana, Dominican Republic50,000 through June 30 ($300)

60,000 July 1 through Sept. 15 ($360)

Dreams Palm Beach Punta CanaPunta Cana, Dominican Republic25,000 through June 30 ($150)

35,000 July 1 through Sept. 15 ($210)

Secrets Royal Beach Punta CanaPunta Cana, Dominican Republic70,000 through June 30 ($420)

75,000 July 1 through Sept. 15 ($450)

Secrets Cap Cana Resort & SpaPunta Cana, Dominican Republic45,000 through June 30 ($270)

75,000 July 1 through Sept. 15 ($450)

Breathless Punta Cana Resort & SpaLa Altagracia, Dominican Republic60,000 through June 30 ($360)

55,000 July 1 through Sept. 15 ($330)

Now Onyx Punta CanaLa Altagracia, Dominican Republic55,000 through June 30 ($330)

60,000 July 1 through Sept. 15 ($360)

Now Emerald CancunCancun, Mexico40,000 through June 30 ($240)

35,000 July 1 through Sept. 15 ($210)

Dreams Sands Cancun Resort and SpaCancun, Mexico45,000 through June 30 ($270)

40,000 July 1 through Sept. 15 ($240)

Dreams Vista Cancun Resort & SpaCancun, Mexico45,000 through June 30 ($270)

95,000 July 1 through Sept. 15 ($570)

Dreams Natura Resort & SpaCancun, Mexico60,000 through June 30 ($360)

65,000 July 1 through Sept. 15 ($390)

Secrets The Vine CancunCancun, Mexico70,000 through June 30 ($420)

90,000 July 1 through Sept. 15 ($540)

Breathless Riviera Cancun Resort & SpaPuerto Morelos, Mexico65,000 through Sept. 15 ($390)
Zoetry Paraiso de la Bonita Riviera MayaPuerto Morelos, Mexico90,000 through Sept. 15 ($540)
Now Sapphire Riviera CancunPuerto Morelos, Mexico25,000 through June 30 ($150)

45,000 July 1 through Sept. 15 ($270)

Now Jade Riviera CancunPuerto Morelos, Mexico50,000 through June 30 ($300)

45,000 July 1 through Sept. 15 ($270)

Dreams Riviera Cancun Resort & SpaPuerto Morelos, Mexico30,000 through June 30 ($180)

70,000 July 1 through Sept. 15 ($420)

Secrets Riviera Cancun Resort & SpaPuerto Morelos, Mexico60,000 through Sept. 15 ($360)
Zoetry Villa Rolandi Isla Mujeres CancunIsla Mujeres, Mexico100,000 through Sept. 15 ($600)
Secrets Maroma Beach Riviera CancunPlaya del Carmen, Mexico100,000 through June 30 ($600)

90,000 July 1 through Sept. 15 ($540)

Sunscape Sabor CozumelSan Miguel, Mexico35,000 through June 30 ($210)

30,000 July 1 through Sept. 15 ($180)

Secrets Aura CozumelCozumel, Mexico35,000 through June 30 ($210)

55,000 July 1 through Sept. 15 ($330)

Dreams Tulum Resort & SpaTulum, Mexico25,000 through June 30 ($150)

65,000 July 1 through Sept. 15 ($390)

Secrets Akumal Riviera MayaTulum, Mexico90,000 through June 30 ($540)

85,000 July 1 through Sept. 15 ($510)

Breathless Cabo San Lucas Resort and SpaCabo San Lucas, Mexico90,000 through June 30 ($540)

95,000 July 1 through Sept. 15 ($570)

Dreams Los Cabos Suites Golf Resort SpaLos Cabos, Mexico55,000 through June 30 ($330)

60,000 July 1 through Sept. 15 ($360)

Secrets Puerto Los Cabos Golf Spa ResortSan Jose del Cabo, Mexico60,000 through Sept. 15 ($360)
Dreams Acapulco Resort & SpaAcapulco, Mexico40,000 through June 30 ($240)

55,000 July 1 through Sept. 15 ($330)

Dreams Puerto Aventuras Resort & Spa
(bookable for stays on or after Aug. 5)
Puerto Aventuras, Mexico45,000 through Sept. 15 ($270)
Now Amber Puerto VallartaPuerto Vallarta, Mexico60,000 through June 30 ($360)

55,000 July 1 through Sept. 15 ($330)

Secrets Vallarta Bay Puerto VallartaPuerto Vallarta, Mexico35,000 through June 30 ($210)

70,000 July 1 through Sept. 15 ($420)

Sunscape Puerto Vallarta Resort & SpaPuerto Vallarta, Mexico35,000 through June 30 ($210)

30,000 July 1 through Sept. 15 ($180)

Dreams Villamagna Nuevo VallartaNuevo Vallarta, Mexico50,000 through June 30 ($300)

55,000 July 1 through Sept. 15 ($330)

Sunscape Dorado Pacifico IxtapaIxtapa, Mexico35,000 through Sept. 15 ($210)
Sunscape Akumal Beach Resort & SpaAkumal, Mexico35,000 through June 30 ($210)

30,000 July 1 through Sept. 15 ($180)

Dreams Playa Mujeres Golf & Spa ResortPlaya Mujeres, Mexico80,000 through June 30 ($480)

90,000 July 1 through Sept. 15 ($540)

Secrets Playa Mujeres Golf & Spa ResortPlaya Mujeres, Mexico85,000 through June 30 ($510)

90,000 July 1 through Sept. 15 ($540)

Dreams Huatulco Resort & SpaHuatulco, Mexico50,000 through June 30 ($300)

55,000 July 1 through Sept. 15 ($330)

Secrets Huatulco Resort & SpaHuatulco, Mexico55,000 through June 30 ($330)

70,000 July 1 through Sept. 15 ($420)

Zoetry Montego Bay JamaicaMontego Bay, Jamaica100,000 through June 30 ($600)

75,000 July 1 through Sept. 15 ($450)

Secrets St. James Montego BayMontego Bay, Jamaica55,000 through June 30 ($330)

85,000 July 1 through Sept. 15 ($510)

Secrets Wild Orchid Montego BayMontego Bay, Jamaica60,000 through June 30 ($360)

95,000 July 1 through Sept. 15 ($570)

Breathless Montego Bay Resort & SpaMontego Bay, Jamaica70,000 through June 30 ($420)

90,000 July 1 through Sept. 15 ($540)

Secrets Papagayo Costa RicaPlaya Arenilla, Costa Rica65,000 through June 30 ($390)

90,000 July 1 through Sept. 15 ($540)

Dreams Las Mareas Costa RicaPlaya El Jobo, Costa Rica60,000 through June 30 ($360)

65,000 July 1 through Sept. 15 ($390)

Dreams Playa Bonita PanamaPlaya Bonita, Panama50,000 through June 30 ($300)

35,000 July 1 through Sept. 15 ($210)

Secrets St. Martin Resort & SpaAnse Marcel, St. Martin55,000 through June 30 ($330)

100,000 July 1 through Sept. 15 ($600)

Sunscape Curacao Resort, Spa & CasinoWillemstad, Curacao45,000 through June 30 ($270)

40,000 July 1 through Sept. 15 ($240)

Dreams Curacao Resort Spa & CasinoWillemstad, Curacao55,000 through June 30 ($330)

50,000 July 1 through Sept. 15 ($300)

At the two Emotions resorts, you can book awards for up to four guests. But the Choice booking engine will not let you book awards for more than two guests per room at most (if not all) AMResorts locations. Especially considering that many of the AMResorts are family-friendly all-inclusive resorts, this cap of two guests per award room doesn't make much sense.

Boosting your Choice Privileges balance

If you need to earn more Choice Privileges points, you can sign up for the Choice Privileges Visa Signature Card. You could also transfer American Express Membership Rewards points or wait for a sale and buy Choice points. However, it's also worth considering cash rates before booking, as redeeming Choice points for an all-inclusive stay doesn't always provide excellent value.

Related: Why all-inclusive resorts are more attractive than ever following the pandemic

Hilton Honors

Hilton Honors offers quite a portfolio of all-inclusive resorts, mostly in the Caribbean and Turkey, with a few scattered across other locations. While Hilton no longer publishes an award chart, standard awards at all-inclusives run from 20,000-95,000 points per night for two adults.

Despite not charging a resort fee at most all-inclusives, Hilton does charge around $65-$75 per night for children aged 6-14 for non-reward stays. Guests who are older than 14 will be registered as adults, which is something to keep in mind as a family.

Doing a quick bit of research through dummy booking on Hilton's website, an additional child will be another 1,000 points, while an extra adult will be 5,000-10,000 points per night. At hotels that require fewer points, it might make more sense to simply book another room, rather than redeeming points for extra guests.

Related: Hilton Honors guide for award travelers

Hilton all-inclusive resortLocationPoints per night per standard room (value of points based on TPG’s valuations)
Hilton Playa del Carmen (adults-only resort)Playa del Carmen, Mexico80,000 ($480)
Hilton CancunCancun, Mexico95,000 ($570)
Hilton Puerto Vallarta ResortPuerto Vallarta, MexicoTypically 46,000-70,000 ($276-$420)
The Yucatan Resort Playa Del Carmen, Tapestry Collection by HiltonPlaya del Carmen, Mexico80,000 ($480)
DoubleTree by Hilton Cote des Arcadins Beach Resort & Spa HotelCote des Arcadins, HaitiComing soon
Hilton La Romana (family resort)La Romana, Dominican RepublicTypically 58,000-80,000 ($348-$480)
Hilton La Romana (adults-only resort)La Romana, Dominican RepublicTypically 54,000-80,000 ($324-$480)
Hilton Rose Hall Resort & SpaMontego Bay, JamaicaTypically 48,000-70,000  ($288-$420)
DoubleTree by Hilton Bodrum Isil Club ResortBodrum, TurkeyTypically 35,000-80,000 ($210-$480)
Hilton Dalaman Sarigerme Resort & SpaMugla, TurkeyTypically 68,000-70,000 ($408-$420)
DoubleTree by Hilton Antalya-KemerAntalya, TurkeyTypically 25,000-40,000 ($150-$240)
Hilton Marsa Alam Nubian ResortMarsa Alam, Egypt20,000 ($120)

Boosting your Hilton balance

There are quite a few ways to earn Hilton points, but the Hilton Honors American Express Card is currently offering 100,000 Hilton Honors bonus points after you spend $1,000 in purchases on the card in the first three months of card membership. Plus, earn up to $100 in statement credits on eligible purchases made on the card at any of the Hilton family hotels in the first 12 months of membership.

IHG Rewards Club

IHG Rewards Club currently offers only two all-inclusive resorts in the portfolio: the Holiday Inn Resort Ixtapa and the Holiday Inn Resort Montego Bay.

IHG utilizes dynamic pricing, but a night at either resort will typically set you back 40,000 IHG Rewards points plus about $60 in fees (not including children).

Ixtapa

With limited U.S. arrivals and only a daily frequency from United (Houston) and Alaska Airlines (Los Angeles), the Ixtapa property is a little bit more challenging to get to for Americans. The property is located just steps from the beach and some beautiful views. Unlike the Montego Bay property and other IHG all-inclusive resorts in the past, standard award redemptions only cover two adults, with kids 5 and under still free.

Montego Bay

Being located only a few minutes' drive from the airport offers several advantages. For example, you can skip the rental car and opt for a taxi or the hotel's private bus service. Though if you choose to drive, they do offer complimentary self-parking. Montego Bay’s 500-room resort is a great option for families, given that the base rate with points includes two adults and two children (12 and under). For children above the age of 12, it will cost $80 per night per child. One cool attraction of the hotel is they offer a “private island” experience only available by wading or swimming across a shallow inlet.

Earning IHG points

Chase is currently offering some great ways to top off your IHG account for your next adventure with the IHG Rewards Premier Credit Card, which is currently offering a sign-up bonus of 150,000 points after spending $3,000 on purchases within the first three months of account opening. Considering the card’s very generous fourth night award perk available when you use points to pay for three nights and get the fourth at a bonus, you could get up to 16 award nights at IHG hotels with this one sign-up bonus.

Marriott Bonvoy

Marriott Bonvoy currently has seven all-inclusive resorts that are bookable with points. However, a whopping 19 Blue Diamond Resort properties will be joining the Bonvoy program, along with two more Marriott properties currently under construction. We do not yet know what categories these new properties fall into, but we expect it to be on par with those all-inclusive properties already under the Marriott portfolio.

There is one thing to be aware of when booking Marriott's all-inclusive properties: Marriott, unlike Hilton, does not waive resort fees. So if you're looking for a no-cash vacation, unfortunately, you will still have to open your wallet.

Boosting your Marriott Bonvoy Balance

There are quite a few ways to earn Marriott Bonvoy points. You can pick up the Marriott Bonvoy Boundless Credit Card and earn 100,000 bonus points after spending $3,000 on purchases in your first three months from account opening

(Photo by John Gribben for The Points Guy)

Related: How to get Marriott Bonvoy elite status for life

Alternatively, Marriott Bonvoy is also a 1:1 transfer partner of American Express and Chase. American Express offers a 40% transfer bonus if you act fast, meaning a welcome offer from a card like The Platinum Card® from American Express can earn you up to 105,000 points if you were to transfer your entire minimum spending bonus.

Marriott all-inclusive resortLocationPoints per night per standard room (value of points based on TPG’s valuations)
Delta by Marriott Riviera NayaritNayarit, MexicoComing soon
Amar HouseCancun, MexicoComing soon
Royalton RivieraCancun, MexicoNot on points until late 2021
Hideaway at Royalton RivieraCancun, MexicoNot on points until late 2021
Planet Hollywood Adults SceneCancun, MexicoNot on points until late 2021
Royalton Chic SuitesCancun, MexicoNot on points until late 2021
Royalton AntiguaAntigua and BarbudaNot on points until late 2021
Crystal Cove by Elegant HotelsFitts Village, BarbadosOff-peak: 70,000 ($560)
Standard: 85,000 ($680)
Peak: 100,000 ($800)
Tamarind by Elegant HotelsPaynes Bay, BarbadosOff-peak: 70,000 ($560)
Standard: 85,000 ($680)
Peak: 100,000 ($800)
Treasure Beach by Elegant Hotels (adults-only resort)Paynes Bay, BarbadosOff-peak: 70,000 ($560)
Standard: 85,000 ($680)
Peak: 100,000 ($800)
The House by Elegant Hotels (adults-only resort)Paynes Bay, BarbadosOff-peak: 70,000 ($560)
Standard: 85,000 ($680)
Peak: 100,000 ($800)
Turtle Beach by Elegant HotelsOistins, BarbadosOff-peak: 70,000 ($560)
Standard: 85,000 ($680)
Peak: 100,000 ($800)
Waves Hotel & SpaProspect Bay, BarbadosOff-peak: 70,000 ($560)
Standard: 85,000 ($680)
Peak: 100,000 ($800)
Hideaway at RoyaltonPunta Cana, Dominican RepublicNot on points until late 2021
Royalton BavaroPunta Cana, Dominican RepublicNot on points until late 2021
Royalton Chic (adults-only resort)Punta Cana, Dominican RepublicComing soon
Royalton SplashPunta Cana, Dominican RepublicNot on points until late 2021
Grand Lido Negril Au Naturel (adults-only resort)Negril, JamaicaNot on points until late 2021
Hideaway at Royalton Negril (adults-only resort)Negril, JamaicaNot on points until late 2021
Royalton Blue WatersMontego Bay, JamaicaNot on points until late 2021
Royalton NegrilNegril, JamaicaNot on points until late 2021
Royalton White SandsMontego Bay, JamaicaNot on points until late 2021
Hideaway at Royalton Saint LuciaSmugglers Cove, St. LuciaComing soon
Royalton Saint LuciaSmugglers Cove, St. LuciaNot on points until late 2021
The Westin Porto de GalinhasPernambuco, BrazilComing soon
The Westin Reserva ConchalConchal, Costa Rica100,000 ($800)
Planet Hollywood Costa RicaPlaya Manzanillo Bahia Culebra Guanacaste Peninsula Papagayo, Costa RicaNot on points until late 2021

Radisson Rewards

Radisson just opened its first all-inclusive property. (Photo by Preto Perola/Shutterstock.com)

Radisson opened its first all-inclusive resort last year in Punta Cana, and we expect more to come with time. Thankfully, Radisson Rewards has a standard award chart with predictable pricing, and all-inclusive resorts still price in line with standard hotel stays.

Radisson all-inclusive resortLocationPoints per night for double-occupancy free night (value of points based on TPG's valuations)
Radisson Blu Resort & Residence, Punta CanaPunta Cana, Dominican Republic70,000 ($280)

The Radisson Blu Resort in Punta Cana has everything you'd expect from an all-inclusive property. There are multiple cafes and restaurants on-site and different activities to partake in. Think CrossFit, cooking lessons and even live music on some nights. Plus, the rooms are spacious and have sweeping views of the Punta Cana coastline. You only have to pay extra for spa treatments, room service and airport transfers.

You'll pay 70,000 points per night or mix points and cash to further the value of your points. Just note that the property can often be under $250 per night, so consider saving your points for another redemption if you think you'll have a higher-value redemption opportunity in the future.

Boosting your Radisson Rewards balance

You can earn Radisson Rewards points by staying at Radisson properties, leveraging its partners or opening a Radisson Rewards credit card. Unfortunately, you cannot transfer credit card points to Radisson at this time. Do note that Radisson Rewards recently went through a set of sweeping changes, so it may look different than the last time you earned or redeemed Radisson points.

Related: Radisson is devaluing its loyalty program — here’s why I’m not worried about it

World of Hyatt

World of Hyatt offers three main types of all-inclusive properties: family-friendly Ziva resorts, adults-only Zilara resorts and wellness-oriented Miraval resorts. They all utilize their own award pricing, separate from the main World of Hyatt award chart.

Ziva and Zilara resorts can be found across Mexico and the Caribbean. All stays include unlimited meals, drinks (including alcoholic beverages), 24-hour room service, entertainment and non-motorized water sports. Award bookings allow for single or double occupancy, so you’ll only need to pay extra if you plan to have a third and fourth guest in your room.

Hyatt Ziva Rose Hall. (Photo by Benji Stawski/The Points Guy)

Here's a look at award pricing for these resorts. Note that the rates will change slightly once Hyatt implements peak and off-peak pricing later in 2021. Some awards will be around 15%-16% cheaper or more expensive, depending on the time of year. Also, the Hyatt Ziva Riviera Cancun will be opening soon, though award rates aren't live yet.

Hyatt all-inclusive resortStandard room points per night (value of points based on TPG’s valuations)Suite points per night (value of points)Additional points per person per night (value of points)
Hyatt Zilara Cancun25,000 ($425)40,000 ($680)12,500 ($213)
Hyatt Zilara Cap Cana25,000 ($425)40,000 ($680)12,500 ($213)
Hyatt Zilara Rose Hall25,000 ($425)40,000 ($680)12,500 ($213)
Hyatt Ziva Los Cabos20,000 ($340)32,000 ($544)10,000 ($170)
Hyatt Ziva Puerto Vallarta20,000 ($340)32,000 ($544)10,000 ($170)
Hyatt Ziva Cancun25,000 ($425)40,000 ($680)12,500 ($213)
Hyatt Ziva Cap Cana25,000 ($425)40,000 ($680)12,500 ($213)
Hyatt Ziva Rose Hall25,000 ($425)40,000 ($680)12,500 ($213)

Related: Everything you need to know about World of Hyatt

Miraval Resorts

Hyatt also offers three different all-inclusive wellness-focused Miraval resorts, all of which are in the U.S. There's the Miraval Arizona Resort and Spa, the Miraval Austin Resort and Spa and the Miraval Berkshires Resort and Spa. Cash rates at these properties can surpass $1,000 per night in high season, making this a potentially great use of your points.

Rates include meals, ground transportation from the airport and almost all activities. When booking with points, you also get a $175 resort credit per person per night for additional activities, spa treatments, etc.

Miraval Berkshires. (Photo by Chris Dong/The Points Guy)

All Miraval properties follow the same award chart. Just note that these awards can only be booked over the phone at 1-866-792-3395.

Miraval Resorts room typeSingle occupancy (value of points)Double occupancy (value of points)
Standard room45,000 ($765)65,000 ($1,105)
Standard room points + cash22,500 ($383) + cash32,500 ($553) + cash
Suite75,000 ($1,275)95,000 ($1,615)
Suite points + cash37,500 ($638) + cash47,500 ($808) + cash
Premium suite105,000 ($1,785)125,000 ($2,125)
Premium suite points + cash52,500 ($893) + cash62,500 ($1,063) + cash

Other all-inclusive World of Hyatt options

While Hyatt Ziva, Hyatt Zilara and Miraval are your main options, there are some other all-inclusive resorts you can book with World of Hyatt points as well. For instance, there's the Alila Ventana Big Sur, bookable for 30,000 points per night. Although Alila isn't an all-inclusive brand, all stays at this property include meals, snacks, nonalcoholic beverages, select activities and chauffeur service within a 3-mile radius. There's also the all-inclusive private island resort Calala Island, part of Small Luxury Hotels of the World, which can be booked for 40,000 points per night.

Boosting your World of Hyatt balance

There are also lots of ways to earn World of Hyatt points. For instance, you can currently earn up to 60,000 points by picking up the World of Hyatt Credit Card. You’ll earn 30,000 bonus points after spending $3,000 on purchases within the first three months from account opening. Plus, earn up to 30,000 more bonus points by earning 2 bonus points total per $1 spent on purchases that normally earn 1 bonus point, on up to $15,000 spent in the first six months of account opening.

Alternatively, you can easily transfer points from Chase Ultimate Rewards. If you have a card like the Chase Sapphire Reserve or Chase Sapphire Preferred Card, you could transfer your points to World of Hyatt at a 1:1 ratio.

Related: Why the World of Hyatt credit card is great for family travelers

Wyndham Rewards

Playa del Carmen, Mexico. (Photo by YinYang/Getty Images)

Finally, you can redeem Wyndham Rewards points to book eight all-inclusive hotels. Six of these hotels are family-friendly Viva Wyndham properties, while two are adults-only Viva Wyndham V properties.

Wyndham uses a three-tier award chart, with Go Free award nights costing 7,500 points, 15,000 points or 30,000 points per bedroom. Here's a quick look at the eight Wyndham Viva and V properties you can book with Wyndham points:

Wyndham all-inclusive resortLocationPoints per night for double-occupancy Go Free award
Viva Wyndham MayaPlaya del Carmen, Mexico30,000 ($330)
Viva Wyndham AztecaPlaya del Carmen, Mexico30,000 ($330)
Viva Wyndham Dominicus BeachLa Romana, Dominican Republic30,000 ($330)
Viva Wyndham Dominicus PalaceLa Romana, Dominican Republic30,000 ($330)
Viva Wyndham TangerineCabarete, Dominican Republic15,000 ($165)
Viva Wyndham V HeavensPuerto Plata, Dominican Republic15,000 ($165)
Viva Wyndham V SamanaBahia de Coson, Dominican Republic30,000 ($330)
Viva Wyndham Fortuna BeachFreeport, Bahamas30,000 ($330)

When booking, the Wyndham website notes the following for each Wyndham Viva and V resort:

go free® award nights ... are valid for meals, beverages, and other resort amenities for up to two guests. If you have more than two guests staying in your room, additional resort fees will apply. Please contact Wyndham Rewards Member Services at 866-996-7937 for details on additional fees.

So, if you plan to have more than two guests in your room, call ahead to see how much the additional fees will cost you per night.

You can also book Go Fast awards that allow you to pay a mixture of points and cash. For Viva and V properties, you'll need to pay 3,000 or 6,000 points per night plus some amount of cash. And the cash copay varies based on current cash rates and the number of guests staying in the room. But Go Fast awards seemingly let you escape extra guest fees if you want a third or fourth guest to stay in your room.

Additionally, some other Wyndham hotels, including the Wyndham Reef Resort Grand Cayman and Wyndham Candelero Beach Resort, offer all-inclusive and room-only rates. However, it doesn't seem like you can book an all-inclusive rate with points. But you may be able to add any all-inclusive package to an award stay by calling or asking at check-in.

Boosting your Wyndham Rewards balance

If you need to earn more Wyndham Rewards points to make a redemption, you may want to sign up for a Wyndham Rewards credit card or transfer Capital One miles at a 1:1 ratio. Alternatively, you could buy Wyndham points next time there's a sale. Finally, remember that you can use Wyndham's partnership with Caesars Rewards to extend expiring Wyndham points.

Related: 14 best Wyndham properties to book with points

Bottom line

While some have more than others, all major hotel programs have all-inclusive resorts you can book with points. Most all-inclusives are in the Caribbean and Mexico, but you can also find them in the U.S. and elsewhere in the world.

If you're planning on booking your vacation using credit card points, keep in mind that transferring those points to a hotel program isn't always your best option. It sometimes may be cheaper to book an all-inclusive resort directly through your credit card travel portal. Plus, this way, you can book resorts that don't participate in one of the major hotel programs.

Reporting by Benji Stawski, Katie Genter, Andrew Kunesh and Ryan Patterson.

Featured image by (Photo by Benji Stawski/The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases
  • Intro Offer
    For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

    Earn 80,000 ThankYou® points
    60,000 points
  • Annual Fee

    $95
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent, Good

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases