Best Atmos Rewards credit card offers: Up to 100,000 points, companion fares and more
Editor's Note
Atmos Rewards is the loyalty program for Alaska Airlines and Hawaiian Airlines, allowing members to earn and redeem points across both carriers. Atmos Rewards points can be used for flights on Alaska and Hawaiian, as well as a range of partner airlines, making it easier to turn everyday spending and travel into award trips around the world.
The program offers three cobranded credit cards: one business and two personal cards.
The current offers on some of these cards are the highest we've seen, so now is an excellent time to take a look if you've been considering Atmos Rewards in your strategy.
(Note that the 50% flight discount code is for a qualifying future flight on Alaska or Hawaiian purchased with cash.)
Let's dig deeper into the bonuses available right now and whether they deserve your application.
Atmos Rewards Summit
The Atmos™ Rewards Summit Visa Infinite® credit card features a valuable welcome bonus, useful earning rates and a solid suite of benefits.
Welcome offer: Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 on purchases in the first 90 days from account opening. Plus, receive a 50% flight discount code for a qualifying future flight after opening your new account.
Based on TPG's May 2026 valuations, this bonus is worth up to $1,750 when you include the value of the 25,000-point Global Companion Award. And when you add in the value of the flight discount code, this becomes the best offer we've seen in the card's history.
(Previously, the card offered 100,000 bonus points for a slightly lower minimum spending requirement of $6,000. However, this bonus did not include the flight discount code; offer no longer available.)
Annual fee: $395
Earning rates:
- 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases, eligible dining and foreign transaction purchases
- 1 point per dollar spent on all other purchases
Key benefits:
- 10,000 status points every year upon account anniversary, plus 1 status point for every $2 spent on the card
- A 10% rewards bonus on all points earned if you have an eligible Bank of America account
- A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- No foreign transaction fees
- Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Two Alaska Lounge and two Wi-Fi passes each quarter
- Up to $120 in statement credits for TSA PreCheck or Global Entry every four years
Why we like it: This welcome offer includes a Global Companion Award, with points redeemable for travel on Alaska, Hawaiian or a partner airline (including Oneworld members) for an award ticket in any class. The 25,000-point award is earned upon account opening and after each card anniversary.
Cardholders can earn a 100,000-point Global Companion Award after spending $60,000 or more in a card anniversary year.
For frequent international travelers, earning 3 points per dollar spent on foreign transaction purchases is an industry first and can help quickly accrue Atmos Rewards points. TPG contributing editor for credit cards Matt Moffitt is based in Spain and uses this card for most of his everyday spending there since they are charged in euros.
To learn more, read our full review of the Atmos Rewards Summit.
Apply here: Atmos Rewards Summit Visa Infinite
Atmos Rewards Ascent
Semifrequent Alaska and Hawaiian flyers who want to pay an affordable annual fee are the target audience for the Atmos™ Rewards Ascent Visa Signature® credit card, a mid-tier option with its own useful perks.
Welcome offer: Earn 50,000 bonus points and a $0 Companion Fare (plus taxes and fees from $23) after spending $2,000 on purchases in the first 90 days from account opening.
TPG's valuations value this offer at $700. While the Companion Fare adds value, this offer is less compelling than other welcome offers we've seen on this card.
Annual fee: $95
Earning rates:
- 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases
- 2 points per dollar spent on gas, electric vehicle charging stations, cable, streaming services and local transit (including ride-hailing services)
- 1 point per dollar spent on all other purchases
Key benefits:
- A 10% rewards bonus on all points earned if you have an eligible Bank of America account
- A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
- No foreign transaction fees
- Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
Why we like it: The Atmos Rewards Ascent is an excellent choice for anyone who flies Alaska or Hawaiian at least a couple of times each year and can find value in the card's perks.
To learn more, read our full review of the Atmos Rewards Ascent.
Apply here: Atmos Rewards Ascent Visa Signature
Atmos Rewards Business
Small-business owners who fly Alaska, this one's for you. The Atmos™ Rewards Visa Signature® Business Card provides perks when you fly with Alaska or Hawaiian, good rewards-earning opportunities and a solid welcome offer for a reasonable annual fee.
Welcome offer: Earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $5,000 on purchases in the first 90 days from account opening.
The points in this bonus are worth $1,120, per TPG's valuations. This matches the card's launch offer, which was the highest bonus we've seen in the card's history.
Annual fee: $70 for the company and $25 per card
Earning rates:
- 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases
- 2 points per dollar spent on gas, EV charging stations, shipping and local transit (including ride-hailing services)
- 1 point per dollar spent on all other purchases
Key benefits:
- $100 off an annual Alaska Lounge+ membership purchased with your card
- A 10% rewards bonus on all points earned if you have an eligible Bank of America business account
- A free checked bag on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
- Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
- No foreign transaction fees
- Priority boarding on Alaska Airlines and Hawaiian Airlines for the cardholder and up to six guests on the same reservation (when you pay for your flight with your card)
Why we like it: The Atmos Rewards Visa Signature Business is a great option for business owners who would benefit from the perks related to flying on Alaska and Hawaiian.
The Lounge+ membership discount is only available on the business card, so keep that in mind if lounge access matters to you. However, the Summit does include two lounge passes per quarter, offering occasional access without a full membership.
With a long list of bonus categories and the opportunity to earn an annual Companion Fare, this is a strong option for a relatively low annual fee.
To learn more, read our full review of the Atmos Rewards Business.
Apply here: Atmos Rewards Visa Signature Business
Bottom line
The Atmos Rewards cards are offering new bonuses that allow new cardholders to add a haul of points to their accounts.
- The Summit suits frequent flyers who want premium perks and faster status earning.
- The Ascent is ideal for casual Alaska or Hawaiian travelers who value free bags and a lower annual fee.
- The Business delivers solid rewards and travel benefits for small-business owners at a competitive price point.
If you're ready to maximize this program and collect Atmos Rewards points, collecting one of these offers is a fantastic way to start.
These are the highest bonuses we've seen on a few of these cards, so now is a great time to apply.
Apply here: Atmos Rewards Summit Visa Infinite
Apply here: Atmos Rewards Ascent Visa Signature
Apply here: Atmos Rewards Visa Signature Business
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 5X | New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App. |
| 3X | Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines. |
| 2X | Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Pros
- Valuable dining and food-related credits
- Flexible rewards with airline and hotel transfer partners
- Multiple travel and purchase protections
- No foreign transaction fees
- Access to Amex Offers for additional savings (enrollment required)
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
- Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
- $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
- Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.