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The inaugural TPG Awards recently took place in New York City, celebrating all the best in travel, from credit cards to loyalty programs, with a special honor for Captain Sully and a performance by Bebe Rexha to boot.

You can view the full list of TPG Awards winners, but if you’re curious just how the nominees in each category stacked up, we’ve got your back. Today we’re taking a look at the Best No-Fee Credit Card of the Year category, where the Chase Freedom Unlimited took the title.

Both the winner and the finalists were determined by TPG readers, who voiced their opinion in two rounds of voting. The Freedom Unlimited‘s first-place finish in this category is no doubt a reflection of the card’s versatility; while it’s technically a cash-back card that earns 1.5% back on every purchase, it becomes more powerful when you pair it with a Chase Ultimate Rewards-earning card, since you’re then able to redeem your cash-back rewards as transferrable points, bringing your return on spending to 3% based on TPG’s valuations. For this reason, it’s one of our top picks for everyday spending.

Three other cards were also contenders. Here’s how they ranked, from most to fewest reader votes:

  1. Chase Freedom Unlimited
  2. Amazon Prime Rewards Visa Signature Card
  3. Chase Freedom
  4. Citi Double Cash Card

The Amazon Prime Rewards card’s second-place finish, meanwhile, is a reflection of just how popular Amazon is as a retail destination, along with Whole Foods, since the card earns 5% back at both of these merchants. Note that while the card itself has no annual fee, you need an Amazon Prime membership ($119 for a year) to have the card. The Chase Freedom is another strong pick thanks to its rotating bonus categories and the ability to transfer cash-back rewards to points if you have a UR-earning card, and the Citi Double Cash has a straightforward value proposition of 1% cash back when you buy and another 1% back as you pay your statement. All great options, especially considering they cost you nothing out of pocket.

Chase Freedom Unlimited®


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More Things to Know
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
Intro APR on Purchases
0% Intro APR on Purchases for 15 months
Regular APR
16.99% - 25.74% Variable
Annual Fee
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater
Recommended Credit

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.