The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Earn a one-time $200 cash bonus
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
1.5 - 5% cash-back
$0
18.74% - 28.74% (Variable)
Excellent, Good
Keep things simple and watch your rewards grow over time with an unlimited 1.5% rewards rate that you can convert to cash back. We love that there’s no minimum redemption amount when it comes to redeeming your rewards, meaning that you can apply your earnings immediately to your statement credit and lower your charges. (Partner offer)
Read the full reviewThere are lots of introductory cash-back cards out there, but an existing Capital One customer would best benefit from the Capital One Quicksilver Cash Rewards. Alternatively, someone who wants to eventually apply for travel rewards cards with Capital One (like the Capital One Venture Rewards Credit Card) can benefit from starting with the no-annual-fee Capital One Quicksilver first.
The sky’s the limit when it comes to earning cash back with this card since it earns an unlimited 1.5% cash back on all purchases.
Rewards Rates
Intro Offer
Earn a one-time $200 cash bonus
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Introductory Purchases APR
0% intro on purchases for 15 months
Ongoing Purchases APR
18.74% - 28.74% (Variable)
Introductory Balance Transfer APR
0% intro on balance transfers for 15 months
Ongoing Balance Transfer APR
18.74% - 28.74% (Variable)
Ongoing Cash Advance APR
28.74% (Variable)
Ongoing Penalty APR
None
Annual Fee
$0
Recommended Credit
More Details