Rewards rates
Intro offer
Earn $200 cash back
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Introductory purchases APR
0% Intro APR on Purchases for 15 months
Ongoing purchases APR
18.49% - 27.99% Variable
Introductory balance transfer APR
0% Intro APR on Balance Transfers for 15 months
Ongoing balance transfer APR
18.49% - 27.99% Variable
Ongoing cash advance APR
28.74% Variable
Ongoing penalty APR
Up to 29.99%
Annual fee
$0
Recommended credit
More details
If you’re new to points, then this is the perfect beginner card. Approval is relatively easy, and the card helps you build a relationship with Chase so you can eventually get some of the issuer’s more valuable cards, such as the Chase Sapphire Preferred® Card or Chase Sapphire Reserve®. If you already have another Chase card that earns Ultimate rewards, you can transfer your earnings into points. (Partner offer)
Read the full reviewIf you’re just starting out with credit cards and want to build up valuable travel points quickly, the Freedom Unlimited card is a great place to start. It’s a great card for everyday, non-bonus spending and can provide incredible value when paired with a premium Chase card.
This card is a great overall cash back option. You’ll get 5% back on travel booked through Chase Travel℠ and 3% back on dining and at drugstores. Plus, cardholders earn 1.5% back on all other purchases. Thanks to Chase’s partnership with Lyft, you can also earn 2% cash back on Lyft rides (through Sept. 30, 2027).
Earn $200 cash back
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
1.5 - 5% cash-back
$0
18.49% - 27.99% Variable
Excellent/Good