The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
2026 TPG Award Winner
Best Travel Rewards Credit Card of the Year
75,000 bonus points
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
1 - 5X points
$95
19.24% - 27.49% Variable
Excellent/Good
The Chase Sapphire Preferred® Card remains one of the easiest travel rewards cards to recommend because it has elevated rewards across everyday spending categories, valuable travel protections, useful statement credits and an approachable annual fee. Whether you're new to points and miles or already maximizing transfer partners, it offers a rare combination of flexibility and long-term value for both beginners and experienced travelers alike. (Partner offer)
Read the full reviewThe Chase Sapphire Preferred is a strong choice for travelers who want to earn flexible rewards without committing to a premium annual fee. Beginners will appreciate the straightforward earning structure and easy redemption options, while experienced travelers can unlock outsized value through Chase's airline and hotel transfer partners. The card is especially appealing for travelers who frequently book Airbnb or Vrbo stays, take road trips and dine out regularly, since many of those purchases earn bonus rewards. Combined with strong travel protections and an accessible annual fee, it's easy to see why the Sapphire Preferred remains one of the most popular travel rewards cards on the market.
The Chase Sapphire Preferred features strong earning rates across several everyday spending categories. Cardholders earn 5 points per dollar spent on travel booked through Chase Travel, 3 points per dollar spent on dining, gas, EV charging, vacation home stays, select streaming services and online grocery purchases (excluding Target, Walmart and wholesale clubs), 2 points per dollar spent on other travel purchases and 1 point per dollar spent on all other eligible purchases.
Rewards Rates
Intro Offer
75,000 bonus points
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Ongoing Purchases APR
19.24% - 27.49% Variable
Ongoing Balance Transfer APR
19.24% - 27.49% Variable
Ongoing Cash Advance APR
28.49% Variable
Ongoing Penalty APR
Up to 29.99%
Annual Fee
$95
Recommended Credit
More Details