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Amex Business Platinum is TPG reader's favorite business credit card — even in a year with limited travel

Dec. 15, 2020
4 min read
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The third annual TPG Awards went digital this year, and credit cards got a full week packed with content and reader's choice awards winner highlights. Six of the top business credit cards were nominated for this year's "Best Business Credit Card" award, and — I'll be honest — I wasn't expecting for a travel card to come out on top this year. But lo and behold, The Business Platinum Card® from American Express did win the TPG reader's choice award for best business credit card.

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Amex Business Platinum overview

(Photo courtesy of Ryan Patterson/The Points Guy)

The Amex Business Platinum is one of the most lucrative travel credit cards on the market — and also one of the most expensive to have in your wallet. In exchange for a steep $595 annual fee (see rates and fees), you receive a knockout list of benefits that includes:

  • New cardholders earn 100,000 Membership Rewards points after spending $15,000 on qualifying purchases in the first three months of card membership.
  • Earn 5x on flights and prepaid hotels on
  • Earn 1.5x on larger purchases of $5,000 or more (up to 1 million additional points per year)
  • Unmatched lounged access with Priority Pass, Centurion Lounges, Delta Sky Club access and more
  • 35% rebate when you Pay With Points for flights on (up to 500,000 points per calendar year)
  • Up to $200 in Dell credits annually (up to $100 semi-annually)
  • Global Entry/TSA PreCheck application fee credit (up to $100)
  • Gold elite status with Hilton and Marriott
  • Access to Amex's Concierge
  • Access to Amex's Fine Resorts and Hotels program
  • Travel protections
  • Enrollment required for select benefits.

If you can fully maximize the credits and travel benefits, this card more than pays for itself each year without even factoring in any rewards earned when you put spending on the card.

Related: Amex Business Platinum credit card review

Other TPG awards finalists for best business card

(Photo by Hero Images/Getty Images)

The competition was tough this year, with a number of stellar cards on the nominations list:

  • American Express® Business Gold Card — This card offers a flexible rewards program that is great for mid-sized businesses that may have changing spending categories throughout the year.
  • Capital One Spark Miles for Business — The Cap One Spark Miles is a solid option for freelancers who want a card that earns rewards across every purchase.
  • Ink Business Cash Credit Card — With no annual fee, the Ink Business Cash is a great credit card for buying office supplies and pairing with other Chase cards to maximize the Ultimate Rewards program.
  • Ink Business Preferred Credit Card — Chase's Ink Business Preferred has long been a TPG favorite business credit for its stellar bonus categories, modest annual fee and lucrative sign-up bonus.
  • Ink Business Unlimited Credit Card — Freelancers and those who need a credit card for their side hustle can benefit from the Ink Business Unlimited's no annual fee and flat-rate rewards structure.

Related: Best business credit cards of December 2020

Bottom line

Despite many of the card's luxury benefits being less valuable this year with travel on hold, the Amex Business Platinum still took home the trophy for TPG readers' favorite business credit card — and amidst steep competition, at that. The temporary benefits offered by Amex and the customer service Amex is known for are no-doubt two contributing factors to why this card remained top-of-mind this year.

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And I think it says a lot about the card itself that even in a year marked by closed lounges and canceled trips, TPG readers are still putting their support behind the luxury travel credit card.

Related: Check out our recap of credit cards week during the 2020 TPG Awards

For rates and fees of the Amex Business Platinum, click here.

Featured image by (Photo by Isabelle Raphael/The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
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