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5 ways to be an ally for social justice while using and earning points

Sept. 26, 2020
6 min read
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Black lives matter -- still.

Summer may be over but the push for social justice that began earlier this year has not waned. We have not forgotten our promise to stand with the Black community and actively combat systemic racism as we all fight for equality and justice in society.

While there may not be as many protests to attend or petitions to sign, the movement is as alive as ever. And this stage of the movement may be the most important of all: Continuing your work as an active ally even when the news coverage has died down. It may seem difficult to figure out how to infuse anti-racist practices into your everyday life, but fortunately, there are plenty of ways to actively practice anti-racism in the points world, and we’re here to show you how to get started.

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Here are just a few ways you can use your points (or earn them) while supporting the Black community.

Continue your education

The first step that everyone should take in combating systemic racism is educating themselves on what exactly that means and how it seeps through every aspect of society. There are so many readily accessible resources on this subject that, if you dedicate even just a few hours a week to educating yourself, you can start catching up to speed in no time. Check out some of these practical resources and the best ways to obtain them while maximizing points.

Read these books

  • "How to Be an Anti-Racist" by Ibram X. Kendi
  • "White Fragility: Why It's So Hard for White People to Talk About Racism" by Robin DiAngelo
  • "So You Want to Talk About Race" by Ijeoma Oluo
  • "The New Jim Crow" by Michelle Alexander

The points play: TPG recently released its guide to maximizing book purchases, so you’ll be able to earn points while educating yourself!

Watch these television shows and movies

  • "13th" on Netflix
  • "Time: The Kalief Browder Story" on Netflix
  • "The Hate U Give" on Amazon Prime
  • "Rest in Power: The Trayvon Martin Story" on Amazon Prime
  • "Do the Right Thing" on Amazon Prime
  • "Black Is King" on Disney+

The points play: Check out the top cards we recommend for purchasing streaming subscriptions, as well as our hacks to save money on all the streaming platforms listed above.

Visit museums

Smithsonian Institution, National Museum of African American History and Culture Architectural Photrography (Photo by Alan Karchmer)
Smithsonian Institution, National Museum of African American History and Culture (Photo by Alan Karchmer)

As you ease back into travel (and once all attractions are open), make the effort to visit museums and historic centers focused on Black history and art. The National Museum of African American History and Culture in Washington, D.C., the National Civil Rights Museum in Memphis, and the California African American Museum in Los Angeles are just three of many great museums to visit when you begin to travel again.

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If you have a Bank of America card, check out its program that allows free entry to certain museums on the first weekend of the month.

The points play: Check out TPG’s list of the best cards to maximize entertainment spending here.

Support Black-owned businesses

One of the most crucial ways to show support for the Black community is by buying Black. Studies show that Black-owned businesses systemically receive less funding and fewer loans than white-owned businesses. And according to research from the University of California at Santa Cruz, 41% of Black-owned businesses have shuttered as a result of the COVID-19 pandemic. These small Black-owned businesses need our support now more than ever.

Restaurants

Food delivery services like DoorDash, Postmates and UberEats have added in-app features to highlight Black-owned restaurants, as well as waived delivery fees for restaurants, making it easier to identify and order from Black-owned businesses. It’s a convenient way to help keep Black businesses alive and thriving during and after the pandemic.

Screenshot courtesy of DoorDash

The points play: It’s time to put that $120 Chase DoorDash statement credit to use and support your local Black-owned restaurants. You can also see TPG’s picks for the best cards for food delivery service.

Make a donation

The simplest, yet arguably most effective way to join the fight against inequality is to donate to an organization that's already doing the work. If you have airline miles or hotel points that are set to expire, or you won’t be using for any other reason, don’t let them go to waste!

JetBlue’s recently announced partnership with the NAACP Legal Defense and Educational Fund, The New York Urban League and the Organization of Black Aerospace Professionals or Alaska Airline’s LIFT Miles program partnership with the United Negro College Fund, are just a few examples of ways you can donate your miles to support the Black community.

The points play: TPG’s guide to donating miles to charity covers the full list of airline and hotel charity programs.

Bottom line

You don’t have to attend every protest, call every congressman or post a black box on social media every day to show your support for the Black community. By taking small steps in your everyday life to practice anti-racism, you're doing your part to break down systemic racism while building up the Black community, and we hope this guide inspires you to use your points to make a change.

Featured image by Featured image by Rawpixel.com/Shutterstock.com

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TPG featured card

Best premium travel card for value
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
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Rewards

1 - 10X points
10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
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1xEarn 1 point per $1 spent on all other purchases

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Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

Annual Fee

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Recommended Credit

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Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Best premium travel card for value
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
3xEarn 3x points on other travel and dining.
1xEarn 1 point per $1 spent on all other purchases
  • Intro Offer
    Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

    80,000 bonus points
  • Annual Fee

    $550
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more