Best cards for streaming service subscriptions in August 2026
Streaming services have become an increasingly popular spending category, so we have compiled a list of the best credit cards for streaming services to help you maximize your spending. Streaming services have become an integral part of daily life, and many cards have begun offering them as a bonus category (or added discounts and statement credits with select providers).
Our guide features the top cards that offer elevated cash-back rates, bonus rewards points and exclusive perks for streaming services. So whether you’re a movie buff or a music lover, our guide is designed to help you make the most of your streaming experiences. Dive in to discover the best credit card for streaming that suits your needs.
- Chase Sapphire Preferred® Card: Best for earning travel points
- Blue Cash Preferred® Card from American Express: Best for streaming service enthusiasts
- Capital One Savor Cash Rewards Credit Card: Best for no annual fee
- American Express Platinum Card®: Best for premium travel perks and digital entertainment
- Blue Cash Everyday® Card from American Express: Best for beginner cash back
- American Express® Business Gold Card: Best for flexible rewards earning
- U.S. Bank Altitude® Go Visa Signature® Card: Best for no annual fee travel card
Comparing the best cards for streaming service subscriptions
at Chase's secure site
Terms & restrictions apply. See rates & fees.
| 5x | Earn 5x on travel purchased through Chase Travel℠. |
| 3x | Earn 3x on dining, vacation homes, gas & EV charging, top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs). |
| 2x | Earn 2x on all other travel purchases. |
| 1x | Earn 1x on all other purchases. |
The Chase Sapphire Preferred® Card remains one of the easiest travel rewards cards to recommend because it has elevated rewards across everyday spending categories, valuable travel protections, useful statement credits and an approachable annual fee. Whether you're new to points and miles or already maximizing transfer partners, it offers a rare combination of flexibility and long-term value for both beginners and experienced travelers alike.
Pros
- Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
- Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
- Versatile airline and hotel transfer partners
- Features up to $100 in annual hotel credits through Chase Travel℠
Cons
- Has an annual fee
- No airport lounge access
- Transfers to Hyatt at a lower rate than other Sapphire cards
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
- Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Emergency Evacuation and Transportation and more.
- Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for 12 months when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
- Transfer points to leading airline and hotel loyalty programs
- Member FDIC
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 6% | Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%). |
| 6% | Earn 6% cash back on select U.S. streaming subscriptions. |
| 3% | Earn 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases. |
| 1% | Earn 1% cash back on other purchases. |
If you’re spending hundreds (or thousands) on supermarkets, gas in the U.S. and more each month, the Blue Cash Preferred is the perfect card to maximize those purchases for pure cash. Read our full review of the Blue Cash Preferred.
Pros
- This card has one of the best earning structures out there for cash-back credit cards
- The card does come with access to Amex Offers (enrollment required), which can save you even more money on specific purchases
Cons
- There is a $6,000 spending cap on the U.S. supermarket bonus category, which may not work for those with large grocery budgets
- You’ll have to pay a foreign transaction fee on international purchases, so it’s not a great choice when you’re traveling abroad
- Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- $0 intro annual fee for the first year, then $95.
- Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
- Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
- Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
- See Rates & Fees
at Capital One's secure site
Terms & restrictions apply. See rates & fees.
| 8% | Earn 8% cash back on Capital One Entertainment purchases |
| 5% | Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel |
| 3% | Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services |
| 1% | Earn 1% cash back on all other purchases |
The Capital One Savor Cash Rewards Credit Card serves as a great introduction to the world of rewards credit cards. For starters, there’s no annual fee, so you’ll rest easy knowing that you’re at an automatic net positive by opening this card. From there, earn 3% on four popular everyday spending categories, redeeming for valuable cash-back rewards back in your pocket. Read our full review of the Capital One Savor Cash Rewards Credit Card.
Pros
- Earning 3% back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores, like Walmart® and Target®) is a great return for a no-annual-fee credit card
- This card is great for beginners
- The intro APR offer that comes with this card makes it a solid choice for those looking to finance a large purchase
Cons
- If you spend a lot on dining and entertainment each year, there are cards that provide better value with higher rewards potential
- The sign-up bonus isn’t anything to write home about (though it is easy to earn)
- For a limited time, earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
- $0 annual fee and no foreign transaction fees
- Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
- Earn 8% cash back on Capital One Entertainment purchases
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 12 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
- Top rated mobile app
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 5X | Earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year. |
The American Express Platinum Card® has a high annual fee but remains one of the best cards on the market for those who prioritize premium travel experiences. A combination of updated and new statement credits makes the refreshed Amex Platinum an ideal card for frequent travelers and digital entertainment enthusiasts alike.
Pros
- No foreign transaction fees
- Up to $600 hotel credit (disbursed as up to $300 in statement credits semiannually; enrollment required)
- Up to $300 digital entertainment credit (disbursed as up to $25 in statement credits per month; enrollment required)
- Earns transferable Membership Rewards points
Cons
- $895 annual fee
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits (subject to visit limitations) when flying on an eligible Delta flight, Priority Pass™ membership (enrollment required), and other select partner lounges. *As of 01/2026
- $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
- $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- $400 Resy Credit + Platinum Nights™ by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to pay for eligible purchases with Resy, including dining purchases at over 10,000 qualifying U.S. Resy restaurants. Enrollment required. As a Platinum Card® Member you have special access to reservations on select nights at participating sought after Resy restaurants in select cities through Platinum Nights™ by Resy. Simply add your Platinum Card® to your Resy profile to book your reservation.
- $219 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $219 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM late check-out.
- $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®. *Up to $12.95 plus applicable taxes on one membership fee.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- See Rates & Fees
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 3% | Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). |
| 1% | Earn 1% cash back on all other eligible purchases. |
The Blue Cash Everyday card is a good option for people who want a simple cash-back structure with no annual fee. You'll earn bonus cash-back on popular bonus categories, including U.S. supermarkets and U.S. gas stations. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. Read our full review of the Blue Cash Everyday card.
Pros
- 3% cash back at U.S. supermarkets
- No annual fee.
- 3% cash back at U.S. gas stations and U.S. online retail purchases.
- Amex Offers, which earn you statement credits or extra points on purchases with a wide variety of merchants. (Enrollment required)
Cons
- There is a $6,000 spending cap on the U.S. supermarket bonus category, which may not work for those with larger annual grocery spend.
- You’ll have to pay a foreign transaction fee on purchases abroad, so it’s not a great choice to take with you when traveling outside of the U.S.
- Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- No Annual Fee.
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
- Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
Comparing the best cards for streaming service subscriptions
Credit card | Best for | Intro offer | Earning rate | Annual fee | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
at Chase's secure site | earning travel points | 75,000 bonus points Open Intro bonus Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | 1 - 5X points Open Rewards rates
| $95 | ||||||||
at American Express's secure site | streaming service enthusiasts | As High As $300 Cash Back. Find Out Your Offer. Open Intro bonus You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply. | 1 - 6% cash-back Open Rewards rates
| $0 intro annual fee for the first year, then $95. | ||||||||
Last Chance at Capital One's secure site | no annual fee | Earn $250 Cash Back Open Intro bonus Earn $250 Cash Back after you spend $500 on purchases within 3 months from account opening | 1 - 8% cash-back Open Rewards rates
| $0 | ||||||||
at American Express's secure site | premium travel perks and digital entertainment | As High As 175,000 points. Find Out Your Offer. Open Intro bonus You may be eligible for as high as 175,000 Membership Rewards® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. | 5X points Open Rewards rates
| $895 | ||||||||
at American Express's secure site | beginner cash back | As High As $200 Cash Back. Find Out Your Offer. Open Intro bonus You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply. | 1 - 3% cash-back Open Rewards rates
| $0 |
More details on the best streaming credit cards
Cardholders earn strong rewards on travel, dining, gas, EV charging and vacation rentals while enjoying premium benefits like trip cancellation insurance and primary rental car coverage. Additional perks, including a $100 hotel credit and a credit for the Global Entry, TSA PreCheck or Nexus application fee, add meaningful value. Combined with Chase's excellent transfer partners, it's one of the strongest travel cards in the sub-$100 annual fee category.
Travelers who regularly spend on dining, streaming, vacation rentals and general travel and who want flexible ways to redeem their rewards, including the ability to transfer points to airline and hotel partners without paying a premium annual fee.
The Sapphire Preferred packs an impressive collection of rewards and benefits into a card with a modest annual fee. Elevated earning rates across several categories, statement credits that outweigh the annual fee and strong travel protections make this card easily justifiable year after year. It offers an easy entry point into earning travel rewards while still providing enough upside to satisfy more experienced travelers with valuable transfer partners.
If you prefer a simpler rewards structure, consider the Capital One Venture Rewards Credit Card. Rather than tracking multiple bonus categories, Venture cardholders earn elevated rewards on every purchase. However, travelers willing to maximize bonus categories may find greater long-term value with the Chase Sapphire Preferred thanks to its stronger earning rates on dining, gas purchases and vacation rentals, valuable transfer partners and robust travel protections.
The Blue Cash Preferred Card is one of the best cash-back credit cards on the market. It’s an especially good card for streaming because it earns unlimited 6% cash back on various U.S. streaming services like Netflix, Disney+, Hulu and more. In addition, it comes with up to $120 in annual statement credits (up to $10 a month) for Disney Streaming purchases (valid at DisneyPlus.com, Hulu.com or Stream.ESPN.com U.S. websites; subject to auto-renewal, enrollment required). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
This is an excellent choice for anyone who wants to earn cash-back rewards on select U.S. streaming services, since its 6% return rate is hard to beat. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
"The Blue Cash Preferred Card is the card I recommended to my parents when they were looking for a new cash-back rewards card for their groceries. My parents prefer the simplicity of cash-back rewards and I knew they'd benefit from earning 6% cash back on up to $6,000 per year in purchases at U.S. supermarkets. Compared to the 1.5% cash back they were earning on these purchases, the elevated earnings easily justified adding the Blue Cash Preferred to their wallet." - Katie Genter, senior points and miles writer
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Those who want more streaming monthly statement credits should consider the American Express Platinum Card®. While it doesn’t earn bonus rewards on streaming purchases, it comes with up to $25 per month in statement credits for digital entertainment, including select streaming services (enrollment required).
The Capital One Savor is a great cash back credit card for beginners looking for a solid rewards structure and no annual fee. Dining, entertainment and groceries are high-value bonus categories, all earning an unlimited 3% cash back.
Anyone who wants to earn cash-back rewards on streaming while avoiding annual fees will appreciate this card. Plus, anyone who also has a card that earns Capital One miles can benefit from this card since they can combine their rewards and take advantage of Capital One’s full range of transfer partners.
The Savor offers impressive bonus-earning categories for a card with no annual fee. With it, you’ll earn unlimited 3% back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®).
Those who want to earn cash-back rewards on streaming and don’t mind paying an annual fee will likely prefer the Blue Cash Preferred® Card from American Express. It earns an unlimited 6% cash-back on select U.S. streaming purchases and comes with a monthly up to $10 statement credit toward Disney Streaming purchases (valid at DisneyPlus.com, Hulu.com or Stream.ESPN.com U.S. websites; subject to auto-renewal; enrollment required). Cash back is received in the form of Reward Dollars and can be redeemed as a statement credit and at Amazon.com checkout.
The American Express Platinum Card® is a great travel companion thanks to perks like no foreign transaction fees and enhancements like a generous up to $600 hotel credit (disbursed as up to $300 in statement credits biannually). Now, it also features more lifestyle credits that cardmembers can take advantage of to help offset its hefty annual fee. Enrollment required.
Frequent travelers and digital entertainment subscribers will enjoy travel perks like lounge access and an up to $219 Clear+ statement credit in addition to an up to $300 digital entertainment credit (disbursed as up to $25 per month in statement credits). Enrollment may be required and you may be subject to auto-renewal.
Adding this card to your rotation makes sense if you can use its perks and statement credits to offset its $895 annual fee.
If you want a premium travel and lifestyle card that’s not nearly $900, consider the Chase Sapphire Reserve®. It features a $795 annual fee — which is still a big figure — but offers several similar perks and credits that offset this fee, and it earns transferable Ultimate Rewards points, one of the most valuable reward currencies on the market.
Those newer to credit card rewards will appreciate the Blue Cash Everyday’s no annual fee and simple cash-back structure. With popular 3% bonus categories of U.S. supermarkets, U.S. gas stations and U.S. online retail purchases (on up to $6,000 in annual purchases in each category, then 1%), you’ll quickly rack up Reward Dollars that can easily be redeemed as a statement credit or at Amazon.com checkout.
If you want no annual fee and some popular bonus categories, then the Blue Cash Everyday Card may well be the best card for you. Additionally, if you are a fan of the streaming Disney+ service, know that the card comes with up to $84 annual (up to $7 monthly) as a statement credit for Disney Streaming purchases. Valid at DisneyPlus.com, Hulu.com or Stream.ESPN.com U.S. websites. Subject to auto-renewal; enrollment required.
"I added this card to my wallet shortly after my first travel card as a way to earn better rewards on gas and groceries. 3% back on both categories was a great way for me to earn higher cash-back on many of my everyday purchases without any added annual fee.” — Jack Markham, senior director
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
If you don’t want to think about bonus categories, or don’t spend enough in these particular bonus categories, consider the Wells Fargo Active Cash® Card, which awards 2% cash rewards on purchases with no annual fee.
There are few perks more rewarding than earning a large number of points automatically — but that’s just the attraction of the Amex Business Gold. You’ll earn 4 Membership Rewards points per dollar in your top two spending categories each billing cycle (on up to $150,000 of these purchases annually, then 1 point per dollar). Categories include popular business expenses like U.S. restaurants, U.S. advertising in select media and U.S. computer software, to name a few. Plus, you can add up to 99 employee cards, paying just a $95 annual fee for the first five cards, and then a $95 annual fee for each card after.
Business owners who spend in the card’s bonus categories will love its up-to-8% return (based on TPG’s valuations). Bonus categories where you can earn up to 4 points per dollar each billing cycle (up to $150,000 spent annually, then 1 point per dollar) include transit purchases; U.S. purchases for online, TV and radio advertising; monthly wireless phone service charges made directly from U.S. service providers; U.S. purchases at gas stations; U.S. purchases at restaurants; and U.S. purchases from electronic goods retailers and cloud system providers. You’ll also enjoy perks like Amex Offers.
“No other card provides the earning potential and adaptability this card has. Sure, its annual fee isn’t cheap, but I love the fact that I don’t need to think about what purchases I put on this card. It will automatically adapt and provide 4 points per dollar in my top two spending categories each billing cycle (up to $150,000 of these purchases yearly, then 1 point per dollar).” — Ryan Smith, former credit cards writerv
If you’re looking for a lower annual fee or a card that earns bonus points on more purchase categories (not just your top two per month), consider the Ink Business Preferred® Credit Card. You’ll earn 3 Chase Ultimate Rewards points per dollar spent on travel, shipping, select advertising purchases and internet, cable and phone services (on up to $150,000 in annual combined purchases, then 1 point per dollar). Its annual fee is just $95.
The U.S. Bank Altitude® Go Visa Signature® card is a no annual fee card that offers multiple bonus categories and a solid welcome bonus.
*The information for the U.S. Bank Altitude® Go Visa Signature® Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
The U.S. Bank Altitude® Go Visa Signature® can be a good pick for someone who is looking for a no-annual-fee card with solid bonus categories.
If you’re interested in a no-annual fee card that comes with solid earning rates on categories like dining and delivery, the U.S. Bank Altitude® Go Visa Signature® could be a great fit for you.
If you want a no-annual-fee card that earns competitive rewards, consider the Blue Cash Everyday® Card from American Express. It earns 3% cash back at U.S. supermarkets and U.S. gas stations on up to $6,000 per year, per category, then 1% thereafter. Cash back is received in the form of Reward Dollars and can be redeemed as a statement credit or at Amazon.com checkout.
How we rate
When it comes to credit card perks, TPG readers maximize several product offerings
While we advocate for using points, miles and cash back for travel experiences, we’re also huge proponents of maximizing the benefits you get from a credit card. And we’re not alone — 32% of TPG readers get a digital entertainment credit from at least one of their cards while 34% of our audience ranks receiving a digital entertainment credit as a top-three most valuable card benefit.
Ask our experts
What's your favorite streaming card — and why?
How to choose a credit card for streaming services
- It's best to select a credit card for streaming service subscriptions that comes with a decent sign-up bonus. Much of the value you'll get from a credit card can be found in lucrative welcome bonuses. Be sure to find a card with a spending threshold you can reach.1Sign-up bonus
- The cards we've compiled are available for various annual fees to suit your needs. For instance, if you're looking for added perks and benefits, the American Express Platinum Card® could be a solid streaming card. However, there are other options that provide solid earning rates on streaming platforms that feature no annual fee as well.2Annual fee
- While the credit cards on this list earn at solid rates on streaming service subscriptions, many of our top picks also earn in various other useful bonus categories. Be sure to select a card that earns extra where you spend your money most to get the most out of your card.3Bonus categories
Pros + cons of streaming credit cards
Pros
- Using credit cards for streaming subscriptions responsibly can help you build your credit score
- Streaming credit cards can earn bonus cash back, points or miles on your subscriptions
- Many credit cards for streaming earn in other valuable categories, such as dining
- Certain streaming credit cards provide perks such as cash back and statement credits
Cons
- Credit cards can encourage overspending
- Carrying a balance and using a credit card irresponsibly can damage your credit score
- The cost of borrowing on credit cards is higher than traditional loans
- Some streaming cards may come with credits that can be difficult to use
Frequently asked questions
No one credit card is best for streaming services. To choose the card best for you, consider the types of rewards you want to earn and the streaming subscriptions you have. If you want to earn cash-back rewards and subscribe to a wide range of streaming services, the Blue Cash Preferred® Card from American Express is a great choice that allows you to earn 6% cash-back on select U.S. streaming purchases*. However, if you want to earn travel rewards, you’ll prefer the Chase Sapphire Preferred® Card, which earns 3 points per dollar on popular streaming services.
*Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
You can earn cash-back rewards on streaming services by using any card that earns cash-back rewards to pay for your subscriptions. However, you’ll earn the highest streaming cash-back rates with the Blue Cash Preferred® Card from American Express or the Capital One Savor Cash Rewards Credit Card, since they all earn bonus cash-back on streaming services.
The Blue Cash Preferred earns 6% cash back on select U.S. streaming services. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
If you spend a significant amount on streaming services, getting a card that comes with statement credits or earns bonus rewards on these purchases can be a great decision. However, you also might decide to use that spending to help you earn a welcome bonus on a new credit card or perks like free nights on a hotel cobrand card. If that’s the case, you may not need a streaming credit card.
The money you save on streaming services with credit cards will depend on the amount you spend and which credit card you use. You can save up to $300 each year if you take full advantage of the streaming statement credits on the American Express Platinum Card® (enrollment required), for instance. However, if you earn 3 bonus points per dollar by using your Chase Sapphire Preferred® Card, you’ll get an effective 6% return on your subscriptions, according to our valuations.