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Credit cards

7 Best Credit Cards for Streaming Service Subscriptions in November 2026

UpdatedOctober 16, 2026

At The Points Guy, our goal is to help you maximize your travel experiences while minimizing spending. While we do receive compensation through our credit card application links, ads and clearly indicated sponsored content, our editorial content, points valuations and card analyses are entirely our own. Learn more about our advertising policy and product review methodology.

Best for earning travel points

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Intro offer75,000 bonus points.
  • Annual fee$95
  • You'll earn1-5x
  • Regular APR19.49% - 27.74% Variable
at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Streaming services have become an increasingly popular spending category, so we have compiled a list of the best credit cards for streaming services to help you maximize your spending. Streaming services have become an integral part of daily life, and many cards have begun offering them as a bonus category (or added discounts and statement credits with select providers).

Our guide features the top cards that offer elevated cash-back rates, bonus rewards points and exclusive perks for streaming services. So whether you’re a movie buff or a music lover, our guide is designed to help you make the most of your streaming experiences. Dive in to discover the best credit card for streaming that suits your needs.

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Comparing the best cards for streaming service subscriptions

How we rate

We rated the best credit cards for streaming services based on several factors, including reward earning rates, perks and benefits associated with each card and the overall value that particular card can provide to you. To learn about how TPG evaluates and chooses cards for our roundups, check out our methodology here.

  • Welcome bonus

    We included cards that featured decent welcome bonuses with varying minimum spend thresholds to fit different budgets.

  • Annual fee

    Our top picks feature a variety of annual fees to give a range of benefits for cardholders.

  • Earning rates

    We chose streaming cards that come with other popular bonus earning categories to make the most of your spending.

  • Redemption options

    The cards we selected provide you with multiple redemption options, including cash back.

  • Added benefits

    In addition to earning on streaming and solid sign-up bonuses, many of our picks also offer other perks and benefits.

When it comes to credit card perks, TPG readers maximize several product offerings

While we advocate for using points, miles and cash back for travel experiences, we’re also huge proponents of maximizing the benefits you get from a credit card. And we’re not alone — 32% of TPG readers get a digital entertainment credit from at least one of their cards while 34% of our audience ranks receiving a digital entertainment credit as a top-three most valuable card benefit.

This information was collected via opt-in surveys of TPG’s roughly 900,000 daily newsletter subscribers in May-June 2024. All data is anonymous and aggregated; you can view our full methodology for collecting and utilizing data here.

How to choose a credit card for streaming services

First, identify the type of streaming rewards you want. Are you looking to save money with streaming statement credits? Or do you want to earn bonus cash back or travel rewards on your streaming subscription purchases? After determining this, check to see which streaming services are eligible for rewards on the card you are considering to ensure your subscriptions will trigger the rewards you want.

Here are some of the main points to consider when choosing a streaming credit card:

  • 1
    Sign-up bonus

    It's best to select a credit card for streaming service subscriptions that comes with a decent sign-up bonus. Much of the value you'll get from a credit card can be found in lucrative welcome bonuses. Be sure to find a card with a spending threshold you can reach.

  • 2
    Annual fee

    The cards we've compiled are available for various annual fees to suit your needs. For instance, if you're looking for added perks and benefits, the American Express Platinum Card® could be a solid streaming card. However, there are other options that provide solid earning rates on streaming platforms that feature no annual fee as well.

  • 3
    Bonus categories

    While the credit cards on this list earn at solid rates on streaming service subscriptions, many of our top picks also earn in various other useful bonus categories. Be sure to select a card that earns extra where you spend your money most to get the most out of your card.

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Ways to save on Netflix and streaming services - The Points Guy

Get a good deal on your streaming subscriptions, including Netflix

Save on streamingOr, get card offers here

Pros + cons of streaming credit cards

  • Pros

    • Using credit cards for streaming subscriptions responsibly can help you build your credit score
    • Streaming credit cards can earn bonus cash back, points or miles on your subscriptions
    • Many credit cards for streaming earn in other valuable categories, such as dining
    • Certain streaming credit cards provide perks such as cash back and statement credits

  • Cons

    • Credit cards can encourage overspending
    • Carrying a balance and using a credit card irresponsibly can damage your credit score
    • The cost of borrowing on credit cards is higher than traditional loans
    • Some streaming cards may come with credits that can be difficult to use

Frequently asked questions

  • Which credit card is best for streaming services?

    No one credit card is best for streaming services. To choose the card best for you, consider the types of rewards you want to earn and the streaming subscriptions you have. If you want to earn cash-back rewards and subscribe to a wide range of streaming services, the Blue Cash Preferred® Card from American Express is a great choice that allows you to earn 6% cash-back on select U.S. streaming purchases*. However, if you want to earn travel rewards, you’ll prefer the Chase Sapphire Preferred® Card, which earns 3 points per dollar on popular streaming services. 


    *Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

  • Which credit card gives cash back on streaming?

    You can earn cash-back rewards on streaming services by using any card that earns cash-back rewards to pay for your subscriptions. However, you’ll earn the highest streaming cash-back rates with the Blue Cash Preferred® Card from American Express or the Capital One Savor Cash Rewards Credit Card, since they all earn bonus cash-back on streaming services.

    The Blue Cash Preferred earns 6% cash back on select U.S. streaming services. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

  • Are streaming credit cards worth it?

    If you spend a significant amount on streaming services, getting a card that comes with statement credits or earns bonus rewards on these purchases can be a great decision. However, you also might decide to use that spending to help you earn a welcome bonus on a new credit card or perks like free nights on a hotel cobrand card. If that’s the case, you may not need a streaming credit card. 

  • How much can you save on streaming services with credit cards?

    The money you save on streaming services with credit cards will depend on the amount you spend and which credit card you use. You can save up to $300 each year if you take full advantage of the streaming statement credits on the American Express Platinum Card® (enrollment required), for instance. However, if you earn 3 bonus points per dollar by using your Chase Sapphire Preferred® Card, you’ll get an effective 6% return on your subscriptions, according to our valuations.