The best cards for streaming service subscriptions in 2021

Streaming services are a credit card bonus category that quickly became much more competitive in 2020. Streaming services aren’t huge monthly expenses in the way that groceries or eating out may be, but they can still add up. Here are the credit cards that offer bonus points or cash back for streaming services in 2021 from our partners.

The Platinum Card® from American Express
Terms & restrictions apply. See rates & fees

TPG Editor's Rating
tooltip

4.5/5
Apply now
at American Express's secure site
at American Express's secure site
Terms & restrictions apply. See rates & fees.

Rewards

5 - 10
more info

Intro Bonus

75,000 points
details

Annual Fee

$550

Recommended Credit

670-850
Excellent/Good
more info
Why we chose it

The Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee.

Pros

  • The current welcome bonus on this card is quite lucrative. TPG values it at $1,500, not including any points you may earn from the temporary 10x bonus categories.
  • This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, and up to $500 in assorted annual statement credits and so much more.
  • The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.

Cons

  • The $550 annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost.
  • Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories.
  • The annual airline fee credit can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards.
  • Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
  • Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
  • Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
  • 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Enjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resorts® program at over 1,100 properties. Learn More.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees

The Platinum Card® from American Express

TPG Editor's Rating

tooltip
4.5/5

Rewards Rate

  • 10X Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
  • 5X Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
  • 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

Intro Bonus
tooltip

75,000 points

Annual Fee

$550

Recommended Credit
tooltip

670-850
Excellent/Good
Why we chose it

The Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee.

Pros

  • The current welcome bonus on this card is quite lucrative. TPG values it at $1,500, not including any points you may earn from the temporary 10x bonus categories.
  • This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, and up to $500 in assorted annual statement credits and so much more.
  • The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.

Cons

  • The $550 annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost.
  • Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories.
  • The annual airline fee credit can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards.
  • Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
  • Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
  • Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
  • 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Enjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resorts® program at over 1,100 properties. Learn More.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees

TPG Editor's Rating
tooltip

3.5/5
Apply now
at Chase's secure site
at Chase's secure site

Rewards

1 - 5% cash-back
more info

Intro Bonus

$200
details

Annual Fee

$0

Recommended Credit

670-850
Excellent, Good
more info
Why we chose it

The Chase Freedom Flex delivers a formidable 5% cash back on select bonus categories and travel purchased through Chase Ultimate Rewards. This card is an excellent addition to your wallet as it provides ongoing rewards, a welcoming sign-up bonus and no annual fee to worry about.

Pros

  • The generous welcome offer is impressive for a no annual fee card.
  • The card features several categories that earn 5% cash back on travel purchased through Ultimate Rewards and rotating quarterly bonus categories and 3% back on dining and drugstores.
  • Your phone is protected against theft or damage for up to $800 per claim (up to $1,000 per year) when you pay that bill with the card.

Cons

  • You must remember to activate your bonus categories quarterly or risk not earning 5x on select purchases.
  • This card charges foreign transaction fees so it's best to use it within the U.S.
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

Chase Freedom Flex℠

TPG Editor's Rating

tooltip
3.5/5

Rewards Rate

  • 5% Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% Earn 5% on travel purchased through Chase.
  • 3% Earn 3% on dining at restaurants and drugstores.
  • 1% Earn 1% on all other purchases.

Intro Bonus
tooltip

$200

Annual Fee

$0

Recommended Credit
tooltip

670-850
Excellent, Good
Why we chose it

The Chase Freedom Flex delivers a formidable 5% cash back on select bonus categories and travel purchased through Chase Ultimate Rewards. This card is an excellent addition to your wallet as it provides ongoing rewards, a welcoming sign-up bonus and no annual fee to worry about.

Pros

  • The generous welcome offer is impressive for a no annual fee card.
  • The card features several categories that earn 5% cash back on travel purchased through Ultimate Rewards and rotating quarterly bonus categories and 3% back on dining and drugstores.
  • Your phone is protected against theft or damage for up to $800 per claim (up to $1,000 per year) when you pay that bill with the card.

Cons

  • You must remember to activate your bonus categories quarterly or risk not earning 5x on select purchases.
  • This card charges foreign transaction fees so it's best to use it within the U.S.
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Blue Cash Preferred® Card from American Express
Terms & restrictions apply. See rates & fees

TPG Editor's Rating
tooltip

4/5
Apply now
at American Express's secure site
at American Express's secure site
Terms & restrictions apply. See rates & fees.

Rewards

1 - 6% cash-back
more info

Intro Bonus

$300
details

Annual Fee

$0 introductory annual fee for one year, then $95.

Recommended Credit

670-850
Excellent, Good
more info
Why we chose it

The Blue Cash Preferred Card is one of the best cash-back credit cards on the market. You’ll get a great return across a wide range of bonus categories, a solid welcome bonus and a low annual fee that’s waived the first year.

Pros

  • This card has one of the best earning structures out for among cash-back credit cards.
  • You’ll only pay a $95 annual fee, and it’s waived in the first year.
  • The card comes with access to Amex Offers, which can save you even more money on specific purchases.

Cons

  • There is a $6,000 spending cap on the supermarket bonus category, which may not work for those with large grocery budgets.
  • You’ll have to pay foreign transaction fee on international purchases, so it’s not a great choice when you’re traveling abroad.
  • Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 introductory annual fee for one year, then $95.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
  • See Rates & Fees

Blue Cash Preferred® Card from American Express

TPG Editor's Rating

tooltip
4/5

Rewards Rate

  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
  • 6% Cash Back on select U.S. streaming subscriptions
  • 3% 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
  • 3% Cash Back at U.S. gas stations
  • 1% Cash Back on other purchases

Intro Bonus
tooltip

$300

Annual Fee

$0 introductory annual fee for one year, then $95.

Recommended Credit
tooltip

670-850
Excellent, Good
Why we chose it

The Blue Cash Preferred Card is one of the best cash-back credit cards on the market. You’ll get a great return across a wide range of bonus categories, a solid welcome bonus and a low annual fee that’s waived the first year.

Pros

  • This card has one of the best earning structures out for among cash-back credit cards.
  • You’ll only pay a $95 annual fee, and it’s waived in the first year.
  • The card comes with access to Amex Offers, which can save you even more money on specific purchases.

Cons

  • There is a $6,000 spending cap on the supermarket bonus category, which may not work for those with large grocery budgets.
  • You’ll have to pay foreign transaction fee on international purchases, so it’s not a great choice when you’re traveling abroad.
  • Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 introductory annual fee for one year, then $95.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
  • See Rates & Fees

TPG Editor's Rating
tooltip

4.5/5
Apply now
at Chase's secure site
at Chase's secure site

Rewards

1 - 3X points
more info

Intro Bonus

60,000 points
details

Annual Fee

$550

Recommended Credit

740-850
Excellent
more info
Why we chose it

The Chase Sapphire Reserve is one of our top premium travel cards. With a $300 travel credit, generous 3x points on dining and travel purchases and other benefits, you can get excellent value that far exceeds the annual fee on the card.

Pros

  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year - Access to Chase Ultimate Rewards hotel and airline travel partners.
  • Unlimited 3x points on the broad category of travel and dining.
  • 50% more value when you redeem your points for travel directly through Chase Ultimate Reward.

Cons

  • Steep initial $550 annual fee - May not make sense for people that don't travel frequently
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more

Chase Sapphire Reserve®

TPG Editor's Rating

tooltip
4.5/5

Rewards Rate

  • 3X Points on travel immediately after earning your $300 travel credit.
  • 3X Points on dining at restaurants including eligible delivery services, takeout and dining out.
  • 1X 1 point per $1 spent on all other purchases

Intro Bonus
tooltip

60,000 points

Annual Fee

$550

Recommended Credit
tooltip

740-850
Excellent
Why we chose it

The Chase Sapphire Reserve is one of our top premium travel cards. With a $300 travel credit, generous 3x points on dining and travel purchases and other benefits, you can get excellent value that far exceeds the annual fee on the card.

Pros

  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year - Access to Chase Ultimate Rewards hotel and airline travel partners.
  • Unlimited 3x points on the broad category of travel and dining.
  • 50% more value when you redeem your points for travel directly through Chase Ultimate Reward.

Cons

  • Steep initial $550 annual fee - May not make sense for people that don't travel frequently
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more

TPG Editor's Rating
tooltip

4.5/5
Apply now
at Capital One's secure site
at Capital One's secure site

Rewards

2X points
more info

Intro Bonus

100,000 miles
details

Annual Fee

$95

Recommended Credit

670-850
Excellent, Good
more info
Why we chose it

When it comes to simplicity and strong rewards, the Capital One Venture Rewards Credit Card is a solid choice for most travelers. You’ll earn earns 2x miles on every purchase with no bonus categories to memorize, making it an ideal card for those with busy lives.

Pros

  • This flexible rewards card delivers a solid sign-up bonus of 100,000 miles, valued by TPG at $1,400.
  • You'll earn 2x on every purchase, which means you won't have to worry about memorizing bonus categories.
  • Rewards earned are versatile as they can be redeemed for any hotel or airline purchase for a statement credit or transferred to 10+ travel partners.

Cons

  • Transfer ratios to most partners are mediocre at less than 1:1 ratio.
  • Capital One airline partners do not include any large U.S. airlines.
  • Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Redeem on travel—from vacation rentals to car rentals and more. Plus transfer your miles to over 10+ travel loyalty programs
  • No foreign transaction fees

Capital One Venture Rewards Credit Card

TPG Editor's Rating

tooltip
4.5/5

Rewards Rate

  • 2X Earn unlimited 2X miles on every purchase, every day.

Intro Bonus
tooltip

100,000 miles

Annual Fee

$95

Recommended Credit
tooltip

670-850
Excellent, Good
Why we chose it

When it comes to simplicity and strong rewards, the Capital One Venture Rewards Credit Card is a solid choice for most travelers. You’ll earn earns 2x miles on every purchase with no bonus categories to memorize, making it an ideal card for those with busy lives.

Pros

  • This flexible rewards card delivers a solid sign-up bonus of 100,000 miles, valued by TPG at $1,400.
  • You'll earn 2x on every purchase, which means you won't have to worry about memorizing bonus categories.
  • Rewards earned are versatile as they can be redeemed for any hotel or airline purchase for a statement credit or transferred to 10+ travel partners.

Cons

  • Transfer ratios to most partners are mediocre at less than 1:1 ratio.
  • Capital One airline partners do not include any large U.S. airlines.
  • Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Redeem on travel—from vacation rentals to car rentals and more. Plus transfer your miles to over 10+ travel loyalty programs
  • No foreign transaction fees

TPG Editor's Rating
tooltip

3.5/5
Apply now
at Capital One's secure site
at Capital One's secure site

Rewards

1 - 3% cash-back
more info

Intro Bonus

$200
details

Annual Fee

$0

Recommended Credit

670-850
Excellent, Good
more info
Why we chose it

The Capital One SavorOne is a great cash back credit card for beginners looking for a solid rewards structure and no annual fee. Dining, entertainment and groceries are high-value bonus categories, and it’s rare for a card to hit all three.

Pros

  • Earning 3% back on dining and entertainment is a great return for a no-annual-fee credit card, and you’ll also get 2% back on dining.
  • This card is better for beginners since it’s easier to be approved for than the Capital One Savor Cash Rewards Credit Card.
  • The 0% APR offer that comes with this card makes it a solid choice for those looking to finance a large purchase.

Cons

  • If you spend a lot on dining and entertainment each year, the Savor is the better value since it earns higher rewards.
  • The sign-up bonus isn’t anything to write home about (though it is easy to earn).
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • No foreign transaction fee
  • No annual fee

Capital One SavorOne Cash Rewards Credit Card

TPG Editor's Rating

tooltip
3.5/5

Rewards Rate

  • 3% Earn unlimited 3% cash back on dining and entertainment
  • 2% Earn 2% at grocery stores
  • 1% Earn 1% on all other purchases

Intro Bonus
tooltip

$200

Annual Fee

$0

Recommended Credit
tooltip

670-850
Excellent, Good
Why we chose it

The Capital One SavorOne is a great cash back credit card for beginners looking for a solid rewards structure and no annual fee. Dining, entertainment and groceries are high-value bonus categories, and it’s rare for a card to hit all three.

Pros

  • Earning 3% back on dining and entertainment is a great return for a no-annual-fee credit card, and you’ll also get 2% back on dining.
  • This card is better for beginners since it’s easier to be approved for than the Capital One Savor Cash Rewards Credit Card.
  • The 0% APR offer that comes with this card makes it a solid choice for those looking to finance a large purchase.

Cons

  • If you spend a lot on dining and entertainment each year, the Savor is the better value since it earns higher rewards.
  • The sign-up bonus isn’t anything to write home about (though it is easy to earn).
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • No foreign transaction fee
  • No annual fee

Earning bonus points for streaming services

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Card Welcome Offer/Sign Up Bonus Earning Rate Annual Fee
The Platinum Card® from American Express 75,000 points
  • Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
  • Membership Rewards® Points on prepaid hotels booked with American Express Travel.
$550
Chase Freedom Flex℠ $200
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase.
  • Earn 3% on dining at restaurants and drugstores.
  • Earn 1% on all other purchases.
$0
Blue Cash Preferred® Card from American Express $300
  • Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
  • Cash Back on select U.S. streaming subscriptions
  • 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
  • Cash Back at U.S. gas stations
  • Cash Back on other purchases
$0 introductory annual fee for one year, then $95.
Chase Sapphire Reserve® 60,000 points
  • Points on travel immediately after earning your $300 travel credit.
  • Points on dining at restaurants including eligible delivery services, takeout and dining out.
  • 1 point per $1 spent on all other purchases
$550
Capital One Venture Rewards Credit Card 100,000 miles
  • Earn unlimited 2X miles on every purchase, every day.
$95
Capital One SavorOne Cash Rewards Credit Card $200
  • Earn unlimited 3% cash back on dining and entertainment
  • Earn 2% at grocery stores
  • Earn 1% on all other purchases
$0

Here’s an in-depth look at the rewards these credit cards offer for streaming services and in other bonus categories.

The Platinum Card® from American Express

Streaming rewards: Get an up to $30 monthly statement on eligible PayPal transactions from Jan. – June 2021.

Listed eligible streaming services: Many top streaming services can be paid via PayPal. This includes but is not limited to Netflix, Disney+, Hulu, Apple Music and many more.

Welcome offer: 75,000 Membership Rewards Points after you spend $5,000 on purchases within the first 6 months of account opening.

Annual fee: $550 (see rates and fees)

Why you should get it: Normally, the Platinum Amex is a solid choice for those who travel frequently, want access to the Centurion Lounge and Delta SkyClub network and other travel perks. However, right now the card is above average for purchase protections and it has a number of limited-time benefits, such as the $30 monthly PayPal credit valid from Jan. – June of 2021. This is in addition to the monthly Uber benefit on U.S. purchases, that can also be used on Uber Eats.

 

Chase Freedom Flex

Streaming rewards: Earn 5% cash back on up to $1,500 in combined purchases at wholesale clubs, on internet, cable and phone services and select streaming services from Jan. 1 to March 31, 2021. This can be the same as 5x Chase Ultimate Rewards points per dollar spent if you also have a premium Chase Ultimate Rewards cards such as the Chase Sapphire Reserve or Chase Sapphire Preferred Card.

Listed eligible streaming services: Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify and YouTube TV.

Welcome offer: Earn $200 cash back bonus after you spend $500 in the first three months with the card.

Annual fee: $0

Why you should get it: The Chase Freedom Flex is one of the best no annual fee credit cards out there, especially if paired with a premium Ultimate Rewards card that allows the points earned to become more flexible and valuable. In addition to the 5% rotating quarterly bonus categories that currently include streaming from Jan. 1 – March 31, the card also awards 5% on travel purchased through Chase Ultimate Rewards, 3% back on dining at restaurants (including takeout and delivery), 3% back on drugstore purchases and 1% back elsewhere.

 

Blue Cash Preferred® Card from American Express

Streaming rewards: Earn 6% cash back on select U.S. streaming subscriptions.

Listed eligible streaming services: Amazon Music Unlimited, Apple Music, Apple TV+, AT&T Now, Audible, CBS All Access, Disney+ESPN+Fubo TV, HBO Now, HBO Max, Hulu, iHeartRadio, Kindle Unlimited, Luminary, MLB.TV, NBA League Pass, Netflix, NHL.TV, Pandora, Prime Video, Showtime, Sling TV, SiriusXM Streaming and Satellite, Spotify, Stitcher, YouTube Music Premium, YouTube Premium and YouTube TV.

Welcome offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.

Annual fee: $0 introductory annual fee for one year, then $95 (see rates and fees)

Why you should get it: The Blue Cash Preferred has one of the highest bonus multipliers on this list, offering 6% back on eligible streaming services. Amex also offers the most extensive list of eligible services. But this card is good for more than just your new streaming habits. You’ll also get 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%),  3% cash back at U.S. gas stations and on transit (taxis and ride-hailing services, parking, tolls, trains, buses and more) and 1% cash back on all other purchases.

Related reading: Guide to saving money on streaming services

 

Capital One Venture Rewards Credit Card

Streaming rewards: Earn 2x miles on all purchases — including streaming, regardless of how it codes as a purchase.

Listed eligible streaming services: N/A

Sign-up bonus: Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months.

Annual fee: $95

Why you should get it: Although this credit card doesn’t have streaming listed as a specific bonus category, it’s a strong card for most everyday charges because it awards at least 2x on all expenses. This makes it an easy winner if you just want to keep things simple. Keep in mind that with the Venture you can redeem your miles at a increased fixed value for a number of non-travel expenses through April 30 — including streaming services. You’ll still potentially get more value by transferring to partners, but it is nice to have it as an option.

 

Capital One Savor Cash Credit Card

Streaming rewards: 4% back on popular streaming services through April 30, 2021.

Listed eligible streaming services: Including but not limited to Disney+, Netflix and Hulu

Sign-up bonus: Earn $300 after you spend $3,000 in the first three months of account opening

Annual fee: $95

Why you should get it: The Capital One Savor has remained one of the best cash-back cards for dining and entertainment since it’s launch, with 4% back on those broad categories, plus 2% back on grocery spending. But Capital One has now entered into the streaming space with a temporary 4% back bonus category for popular streaming services until April 30, 2021.

While this may not be the best card for long-term spending on streaming services, it could be worth getting for its long-term benefits with the added bonus of being a great temporary option for all of your streaming needs.

 

Wells Fargo Propel American Express® card

Streaming rewards: Earn 3x points on select streaming services when you pay your bill with your card.

Listed eligible streaming services: Apple Music, Apple TV+, Apple News+, Amazon Music Unlimited, Audible, ESPN+Disney+fuboTV, HBO Now, Headspace, Kindle Unlimited, NHL.TV, Prime Video, Hulu, Netflix, Pandora, Sirius XM Radio and Spotify Premium.

Sign-up bonus: Earn 20,000 bonus points when you spend $1,000 in purchases in the first three months of account opening.

Annual fee: $0

Why you should get it: In addition to 3x on popular streaming services, you’re earning a solid 3x points on dining (eating out and ordering in) and travel, including flights, hotels, homestays, car rentals, taxis, gas stations and ride-hailing. Earn 1 point per dollar spent on all other purchases. Points can be redeemed for travel, gift cards, charity donations or cash back.

Points are generally valued at 1 cent apiece, but you can redeem points for airfare at 1.5 cents each on the Wells Fargo travel portal if you have another card that earns Go Far Rewards points, such as the Wells Fargo Visa Signature® card. If you spend $50,000 in a calendar year on the Wells Fargo Visa, that redemption rate jumps to 1.75 cents per point, which would make 3x points worth as much as 5.25 cents per dollar when redeemed for airfare.

The information for the Wells Fargo Visa Signature card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

 

U.S. Bank Cash+™ Visa Signature® Card

Streaming rewards: This card allows cardholders to choose their own bonus categories each quarter — including two 5% bonus categories and one 2% bonus category — on up to $2,000 in eligible 5% spending each quarter. “TV, internet and streaming services” are one of a dozen options for the 5% bonus category.

Listed eligible streaming services: U.S. Bank doesn’t give a specific list of what services it counts for bonuses, but it’s a broad category with TV, internet and streaming services all included. This would include your cable bill and Wi-Fi on top of your streaming subscriptions, which makes it one of the more valuable options on this list.

Sign-up bonus: Earn $200 in cash back after spending $500 in purchases within 90 days.

Annual fee: $0

Why you should get it:  In a quickly-changing world, customization is increasingly valuable. You might need a card that earns more on categories like streaming and grocery stores right now, but you may not subscribe to as many streaming services once we’re back traveling and getting out of the house more often. This card gives you the chance to change your categories quarterly to fit your specific spending habits throughout the year. Once earned, your cash back may be redeemed as a statement credit, reward card or a deposit to your U.S. Bank savings, checking or money market account. There’s no minimum redemption requirement.

 

Amazon Prime Rewards Visa Signature Card

Streaming rewards: Earn 5% back at Amazon, including the annual Amazon Prime membership fee and Amazon-specific streaming services.

Listed eligible streaming services: Amazon Prime

Sign-up bonus: Get a $70 Amazon gift card instantly upon credit card approval.

Annual fee: None, but you must be an Amazon Prime member to qualify. Prime subscriptions cost $119 per year or $12.99 per month.

Why you should get it: If you are considering adding Amazon Prime to your subscriptions, or already have that membership, this could be a great card. It doesn’t technically come with a bonus rewards category for streaming, but you can get 5% back on your Prime membership, which includes access to Amazon’s video and music streaming services, Prime Video and Prime Music.

You could also pay for Amazon’s premium streaming service, Amazon Music Unlimited, which costs $7.99 a month with the Amazon Prime Rewards Visa Signature Card. Keep in mind that you’ll earn just 1% cash back when you pay for streaming services not owned by Amazon, but you will get 5% back at Whole Foods Market and 2% back at restaurants, gas stations and drugstores.

 

Bottom line

Streaming services probably aren’t nearly as large of a monthly spending category for your family as groceries or even gas, but it’s still nice to maximize your earnings on your spending. Plus, some of the cards on this list actually reward you for spending in other categories (like groceries and gas) as well. With the streaming credits from the Amex Platinum now resigned to the 2020 history books, it’s time for a new credit card strategy for those 2021 streaming expenses.

Featured photo by Monkey Business Images/Shutterstock

Additional reporting by Madison Blancaflor.

For rates and fees of the Amex Platinum card, click here.
For rates and fees of the Blue Cash Preferred Card, click here.

 

Summer Hull aka Mommy Points, ran the Mommy Points site for families who want to travel more for less using miles and points for seven years and now heads up TPG Family when she isn't exploring the world with her own two girls.
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