Best for U.S. streaming rewards

If you’re spending hundreds (or thousands) on supermarkets, gas in the U.S. and more each month, the Blue Cash Preferred is the perfect card to maximize those purchases for pure cash. Plus, now you can enjoy the benefits of Buy Now, Pay Later with $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a fixed monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. (Partner offer)

At a glance

  • 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
  • 6% 6% Cash Back on select U.S. streaming subscriptions
  • 3% 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
  • 3% 3% Cash Back at U.S. gas stations
  • 1% 1% Cash Back on other purchases
$250
Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
29.99% Variable
28.99% Variable
17.74%-28.74% Variable
0% on balance transfers for 12 months
17.74%-28.74% Variable
0% on purchases for 12 months
$0 intro annual fee for the first year, then $95.
  • Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.

At a glance

  • 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
  • 6% 6% Cash Back on select U.S. streaming subscriptions
  • 3% 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
  • 3% 3% Cash Back at U.S. gas stations
  • 1% 1% Cash Back on other purchases
$250
Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
29.99% Variable
28.99% Variable
17.74%-28.74% Variable
0% on balance transfers for 12 months
17.74%-28.74% Variable
0% on purchases for 12 months
$0 intro annual fee for the first year, then $95.
  • Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 17.74% to 28.74%
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Thinking about getting The Disney Bundle which includes Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $13.99 or more each month on an eligible subscription with your Blue Cash Preferred Card. Enrollment required.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
  • See Rates & Fees
Apply now for Blue Cash Preferred® Card from American Express at American Express's secure site Terms & restrictions apply. See rates & fees

Our Take

TPG Editor's Rating

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4/5

Overview

If you like cash back and spend a lot on groceries at U.S. supermarkets, you can’t get much better than the Blue Cash Preferred® Card from American Express. This card offers 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). Check out our latest guides, news, and reviews for this card below.

Pros

  • This card has one of the best earning structures out there for cash-back credit cards.
  • The card does come with access to Amex Offers (enrollment required), which can save you even more money on specific purchases.

Cons

  • There is a $6,000 spending cap on the U.S. supermarket bonus category, which may not work for those with large grocery budgets.
  • You’ll have to pay a foreign transaction fee on international purchases, so it’s not a great choice when you’re traveling abroad.

Who is this card good for?

This card is good for any individual who’s looking for maximum returns on their everyday purchases. You’ll quickly find that it doesn’t take much to earn a ton of cash back with this card — even someone who spends $350 on groceries at U.S. supermarkets, $50 on select U.S. streaming service subscriptions, $100 on transit and $100 at U.S. gas stations each month will earn annual cash-back rewards equivalent of $360. That’s more than three times the cost of the annual fee!  You can see how the rewards stack up the more you spend in these categories, so just make sure that your spending habits are an ideal match for this card.

Earning Rewards

This credit card is perfect for users who value cash back over any other rewards. No other card offers up to 6% returns on everyday purchases such as at U.S. supermarkets and on select U.S. streaming subscriptions. You can receive a statement credit, redeem your rewards for gift cards or shop online to treat yourself with your hard-earned cash back.

Frequently asked questions

  • Do you have to pay foreign transaction fees with this card?

    Yes, so this isn’t an ideal card to take when traveling abroad. But it’s a fantastic card for everyday purchases.

  • How can I take advantage of the bonus categories on this card?

    There’s a $6,000 spending cap on the U.S. supermarkets category, equating to $500 in U.S. supermarket purchases each month. Families should have no problem maxing this monthly bonus category out, but if you’re an individual who doesn’t spend that much on groceries, you can also consider buying gift cards such as Amazon or restaurants to truly maximize the 6% bonus category.

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