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Going on vacation soon? Make sure you have the right COVID-19 test

Dec. 01, 2021
6 min read
Rapid Covid tester on a table
Going on vacation soon? Make sure you have the right COVID-19 test
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Antigen test. Rapid test. PCR test. RT-PCR test. Antibody test. If you’ve taken a COVID-19 test during the pandemic, you might have been bewildered by the sheer number of options.

There are several names for COVID-19 tests, and keeping track of which one you need for travel can seem daunting. But there are only two types of tests: diagnostic tests, which check to see if you have an active COVID-19 infection and antibody tests, which check antibodies in your immune system produced in response to the virus that causes COVID-19.

Not all COVID-19 tests are equal, however. Different types of tests have varying levels of accuracy and turnaround times.

Testing is much more accessible than it was earlier on in the pandemic. But depending on where you want to go, a negative COVID-19 test result might be required, particularly if you’re not vaccinated or are traveling with unvaccinated children. And now, pre-travel testing is even more critical as a result of the latest COVID-19 variant.

Additionally, the United States still requires all travelers flying into the country from abroad to provide a negative COVID-19 test result within three days before departure. And unvaccinated travelers now must show a negative COVID-19 test taken no more than one day before departure, significantly shrinking the time window for testing.

So, which test do you need? And what’s the difference between all the different tests? Here’s what to look for before your next appointment to ensure you have the correct COVID-19 test for travel.

Diagnostic tests

Polymerase Chain Reaction (PCR) testing. (Photo by ARIANA DREHSLER/AFP/Getty Images)



Also known as: Reverse Transcription Polymerase Chain Reaction (RT-PCR), Nucleic Acid Amplification Test (NAAT), Real-Time Loop-Mediated Isothermal Amplification (RT-LAMP), diagnostic test, viral test, molecular test, rapid test

How the sample is collected: Nasal or nasopharyngeal swab, saliva

Turnaround time: It can be as little as 15 minutes for a rapid antigen test or an hour for rapid PCR tests. PCR tests generally come back within 72 hours

PCR tests

The PCR test (polymerase chain reaction) detects active COVID-19 infections and is the most common NAAT test.

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These are the most reliable tests for detecting active COVID-19 infections and are considered the current “gold standard” of tests. Several countries allow entry with a negative rapid antigen test (more on that below), but what you’ll usually need for travel is a PCR test.

PCR tests are typically easy to find, as several major drugstores, including CVS, Walgreens and Rite Aid, offer PCR testing at no additional cost if using insurance. Turnaround times for results can vary by chain and location, but are generally between one and seven days.

However, some urgent care facilities have introduced “rapid PCR tests.” These are standard PCR tests with expedited turnaround times, where you can receive your results in as few as 30 minutes. That said, if you’re looking for a faster way to get a PCR test, it’ll cost you. Facilities offering rapid tests generally bill you the total amount, and it typically isn’t covered by insurance.

Countries that require a PCR test for entry include Anguilla (RT-PCR), Antigua and Barbuda (RT-PCR), St. Martin, Ireland (RT-PCR), Paraguay (RT-PCR or NAAT) and Bonaire (PCR or NAAT test).

Antigen tests

Rapid antigen tests check for proteins on the virus’s surface. These tests are popular for their quick turnaround times, but the level of accuracy can be lower than a PCR test.

A growing number of U.S. airports and airlines offer rapid COVID-19 testing to passengers or travelers on specific flights or heading to particular destinations. Several hotels, hoping to comply with the U.S. testing mandate, have also started to offer rapid tests on site.

Countries that allow travelers to enter with a negative rapid, or antigen, test include the United States, the British Virgin Islands, Martinique, Austria and Croatia.

At-home tests

The U.S. Centers for Disease Control and Prevention (CDC) expanded the testing program for international travel to the United States earlier this spring, allowing airlines to accept at-home instant tests that include remote supervision.

That’s good news for U.S.-bound travelers who may not have many testing options at their location abroad. Travelers flying to the U.S. can use a self-test (sometimes called home test if it’s a NAAT or antigen test with Emergency Use Authorization [EUA] from the U.S. Food and Drug Administration). The test must also have a telehealth service that provides real-time supervision.

Abbott’s BinaxNOW COVID-19 Home Test is CDC-approved for travel to the U.S. Each test comes with two tests per box, and the company says to swab yourself twice within three days, with at least 36 hours between. There’s a second Abbott rapid test that you can buy at the drugstore, but it isn’t proctored and can’t be used for travel. Another at-home test, Amazon’s COVID-19 Test Collection Kit DTC, has received Emergency Use Authorization (EUA) from the FDA.

Antibody tests

(Photo by TOLGA AKMEN/AFP via Getty Images)



Also known as: Serological test, serology, blood test, serology test

How the sample is collected: Blood test

Turnaround time: Can be same-day or up to three days

Antibody tests are blood tests that can identify if a previous COVID-19 infection caused your immune system to produce COVID-19 antibodies. But the U.S. Centers for Disease Control and Prevention (CDC) says it shouldn’t be used to diagnose an active infection.

Several countries, including Greece, Iceland and French Polynesia, allow visitors who have proof of a previous infection with a confirmed antibody test.

Featured image by Getty Images/iStockphoto
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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  • Recommended Credit

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Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

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  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.