Not just for flights: Save money on summer road trips with points and miles
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It probably goes without saying that points and miles are best for first-class flight redemptions and high-end hotel stays. However, with a little bit of research and planning, you can still get terrific use from them with road trips. Your road trip can also be a great opportunity to quickly rack up a significant amount of points and miles for when you are ready for that more exotic vacation. Finding ways to save on road trips is more important this summer than ever, with national gas prices averaging nearly $3 a gallon, according to AAA.
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Save money on your rental
Unless you’re using your own car, the first step of the road trip planning process is booking your car or recreational vehicle (RV) rental. You can save on rental car bookings by using AutoSlash, which notifies you when your car rental price drops. You can also save on your RV by booking a relocation rental, which can cost as little as $1.
By going through a shopping portal and including your frequent flyer number in your booking, you may even be able to earn airline miles on your rentals.
If you can’t even find a car rental to begin with, you can read this guide for seven secrets that may help.
Maximize rewards with the right credit card
Using the right credit card is also important when booking your rental. You’ll want to use a card that provides primary car rental insurance and earns bonus points on travel spending. The Chase Sapphire Reserve and Chase Sapphire Preferred Card both offer primary rental coverage, meaning you can decline the rental car company’s collision insurance and be covered by the card if anything goes wrong.
Regardless of whether you’re using your own car or renting, you’ll want to maximize the points you’ll earn on gas. Several consumer credit cards can get you returns of 3% or more on gas spending. Your options include the Amex EveryDay® Preferred Credit Card from American Express and Hilton Honors American Express Surpass® Card (at gas stations in the U.S.), but you can see this post for an extensive list of the best cards for gas spending.
The information for the Amex EveryDay Preferred card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Spend less on gas
Although often overlooked, there are lots of gas station and third-party loyalty programs that can help you save on gas.
If you fill up at Shell stations, you can join the Fuel Rewards program and save at least five centers per gallon on every fill-up. You can earn more cents off per gallon by using a linked credit card when transacting with partners. For instance, shopping through the online portal earns you an additional 10 cents off per gallon, linking your Dunkin’ Donuts rewards account earns an additional 10 cents per gallon savings and using the dining rewards program earns another 10 cents off per gallon.
There are also programs like Pay with GasBuddy, which aren’t linked to a specific chain. Plus, you might even be able to stack programs to stretch your savings even further.
Save on accommodations
Accommodations are another major expense on road trips.
If you’re redeeming points and booking through a hotel program that uses dynamic award pricing or peak and off-peak pricing, your stay might cost less than usual, given the drop in demand. Remember that World of Hyatt postponed its mostly negative award chart changes until July 2021, so now is a good time to redeem any points you’ve been saving up. Even if Hyatt ends up reducing the number of points per night for your travel dates, you’ll be able to rebook at the lower rates down the line.
Plus, you’ll likely be staying at many different hotels during a road trip, unlike typical vacations. This is great if your points are spread across different hotel programs and you only have enough for one to two nights with each chain.
It may also be a great time to use your reward night certificate that you earn each card anniversary with the Marriott Bonvoy Boundless Credit Card or the IHG Rewards Club Premier Credit Card. Keep in mind that any Hilton free weekend night certificates earned with cards like the Hilton Honors American Express Aspire Card issued this year can be used on any night of the week. The information for the Hilton Aspire Amex Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Related: The best hotel credit cards
If you’re paying out of pocket, be sure to use a credit card that offers extra points on hotel spending. Or, if you’re booking an Airbnb, you’ll need a card that offers bonus points on general travel purchases. Depending on how low the cash rates are, it might make more sense to book your stays through your credit card’s travel portal than transferring them to the hotel program, so make sure to do the math to see which option makes the most sense for your situation.
Use points for activities
Believe it or not, you can get great value by using your points to book activities. The Chase Ultimate Rewards Travel Portal allows you to redeem points for all types of travel, including car rentals and activities. If you hold the Chase Sapphire Preferred or the Ink Business Preferred Credit Card, each point is worth 1.25 cents (so a $100 activity would only cost 8,000 points).
If you have the Chase Sapphire Reserve, your points are worth 1.5 cents apiece (so a $100 activity would only cost about 6,700 points). That’s a lot more generous than most other credit card travel portals. Expedia operates the Chase Travel Portal so, if an activity is available on Expedia, it should be bookable through Chase and at the same price.
Most credit card issuers typically do not count sightseeing activities and tourist attractions as travel. So, if you’re not redeeming points and are planning to pay cash, be sure to use a card the offers a good return on everyday spending, like the Chase Freedom Unlimited®, to maximize your return.
Points and miles are not just about first-class flights and fancy hotel stays. At the end of the day, they are a means to an end. That end can be a road trip, and as you can see, there are still many ways to get use out of them if you take this route. Just be sure to research the status of any places you plan on visiting and be ready to comply with any social distancing requirements in place.
Featured image by Maskot/Getty Images.
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Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new card in the first three months of card membership. Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants in the first three months of card membership.
With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. Earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. Terms Apply.
- Earn 50,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
- Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
- Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
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- Earn 1X Miles on all other eligible purchases.
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
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