Are you eligible for the Capital One Venture Rewards’ welcome bonus?
Editor's Note
The Capital One Venture Rewards Credit Card is a solid option for travel enthusiasts to earn Capital One miles for a modest $95 annual fee.
However, if you want to be approved for this card, you'll want to be sure you're eligible first. This is especially true if you already have other Capital One cards in your wallet.
Capital One recently tightened restrictions for approval across its Venture family of cards, making it even more important to review your standing before you apply. Here’s everything you need to know.
Are you eligible to apply for the Capital One Venture?
There are multiple factors to consider if you're hoping to be approved for the Venture and receive its bonus, including the new changes to eligibility across the Venture lineup.
Capital One application rules
You have to wait six months between your Capital One card applications. So, if you've been approved for any Capital One card within the last six months, you'll need to wait if you want to be approved for the Venture.
What if I received a Venture card welcome bonus in the past?
If you've previously received the Venture's welcome bonus, you have to wait 48 months to be approved for the card and receive the bonus again.
What if I already have the Venture X or VentureOne cards?
This is where the most recent change kicks in. Capital One's recent Venture lineup family rule applies the 48-month rule when you move "down" within the Venture suite, in terms of annual fees.
So, if you've earned the bonus on the Capital One Venture X Rewards Credit Card ($395 annual fee) in the last 48 months, you aren't eligible for the Venture card or its bonus. However, if you've earned the bonus on the no-annual-fee Capital One VentureOne Rewards Credit Card, you are still eligible to be approved for the Venture and its bonus — since you're going "up the ladder" with regards to annual fees.
Here's what the card's terms have to say about this:
"You are not eligible for this product if you have received a new cardmember bonus for the Capital One Venture card or the Capital One Venture X card in the past 48 months."
What credit score do I need to qualify for the Venture?
TPG recommends a minimum score of 670 for approval for the Venture Rewards, although individuals with lower scores have also been approved.
Capital One specifically mentions that you should have excellent credit to qualify. Still, we’ve seen multiple reports of people getting approved despite having a credit score below 670. So, it may be worth applying even if you’re below that mark.
If you have exceptionally low credit or no credit, it’s best to wait and apply for a credit-building card instead.
Related: Credit card showdown: Capital One Venture vs. Capital One Venture X
Capital One Venture Rewards details
If you're interested in applying for the Venture, here are the basics to know about the card.
Current welcome bonus
New applicants can earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening.
TPG’s November 2025 valuations deem the total value of this bonus at $1,388. This is the standard welcome offer we typically see on this card.
There are two primary ways to redeem these miles. One option is to redeem them at a flat rate toward any travel-related expenses on your statement. This includes future bookings through the Capital One Travel portal, parking fees, rental cars and ride-hailing services, among multiple other types of travel. This redemption method offers a flat rate of 1 cent per mile.
A more advantageous alternative could involve transferring your miles to Capital One’s 15-plus transfer partners. Most partners offer a straightforward transfer ratio of 1:1. By transferring your miles to a highly lucrative partner, such as Air Canada Aeroplan or Air France-KLM Flying Blue, you can easily get significant value out of your miles.
Annual fee
The Venture has an annual fee of $95, which feels reasonable given this card’s perks.
Earning
The Venture Rewards presents an earning rate that’s simple yet rewarding. You’ll earn:
- 5 miles per dollar spent on hotels, rental cars and vacation rentals booked through Capital One Travel
- 2 miles per dollar spent on all other eligible purchases
This card is a great option for those who don’t want to track multiple bonus categories and instead prefer earning a flat reward rate on most purchases.
Other benefits
Beyond the welcome bonus, here are the ongoing benefits of the Venture Rewards:
- Auto rental collision damage waiver
- No foreign transaction fees
- Travel with accident insurance
- Up to $120 application fee credit for Global Entry or TSA PreCheck
Related: 7 types of purchases you should make with your Capital One Venture Rewards card
Bottom line
The Venture is a fantastic card for frequent travelers at a modest annual fee. Unfortunately, Capital One has rolled out more application restrictions regarding those who already have Venture cards and want to apply for the Venture and receive the bonus.
However, if you haven't received a bonus on the Venture or Venture X in 48 months, wait six months between Capital One card applications and have a TPG-recommended credit score of at least 670, this solid rewards card will likely be yours.
To learn more, read our full review of the Venture.
Learn more: Capital One Venture Rewards Credit Card
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.