Your ultimate guide to the 19 Capital One transfer partners

Apr 22, 2021

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As the travel rewards credit card space has become very competitive, card issuers have tried to differentiate themselves and attract customers. For some issuers, that’s meant launching entirely new credit cards or revamping existing ones. But, Capital One provided the best possible value-add back in 2018 when it decided to add transfer partners to its Venture and Spark card families.

Capital One added several transfer partners in early 2020. And, earlier this week they announced the addition of several more transfer partners. Now, Capital One transfer partners include:

Related: How to transfer Capital One miles to airline partners

Today I’ll walk you through each of your transfer options — the good, the bad and the genuinely aspirational — and help you figure out which ones to use on your next trip.

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In This Post

How to earn Capital One miles

Capital One made its name offering fixed value/cash-back cards. But, now, four cards let you earn transferable Capital One miles. So, let’s take a closer look at each of these Capital One cards.

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card
(Photo by Wyatt Smith/The Points Guy)
  • Current bonus: Earn 60,000 bonus miles after you spend $3,000 on purchases within the first three months of account opening.
  • Benefits: 2x miles on everyday purchases; Global Entry/TSA PreCheck application fee credit (up to $100) every four years
  • Annual fee: $95

For more information, see our review of the Capital One Venture card.

Related: Why the Capital One Venture Rewards credit card has a front spot in our wallets

Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card
(Photo by Eric Heglas/The Points Guy)
  • Current bonus: 20,000 bonus miles after you spend $500 on purchases within the first three months of account opening
  • Benefits: 1.25x miles on everyday purchases
  • Annual fee: $0

For more information, see our review of the Capital One VentureOne Card.

Related: Capital One Venture Card vs. Capital One VentureOne Card: Which one is right for you?

Capital One Spark Miles for Business

Capital One Spark Miles for Business
(Photo by Eric Helgas/The Points Guy)
  • Current bonus: 50,000 bonus miles after you spend $4,500 on purchases within the first three months of account opening
  • Benefits: 2x miles on all purchases; Global Entry/TSA PreCheck application fee credit (up to $100) every four years
  • Annual fee: $95 (waived first year)

For more information, see our review of the Capital One Spark Miles for Business Card.

Related: Credit card showdown: Capital One Spark Cash for Business vs Spark Miles for Business

Capital One Spark Miles Select for Business

Capital One Spark Miles Select for Business
(Photo by John Gribben/The Points Guy)
  • Current bonus: 20,000 miles after you spend $3,000 on purchases within the first three months of account opening
  • Benefits: 1.5x miles on all purchases
  • Annual fee: $0

For more information, see our review of the Capital One Spark Miles card.

The information for the Capital One Spark Miles Select has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.          

Related: How to complete a Capital One business credit card application

Capital One transfer partner overview

Before we start diving into each individual program, let’s start with a quick summary of Capital One’s different transfer partners, as well as the transfer ratios and estimated transfer times. Note that Capital One recently added four new partners and improved the transfer ratios for several partners.

Transfer partner Transfer ratio Transfer time
Aeromexico Club Premier 1:1 Instant
Air Canada Aeroplan 2:1.5 Instant
Air France-KLM Flying Blue 2:1.5 Instant
Alitalia MilleMiglia 2:1.5 Instant
Avianca LifeMiles 1:1 Instant
ALL Accor Live Limitless 2:1 One business day
British Airways Executive Club 2:1.5 Untested
Cathay Pacific Asia Miles 1:1 Five business days
Choice Privileges 1:1 Untested, transfers won’t be available until later this year
Emirates Skywards 2:1 Instant
Etihad Guest 1:1 24-hour turnaround
EVA Infinity MileageLands 2:1.5 36-hour turnaround
Finnair Plus 1:1 Instant
JetBlue TrueBlue 2:1.5 Instant
Qantas Frequent Flyer 1:1 24-hour turnaround
Singapore Airlines KrisFlyer 2:1 36-hour turnaround
TAP Portugal Miles&Go 1:1 Untested
Turkish Airlines Miles&Smiles 2:1.5 Untested
Wyndham Rewards 1:1 Instant

Make sure to pay close attention to the transfer ratios, as they vary from program to program and can often make or break the math here.

Related: Tips and tricks to get maximum value from your Capital One miles

Best Capital One transfer partners

When Capital One first launched its transfer partner program, a few points and miles experts on the TPG team sat down to figure out how much transferable Capital One miles would be worth. We ultimately landed on a valuation of 1.4 cents per mile. But, with the recent addition of several 1:1 transfer partners and new partners, we may boost our valuation to 1.7 cents per mile next month.

Of course, our valuation primarily comes from just a handful of exceptional transfer partners. So, let’s take a closer look at some of the best Capital One transfer partners.

Air Canada Aeroplan

Air Canada aircraft approaching gate
(Photo by Zach Griff/The Points Guy)

Air Canada’s Aeroplan loyalty program saw significant changes on Nov. 8, 2020. However, most award travelers are relatively happy with the changes. For example, TPG’s Zach Griff wrote about Aeroplan’s most innovative and exciting changes. Meanwhile, TPG’s Emily McNutt discussed how Aeroplan’s Family Sharing prevents ‘gaming’ while letting you rack up rewards faster. And TPG’s Andrew Kunesh found significant value in Aeroplan’s award routing and stopover rules.

Air Canada’s own flights now have variable pricing. But, unlike fully dynamic programs, there are caps on award costs. And, Aeroplan eliminated carrier surcharges in its new program. Best of all, partner awards have a fixed price based on a chart. In particular, the partner award chart can provide excellent value on short-haul economy awards and international premium-cabin awards.

For example, flights of less than 500 miles within North America on partners cost just 6,000 miles each way. And transcontinental business class flights operated by United are just 25,000 points each way. Plus, when traveling from the continental U.S. to Europe on one of Air Canada’s partners, you’ll typically pay 35,000 – 40,000 points for economy, 60,000 – 70,000 points for business and 90,000 – 100,000 points for first class. In short, there are many ways to maximize Air Canada’s Aeroplan program.

Related: Pros and cons of the new Air Canada Aeroplan loyalty program

Avianca LifeMiles

Avianca LifeMiles is known for two positive attributes: very cheap rates on Star Alliance tickets and not passing on fuel surcharges on partner awards. For example, once Lufthansa begins offering first class on U.S. routes again, you’ll be able to redeem just 87,000 LifeMiles for Lufthansa first class between Chicago and Munich.

(Screenshot courtesy of Avianca LifeMiles)

You might be able to drop that price even further thanks to a very generous pricing structure for mixed-cabin awards. If you’re flying in long-haul first class and connecting on to another destination, it’s almost a guarantee that your connection will be in a lower class of service. Avianca refunds you for this difference, meaning that adding a connection can make your flight cheaper. A one-way first-class award from the U.S. to Asia should cost 90,000 miles.

Booking ANA first class with LifeMiles
(Screenshot courtesy of Avianca LifeMiles)

But if you add a connection to Okinawa (OKA) in economy, like in the example shown below, your cost drops to only 83,200 miles.

(Screenshot courtesy of Avianca LifeMiles)

In terms of domestic travel on United, Avianca uses a confusing pricing scheme that doesn’t match its published award chart but often still works out quite favorably. You can book plenty of short-haul routes for as little as 6,500 miles each way in economy.

Domestic flight using LifeMiles
(Screenshot courtesy of Avianca LifeMiles)

Most domestic economy trips cost 10,000 LifeMiles or less each way, which is slightly below the industry average.

Related: I woke up to LifeMiles changing its program, but don’t fret

British Airways Executive Club

British Airways 777-200ER
(Photo by Zach Griff/The Points Guy)

Frankly, I could have listed British Airways Executive Club as an average transfer partner due to its 2:1.5 transfer ratio. After all, if you have Chase Ultimate Rewards points or Amex Membership Rewards points you may prefer to transfer either of these currencies to British Airways at a 1:1 ratio.

But, even considering the 2:1.5 transfer ratio, I think enough of an argument can be made for British Airways to still be among the best Capital One transfer partners. After all, there are many reasons why you should care about British Airways Avios. For example, you can get significant value when you book American Award flights through British Airways. And, it’s possible to maximize the British Airways distance-based award chart.

Plus, you can effectively get Iberia Plus Avios via the Combine My Avios feature as long as your accounts have been open for at least 90 days. And, there are plenty of high-value ways to redeem Iberia Avios.

Related: How to book award flights using British Airways Avios

Etihad Guest

Despite not being a member of any of the major alliances, Etihad has a close partnership with American Airlines. And, this partnership gives the Etihad Guest program a considerable amount of value. This partnership lets you book flights on American Airlines at prices that roughly match what AA used to charge before its mega devaluation several years back. In other words, if you can find the elusive premium-cabin award space, you’re in for quite a deal.

Flying business class to Europe for just 50,000 miles or 62,500 miles to Australia is excellent. But, American is also the last of the U.S. airlines to offer a true international first class cabin, available only on 777-300ER aircraft.

Related: The ultimate guide to Etihad partners

Average Capital One transfer partners

Several Capital One’s transfer partners fall into the average group. These programs can offer solid value in the right context, but it’s by no means a guarantee. So, you’ll need to run the numbers for your own situation before transferring your miles over.

Related: To transfer or not to transfer: What to do with Capital One miles

Air France-KLM Flying Blue

Air France 777's at The Gate at CDG
(Photo by hanohiki/Shutterstock)

Flying Blue, the joint loyalty program of Air France-KLM, was one of the first major frequent flyer programs outside of the U.S. to adopt dynamic award pricing. This makes it very difficult to talk about good redemption values in general terms as prices fluctuate from day to day. But, if you’re looking to redeem Flying Blue miles, you should focus on the program’s rotating monthly Promo Rewards.

Flying Blue temporarily suspended Promo Rewards due to the coronavirus pandemic. Now they are back, but there’s not anything on offer for U.S.-based travelers. However, you usually can find award flights to, from and within Europe at a fixed discount. Usually, this discount will be 25% or 50% off the miles needed for an award.

Flying Blue will also specify what classes of service are eligible for Promo Rewards. So, some cities might have discounted business-class awards while others will only have economy. This is one time you can use dynamic pricing to your favor: If you find cheap awards to a secondary European city during less busy times, the percentage discount will drop your out-of-pocket cost even further.

Related: The easiest airline miles to get and why you want them

ALL Accor Live Limitless

Hotel chain Accor uses a fixed-value redemption scheme in its Accor Live Limitless program. So, transferring miles from Capital One will always represent a solid — though by no means aspirational — value. ALL allows you to redeem 2,000 points for 40 euros off a stay (~$48 based on current exchange rates).

Given the 2:1 transfer ratio, you’d need to transfer 4,000 Capital One miles to get $48 off your stay, as opposed to $40 if you redeemed your miles for recent travel. While it’s only an $8 difference, this means you’re guaranteed to get a slightly better value by transferring your miles to Accor if you want to stay at an Accor property.

Related: You can now book these awesome Accor hotels with miles

Cathay Pacific Asia Miles

A Cathay Pacific Airbus A350 landing in Hong Kong. (Photo by Vivek Prakash/Bloomberg/Getty Images)

Because Asia Miles uses a distance-based award chart, this program can be expensive if you’re looking to fly Cathay Pacific to or from the U.S. You might decide that it’s worth it to pay up for Cathay Pacific first class, especially since Asia Miles tends to have access to more Cathay Pacific award space than partners like Alaska and American. You’ll also find some decent values on shorter domestic flights operated by American Airlines and some Oneworld flights from the east coast to Europe.

Related: From round-the-world bookings to lower surcharges: The complete guide to Cathay Pacific Asia Miles

Qantas Frequent Flyer

Qantas airplanes in Melbourne. (Photo by Scott Barbour/Getty Images)

Qantas also uses a distance-based chart, which means long-haul flights from the U.S. to Australia are prohibitively expensive in most cases. Like Asia Miles, one advantage of booking directly with Qantas is that you might have access to some elusive premium-cabin award space that other programs can’t see.

One of the best uses of Qantas miles falls entirely outside the Oneworld alliance, with partner El Al. In particular, you can get a good value redeeming Qantas points for business-class awards between Newark (EWR) and Tel Aviv (TLV).

Related: Why I wouldn’t get too excited about Qantas’ plan to restart flights in July

Turkish Airlines Miles&Smiles

Business class on board Turkish Airlines' new Boeing 787-9
Business class on Turkish Airlines’ new Boeing 787-9 (Photo by Zach Honig/The Points Guy).

Turkish Airways Miles&Smiles certainly has plenty to love about it. The program still uses award charts. And it provides the best domestic sweet spot award you’ll find: United flights from most U.S. states to Hawaii for just 7,500 miles one-way in economy.

Fuel surcharges can be problematic if you want to fly select Star Alliance carriers. But you won’t be charged fuel surcharges on United-operated flights and fuel surcharges are typically somewhat reasonable on Turkish-operated flights. So, you may get good value when redeeming for Turkish-operated flights between the U.S. and Europe.

However, the reason I listed Miles&Smiles as an average Capital One miles transfer partner is due to your other options. In particular, I’d prefer to transfer Citi ThankYou points to Miles&Smiles at a 1:1 ratio. After all, the transfer ratio for transferring Capital One miles to Miles&Smiles is 2:1.5.

Related: These are the points and miles I’m earning more (and less) of in 2021

Wyndham Rewards

Wyndham Orlando Resort International Drive, hotel grounds
Wyndham Orlando Resort International Drive (Photo by Jeff Greenberg/Getty Images)

TPG’s valuations only peg Wyndham Rewards points at 1.1 cents each. But, even with the now-improved 1:1 transfer ratio, it can still be challenging to come out ahead. After all, even if you redeem Capital One miles at a fixed rate, you’ll get at least one cent per mile.

Still, Wyndham has an extensive global portfolio. So, you may be able to find individual redemptions that make this transfer worth it, especially if you’re just short on the points you need for a specific award.

Related: 16 ways to earn Wyndham Rewards points for your next redemption

Worst Capital One transfer partners

Between expensive award charts, bad transfer ratios, hidden fees and programs that are just difficult to navigate, many of Capital One’s partners should not be on your radar at all. While you may find a single redemption within these programs that constitutes a good value, you should avoid transferring to these partners more often than not.

Aeromexico Club Premier

(Photo by Alejandro Gonzalez M/Shutterstock)

Aeromexico Club Premier is a decent and underrated program — but not if you’re transferring from Capital One. Club Premier prices its awards in “kilometers” instead of miles, so prices are inflated about 1.6x above normal. American Express Membership Rewards compensates for this by offering a 1:1.6 transfer ratio, making several awards, including round-the-world awards, quite attractively priced. But, you should stay away from Capital One’s 1:1 transfer ratio unless you know you’ll get excellent value from your redemption.

Related: What you need to know about Aeromexico’s dynamic award pricing

Alitalia MilleMiglia

There are several good reasons to be wary of using Alitalia MilleMiglia, including the carrier’s perpetually troubled financial situation, a buggy website and award prices that don’t match the carrier’s published award chart. Add in the fact that you’re required to book round-trip awards with partner airlines, and there are simply better ways to redeem Capital One miles on SkyTeam airlines.

Related: The complete guide to Alitalia MilleMiglia

Choice Privileges

Ridgeline Hotel in Estes Park
The Ridgeline Hotel in Estes Park, Colorado, is bookable using Choice points. (Photo by Katie Genter/The Points Guy)

There’s a lot of value to be found in the Choice Privileges program. But, since award rates can shift every few months and you can only book awards within 100 days of your stay, it can be challenging to plan. And although it’s possible to find excellent value when redeeming Choice Privileges points in popular domestic destinations, this isn’t a given. Instead, you have to actively seek out high-value redemptions.

TPG’s valuations only peg the value of Choice points at 0.6 cents per point. So, even once the 1:1 transfer ratio becomes available later this year, it typically won’t make sense to transfer Capital One miles to Choice Privileges.

Related: Register for Choice Hotels Your Extras to earn gift cards and other perks on weekday stays

Emirates Skywards

Emirates Skywards can be a valuable program for those looking to fly in the Gulf carrier’s jealousy inducing premium cabins. But the 2:1 transfer ratio from Capital One makes these awards much more expensive than they already were. You’d be better off transferring points from Citi ThankYou Rewards, Chase Ultimate Rewards or Amex Membership Rewards at a 1:1 ratio if you want to fly with Emirates, or look into other programs for booking Emirates awards.

Related: Emirates first class awards now only available through some partners

EVA Infinity MileageLands

Capital One already partners with two of the best Star Alliance loyalty programs in the form of Avianca LifeMiles and Aeroplan, so there’s no reason to bother with EVA. EVA’s award chart is more expensive and the program is harder to navigate as a whole.

Finnair Plus

A Finnair plane in Helsinki. (Photo by Artur Widak/NurPhoto/Getty Images)

Finnair’s sky-high award rates are reason enough to avoid the program, with a one-way economy award between New York-JFK and Helsinki (HEL) costing 55,000 miles. That’s double what many other airlines would charge on that route. If you’re flying from the U.S. to Europe, you may have better luck with Oneworld award pricing by looking at Asia Miles or British Airways instead.

Related: Best ways to redeem Capital One miles on Oneworld airlines

JetBlue TrueBlue

JetBlue TrueBlue uses a fixed-value redemption scheme like Southwest Rapid Rewards for its own flights. So, award rates are tied directly to the cash price of the flight. You’ll get an average of about 1.3 cents for every TrueBlue point you redeem. So, when you transfer 2 Capital One miles (worth at least 2 cents), you’ll get 1.5 TrueBlue points worth 1.95 cents. Since this is a wash from a value perspective, you should instead book your JetBlue flights with cash. Then, you can use redeem your Capital One miles to offset this recent travel purchase.

Related: How to redeem points with the JetBlue TrueBlue program

Singapore KrisFlyer

Like Emirates Skywards, Singapore KrisFlyer is a solid program that’s undercut here by a paltry 2:1 transfer ratio. KrisFlyer awards have gotten more expensive over the years after several devaluations. So, this low transfer ratio will make it unreasonably expensive. Instead, you should consider transferring Chase Ultimate Rewards points, Citi ThankYou points or American Express Membership Rewards points at a 1:1 ratio.

Related: Maximizing Singapore Airlines KrisFlyer partner awards

TAP Portugal Miles&Go

TAP Portugal has award charts. But in practice, you’ll see dynamically priced TAP-operated awards (although TAP-operated award prices are often lower than what’s listed on the award chart). When I looked at TAP’s partner award charts, only one sweet spot stood out: 50,000 miles to fly one-way from the U.S. to South America in business class.

However, you can often buy TAP miles for under one cent per mile during buy miles sales. So, even if you want to book an award flight using TAP miles, transferring Capital One miles to TAP likely won’t be your best option. And, for most Star Alliance redemptions, you’ll get better value transferring to Air Canada Aeroplan or Avianca LifeMiles.

Related: 7 great airline mileage programs for booking Star Alliance awards

Bottom line

Especially with the new transfer partners and improved transfer rates, Capital One has something for everyone. Not every transfer partner is a winner. But, some programs offer such an incredible return that they can almost singlehandedly carry the value of Capital One miles.

Just remember that you should always compare the cash price of your ticket before transferring points. In some cases, it may be better to buy a cash ticket and then redeem Capital One miles to offset your recent travel purchase.

Additional reporting by Katie Genter.

Featured photo by baona/Getty Images.

Delta SkyMiles® Platinum American Express Card

Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new card in your first three months of card membership. Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.

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More Things to Know
  • Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
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Regular APR
15.74%-24.74% Variable
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Recommended Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.