Up to 55,000 Delta SkyMiles With SunTrust Debit Cards
Banks used to offer rich mileage sign-up bonuses for debit cards, but recent financial reform legislation slashed the amount of money they could make off those transactions so as a direct result we've seen most banks discontinue mileage-earning on debit cards. This is a shame because you don't need good credit to get debit cards (it's a soft inquiry on your credit) so pretty much anyone could get in on these bonuses.
However, SunTrust just announced new juicy offers for personal and business checking accountholders who open checking accounts and get Delta co-branded debit cards by June 30, 2012:
Personal offer: 15,000 SkyMiles on opening a new checking account with at a $100 minimum balance and a direct deposit (salary, pension, Social Security or other regular monthly income of $100 or more ) by 9/30/12. Receive an additional 15,000 SkyMiles when you get the SkyMiles debit card and make a non-pin purchase by 7/31/12. Cost: $75 for the debit card and a $12 monthly fee if your total account balance falls below $3,000. Fee waived for the first two months.
Business offer: 25,000 SkyMiles after the first PIN Point of Sale or signature-based purchase made with the card by 7/31/12. $120 annual fee for the card and varying fees based on the type of checking account you qualify for.
Suntrust is primarily based in the south and per the official terms it says you can only get this bonus if you live in AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA and Washington, D.C. However, if you don't live near a branch or have plans to be near one before the promo ends, you can call them at 1-800-SUNTRUST or try their online chat feature which is available between 8am and 6:30pm EST Monday-Friday.
Worth It?
This is a no brainer in my opinion. No credit pull, minimal hassle (I mean they let you sign-up via chat!) and only $75 for 30,000 miles (0.25 cents apiece) and $120 for 25,000 (0.5 cents apiece). This is also a great opportunity with people with children to rack up some miles - you can co-sign for a checking account for them and as long as their SkyMiles account is attached, they will get the miles and you can as well for your own account. While SkyMiles can be hard to use at times, they can be extremely valuable as I highlighted in this video post.
Hat Tip Frugal Travel Guy!
[card card-name='Gold Delta SkyMiles® Credit Card from American Express' card-id='22034414' type='javascript' bullet-id='1']
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| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 5X | New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App. |
| 3X | Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines. |
| 2X | Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Pros
- Valuable dining and food-related credits
- Flexible rewards with airline and hotel transfer partners
- Multiple travel and purchase protections
- No foreign transaction fees
- Access to Amex Offers for additional savings (enrollment required)
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
- Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
- $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
- Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.