Get $20 off your next Amazon order using just 1 Citi ThankYou point
Update: Some offers mentioned below are no longer available.
Editor's note: This post is regularly updated with the latest promotion.
Citi is a TPG advertising partner.
If you're planning to take advantage of Amazon's Cyber Monday deals this week and hold a Citi ThankYou card, we've got good news: There's currently a promotion from Amazon allowing targeted Citi cardholders to save $20 on eligible purchases of $50 or more by redeeming just one ThankYou point.
We generally don't recommend paying with your points, given that each point is equivalent to just 0.8 cents on Amazon, and we value Citi points at 1.7 cents apiece. But redeeming a single point can unlock excellent value during targeted promotions like this one.
You will need to check your eligibility and activate the offer before placing your order. Amazon has offered similar versions of this deal for Citi cardholders in the past, but you might be eligible now even if you haven't been in the past. The current promotion is valid through Dec. 31, 2020.
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How to get $20 off by redeeming one Citi ThankYou point
Checking to see if you have been targeted for the discount and activating it is quite simple. Just follow these steps:
- Link your Citi ThankYou account to Amazon if you haven't already done so. It can take up to 24 hours for your card to be linked before you can activate the offer, so don't wait.
- Check here to see if you're targeted for the offer.
- Click the "Click to activate" button before shopping.
- Load up your cart with eligible items sold by Amazon (Amazon gift cards excluded) totaling $50 or more.
- Select your linked Citi card for the payment method.
- Apply just one point and pay for the rest with your card.
If you were targeted for the offer and followed all of these steps, then the discount should automatically be reflected on the checkout page — no promo code is necessary.
The fine print
- Offer is targeted to select Citi cardholders.
- The maximum you can save with this promotion is $20.
- The promotion runs through Dec. 31, 2020, or when 10,000 customers have redeemed this offer, whichever is earlier — so act fast.
- Offer is only good on items sold by Amazon. Be sure to look for the "sold by Amazon" or "sold by Amazon Digital Services." Items that are 'fulfilled by Amazon' or 'Prime Eligible' may or may not qualify.
- Offer does not apply to Amazon gift cards or digital content.
- This offer is not available to eligible Citi cardmembers who have previously used ThankYou Points to shop at Amazon.com in the past twelve months, though this usually isn't strictly enforced.
Things to keep in mind
If there isn't anything sitting on your wishlist or those items don't meet the requirements for this promotion, there's still a great way to take advantage of this new promotion: gift cards. Although Amazon gift cards are explicitly excluded, you may be able to get the discount when buying third-party gift cards such as:
You will need to use your Citi credit card for this purchase to use a ThankYou point. If you have an Amazon gift card lying around, you may be able to stack it with this deal. The terms say that you can only get this discount one time, but in similar promotions in the past, targeted cardholders could take advantage of the deal multiple times.
Related: Best credit cards for Amazon purchases
Note that when you enroll in the promotion, your Citi card will become your default payment method for a duration of six hours. If you make an additional purchase, be sure to check which payment method is selected before checkout.
If you weren't targeted for this offer, try removing your Citi card from your Amazon Wallet, adding it back, re-enrolling it in Shop with Points, and checking eligibility the next day.
If you weren't eligible for this promotion but carry an American Express or Chase card, other Amazon offers may be available to you.
Bottom line
This new offer from Citi ThankYou Rewards and Amazon could be a great way to save you money on your Cyber Monday purchases this year. If you haven't already activated Shop with Points for your ThankYou Rewards account, be sure to do so now so you don't miss out on this discount.
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 5X | New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App. |
| 3X | Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines. |
| 2X | Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Pros
- Valuable dining and food-related credits
- Flexible rewards with airline and hotel transfer partners
- Multiple travel and purchase protections
- No foreign transaction fees
- Access to Amex Offers for additional savings (enrollment required)
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
- Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
- $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
- Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.