The secret to getting more (and sometimes better) Amex Offers on your card
Editor's Note
Saving money is on everyone's to-do list. I mean, just look around at the cost of things. The good news is that if you have an American Express card, it's actually easy to do so with a few simple clicks.
From premium travel cards to cash-back cards and more, Amex has a diverse lineup of consumer and business offerings. And there's one constant element you can rely on across the entire American Express cards portfolio: Amex Offers.
Amex Offers is one of the best ways to save cash — or earn extra points and miles — even when you're not traveling. There is one small (but mighty) tip to get even more (and sometimes better) offers to appear on your card account. Let's find out how.
What are Amex Offers?
Amex Offers are shopping, dining, travel or entertainment promotions that are tied to a specific card account. The exact offer depends on the merchant, but a lot require you to spend a certain amount by a specific date to earn a discount or a haul of bonus points. Others simply provide a bonus over the regular earning rate — like this one:
As mentioned, almost all American Express cards have access to Amex Offers — but the specific deal may vary from card to card.
To find these offers, log into your card account and navigate to "Amex Offers & Benefits" on the card page or on the "Offers" tab in the Amex app.
Related: The ultimate guide to saving money with Amex Offers
How to get more Amex Offers to appear
Adding existing offers to your card
There are many ways to save money through Amex Offers — they don't even have to be used for travel. But first, you must enroll in the offers before you can use them.
The key here is scrolling through your "Amex Offers & Benefits" and adding promotions that you even potentially may be able to use. There is no harm in adding offers to your card even if you don't use them. When a given offer expires, it'll simply disappear from your account. Offers can disappear, so add them to your card if you think you might use them. You aren't obligated to shop at a merchant just because you added an offer to your Amex account.
Unlock even more offers
And there is another added bonus to placing offers onto your card: more may become available (and visible) in your account when you add existing ones. That's right — Amex caps the number of offers that you can see at any given time to 100 offers per card.
An Amex spokesperson told TPG that only "the top 100 offers available to a cardmember are displayed both online and in the American Express mobile app."
However, note that there won't always be 100 offers at a given time for every card. For instance, my Marriott Bonvoy Business® American Express® Card only shows 32 offers currently, so adding more won't unlock new ones. But Amex Membership Rewards-earning cards typically have more offers than 100 that are available — they're just not all visible.
Related: Save money with these travel-related offers on your credit cards this month
An example: The Platinum Card from American Express
TPG credit cards writer Danyal Ahmed had four offers added to his The Platinum Card® from American Express.
After adding another 12 offers, for a total of 16 offers, he signed out of his account. Several minutes later, he signed in again and saw that his list of available offers was back up to 99.
The 12 new offers added had expiration dates ranging from a few weeks to several months away. Some notable travel merchants that populated within the offers included Destination by Hyatt, Big Sky Resorts and Wyndham Hotels & Resorts.
Clearly, if you continue adding offers, there's a limit to how many Amex will give you at some point. However, Amex could introduce new offers at any time, and by adding existing ones to the card, you should be prepped for when new offers are released. Therefore, it's likely good practice to add offers to your account to "free up" available space — and to check for new ones frequently.
Another possible strategy: add offers that are close to expiring. Some cardholders may not want the "Added to Card" section cluttered with offers that they have little to no chance of using. By adding offers that expire soon, that list will temporarily swell but quickly drop down to a more manageable level.
If adding offers one by one seems too slow, there is a way to add them all at once. If you add this bookmark to your browser, the process can go faster.
Related: A complete guide to the Amex Gold dining credit
Don't forget about other promotions
Amex Offers can be a great deal on their own, but you can double- or even triple-dip to get an even better return. These are best practices for any online shopping that you do — no matter the retailer.
Always check online shopping portals to earn extra cash back or bonus miles on your purchase — Rakuten will even allow you to earn bonus Amex points at hundreds of merchants. Additionally, you can take advantage of any sales at that particular merchant, along with bonus categories on a specific card.
Finally, there are Amex-specific credits — like annual statement credits at Lululemon (for The Platinum Card® from American Express, which offers up to $75 in statement credits each calendar quarter for purchases at U.S. stores, excluding outlets, or online) and Dell (for The Business Platinum Card® from American Express, which offers up to $150 in statement credits on U.S. purchases made directly at Dell and an additional $1,000 statement credit after spending $5,000 or more per calendar year). Enrollment is required for select benefits.
Both of these stores have had Amex Offers over the past year, making an already valuable benefit even more lucrative.
Moreover, you can even use some shopping portals when making purchases in person, adding extra points, miles or cash back to your spending.
Related: The ultimate guide to saving money with Amex Offers
Bottom line
Aside from increased welcome offers, category bonuses and other monthly credits, Amex Offers are a surefire way to earn even more points (or cash back) on everyday purchases.
I personally have saved hundreds through Amex Offers across my five Amex cards, helping to recoup much of the annual fees on those cards. Now, with this nugget of knowledge, you can get access to even more offers on your account — and keep more dollars in your wallet.
Related: The power of the Amex trifecta: Platinum, Gold and Blue Business Plus
TPG featured card
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Terms & restrictions apply. See rates & fees.
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 5X | New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App. |
| 3X | Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines. |
| 2X | Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Pros
- Valuable dining and food-related credits
- Flexible rewards with airline and hotel transfer partners
- Multiple travel and purchase protections
- No foreign transaction fees
- Access to Amex Offers for additional savings (enrollment required)
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
- Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
- $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
- Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.