These Amex Offers will help you save money and make life easier right now
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The coronavirus pandemic has changed how we travel, use credit cards and more. You’ve probably had to cancel or reschedule an upcoming trip. You’re likely working from home and physically distancing yourself from others. You’ve probably checked your investments and been disappointed. Your spending habits potentially look very different than they did six months ago.
But while you may not be focusing on travel right now, it might be a perfect opportunity to think about how you can save money. Here at TPG, we often report on Amex Offers that give you bonus points or cash after spending a certain amount in a spending category or at a specific retailer.
Recently, I’ve been checking my Amex Offers to find ways to get statement credits for my everyday purchases, such as my cell phone bill, meal prep and small home improvement projects. Here are some Amex Offers to look out for that may save you money right now.
I spotted multiple offers on The Platinum Card® from American Express for statement credits that effectively wipe your charges at specific merchants. In each case, if you spend $10, $30 or $50 (or more), you’ll get a statement credit wiping that charge. This could be an easy way to purchase something cheap, like a new Playstation 5 game at Best Buy, and get your money back. Most of these offers can be used multiple times, and one offer, Scribd, can even be used up to five times.
If you’re looking for a new Samsung gadget, there’s a new Amex offer for $200 back after spending $1,000 or more from now through June 30.
If you’re in the market for a new pair of eyeglasses, there’s an offer from Felix Gray for $25 back after spending $75 or more.
Related: Guide to using Amex Offers
Most Amex Offers are for specific merchants or categories, so it’s rare to see Amex give additional points across all spending. However, Amex has been targeting select cardholders with additional Membership Rewards points after hitting certain spending thresholds.
For example, here’s a targeted offer on the Amex EveryDay® Credit Card from American Express for earning 1,500 additional MR points when you spend $1,500 or more within 90 days. You can earn the bonus up to three times throughout the 90-day period.
The information for the Amex EveryDay card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
There’s also an offer on The Business Platinum Card® from American Express for 2,000 MR points after spending $6,500 or more up to three times.
Since these are based on regular spending (rather than specific to a merchant), be sure to look for retailers that participate with an online shopping portal. For Amex cardholders, Rakuten could be a perfect option thanks to the ability to earn either Membership Rewards points or cashback. And new Rakuten members can currently earn a reward of either $30 or 3,000 Amex points by spending $30 within 90 days of joining.
Meal- and food-delivery services
Even as states slowly begin to reopen, health and government officials continue to encourage social distancing, which means avoiding large crowds. Restaurants and bars still have limited service to takeout, delivery or low-capacity dining.
I spotted an offer for Goldbelly, which delivers gourmet food, for $50 back after spending $100 or more up to three times.
If you’re trying to cook at home more, Hello Fresh is offering a $5 statement credit after spending $45 or more up to six times through Jan. 23.
If you’re a fan of Instacart, you can score $50 back (up to two times) after spending $250 or more through the end of June. I saw this offer and the two above on my Amex Platinum.
We’re seeing an offer for $15 back when you spend $50 with Winc Wines, though this offer is available up to four times through January 2021.
TPG Senior Editor Nick Ewen had this offer on his Blue Business® Plus Credit Card from American Express.
American Express Membership Rewards cards
Before you can even think about which Amex Offers to add to your account, you need to have an Amex credit card — and there are several to choose from.
The Platinum Card® from American Express is one of the most valuable cards available thanks to a hefty welcome bonus and a long list of luxury travel perks that can more than offset its $550 annual fee (see rates and fees). The current welcome offer is 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first six months of Card Membership. TPG values Membership Rewards points at 2 cents each, making the bonus worth $1,500.
Apply here: The Platinum Card from American Express (75,000-point bonus offer after spending $5,000 in the first six months). Also, use the CardMatch Tool to see if you’re targeted for a 100,000-point offer (after meeting minimum spend requirements). Cardmatch offers are subject to change at any time.
The American Express® Green Card is a great mid-tier card for beginner travelers. Amex expanded the bonus categories to include a wide range of travel purchases, including public transportation and vacation rentals, on top of traditional airfare and hotel purchases. You’ll now earn 3x points per dollar spent on worldwide travel, transportation and restaurants. The card also got some upgraded features, such as an up to $100 Clear membership annual credit and an up to $100 LoungeBuddy annual credit (terms apply). The annual fee is $150 (see rates and fees).
American Express Green Card (30,000-point bonus offer after spending $2,000 in purchases in the first three months of account opening).
The information for the Amex Green Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
The American Express® Gold Card is my go-to card for eating out, ordering in or shopping at the supermarket (and pretty much everyone falls into at least one of these categories). The 4x earning rate on worldwide dining equals a stellar 8% return on your spending, according to TPG’s most recent valuations. Factoring in the up to $120 in annual dining credits, this card effectively costs just $130 per year. For more related content, visit our Amex Gold card hub. Terms apply. The annual fee is $250 (see rates and fees)
Apply here: American Express® Gold Card (60,000-point bonus offer after spending $4,000 in purchases in the first six months of account opening). Also, use the CardMatch Tool to see if you’re targeted for a 75,000-point offer (after meeting minimum spend requirements). This targeted offer is subject to change at any time.
The Amex EveryDay® Preferred Credit Card from American Express has a relatively low annual fee compared to the cards I mentioned above ($95) and offers 15,000 Membership Rewards points after you use your new card to make $1,000 in purchases within the first three months.
You’ll earn 3x points per dollar spent at U.S. supermarkets (up to $6,000 per calendar year, then 1x); 2 points per dollar spent at U.S. gas stations, and 1 point per dollar spent everywhere else. If you make 30 or more purchases in a billing period, you’ll earn 50% more points on those purchases. Terms apply.
The information for the Amex EveryDay Preferred card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
If you’re looking for a card with no annual fee at all, The Amex EveryDay Credit Card from American Express is your best bet. You’ll still earn 10,000 Membership Rewards points after using your new card to make $1,000 in purchases within the first three months. You’ll also get 2x points per dollar spent at U.S. supermarkets (up to $6,000 per year, then 1 point per dollar after that) and 1 point per dollar everywhere else.
The Business Platinum Card® from American Express has a slew of perks for business travelers. Cardholders will enjoy automatic Gold status in both the Hilton Honors and Marriott Bonvoy loyalty programs along with numerous other benefits — including Centurion Lounge access, Priority Pass lounge access, Delta Sky Club access (when flying Delta), up to $200 in annual airline fee credits and a 35% points rebate for flights booked through Amex Travel in first or business class on any airline, or economy on the airline of your choice each year (up to 500,000 points back per calendar year). Terms apply.
Right now, there’s a 85,000-point bonus after you spend $15,000 on eligible purchases within the first three months of account opening, valued by TPG at $1,700. The card has a $595 annual fee (see rates and fees). For more details, check our American Express Business Platinum Card review.
Apply here: American Express Business Platinum Card
The American Express® Business Gold Card earns 4x points on the two spending categories your business spends the most each billing cycle (from a list of six), on the first $150,000 in combined purchases in these two categories per calendar year (then 1x point). One of the options is purchases at U.S. restaurants, so if this is a top spending area for your business, you can get an 8% return on these purchases based on TPG valuations. (terms apply). The annual fee is $295 (see rates and fees).
Right now, you can earn 35,000 bonus points after you spend $5,000 in purchases in the first three months of account opening.
Apply here: American Express Business Gold Card
The coronavirus pandemic has brought with it a lot of uncertainty and fear. The market is volatile, schools and businesses are just starting to reopen, and the travel industry has suffered. It’s essential to take note of where you can save money in the short run so you can get back to planning your dream trip when the moment is right.
For the rates and fees of the Amex Platinum, please click here.
For the rates and fees of the Amex Business Platinum, please click here.
For the rates and fees of the Amex Green card, please click here.
For the rate and fees of the Amex Gold card, please click here.
For the rate and fees of the Amex Business Gold, please click here.
Featured photo by Isabelle Raphael/The Points Guy.
Additional reporting by Ariana Arghandewal, Madison Blancaflor and Katie Genter.
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