8 things to do when you get the Amex Business Platinum Card
Editor's Note
Once you've gotten The Business Platinum Card® from American Express in the mail, your work to unlock its lucrative benefits has just begun.
That's because you'll need to enroll for many of the Amex Business Platinum's benefits and make important selections to ensure you're getting the most out of its card's $895 annual fee (see rates and fees).
If you're interested in this card, now is a great time to apply. Find out your offer and see if you're eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer. This is the highest public offer we've ever seen.
Amex Membership Rewards points are worth 2 cents apiece, per TPG's April 2026 valuations, which makes this bonus worth up to $6,000.
Once you have the Amex Business Platinum in your wallet, complete these eight tasks to receive maximum value.
Select your airline for the $200 fee statement credit and 35% bonus
One of the top Amex Business Platinum perks is its airline fee statement credit of up to $200 for charges by the qualifying airline you select each calendar year (enrollment required). You can use this credit on anything from checked bag fees to airline lounge passes.
It's important to note that you must select your airline to receive the credit. To do this, simply go to Amex's website and choose from the list of eligible airlines.
After making your selection, you'll also receive a 35% airline bonus when you use Pay with Points. This is when you choose to redeem your Membership Rewards points to pay for all — or a portion of — an eligible flight through American Express Travel.
You're only eligible to receive points back when you book with your preselected qualifying airline, and you're limited to a maximum of 1 million points back per calendar year.
While you're technically limited to the airline you select for the entire calendar year, you may be able to change your selection by contacting customer service. Usually, you'll only be able to change your airline if you haven't used these benefits yet this year.
Related: Why I love the Amex Business Platinum's Pay with Points perk
Enroll in business-related statement credits
The Amex Business Platinum features multiple statement credits directed toward business owners. You'll want to enroll in these to start earning statement credits back for your purchases.
To enroll for these statement credits, log in to your American Express account and select "enroll" for each perk.
- Adobe: Up to $250 in statement credits after spending $600 or more on U.S. purchases made directly at Adobe (from July 1 through Dec. 31, 2025, and for each calendar year after; subject to auto-renewal)
- Dell: Up to $1,150 in total statement credits — up to $150 in statement credits each calendar year on U.S. purchases made directly at Dell, plus $1,000 in statement credits after spending $5,000 or more at Dell (from July 1 through Dec. 31, 2025, and for each calendar year thereafter)
- Indeed: Up to $360 in statement credits per calendar year; allocated up to $90 per calendar quarter
- Wireless telephone services: Up to $120 in statement credits per calendar year for U.S. services, allocated up to $10 per month
Plus, it's worth noting that if your business spends $250,000 on eligible purchases in a calendar year, you'll unlock these credits to use in the following calendar year:
- Up to $1,200 in statement credits for flights booked through Amex Travel
- Up to $2,400 in statement credits for American Express One AP payments
These are potentially lucrative and worth keeping in the back of your mind if you run a high-spending business.
Related: How to maximize your earning with the Amex Business Platinum
Apply for Global Entry or TSA PreCheck
Frequent business travelers will appreciate that the Amex Business Platinum provides a statement credit to cover your Global Entry or TSA PreCheck application.
You'll receive $120 toward a Global Entry application every four years, or up to $85 toward PreCheck every 4½ years.
It's your best option to go ahead and apply for Global Entry, since TSA PreCheck is included in that program.
You don't have to enroll with Amex to receive this statement credit. Instead, you'll simply apply for whichever program you choose and pay with your Amex Business Platinum. Then, you can expect to see the statement credit automatically post.
Related: Global Entry vs. TSA PreCheck: Which is better?
Enroll in Clear+
Another solid perk for business travelers to maximize with their Amex Business Platinum is the Clear+ statement credit.
First, you'll have to enroll for this benefit on Amex's website. Then, you'll receive up to $209 in statement credits toward Clear+ each calendar year, which translates to a completely complimentary membership (subject to auto-renewal).
Clear+ members receive entry to a dedicated lane at Transportation Security Administration checkpoints with Clear. Then, you simply input your biometric data into a kiosk and move forward. This can be a huge time-saver.
Related: Why you should get TSA PreCheck and Clear — and how you can save on both
Plan a stay with Fine Hotels + Resorts or The Hotel Collection
The Amex Business Platinum added a hotel statement credit with its 2025 refresh, so new cardmembers will want to start planning a trip to ensure they maximize it.
Cardmembers receive up to $600 in statement credits per calendar year (earned as up to $300 semiannually) on prepaid American Express Fine Hotels + Resorts or The Hotel Collection bookings with Amex Travel when you pay with your Amex Business Platinum (Hotel Collection stays require a two-night minimum).
FHR and THC stays include multiple elitelike perks, such as complimentary breakfast, room upgrades (when available) and more.
This perk models the benefit on the American Express Platinum Card® and is potentially lucrative for business owners who frequently travel.
Related: Our favorite American Express Fine Hotels + Resorts properties where you can get elite perks
Register for elite status with Hilton, Leading Hotels of the World and Marriott
You will receive elite status with three hotel chains when you become an Amex Business Platinum cardmember.
You must enroll with each chain to receive benefits. Here's what you can expect to receive:
- Hilton Honors Gold
- Leaders Club Sterling from The Leading Hotels of the World
- Marriott Bonvoy Gold
Each status comes with unique perks such as room upgrades, complimentary breakfast and more. Some benefits are subject to availability.
Related: Get instant Hilton, Marriott and LHW hotel elite status with the Amex Platinum Card
Enroll for complimentary car rental elite status
You'll also receive complimentary status and perks with multiple car rental programs with the Amex Business Platinum.
As we've mentioned with many of the benefits above, you have to enroll with each of these programs to receive status:
- Avis Preferred Plus
- Hertz Gold Plus Rewards President's Circle
- National Car Rental Emerald Club Executive
The perks depend on the program, but you could get upgrades, priority service and more.
Related: Use these tips to never pay full price for a rental car
Keep an eye out for your Priority Pass card
Finally, new Amex Business Platinum cardmembers can expect to receive a card for Priority Pass™ Select airline lounge membership (enrollment required).
Priority Pass grants the cardmember and two guests access to more than 1,800 airport lounges worldwide.
Once you enroll through Amex's website, you can expect to receive your Priority Pass card in the mail within 4-6 weeks.
Related: The 10 best Priority Pass lounges around the world
Bottom line
With the Amex Business Platinum, you can receive various statement credits and elite benefits just by enrolling in perks and mindfully spending.
These eight tasks will help make card membership worthwhile. With such a high $895 annual fee, it's worth making the extra effort to be sure you're getting as much back in value as you can.
Apply here: The Business Platinum Card from American Express
For rates and fees of the Amex Business Platinum, please click here.
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| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 5X | New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App. |
| 3X | Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines. |
| 2X | Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Pros
- Valuable dining and food-related credits
- Flexible rewards with airline and hotel transfer partners
- Multiple travel and purchase protections
- No foreign transaction fees
- Access to Amex Offers for additional savings (enrollment required)
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
- Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
- $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
- Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.