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Don't forget to register for these benefits with the Amex Platinum

Sept. 20, 2021
6 min read
a hand holding a credit card near a seat on an airplane
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The Platinum Card® from American Express takes the cake for the highest annual fee ($695, see rates and fees) and the highest number of annual statement credits (worth more than $1,400 per year). As a quick recap, here are the standout features of the Amex Platinum:

  • Earn 80,000 Membership Rewards Points after you spend $6,000 on purchases within the first six months of card membership.
  • Earn 5x on flights booked directly or through Amex Travel (up to $500,000 per calendar year) and hotels booked through Amex Travel and 1x on all other eligible purchases.
  • Amex Global Lounge Collection, including access to Centurion Lounges, Priority Pass, and more.
  • Important travel and purchase protections such as trip delay and cancellation insurance, return protection and more.

This card has more benefits than practically any other rewards card on the market. The thing you might not realize, though, is that you have to register for some of them before you can use them. Here are the top ones to keep in mind.

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Airline fee credit

(Photo by Andrew Burton/Getty Images)

Select one qualifying airline on your online Amex account and receive statement credits of up to $200 per calendar year toward incidental fees on the airline of your choice — applicable for baggage fees, seat assignments, inflight drinks, snacks, and others similar charges. Don't forget — if you don't register, you won't receive any statement credits.

Marriott and Hilton elite status

Spa pool cabanas (Photo courtesy of JW Marriott Camelback Inn Resort and Spa)

If room upgrades and bonus points sound enticing to you, register for complimentary Hilton Honors and Marriott Bonvoy elite status, both at the Gold level. To enroll, log onto your Amex Platinum account to request enrollment in both loyalty programs.

Priority Pass lounges

The British Airways Priority Pass lounge at Washington Dulles International Airport. (Photo by JT Genter/The Points Guy)

While you'll have automatic access to Amex Centurion Lounges upon presenting your Platinum card, be sure to register for your complimentary Priority Pass Select membership on your online Amex account. This will let you into more than 1,300 lounges worldwide — a great alternative to when there isn't a Centurion or Delta Sky Club (when you fly same-day Delta).

Hotel credit

Amex Fine Hotels and Resorts (FHR) can provide many benefits during your stay ranging from upgrades to late check-out. (Photo courtesy of Amex FHR Banyan Tree Mayakoba)

Among the benefits this card recently added, cardmembers now receive up to $200 in annual statement credits when they pay for prepaid Fine Hotels + Resorts and The Hotel Collection, which requires a minimum two-night stay, bookings through the Amex Travel portal using their Amex Platinum. Booking through these programs will also get you elite-like perks, so it's worth checking out.

Uber credit

Photo courtesy of Uber

Receive up to $15 per month (and $35 total in December) in Uber Cash, redeemable for Uber rides or U.S. Uber Eats orders. After adding your Platinum card to your Uber account, you can find your monthly Amex benefit in your Uber Cash balance.

Global Entry or TSA Precheck credit

(Photo by Darren Murph/The Points Guy)

You don't exactly have to register for this benefit, but use your card to pay for your Global Entry or TSA Precheck application through the respective website and receive up to $100 in statement credits for Global Entry ($85 for TSA Precheck). When your application is due for renewal after 4.5 or five years, you can receive reimbursement through your Amex Platinum again (and again).

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Clear credit

Photo by Joni Hanebutt/Shutterstock.

Similar to the Global Entry/TSA Precheck credit, pay for your annual Clear membership with your Amex Platinum and automatically receive up to $189 in statement credits per calendar year.

Digital entertainment credit

(Photo by Andrew Harrer/Bloomberg via Getty Images)

After enrolling in this benefit on your Amex Platinum account, you'll receive up to $20 in monthly statement credits when using your Amex Platinum to pay for monthly subscriptions through qualifying digital entertainment providers, including Peacock, Audible, SiriusXM, and The New York Times.

Equinox credit

(Photo by Melanie Lieberman/The Points Guy)

For monthly Equinox memberships or your Equinox+ fitness app, you can receive $25 in monthly statement credits when you pay with your Amex Platinum. Enrollment is also required for this benefit online.

Saks credit

(Photo by By NYCStock/Shutterstock.)

Again, enroll in this benefit on your card account. Then, when shopping at Saks Fifth Avenue with your Platinum card, you'll receive $50 in statement credits for January through June and another $50 in statement credits for July through December, so don't try to use your card for the full year $100 benefit all at once.

Bottom line

The Amex Platinum comes with an abundance of lifestyle- and travel-related credits that you'll want to register for, either by paying for the service with your Amex Platinum or enrolling on your online Amex account. These ongoing benefits crown the card as the best of the best — especially if maximized to its full potential, netting you more than $1,400 in value each year.

Official application link: Amex Platinum with a welcome bonus of 80,000 points.

For rates and fees of the Amex Platinum, click here.

Featured image by RYAN PATTERSON FOR THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG featured card

Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

2 - 10X points
10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day

Intro offer

75,000 bonus miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee

$395

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day
  • Intro Offer
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    75,000 bonus miles
  • Annual Fee

    $395
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023