How to use the American Express Platinum Equinox credit

The premium American Express Platinum Card® sits near the top of our list of the best rewards cards. With its $895 annual fee (see rates and fees), the card is loaded with lifestyle and travel perks.

Many of these lifestyle perks are centered around fitness. One such benefit includes the up to $300 annual Equinox statement credit (enrollment required).

Here's how this statement credit works and how you can use it.

What is the Amex Platinum Card Equinox credit?

Equinox is a luxury fitness club with more than 110 locations in the U.S., Canada and the United Kingdom. The clubs are primarily located in major cities, with over 40 locations within New York City's metro area (where Equinox is headquartered) alone.

With the Platinum Card, you'll get an up to $300 Equinox statement credit each calendar year. You can choose to use this statement credit on a:

• Physical club membership
• Digital app subscription

If you live near a physical Equinox club, consider stopping by for a tour or guest pass to see what it's like. You can also try the Equinox+ app with a free seven-day trial to compare both experiences and decide which works best for you.

If there isn't a club nearby or you prefer not to pay the premium gym price, you can use your credit for a digital subscription to the Equinox+ app instead.

Related: The 8 best credit cards to maximize fitness spending

Daily Newsletter

Reward your inbox with the TPG Daily newsletter

Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts

Email address

Sign up

By signing up, you will receive newsletters and promotional content and agree to our Terms of Use and acknowledge the data practices in our Privacy Policy. You may unsubscribe at any time.

How to use the Platinum Card Equinox credit

If you're joining Equinox for the first time:

• Go to platinum.equinox.com.
• Select "New Member."
• Choose between "In-club experience" or "Digital experience."
• Enter your Platinum Card number to confirm eligibility.
• Create an account and select an eligible club membership plan or digital subscription (subject to auto-renewal).
• Add your Platinum Card as the payment method and charge your membership or subscription to it.

Existing members should:

• Go to platinum.equinox.com.
• Select "Current Member."
• Log in to your Equinox account.
• Add your Platinum Card as the payment method and charge your membership or subscription to it.

Former Equinox+ or Equinox Club members should email hello@equinoxplus.com to enroll in this benefit.

You'll usually receive your statement credit within a few days of purchase, but it can take up to eight weeks.

Related: How to use the Amex Platinum digital entertainment credit

FAQs on Platinum Card Equinox credit

How do I use my Platinum Card Equinox credit?

Once you confirm your membership is valid for the statement credit, activate the benefit through platinum.equinox.com and charge your monthly bill to your Amex Platinum Card or sign up for an annual Equinox+ digital membership. For the statement credit to trigger, memberships must be purchased through the website.

Which memberships are eligible for the Platinum Card Equinox credit?

Cardmembers can get up to $300 in Equinox statement credits each calendar year. This statement credit can be applied toward any physical Equinox club membership or a digital Equinox+ membership (which is fully covered by the credit) when paying with your Platinum Card.

How much do physical club memberships cost?

Physical club membership costs can range from $205 to $415 a month with individual, regional, all-access and destination membership options. Prices vary based on location and membership type.

Which purchases are not eligible for the Platinum Card Equinox credit?

Day passes, memberships purchased through Equinox's mobile app and online purchases on Equinox's website do not count toward this credit. Some other exclusions may apply, so it's best to check with Amex if you're unsure if your membership qualifies. Some Reddit users have reported that spa services at Equinox have triggered the statement credit, but your mileage may vary.

What benefits do I get with the Equinox+ app?

You'll get access to an extensive portfolio of classes in categories like cycling, HIIT, meditation, running and yoga from Equinox and its many brands, such as HeadStrong, Precision Run, Pure Yoga, Rumble, Solidcore, SoulCycle and TB12.

There are also live Equinox and SoulCycle online classes available. If you prefer working out from the comfort of your own home and avoiding busy, crowded gyms, this is a great option to consider.

What about the SoulCycle credit?

Additionally, as an Equinox+ member and a Platinum Card member, you can receive an up to $300 statement credit per calendar year toward the purchase of a SoulCycle at-home bike*. A SoulCycle bike costs $2,500 (plus taxes), so it is essentially a $300 discount.

*This statement credit applies to up to 15 bikes per calendar year; enrollment is required. To qualify, you must have an active Equinox+ membership and make the purchase in a single transaction.

Related: 10 things to do when you get the Amex Platinum

Bottom line

Cardmembers who live near a physical Equinox club can use the up to $300 annual Equinox statement credit toward an in-person membership. And those who prefer to work out from home can apply the credit to a digital Equinox+ subscription, which includes a wide range of live and on-demand classes from top instructors.

This benefit makes it easy to stay active while getting more value from your Platinum Card.

To learn more, read our full review of the Amex Platinum.

Apply here: American Express Platinum Card

For rates and fees of the Amex Platinum Card, click here.